{"text_format":"1","workbook":"xlsx","n_sheets":17,"sheets":["Info","Vastlegging","Berekening","NP","Bruto-netto","Bijlages","DT-Aanvullingen-BG","Pensioenschade","Premie","Scenario's","Parameters","Rekenblad","Transitie - BWWW","WIA-AAOP","XML-Gespreksverslag","Voorbeeld vastlegging","Loonheffing"],"not_rendered":{"charts":0,"images":2,"macros":1,"external_links":0,"defined_names":172,"comments":1,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

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[]
[null,"Versiebeheer"]
[]
[null,"Versie","Datum","Omschrijving","Bouwer","Reviewer"]
[null,"2024.2","2024-01-25","Aanpassingen in gespreksverslag en bruto-netto berekening.","Roy Erkens ","Fabian Schumans"]
[null,"2024.1","2023-12-18","Parameters voor 2024 aangepast.","Roy Erkens ","Fabian Schumans"]
[null,"2023.4","2023-09-12","Fout doortelling AO aangepast.","Roy Erkens ","Roy Erkens "]
[null,"2023.3","2023-07-04","Teksten gewijzigd met betrekking tot vastlegging.","Roy Erkens ","Roy Erkens "]
[null,"2023.2","2023-06-07","Berekening vakantiegeld AOW aangepast. Parameters per 1 juli 2023 aangepast.","Roy Erkens ","Roy Erkens "]
[null,"2023.1","2022-12-19","Parameters 2023 aangepast.\nFormulier gespreksvastlegging toegevoegd.","Roy Erkens ","Roy Erkens "]
[null,"2022.4","2022-09-09","Op verzoek diverse aanpassingen.","Roy Erkens ","Roy Erkens "]
[null,"2022.3","2022-08-08","Op verzoek diverse aanpassingen.","Roy Erkens ","Roy Erkens "]
[null,"2022.2","2022-07-11","- Diverse aanpassingen tbv bedrag ineens.\n- VPL verlies verwijderd.\n- Update parameters per juli 2022.","Roy Erkens ","Roy Erkens "]
[null,"2022.1","2021-12-20","Parameters voor 2022 aangepast.","Roy Erkens ","Roy Erkens "]
[null,"2021.4","2021-10-06","Opslaan aangepast.","Roy Erkens ","Roy Erkens "]
[null,"2021.3","2021-06-17","Factoren per 1 juli 2021 aangepast.","Roy Erkens ","Roy Erkens "]
[null,"2021.2","2021-02-02","Mogelijk om per uittreding ruilen wel of niet te kiezen in rekenblad.","Roy Erkens ","Roy Erkens "]
[null,"2021.1","2020-12-21","Parameters voor 2021 aangepast.","Roy Erkens ","Roy Erkens "]
[null,"2020.6","2020-11-16","Nieuwe disclaimertekst.","Roy Erkens ","Dennis Becker"]
[null,"2020.5","2020-07-01","Nieuwe AOW-bedragen en nettopensioenfactoren toegevoegd. \nTabblad Pensioenschade gemaakt. Redesign tabblad Bruto-netto.","Roy Erkens ","Dennis Becker"]
[null,"2020.4","2020-02-18","Aanvullingen 18.8 en 18.9 in spreadsheet verwerkt.","Roy Erkens ","Dennis Becker"]
[null,"2020.3","2020-02-04","Redesign deeltijdAKP.","Roy Erkens ","Dennis Becker"]
[null,"2020.2","2020-01-23","Diverse aanpassingen tabblad NP.","Roy Erkens ","Dennis Becker"]
[null,"2020.1","2019-12-10","Parameters voor 2020 aangepast.","Roy Erkens ","Dennis Becker"]
[null,"2019.8","2019-11-21","Tabblad Transitie-BWWW toegevoegd.","Roy Erkens ","Dennis Becker"]
[null,"2019.7","2019-11-12","Automatische berekening verhoging NP.","Roy Erkens ","Dennis Becker"]
[null,"2019.6","2019-07-26","Ook mogelijk om fictieve AEP-inleg mee te nemen.","Roy Erkens ","Dennis Becker"]
[null,"2019.5","2019-07-24","Nieuwe AOW-leeftijd nav pensioenakkoord 2019 doorgevoerd.","Roy Erkens ","Dennis Becker"]
[null,"2019.4","2019-07-03","Nieuwe AOW-bedragen toegevoegd per 1-7-2019.","Roy Erkens ","Dennis Becker"]
[null,"2019.3","2019-06-07","Verwachte AOW-datum aangepast nav pensioenakkoord.","Roy Erkens ","Dennis Becker"]
[null,"2019.2","2019-02-08","Aanpassing in berekening nav controle.","Roy Erkens ","Dennis Becker"]
[null,"2019.1","2018-12-14","Parameters voor 2019 aangepast.","Roy Erkens ","Dennis Becker"]
[null,"2018.3","2018-08-28","Update per 1 oktober 2018.","Roy Erkens ","Dennis Becker"]
[null,"2018.2","2018-04-25","Update per 1 mei 2018.","Roy Erkens ","Dennis Becker"]
[null,"2018.1","2017-12-20","Parameters voor 2018 aangepast.","Roy Erkens ","Dennis Becker"]
[null,"2017.5","2017-09-08","Mogelijkheid om overige inkomsten mee te nemen en uitruil voor hoger NP toegevoegd.","Dennis Becker","Roy Erkens "]
[null,"2017.4","2017-05-08","Berekening AOW-datum aangepast.","Dennis Becker","Roy Erkens "]
[null,"2017.3","2017-03-31","Interpolatiefactoren AEP aangepast, ook mogelijk om na 70 jaar te berekenen.","Dennis Becker","Roy Erkens "]
[null,"2017.2","2016-12-28","Berekenen vervolguittreding aangepast, en mogelijk om via rekenblad saldo aan nettopensioen toe te voegen en mee te nemen bij berekening.","Dennis Becker","Roy Erkens "]
[null,"2017.1","2016-12-16","Parameters voor 2017 aangepast.","Dennis Becker","Roy Erkens "]
[null,"2016.7","2016-12-09","AOW-leeftijd verhoogd naar 67 en 3 maanden voor deelnemers gebouwd na 1-1-1955.","Roy Erkens ","Roy Erkens "]
[null,"2016.6","2016-06-10","- Aanpassing gedaan bij berekening Tijdelijk OuderdomsPensioen (TOP).\n- Nu ook automatisch 10% pensioen bij WG en deelnemer ouder dan 60 jaar.","Roy Erkens ","Martin Simons \nJo Spons"]
[null,"2016.5","2016-05-02","- Mogelijk om IP/AAOP bedragen mee te nemen in berekening.\n- Uittreedleeftijd in jaren en maanden zichtbaar gemaakt.\n- Meetelwaarde SBF aangepast (van 37,5 naar 50%).","Roy Erkens ","Martin Simons \nJo Spons"]
[null,"2016.4","2016-04-25","- WW met meer dan 99 maanden was niet mogelijk om in te voeren, formule aangepast.\n- Adres aangepast op Aanvraagformulier.\n- Opmaak tabblad Scenario's aangepast.","Roy Erkens ","Martin Simons \nJo Spons"]
[null,"2016.3","2016-04-19","Aangepast nav review gebruik Belastingdienst.\n- Regel ingevoegd bij aanvraagformulier bij alinea: Wilt u uw pensioen definitief aanvragen?\n- Verwijzingen naar Gehuwd/samenw. & Ongehuwd aangepast.","Roy Erkens ","Martin Simons \nJo Spons"]
[null,"2016.2","2016-04-11","Nieuwe opzet tooling. Ook loonheffingstabellen per 1 april 2016 aangepast.","Roy Erkens ","Martin Simons \nJo Spons"]
[null,"2016.1","2015-12-21","Eerste versie met aanpassingen 2016. Parameters toegevoegd.","Roy Erkens ","Martin Simons \nJo Spons"]
[null,"2015.4","2015-07-27","Beperkingsfactor toegevoegd bij berekening pensioen.","Roy Erkens ","Martin Simons \nJo Spons"]
[null,"2015.3","2015-04-29","Doortelling WW/WG aangepast. Beperkingsfactor toegevoegd.","Roy Erkens ","Martin Simons \nFrank Rinkens"]
[null,"2015.2","2015-01-29","Nu ook mogelijk om te rekenen met WW/WG.","Roy Erkens ","Martin Simons \nFrank Rinkens"]
[null,"2015.1","2015-01-08","Eerste versie met aanpassingen 2015.","Roy Erkens ","Martin Simons \nFrank Rinkens"]
[]
[null,"Instructie"]

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[]
[null,"Vastlegging gespreksverslag met pensioenvoorlichter"]
[]
[null,"Gegevens deelnemer",null,null,null,"Informatie gesprek"]
[null,"Klantnummer",null,{"$f":"IF(Berekening!$C$3=\"\",\"\",Berekening!$C$3)","v":""},null,"Adviseur",null,"invullen"]
[null,"Naam",null,{"$f":"IF(Berekening!$C$4=\"\",\"\",Berekening!$C$4)","v":""},null,"Datum gesprek",null,{"$f":"TODAY()","v":"2024-01-25"}]
[null,"Geboortedatum",null,{"$f":"IF(Berekening!$C$5=\"\",\"\",Berekening!$C$5)","v":""},null,"Pensioenfonds",null,{"$f":"'XML-Gespreksverslag'!$C$53","v":"SPW"}]
[]
[null,"Besproken onderwerpen",null,null,null,"Gebruikte middelen"]
[null,{"$f":"IF('XML-Gespreksverslag'!$B3=\"\",\"\",1)","v":1},{"$f":"IF(B10=1,'XML-Gespreksverslag'!$B3,\"\")","v":"Ingangsdatum en hoogte AOW"},null,null,{"$f":"IF('XML-Gespreksverslag'!$B24=\"\",\"\",1)","v":1},{"$f":"IF(F10=1,'XML-Gespreksverslag'!$B24,\"\")","v":"MijnSPW"}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$3=\"\",\"\",'XML-Gespreksverslag'!$M$3)","v":"Dn heeft algemene vragen 1e pijler"},null,{"$f":"IF('XML-Gespreksverslag'!$N$3=\"\",\"\",'XML-Gespreksverslag'!$N$3)","v":"Samenhang AOW en pensioen en wie welke regeling uitvoert"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$3=\"\",\"\",'XML-Gespreksverslag'!$O$3)","v":"Dn wil weten wanneer hij de AOW-leeftijd bereikt"},null,{"$f":"IF('XML-Gespreksverslag'!$P$3=\"\",\"\",'XML-Gespreksverslag'!$P$3)","v":"Uitleg over hoe AOW-leeftijd is vastgesteld dan wel wordt vastgesteld in de toekomst en wat deze leeftijd voor dn en eventuele partner is"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$3=\"\",\"\",'XML-Gespreksverslag'!$Q$3)","v":"Dn wil weten hoeveel inkomstenbelasting wordt ingehouden"},null,{"$f":"IF('XML-Gespreksverslag'!$R$3=\"\",\"\",'XML-Gespreksverslag'!$R$3)","v":"Uitleg omslagstelsel, wie premie betaalt en wanneer niet meer en gevolgen voor netto inkomen box 1"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$3=\"\",\"\",'XML-Gespreksverslag'!$S$3)","v":"Dn geeft aan niet altijd in NL te hebben gewoond of gewerkt of er zijn aanwijzingen hiervoor"},null,{"$f":"IF('XML-Gespreksverslag'!$T$3=\"\",\"\",'XML-Gespreksverslag'!$T$3)","v":"Wie wel en niet verzekerd zijn voor de AOW en wat het gevolg is voor de hoogte van het bedrag"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$3=\"\",\"\",'XML-Gespreksverslag'!$U$3)","v":"Dn geeft afwijkende samenlevingsvorm nu of in de toekomst aan of er zijn aanwijzingen hiervoor"},null,{"$f":"IF('XML-Gespreksverslag'!$V$3=\"\",\"\",'XML-Gespreksverslag'!$V$3)","v":"Hoe de hoogte van het AOW bedrag wordt vasgesteld op basis van burgerlijke staat"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$3=\"\",\"\",'XML-Gespreksverslag'!$W$3)","v":"Dn ontvangt een UWV-uitkering (WW, WIA, WAO) of gaat deze ontvangen"},null,{"$f":"IF('XML-Gespreksverslag'!$X$3=\"\",\"\",'XML-Gespreksverslag'!$X$3)","v":"Hoe de AOW zich verhoudt tot sociale uitkeringen en werknemersverzekeringen m.b.t. de duur van deze uitkeringen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$3=\"\",\"\",'XML-Gespreksverslag'!$Y$3)","v":"Dn wil (eerder, later of op AOW-leeftijd) stoppen met werken"},null,{"$f":"IF('XML-Gespreksverslag'!$Z$3=\"\",\"\",'XML-Gespreksverslag'!$Z$3)","v":"Effect AOW-leeftijd op- en samenhang AOW-leeftijd met gekozen ingangsdatum pensioen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$3=\"\",\"\",'XML-Gespreksverslag'!$AA$3)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$3=\"\",\"\",'XML-Gespreksverslag'!$AB$3)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$3=\"\",\"\",'XML-Gespreksverslag'!$AC$3)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$3=\"\",\"\",'XML-Gespreksverslag'!$AD$3)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$3=\"\",\"\",'XML-Gespreksverslag'!$AE$3)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$3=\"\",\"\",'XML-Gespreksverslag'!$AF$3)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B4=\"\",\"\",1)","v":1},{"$f":"IF(B24=1,'XML-Gespreksverslag'!$B4,\"\")","v":"Ingangsdatum ouderdomspensioen"},null,null,{"$f":"IF('XML-Gespreksverslag'!$B25=\"\",\"\",1)","v":""},{"$f":"IF(F24=1,'XML-Gespreksverslag'!$B25,\"\")","v":""}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$4=\"\",\"\",'XML-Gespreksverslag'!$M$4)","v":"Dn wil integraal inzicht 1e en 2e pijler"},null,{"$f":"IF('XML-Gespreksverslag'!$N$4=\"\",\"\",'XML-Gespreksverslag'!$N$4)","v":"Verschil tussen pensioenleeftijd, rekenleetijd en AOW-leeftijd"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$4=\"\",\"\",'XML-Gespreksverslag'!$O$4)","v":"Dn wil weten wanneer hij met pensioen kan gaan"},null,{"$f":"IF('XML-Gespreksverslag'!$P$4=\"\",\"\",'XML-Gespreksverslag'!$P$4)","v":"Vanaf wanneer je met pensioen kan gaan en hoe zich dit verhoudt met de hoogte van de pensioenuitkering"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$4=\"\",\"\",'XML-Gespreksverslag'!$Q$4)","v":"Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken "},null,{"$f":"IF('XML-Gespreksverslag'!$R$4=\"\",\"\",'XML-Gespreksverslag'!$R$4)","v":"Samenhang van pensioenkeuzes op ingangsdatum"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$4=\"\",\"\",'XML-Gespreksverslag'!$S$4)","v":"Dn geeft aan (terminaal) ziek te zijn"},null,{"$f":"IF('XML-Gespreksverslag'!$T$4=\"\",\"\",'XML-Gespreksverslag'!$T$4)","v":"Mogelijkheden om eerder pensioen op te nemen en fiscale gevolgen en de gevolgen op andere inkomsten"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$4=\"\",\"\",'XML-Gespreksverslag'!$U$4)","v":"Dn heeft of krijgt regeling aangeboden via werkgever"},null,{"$f":"IF('XML-Gespreksverslag'!$V$4=\"\",\"\",'XML-Gespreksverslag'!$V$4)","v":"Mogelijkheden om pensioen en werkgeversregeling te combineren"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$4=\"\",\"\",'XML-Gespreksverslag'!$W$4)","v":"Dn overweegt of kiest om langer door te werken"},null,{"$f":"IF('XML-Gespreksverslag'!$X$4=\"\",\"\",'XML-Gespreksverslag'!$X$4)","v":"Verhoging pensioen bij uitstellen en effect op pensioenopbouw in samenhang met arbeidsovereenkomst"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$4=\"\",\"\",'XML-Gespreksverslag'!$Y$4)","v":"Dn wil graag eerder of alvast pensioen opnemen"},null,{"$f":"IF('XML-Gespreksverslag'!$Z$4=\"\",\"\",'XML-Gespreksverslag'!$Z$4)","v":"Gevolgen van ingaan pensioen langer dan 5 jaar vóór AOW-leeftijd i.v.m. intentieverklaring"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$4=\"\",\"\",'XML-Gespreksverslag'!$AA$4)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$4=\"\",\"\",'XML-Gespreksverslag'!$AB$4)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$4=\"\",\"\",'XML-Gespreksverslag'!$AC$4)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$4=\"\",\"\",'XML-Gespreksverslag'!$AD$4)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$4=\"\",\"\",'XML-Gespreksverslag'!$AE$4)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$4=\"\",\"\",'XML-Gespreksverslag'!$AF$4)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B5=\"\",\"\",1)","v":1},{"$f":"IF(B38=1,'XML-Gespreksverslag'!$B5,\"\")","v":"Mogelijkheden deeltijdpensioen"},null,null,{"$f":"IF('XML-Gespreksverslag'!$B26=\"\",\"\",1)","v":1},{"$f":"IF(F38=1,'XML-Gespreksverslag'!$B26,\"\")","v":"Offerte ouderdomspensioen"}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$5=\"\",\"\",'XML-Gespreksverslag'!$M$5)","v":"Dn wil graag minder (gaan) werken"},null,{"$f":"IF('XML-Gespreksverslag'!$N$5=\"\",\"\",'XML-Gespreksverslag'!$N$5)","v":"Effect op pensioenopbouw en mogelijkheid tot aanvullen inkomen met een deel pensioen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$5=\"\",\"\",'XML-Gespreksverslag'!$O$5)","v":"Dn heeft of krijgt regeling aangeboden via werkgever (b.v. RVU, DI, Generatiepact, etc.)"},null,{"$f":"IF('XML-Gespreksverslag'!$P$5=\"\",\"\",'XML-Gespreksverslag'!$P$5)","v":"(On)mogelijkheden om pensioenoname te combineren met een werkgeversregeling"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$5=\"\",\"\",'XML-Gespreksverslag'!$Q$5)","v":"Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken "},null,{"$f":"IF('XML-Gespreksverslag'!$R$5=\"\",\"\",'XML-Gespreksverslag'!$R$5)","v":"Hoeveel je minimaal moet opnemen en in welke eenheden je dit kan doen en hoe vaak je met pensioen mag gaan"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$5=\"\",\"\",'XML-Gespreksverslag'!$S$5)","v":"Dn wil weten hoeveel pensioen het hem later kost als hij eerst deeltijdpensioen opneemt"},null,{"$f":"IF('XML-Gespreksverslag'!$T$5=\"\",\"\",'XML-Gespreksverslag'!$T$5)","v":"Effect deeltijdpensioen op (keuzes met) latere vervolguitreding(en) en pensioenopbouw"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$5=\"\",\"\",'XML-Gespreksverslag'!$U$5)","v":"Dn geeft aan of er is aanwijzing tot dat hij langer dan 5 jaar vóór AOW-leeftijd deeltijdpensioen wil"},null,{"$f":"IF('XML-Gespreksverslag'!$V$5=\"\",\"\",'XML-Gespreksverslag'!$V$5)","v":"Gevolgen van opnemen deeltijdpensioen langer dan 5 jaar vóór AOW-leeftijd i.v.m. intentieverklaring"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$5=\"\",\"\",'XML-Gespreksverslag'!$W$5)","v":"Dn geeft aan een specifiek bedrag te willen opnemen aan pensioen"},null,{"$f":"IF('XML-Gespreksverslag'!$X$5=\"\",\"\",'XML-Gespreksverslag'!$X$5)","v":"Mogelijkheden om te variëren in deeltijdpercentage pensioenopname dan wel het variëren met de uitkering"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$5=\"\",\"\",'XML-Gespreksverslag'!$Y$5)","v":"Dn wil pensioen opnemen en ongewijzigd blijven doorwerken of ergens anders gaan werken"},null,{"$f":"IF('XML-Gespreksverslag'!$Z$5=\"\",\"\",'XML-Gespreksverslag'!$Z$5)","v":"Fiscale beperkingen intentieverklaring toelichten zowel op ingangsdatum pensioen als periode hieropvolgend"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$5=\"\",\"\",'XML-Gespreksverslag'!$AA$5)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$5=\"\",\"\",'XML-Gespreksverslag'!$AB$5)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$5=\"\",\"\",'XML-Gespreksverslag'!$AC$5)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$5=\"\",\"\",'XML-Gespreksverslag'!$AD$5)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$5=\"\",\"\",'XML-Gespreksverslag'!$AE$5)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$5=\"\",\"\",'XML-Gespreksverslag'!$AF$5)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B6=\"\",\"\",1)","v":1},{"$f":"IF(B52=1,'XML-Gespreksverslag'!$B6,\"\")","v":"Verhogen nabestaandenpensioen"},null,null,{"$f":"IF('XML-Gespreksverslag'!$B27=\"\",\"\",IF($B$192=1,1,\"\"))","v":1},{"$f":"IF(F52=1,'XML-Gespreksverslag'!$B27,\"\")","v":"Offerte vrijwillige voortzetting"}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$6=\"\",\"\",'XML-Gespreksverslag'!$M$6)","v":"Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken "},null,{"$f":"IF('XML-Gespreksverslag'!$N$6=\"\",\"\",'XML-Gespreksverslag'!$N$6)","v":"Pensioenkeuzes toelichten en samenhang hiermee wanneer NP wordt verhoogd"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$6=\"\",\"\",'XML-Gespreksverslag'!$O$6)","v":"Dn geeft aan (terminaal) ziek te zijn"},null,{"$f":"IF('XML-Gespreksverslag'!$P$6=\"\",\"\",'XML-Gespreksverslag'!$P$6)","v":"Voorwaarden om NP te verhogen en de hoogte hiervan bepalen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$6=\"\",\"\",'XML-Gespreksverslag'!$Q$6)","v":"Dn geeft aan dat partner geen of weinig pensioen heeft opgebouwd en/of geen of laag inkomen heeft"},null,{"$f":"IF('XML-Gespreksverslag'!$R$6=\"\",\"\",'XML-Gespreksverslag'!$R$6)","v":"Wat de (maximale) hoogte wordt van het NP bij uitruilkeuze en wat dit kost aan OP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$6=\"\",\"\",'XML-Gespreksverslag'!$S$6)","v":"Dn heeft een veel jongere partner"},null,{"$f":"IF('XML-Gespreksverslag'!$T$6=\"\",\"\",'XML-Gespreksverslag'!$T$6)","v":"Uitruilkeuze toelichten met werking van omruilfactoren OP naar NP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$6=\"\",\"\",'XML-Gespreksverslag'!$U$6)","v":"Dn vindt het belangrijk te weten hoe hoog het NP is voor de partner bij overlijden"},null,{"$f":"IF('XML-Gespreksverslag'!$V$6=\"\",\"\",'XML-Gespreksverslag'!$V$6)","v":"Inzicht in totale hoogte NP, incl. evt aanvullingen en AOW en de mogelijkheid om het te verhogen door uitruilkeuze"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$6=\"\",\"\",'XML-Gespreksverslag'!$W$6)","v":"Dn zou graag het NP verder willen verhogen"},null,{"$f":"IF('XML-Gespreksverslag'!$X$6=\"\",\"\",'XML-Gespreksverslag'!$X$6)","v":"Uitleg over maximale hoogte NP in 2e pijler, eventueel doorverwijzen naar externe partij voor 3e pijler product"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$6=\"\",\"\",'XML-Gespreksverslag'!$Y$6)","v":"Dn wil weten wat het effect is voor de ex-partner als het NP voor huidige partner wordt verhoogd"},null,{"$f":"IF('XML-Gespreksverslag'!$Z$6=\"\",\"\",'XML-Gespreksverslag'!$Z$6)","v":"Verschil tussen NP en BNP en dat uitruil een pensioenkeuze is om \"eigen\" potjes anders te verdelen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$6=\"\",\"\",'XML-Gespreksverslag'!$AA$6)","v":"Dn geeft aan te stoppen met werken dan wel geen deelnemer bij huidige fonds blijft"},null,{"$f":"IF('XML-Gespreksverslag'!$AB$6=\"\",\"\",'XML-Gespreksverslag'!$AB$6)","v":"Uitleggen wat risicogedekt NP is en welke mogelijkheden er zijn om dit deel veilig te stellen en wat dat betekent voor OP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$6=\"\",\"\",'XML-Gespreksverslag'!$AC$6)","v":"Dn wil met pensioen gaan en NP verhogen"},null,{"$f":"IF('XML-Gespreksverslag'!$AD$6=\"\",\"\",'XML-Gespreksverslag'!$AD$6)","v":"Toelichting op aanvraagproces AKP met verhogen NP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$6=\"\",\"\",'XML-Gespreksverslag'!$AE$6)","v":"Dn gaat het fonds verlaten en wil weten wat hij moet doen"},null,{"$f":"IF('XML-Gespreksverslag'!$AF$6=\"\",\"\",'XML-Gespreksverslag'!$AF$6)","v":"Toelichting op proces uitruil OP-NP bij einde dienstverband"}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B7=\"\",\"\",1)","v":1},{"$f":"IF(B66=1,'XML-Gespreksverslag'!$B7,\"\")","v":"Verlagen nabestaandenpensioen"},null,null,{"$f":"IF('XML-Gespreksverslag'!$B28=\"\",\"\",IF($B$220=1,1,\"\"))","v":1},{"$f":"IF(F66=1,'XML-Gespreksverslag'!$B28,\"\")","v":"Offerte nettopensioenregeling"}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$7=\"\",\"\",'XML-Gespreksverslag'!$M$7)","v":"Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken "},null,{"$f":"IF('XML-Gespreksverslag'!$N$7=\"\",\"\",'XML-Gespreksverslag'!$N$7)","v":"Pensioenkeuzes toelichten en samenhang hiermee wanneer NP wordt verlaagd"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$7=\"\",\"\",'XML-Gespreksverslag'!$O$7)","v":"Dn geeft aan dat partner (terminaal) ziek is"},null,{"$f":"IF('XML-Gespreksverslag'!$P$7=\"\",\"\",'XML-Gespreksverslag'!$P$7)","v":"Voorwaarden en risico's bespreken van verlagen NP en wat dit oplevert aan extra OP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$7=\"\",\"\",'XML-Gespreksverslag'!$Q$7)","v":"Dn geeft aan dat partner zelf een goed pensioen/ inkomen heeft"},null,{"$f":"IF('XML-Gespreksverslag'!$R$7=\"\",\"\",'XML-Gespreksverslag'!$R$7)","v":"Wijzen op mogelijkheid verlagen NP en wat dit oplevert aan extra OP enerzijds en anderzijds hoe hoog het (restant) NP is"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$7=\"\",\"\",'XML-Gespreksverslag'!$S$7)","v":"Dn heeft een veel oudere partner"},null,{"$f":"IF('XML-Gespreksverslag'!$T$7=\"\",\"\",'XML-Gespreksverslag'!$T$7)","v":"Uitruilkeuze toelichten met werking van omruilfactoren NP naar OP en finaniele risico's die aan deze keuzes verbonden zijn"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$7=\"\",\"\",'XML-Gespreksverslag'!$U$7)","v":"Dn heeft geen partner"},null,{"$f":"IF('XML-Gespreksverslag'!$V$7=\"\",\"\",'XML-Gespreksverslag'!$V$7)","v":"Toelichten van default NP verlagen en gevolgen voor eventueel toekomstige partner"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$7=\"\",\"\",'XML-Gespreksverslag'!$W$7)","v":"Dn heeft een ex-partner"},null,{"$f":"IF('XML-Gespreksverslag'!$X$7=\"\",\"\",'XML-Gespreksverslag'!$X$7)","v":"Nagaan of er recht is op BNP en of dit de bedoeling was en of dit een beperking of ruimte opevert aan de ruilkeuze"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$7=\"\",\"\",'XML-Gespreksverslag'!$Y$7)","v":"Dn geeft aan of er zijn aanwijzingen hiervoor dat hij niet begrijpt waarom de bedragen afwijken"},null,{"$f":"IF('XML-Gespreksverslag'!$Z$7=\"\",\"\",'XML-Gespreksverslag'!$Z$7)","v":"Uitleg over welke delen van NP mogen worden toegevoegd aan OP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$7=\"\",\"\",'XML-Gespreksverslag'!$AA$7)","v":"Dn wil met pensioen gaan en NP verhogen"},null,{"$f":"IF('XML-Gespreksverslag'!$AB$7=\"\",\"\",'XML-Gespreksverslag'!$AB$7)","v":"Toelichting op aanvraagproces AKP met verlagen NP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$7=\"\",\"\",'XML-Gespreksverslag'!$AC$7)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$7=\"\",\"\",'XML-Gespreksverslag'!$AD$7)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$7=\"\",\"\",'XML-Gespreksverslag'!$AE$7)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$7=\"\",\"\",'XML-Gespreksverslag'!$AF$7)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B8=\"\",\"\",1)","v":1},{"$f":"IF(B80=1,'XML-Gespreksverslag'!$B8,\"\")","v":"Pensioen anders verdelen"},null,null,{"$f":"IF('XML-Gespreksverslag'!$B29=\"\",\"\",1)","v":1},{"$f":"IF(F80=1,'XML-Gespreksverslag'!$B29,\"\")","v":"Gewezen op afwegingen in gespreksverslag"}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$8=\"\",\"\",'XML-Gespreksverslag'!$M$8)","v":"Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken "},null,{"$f":"IF('XML-Gespreksverslag'!$N$8=\"\",\"\",'XML-Gespreksverslag'!$N$8)","v":"Pensioenkeuzes toelichten en samenhang hiermee wanneer je wil variëren met de uitkering"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$8=\"\",\"\",'XML-Gespreksverslag'!$O$8)","v":"Dn geeft aan (terminaal) ziek te zijn"},null,{"$f":"IF('XML-Gespreksverslag'!$P$8=\"\",\"\",'XML-Gespreksverslag'!$P$8)","v":"Mogelijkheden laten zien om je pensioen aan het begin tijdelijk maximaal te verhogen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$8=\"\",\"\",'XML-Gespreksverslag'!$Q$8)","v":"Dn geeft aan in het begin meer geld nodig te hebben om….."},null,{"$f":"IF('XML-Gespreksverslag'!$R$8=\"\",\"\",'XML-Gespreksverslag'!$R$8)","v":"Effect laten zien van variatie met pensioenuitkering i.c.m. vaststellen en wijzigen periode hoog-laag of andersom"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$8=\"\",\"\",'XML-Gespreksverslag'!$S$8)","v":"Dn geeft aan nog over een andere inkomstenbron dan wel vermogen te beschikken en geeft eventueel inzicht in lasten en fluctuaties hierin"},null,{"$f":"IF('XML-Gespreksverslag'!$T$8=\"\",\"\",'XML-Gespreksverslag'!$T$8)","v":"Scenario's laten zien van variaties en effect van tijdelijke verhoging/ verlaging op levenslang OP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$8=\"\",\"\",'XML-Gespreksverslag'!$U$8)","v":"Dn wil eerder stoppen met werken dan de AOW-leeftijd"},null,{"$f":"IF('XML-Gespreksverslag'!$V$8=\"\",\"\",'XML-Gespreksverslag'!$V$8)","v":"Mogelijkheid tonen in bedragen van verhoging AKP tot AOW-leeftijd, zodat de netto-uitkering vóór en ná en incl. AOW hetzelfde is"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$8=\"\",\"\",'XML-Gespreksverslag'!$W$8)","v":"Dn wil eerder met pensioen gaan en netto ongeveer hetzelfde krijgen de rest van zijn leven"},null,{"$f":"IF('XML-Gespreksverslag'!$X$8=\"\",\"\",'XML-Gespreksverslag'!$X$8)","v":"Laten zien wat het maximale bedrag is dat je kunt opnemen tot je AOW-leeftijd als je eerder stopt"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$8=\"\",\"\",'XML-Gespreksverslag'!$Y$8)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$8=\"\",\"\",'XML-Gespreksverslag'!$Z$8)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$8=\"\",\"\",'XML-Gespreksverslag'!$AA$8)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$8=\"\",\"\",'XML-Gespreksverslag'!$AB$8)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$8=\"\",\"\",'XML-Gespreksverslag'!$AC$8)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$8=\"\",\"\",'XML-Gespreksverslag'!$AD$8)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$8=\"\",\"\",'XML-Gespreksverslag'!$AE$8)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$8=\"\",\"\",'XML-Gespreksverslag'!$AF$8)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B9=\"\",\"\",1)","v":1},{"$f":"IF(B94=1,'XML-Gespreksverslag'!$B9,\"\")","v":"Loonheffingskorting"},null,null,{"$f":"IF('XML-Gespreksverslag'!$B30=\"\",\"\",1)","v":""},{"$f":"IF(F94=1,'XML-Gespreksverslag'!$B30,\"\")","v":""}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$9=\"\",\"\",'XML-Gespreksverslag'!$M$9)","v":"Dn wil inzicht in fiscale gevolgen wanneer een pensioenuitkering start"},null,{"$f":"IF('XML-Gespreksverslag'!$N$9=\"\",\"\",'XML-Gespreksverslag'!$N$9)","v":"Uitleg progressieve belastingschijven en heffingskortingen vóór en ná AOW-leeftijd"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$9=\"\",\"\",'XML-Gespreksverslag'!$O$9)","v":"Dn geeft aan meerdere inkomens te ontvangen (privé, werkgever, UWV, etc)"},null,{"$f":"IF('XML-Gespreksverslag'!$P$9=\"\",\"\",'XML-Gespreksverslag'!$P$9)","v":"Uitleg over voorwaarden LHK en verschil tussen voorheffing en eindheffing met nabetaling of teruggave als gevolg"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$9=\"\",\"\",'XML-Gespreksverslag'!$Q$9)","v":"Dn wil inzicht in netto bedragen vanaf AOW-leeftijd"},null,{"$f":"IF('XML-Gespreksverslag'!$R$9=\"\",\"\",'XML-Gespreksverslag'!$R$9)","v":"Uitleg over default keuze LHK op nee vanaf AOW"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$9=\"\",\"\",'XML-Gespreksverslag'!$S$9)","v":"Dn wil of overweegt deeltijdpensioen op te nemen"},null,{"$f":"IF('XML-Gespreksverslag'!$T$9=\"\",\"\",'XML-Gespreksverslag'!$T$9)","v":"Uitleg over wel of geen LHK en wijzen op het nakijken of en waar op dit moment LHK wordt toegepast"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$9=\"\",\"\",'XML-Gespreksverslag'!$U$9)","v":"Dn wil inzicht in de netto bedragen die hij uiteindelijk te besteden heeft"},null,{"$f":"IF('XML-Gespreksverslag'!$V$9=\"\",\"\",'XML-Gespreksverslag'!$V$9)","v":"Bruto-netto berekening met uitleg over loonheffing, Zvw bijdrage en LHK en effect van eindheffing bij meerdere inkomen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$9=\"\",\"\",'XML-Gespreksverslag'!$W$9)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$X$9=\"\",\"\",'XML-Gespreksverslag'!$X$9)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$9=\"\",\"\",'XML-Gespreksverslag'!$Y$9)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$9=\"\",\"\",'XML-Gespreksverslag'!$Z$9)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$9=\"\",\"\",'XML-Gespreksverslag'!$AA$9)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$9=\"\",\"\",'XML-Gespreksverslag'!$AB$9)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$9=\"\",\"\",'XML-Gespreksverslag'!$AC$9)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$9=\"\",\"\",'XML-Gespreksverslag'!$AD$9)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$9=\"\",\"\",'XML-Gespreksverslag'!$AE$9)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$9=\"\",\"\",'XML-Gespreksverslag'!$AF$9)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B10=\"\",\"\",1)","v":1},{"$f":"IF(B108=1,'XML-Gespreksverslag'!$B10,\"\")","v":"Minder werken"},null,null,{"$f":"IF('XML-Gespreksverslag'!$B31=\"\",\"\",1)","v":""},{"$f":"IF(F108=1,'XML-Gespreksverslag'!$B31,\"\")","v":""}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$16=\"\",\"\",'XML-Gespreksverslag'!$M$16)","v":"Dn is of raakt arbeidsongeschikt"},null,{"$f":"IF('XML-Gespreksverslag'!$N$16=\"\",\"\",'XML-Gespreksverslag'!$N$16)","v":"Uitleg over premievrije voortzetting tijdens AO en mogelijkheid om bij te sparen en wat dit dan kost en oplevert"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$16=\"\",\"\",'XML-Gespreksverslag'!$O$16)","v":"Dn is of raakt werkloos"},null,{"$f":"IF('XML-Gespreksverslag'!$P$16=\"\",\"\",'XML-Gespreksverslag'!$P$16)","v":"Uitleg over voortzetting pensioenopbouw via werkgever en/of UWV tijdens WW en mogelijkheid om bij te sparen en wat dit dan kost en oplevert"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$16=\"\",\"\",'XML-Gespreksverslag'!$Q$16)","v":"Dn gaat ergens anders werken of als zelfstandige beginnen/ voortzetten"},null,{"$f":"IF('XML-Gespreksverslag'!$R$16=\"\",\"\",'XML-Gespreksverslag'!$R$16)","v":"Uitleg over hoeveel, hoe lang en wanneer je pensioenopbouw mag voortzetten en wanneer niet en wat dit kost"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$16=\"\",\"\",'XML-Gespreksverslag'!$S$16)","v":"Dn krijgt een VSO aangeboden door de werkgever"},null,{"$f":"IF('XML-Gespreksverslag'!$T$16=\"\",\"\",'XML-Gespreksverslag'!$T$16)","v":"Bespreken wat de regeling van de werkgever inhoudt m.b.t. hoogte pensioenopbouw en of er ruimte is om pensioenopbouw voort te zetten"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$16=\"\",\"\",'XML-Gespreksverslag'!$U$16)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$V$16=\"\",\"\",'XML-Gespreksverslag'!$V$16)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$16=\"\",\"\",'XML-Gespreksverslag'!$W$16)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$X$16=\"\",\"\",'XML-Gespreksverslag'!$X$16)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$16=\"\",\"\",'XML-Gespreksverslag'!$Y$16)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$16=\"\",\"\",'XML-Gespreksverslag'!$Z$16)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$16=\"\",\"\",'XML-Gespreksverslag'!$AA$16)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$16=\"\",\"\",'XML-Gespreksverslag'!$AB$16)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$16=\"\",\"\",'XML-Gespreksverslag'!$AC$16)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$16=\"\",\"\",'XML-Gespreksverslag'!$AD$16)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$16=\"\",\"\",'XML-Gespreksverslag'!$AE$16)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$16=\"\",\"\",'XML-Gespreksverslag'!$AF$16)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B11=\"\",\"\",1)","v":1},{"$f":"IF(B122=1,'XML-Gespreksverslag'!$B11,\"\")","v":"Arbeidsongeschiktheid"},null,null,{"$f":"IF('XML-Gespreksverslag'!$B32=\"\",\"\",1)","v":""},{"$f":"IF(F122=1,'XML-Gespreksverslag'!$B32,\"\")","v":""}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$10=\"\",\"\",'XML-Gespreksverslag'!$M$10)","v":"Dn geeft aan minder te willen werken of gaat minder werken"},null,{"$f":"IF('XML-Gespreksverslag'!$N$10=\"\",\"\",'XML-Gespreksverslag'!$N$10)","v":"Uitleggen hoe en hoeveel pensioen je opbouwt en wat het effect hierop is van minder werken"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$10=\"\",\"\",'XML-Gespreksverslag'!$O$10)","v":"Dn kan gebruik maken of maakt gebruikt van een seniorenregeling via werkgever"},null,{"$f":"IF('XML-Gespreksverslag'!$P$10=\"\",\"\",'XML-Gespreksverslag'!$P$10)","v":"Effect van minder werken en minder pensioen opbouwen op maandelijkse pensioenuitkering straks en combinatiemogelijkheden met deeltijdpensioen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$10=\"\",\"\",'XML-Gespreksverslag'!$Q$10)","v":"Dn heeft of krijgt (bijzonder) verlof"},null,{"$f":"IF('XML-Gespreksverslag'!$R$10=\"\",\"\",'XML-Gespreksverslag'!$R$10)","v":"Uitleg over verplichtingen werkgever en werknemer m.b.t. pensioenopbouw en premie tijdens verlof"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$10=\"\",\"\",'XML-Gespreksverslag'!$S$10)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$T$10=\"\",\"\",'XML-Gespreksverslag'!$T$10)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$10=\"\",\"\",'XML-Gespreksverslag'!$U$10)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$V$10=\"\",\"\",'XML-Gespreksverslag'!$V$10)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$10=\"\",\"\",'XML-Gespreksverslag'!$W$10)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$X$10=\"\",\"\",'XML-Gespreksverslag'!$X$10)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$10=\"\",\"\",'XML-Gespreksverslag'!$Y$10)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$10=\"\",\"\",'XML-Gespreksverslag'!$Z$10)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$10=\"\",\"\",'XML-Gespreksverslag'!$AA$10)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$10=\"\",\"\",'XML-Gespreksverslag'!$AB$10)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$10=\"\",\"\",'XML-Gespreksverslag'!$AC$10)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$10=\"\",\"\",'XML-Gespreksverslag'!$AD$10)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$10=\"\",\"\",'XML-Gespreksverslag'!$AE$10)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$10=\"\",\"\",'XML-Gespreksverslag'!$AF$10)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B12=\"\",\"\",1)","v":1},{"$f":"IF(B136=1,'XML-Gespreksverslag'!$B12,\"\")","v":"Overlijden"},null,null,{"$f":"IF('XML-Gespreksverslag'!$B33=\"\",\"\",1)","v":""},{"$f":"IF(F136=1,'XML-Gespreksverslag'!$B33,\"\")","v":""}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$11=\"\",\"\",'XML-Gespreksverslag'!$M$11)","v":"Dn dreigt ao te worden"},null,{"$f":"IF('XML-Gespreksverslag'!$N$11=\"\",\"\",'XML-Gespreksverslag'!$N$11)","v":"Globale uitleg over UWV proces en specifieker over aanvragen AOP gericht op aanvullende uitkering en premievrije opbouw"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$11=\"\",\"\",'XML-Gespreksverslag'!$O$11)","v":"Dn wil inzicht in financiële toekomst rekening houdend met risico van 'ao worden'"},null,{"$f":"IF('XML-Gespreksverslag'!$P$11=\"\",\"\",'XML-Gespreksverslag'!$P$11)","v":"(Voorbeeld)berekeningen maken van AOP en effect van minder pensioenopbouw op latere uitkering in kaart brengen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$11=\"\",\"\",'XML-Gespreksverslag'!$Q$11)","v":"Dn is ziek en heeft inmiddels een WIA beschikking"},null,{"$f":"IF('XML-Gespreksverslag'!$R$11=\"\",\"\",'XML-Gespreksverslag'!$R$11)","v":"Inzicht in hoogte, recht en duur van AOP en de gevolgen voor de latere pensioenuitkering alsmede informatie over bijsparen pensioenopbouw"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$11=\"\",\"\",'XML-Gespreksverslag'!$S$11)","v":"Dn is reeds ao en ontvangt een aop uitkering"},null,{"$f":"IF('XML-Gespreksverslag'!$T$11=\"\",\"\",'XML-Gespreksverslag'!$T$11)","v":"Inzicht in pensioenkeuzes om mogelijkheden te bekijken wanneer en hoeveel pensioen kan worden opgenomen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$11=\"\",\"\",'XML-Gespreksverslag'!$U$11)","v":"Dn met aop krijgt te maken met veranderingen in gezondheid"},null,{"$f":"IF('XML-Gespreksverslag'!$V$11=\"\",\"\",'XML-Gespreksverslag'!$V$11)","v":"Mogelijke effecten op AOP uitkering inzichtelijk maken en mogelijkheden tonen om alvast (maximaal) pensioen op te nemen met keuze NP te verhogen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$11=\"\",\"\",'XML-Gespreksverslag'!$W$11)","v":"Dn met aop krijgt te maken met veranderingen in werk"},null,{"$f":"IF('XML-Gespreksverslag'!$X$11=\"\",\"\",'XML-Gespreksverslag'!$X$11)","v":"Globaal de gevolgen voor de WIA-uitkering uitleggen en effect hiervan op AOP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$11=\"\",\"\",'XML-Gespreksverslag'!$Y$11)","v":"Dn met aop wil stoppen met werken"},null,{"$f":"IF('XML-Gespreksverslag'!$Z$11=\"\",\"\",'XML-Gespreksverslag'!$Z$11)","v":"Inzicht in pensioenkeuzes met doorkijk naar AOW-leeftijd, rekening houdend dat hiervoior alleen over het ao deel AKP kan worden aangevraagd"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$11=\"\",\"\",'XML-Gespreksverslag'!$AA$11)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$11=\"\",\"\",'XML-Gespreksverslag'!$AB$11)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$11=\"\",\"\",'XML-Gespreksverslag'!$AC$11)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$11=\"\",\"\",'XML-Gespreksverslag'!$AD$11)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$11=\"\",\"\",'XML-Gespreksverslag'!$AE$11)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$11=\"\",\"\",'XML-Gespreksverslag'!$AF$11)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B13=\"\",\"\",1)","v":""},{"$f":"IF(B150=1,'XML-Gespreksverslag'!$B13,\"\")","v":""}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$12=\"\",\"\",'XML-Gespreksverslag'!$M$12)","v":"Dn geeft aan (terminaal) ziek te zijn"},null,{"$f":"IF('XML-Gespreksverslag'!$N$12=\"\",\"\",'XML-Gespreksverslag'!$N$12)","v":"Inzicht in totale hoogte NP, incl. eventuele aanvullingen en AOW en gedifferentieerd op moment van overlijden en leeftijd partner"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$12=\"\",\"\",'XML-Gespreksverslag'!$O$12)","v":"Dn wil inzicht in financiële toekomst rekening houden met risico van overlijden"},null,{"$f":"IF('XML-Gespreksverslag'!$P$12=\"\",\"\",'XML-Gespreksverslag'!$P$12)","v":"Gevolgen van geen/ minder pensioen opbouwen en eventueel pensioen opnemen voor de hoogte van het NP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$12=\"\",\"\",'XML-Gespreksverslag'!$Q$12)","v":"Dn geeft aan terminaal ziek te zijn"},null,{"$f":"IF('XML-Gespreksverslag'!$R$12=\"\",\"\",'XML-Gespreksverslag'!$R$12)","v":"Inzicht in totale NP afgestemd op de situatie van de dn en mogelijkheden tonen om NP te verhogen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$12=\"\",\"\",'XML-Gespreksverslag'!$S$12)","v":"Dn geeft aan een partner te hebben met geen of een laag inkomen/ pensioen"},null,{"$f":"IF('XML-Gespreksverslag'!$T$12=\"\",\"\",'XML-Gespreksverslag'!$T$12)","v":"Inzicht in totale NP en OP met uitruilmogelijkheden en eventueel wijzen op andere mogelijkheden in de 3e pijler"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$12=\"\",\"\",'XML-Gespreksverslag'!$U$12)","v":"Dn geeft aan te gaan trouwen of samenwonen"},null,{"$f":"IF('XML-Gespreksverslag'!$V$12=\"\",\"\",'XML-Gespreksverslag'!$V$12)","v":"Toelichting op proces van partner aanmelden en dekking via NP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$12=\"\",\"\",'XML-Gespreksverslag'!$W$12)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$X$12=\"\",\"\",'XML-Gespreksverslag'!$X$12)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$12=\"\",\"\",'XML-Gespreksverslag'!$Y$12)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$12=\"\",\"\",'XML-Gespreksverslag'!$Z$12)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$12=\"\",\"\",'XML-Gespreksverslag'!$AA$12)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$12=\"\",\"\",'XML-Gespreksverslag'!$AB$12)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$12=\"\",\"\",'XML-Gespreksverslag'!$AC$12)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$12=\"\",\"\",'XML-Gespreksverslag'!$AD$12)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$12=\"\",\"\",'XML-Gespreksverslag'!$AE$12)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$12=\"\",\"\",'XML-Gespreksverslag'!$AF$12)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B14=\"\",\"\",1)","v":1},{"$f":"IF(B164=1,'XML-Gespreksverslag'!$B14,\"\")","v":"Uit elkaar gaan/ scheiden"}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$13=\"\",\"\",'XML-Gespreksverslag'!$M$13)","v":"Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken "},null,{"$f":"IF('XML-Gespreksverslag'!$N$13=\"\",\"\",'XML-Gespreksverslag'!$N$13)","v":"Pensioenkeuzes toelichten en samenhang hiermee wanneer gekozen wordt voor een bedrag ineens"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$13=\"\",\"\",'XML-Gespreksverslag'!$O$13)","v":"Dn wil graag een deel van zijn pensioen in één keer laten uitkeren"},null,{"$f":"IF('XML-Gespreksverslag'!$P$13=\"\",\"\",'XML-Gespreksverslag'!$P$13)","v":"Uitleg over wanneer gekozen kan worden voor bedrag ineens en welke invloed deze datum heeft op de bruto en netto uitkering van het bedrag"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$13=\"\",\"\",'XML-Gespreksverslag'!$Q$13)","v":"Dn geeft aan (terminaal) ziek te zijn"},null,{"$f":"IF('XML-Gespreksverslag'!$R$13=\"\",\"\",'XML-Gespreksverslag'!$R$13)","v":"Inzicht in maximale bedrag bij pensioenopname en gevolgen voor resterende uitkering en NP"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$13=\"\",\"\",'XML-Gespreksverslag'!$S$13)","v":"Dn wil weten wat de gevolgen zijn van een bedrag ineens laten uitkeren"},null,{"$f":"IF('XML-Gespreksverslag'!$T$13=\"\",\"\",'XML-Gespreksverslag'!$T$13)","v":"Inzicht in fiscale en sociale gevolgen van bedrag ineens en de hoogte van de maandelijkse levenslange uitkering"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$13=\"\",\"\",'XML-Gespreksverslag'!$U$13)","v":"Dn wil eerder met pensioen en overweegt een bedrag ineens te laten uitkeren"},null,{"$f":"IF('XML-Gespreksverslag'!$V$13=\"\",\"\",'XML-Gespreksverslag'!$V$13)","v":"Inzicht in gevolgen, met nadruk op hoger belastingtarief vóór AOW-leeftijd en onmogelijkheid om te variëren met de pensioenuitkering"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$13=\"\",\"\",'XML-Gespreksverslag'!$W$13)","v":"Dn gaat op AOW-leeftijd met pensioen en overweegt een bedrag ineens te laten uitkeren"},null,{"$f":"IF('XML-Gespreksverslag'!$X$13=\"\",\"\",'XML-Gespreksverslag'!$X$13)","v":"Uitleg over het uitstellen van uitbetaling bedrag ineens met inzicht in fiscale gevolgen en maandelijkse uitkering levenslang"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$13=\"\",\"\",'XML-Gespreksverslag'!$Y$13)","v":"Dn heeft meerdere pensioenen/ pensioenuitvoerders en overweegt een bedrag ineens te laten uitkeren"},null,{"$f":"IF('XML-Gespreksverslag'!$Z$13=\"\",\"\",'XML-Gespreksverslag'!$Z$13)","v":"Uitleg over wettelijke mogelijkheden van keuze bedrag ineens en combinatie met andere pensioenen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$13=\"\",\"\",'XML-Gespreksverslag'!$AA$13)","v":"Dn heeft een ex-partner met VPS recht en overweegt een bedrag ineens te laten uitkeren"},null,{"$f":"IF('XML-Gespreksverslag'!$AB$13=\"\",\"\",'XML-Gespreksverslag'!$AB$13)","v":"Uitleg over bedrag ineens aan ex-partner dat gekoppeld is aan de keuze van de dn om bedrag ineens te laten uitkeren"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$13=\"\",\"\",'XML-Gespreksverslag'!$AC$13)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$13=\"\",\"\",'XML-Gespreksverslag'!$AD$13)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$13=\"\",\"\",'XML-Gespreksverslag'!$AE$13)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$13=\"\",\"\",'XML-Gespreksverslag'!$AF$13)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B15=\"\",\"\",1)","v":1},{"$f":"IF(B178=1,'XML-Gespreksverslag'!$B15,\"\")","v":"Waardeoverdracht"}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$14=\"\",\"\",'XML-Gespreksverslag'!$M$14)","v":"Dn heeft één of meerdere ex-partners"},null,{"$f":"IF('XML-Gespreksverslag'!$N$14=\"\",\"\",'XML-Gespreksverslag'!$N$14)","v":"Bespreken en controleren of het zodanig is vastgelegd zoals bij de echtscheiding is bedoeld dan wel afgesproken en de gevolgen hiervan"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$14=\"\",\"\",'XML-Gespreksverslag'!$O$14)","v":"Dn geeft aan dat er een echtscheiding dan wel beëindiging samenwonen aanstaande is"},null,{"$f":"IF('XML-Gespreksverslag'!$P$14=\"\",\"\",'XML-Gespreksverslag'!$P$14)","v":"Keuzes bespreken die je hebt om OP en NP te verdelen en de gevolgen hiervan op eigen pensioen nu en in de toekomst, ook bij veranderende omstandigheden"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$14=\"\",\"\",'XML-Gespreksverslag'!$Q$14)","v":"Dn wil inzicht in financiële toekomst rekening houdend met risico van 'uit elkaar gaan'"},null,{"$f":"IF('XML-Gespreksverslag'!$R$14=\"\",\"\",'XML-Gespreksverslag'!$R$14)","v":"Uitleg over verschillende samenlevingsvormen en gevolgen bij uit elkaar gaan en keuzes die tzt te maken zijn"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$14=\"\",\"\",'XML-Gespreksverslag'!$S$14)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$T$14=\"\",\"\",'XML-Gespreksverslag'!$T$14)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$14=\"\",\"\",'XML-Gespreksverslag'!$U$14)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$V$14=\"\",\"\",'XML-Gespreksverslag'!$V$14)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$14=\"\",\"\",'XML-Gespreksverslag'!$W$14)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$X$14=\"\",\"\",'XML-Gespreksverslag'!$X$14)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$14=\"\",\"\",'XML-Gespreksverslag'!$Y$14)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$14=\"\",\"\",'XML-Gespreksverslag'!$Z$14)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$14=\"\",\"\",'XML-Gespreksverslag'!$AA$14)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$14=\"\",\"\",'XML-Gespreksverslag'!$AB$14)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$14=\"\",\"\",'XML-Gespreksverslag'!$AC$14)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$14=\"\",\"\",'XML-Gespreksverslag'!$AD$14)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$14=\"\",\"\",'XML-Gespreksverslag'!$AE$14)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$14=\"\",\"\",'XML-Gespreksverslag'!$AF$14)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B16=\"\",\"\",1)","v":1},{"$f":"IF(B192=1,'XML-Gespreksverslag'!$B16,\"\")","v":"Pensioenopbouw voortzetten"}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$15=\"\",\"\",'XML-Gespreksverslag'!$M$15)","v":"Dn is recent aangesloten bij het fonds en/ of geeft aan elders pensioen te hebben opgebouwd"},null,{"$f":"IF('XML-Gespreksverslag'!$N$15=\"\",\"\",'XML-Gespreksverslag'!$N$15)","v":"Mogelijkheden, gevolgen en proces bespreken over het overdragen van pensioen bij een andere uitvoerder naar fonds"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$15=\"\",\"\",'XML-Gespreksverslag'!$O$15)","v":"Dn geeft aan dat hij vertrekt bij het fonds"},null,{"$f":"IF('XML-Gespreksverslag'!$P$15=\"\",\"\",'XML-Gespreksverslag'!$P$15)","v":"Mogelijkheden, gevolgen en proces bespreken over het overdragen van het pensioen naar een andere uitvoerder"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$15=\"\",\"\",'XML-Gespreksverslag'!$Q$15)","v":"Dn heeft vragen over zijn offerte waardeoverdracht"},null,{"$f":"IF('XML-Gespreksverslag'!$R$15=\"\",\"\",'XML-Gespreksverslag'!$R$15)","v":"Uitleggen van offerte en de juiste waarde geven aan verschillende bedragen die getoond worden"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$15=\"\",\"\",'XML-Gespreksverslag'!$S$15)","v":"Dn vraagt om hulp bij keuze om waardeoverdracht wel of niet te effectueren"},null,{"$f":"IF('XML-Gespreksverslag'!$T$15=\"\",\"\",'XML-Gespreksverslag'!$T$15)","v":"Gevolgen in kaart brengen van zowel niet overdragen als wel overdragen voor alle pensioenvormen die het betreft"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$15=\"\",\"\",'XML-Gespreksverslag'!$U$15)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$V$15=\"\",\"\",'XML-Gespreksverslag'!$V$15)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$15=\"\",\"\",'XML-Gespreksverslag'!$W$15)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$X$15=\"\",\"\",'XML-Gespreksverslag'!$X$15)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$15=\"\",\"\",'XML-Gespreksverslag'!$Y$15)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$15=\"\",\"\",'XML-Gespreksverslag'!$Z$15)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$15=\"\",\"\",'XML-Gespreksverslag'!$AA$15)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$15=\"\",\"\",'XML-Gespreksverslag'!$AB$15)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$15=\"\",\"\",'XML-Gespreksverslag'!$AC$15)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$15=\"\",\"\",'XML-Gespreksverslag'!$AD$15)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$15=\"\",\"\",'XML-Gespreksverslag'!$AE$15)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$15=\"\",\"\",'XML-Gespreksverslag'!$AF$15)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B17=\"\",\"\",1)","v":""},{"$f":"IF(B206=1,'XML-Gespreksverslag'!$B17,\"\")","v":""}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$17=\"\",\"\",'XML-Gespreksverslag'!$M$17)","v":"Dn ontvangt of krijgt toegang tot een (grotere) geldsom"},null,{"$f":"IF('XML-Gespreksverslag'!$N$17=\"\",\"\",'XML-Gespreksverslag'!$N$17)","v":"Uitleg over welke mogelijkheden er zijn om extra te storten bij het fonds, hoeveel maximaal en wat dit oplevert rekening houdend met fiscale gevolgen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$17=\"\",\"\",'XML-Gespreksverslag'!$O$17)","v":"Dn krijgt een VSO aangeboden door de werkgever"},null,{"$f":"IF('XML-Gespreksverslag'!$P$17=\"\",\"\",'XML-Gespreksverslag'!$P$17)","v":"Bespreken wat de regeling van de werkgever inhoudt m.b.t. hoogte pensioenopbouw en of er ruimte is om te storten"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$17=\"\",\"\",'XML-Gespreksverslag'!$Q$17)","v":"Dn vraagt om fiscale ruimte"},null,{"$f":"IF('XML-Gespreksverslag'!$R$17=\"\",\"\",'XML-Gespreksverslag'!$R$17)","v":"Uitleg over hoe deze ruimte tot stand komt en wat het betekent als deze wordt gebruikt"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$17=\"\",\"\",'XML-Gespreksverslag'!$S$17)","v":"Dn wil weten of hij zijn pensioen kan verhogen"},null,{"$f":"IF('XML-Gespreksverslag'!$T$17=\"\",\"\",'XML-Gespreksverslag'!$T$17)","v":"Uitleg over bijspaar/ stort mogelijkheden bij eigen fonds en globaal verwijzing naar 3e pijler"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$17=\"\",\"\",'XML-Gespreksverslag'!$U$17)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$V$17=\"\",\"\",'XML-Gespreksverslag'!$V$17)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$17=\"\",\"\",'XML-Gespreksverslag'!$W$17)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$X$17=\"\",\"\",'XML-Gespreksverslag'!$X$17)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$17=\"\",\"\",'XML-Gespreksverslag'!$Y$17)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$17=\"\",\"\",'XML-Gespreksverslag'!$Z$17)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$17=\"\",\"\",'XML-Gespreksverslag'!$AA$17)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$17=\"\",\"\",'XML-Gespreksverslag'!$AB$17)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$17=\"\",\"\",'XML-Gespreksverslag'!$AC$17)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$17=\"\",\"\",'XML-Gespreksverslag'!$AD$17)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$17=\"\",\"\",'XML-Gespreksverslag'!$AE$17)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$17=\"\",\"\",'XML-Gespreksverslag'!$AF$17)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B18=\"\",\"\",1)","v":1},{"$f":"IF(B220=1,'XML-Gespreksverslag'!$B18,\"\")","v":"Nettopensioen"}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$18=\"\",\"\",'XML-Gespreksverslag'!$M$18)","v":"Dn heeft een pensioengevend inkomen boven de aftoppingsgrens"},null,{"$f":"IF('XML-Gespreksverslag'!$N$18=\"\",\"\",'XML-Gespreksverslag'!$N$18)","v":"Mogelijkheden bespreken om pensioenopbouw aan te vullen in de netto sfeer"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$18=\"\",\"\",'XML-Gespreksverslag'!$O$18)","v":"Dn met een pensioengevend inkomen boven de aftoppingsgrens wil weten hoeveel pensioen hij opbouwt en wat hij mag opbouwen en welke keuzes hij heeft"},null,{"$f":"IF('XML-Gespreksverslag'!$P$18=\"\",\"\",'XML-Gespreksverslag'!$P$18)","v":"Regeling en proces nettopensioen toelichten en hulp bij de afweging tussen premie en opbrengst (extra pensioen)"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$18=\"\",\"\",'XML-Gespreksverslag'!$Q$18)","v":"Dn met een pensioengevend inkomen boven de aftoppingsgrens wil dat zijn partner voldoende inkomen heeft wanneer hij komt te overlijden"},null,{"$f":"IF('XML-Gespreksverslag'!$R$18=\"\",\"\",'XML-Gespreksverslag'!$R$18)","v":"Uitleg over regeling nettopensioen met dekking voor partnerpensioen"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$18=\"\",\"\",'XML-Gespreksverslag'!$S$18)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$T$18=\"\",\"\",'XML-Gespreksverslag'!$T$18)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$18=\"\",\"\",'XML-Gespreksverslag'!$U$18)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$V$18=\"\",\"\",'XML-Gespreksverslag'!$V$18)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$18=\"\",\"\",'XML-Gespreksverslag'!$W$18)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$X$18=\"\",\"\",'XML-Gespreksverslag'!$X$18)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$18=\"\",\"\",'XML-Gespreksverslag'!$Y$18)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$18=\"\",\"\",'XML-Gespreksverslag'!$Z$18)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$18=\"\",\"\",'XML-Gespreksverslag'!$AA$18)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$18=\"\",\"\",'XML-Gespreksverslag'!$AB$18)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$18=\"\",\"\",'XML-Gespreksverslag'!$AC$18)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$18=\"\",\"\",'XML-Gespreksverslag'!$AD$18)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$18=\"\",\"\",'XML-Gespreksverslag'!$AE$18)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$18=\"\",\"\",'XML-Gespreksverslag'!$AF$18)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B19=\"\",\"\",1)","v":1},{"$f":"IF(B234=1,'XML-Gespreksverslag'!$B19,\"\")","v":"Werkgeversregelingen"}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$19=\"\",\"\",'XML-Gespreksverslag'!$M$19)","v":"Aanleiding 1"},null,{"$f":"IF('XML-Gespreksverslag'!$N$19=\"\",\"\",'XML-Gespreksverslag'!$N$19)","v":"Aandachtspunt 1"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$19=\"\",\"\",'XML-Gespreksverslag'!$O$19)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$P$19=\"\",\"\",'XML-Gespreksverslag'!$P$19)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$19=\"\",\"\",'XML-Gespreksverslag'!$Q$19)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$R$19=\"\",\"\",'XML-Gespreksverslag'!$R$19)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$19=\"\",\"\",'XML-Gespreksverslag'!$S$19)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$T$19=\"\",\"\",'XML-Gespreksverslag'!$T$19)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$19=\"\",\"\",'XML-Gespreksverslag'!$U$19)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$V$19=\"\",\"\",'XML-Gespreksverslag'!$V$19)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$19=\"\",\"\",'XML-Gespreksverslag'!$W$19)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$X$19=\"\",\"\",'XML-Gespreksverslag'!$X$19)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$19=\"\",\"\",'XML-Gespreksverslag'!$Y$19)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$19=\"\",\"\",'XML-Gespreksverslag'!$Z$19)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$19=\"\",\"\",'XML-Gespreksverslag'!$AA$19)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$19=\"\",\"\",'XML-Gespreksverslag'!$AB$19)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$19=\"\",\"\",'XML-Gespreksverslag'!$AC$19)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$19=\"\",\"\",'XML-Gespreksverslag'!$AD$19)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$19=\"\",\"\",'XML-Gespreksverslag'!$AE$19)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$19=\"\",\"\",'XML-Gespreksverslag'!$AF$19)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B20=\"\",\"\",1)","v":""},{"$f":"IF(B248=1,'XML-Gespreksverslag'!$B20,\"\")","v":""}]
[]
[null,null,"AANLEIDING",null,"AANDACHTSPUNT"]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$M$20=\"\",\"\",'XML-Gespreksverslag'!$M$20)","v":"Aanleiding 1"},null,{"$f":"IF('XML-Gespreksverslag'!$N$20=\"\",\"\",'XML-Gespreksverslag'!$N$20)","v":"Aandachtspunt 1"}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$O$20=\"\",\"\",'XML-Gespreksverslag'!$O$20)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$P$20=\"\",\"\",'XML-Gespreksverslag'!$P$20)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Q$20=\"\",\"\",'XML-Gespreksverslag'!$Q$20)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$R$20=\"\",\"\",'XML-Gespreksverslag'!$R$20)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$S$20=\"\",\"\",'XML-Gespreksverslag'!$S$20)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$T$20=\"\",\"\",'XML-Gespreksverslag'!$T$20)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$U$20=\"\",\"\",'XML-Gespreksverslag'!$U$20)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$V$20=\"\",\"\",'XML-Gespreksverslag'!$V$20)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$W$20=\"\",\"\",'XML-Gespreksverslag'!$W$20)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$X$20=\"\",\"\",'XML-Gespreksverslag'!$X$20)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$Y$20=\"\",\"\",'XML-Gespreksverslag'!$Y$20)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$Z$20=\"\",\"\",'XML-Gespreksverslag'!$Z$20)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AA$20=\"\",\"\",'XML-Gespreksverslag'!$AA$20)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AB$20=\"\",\"\",'XML-Gespreksverslag'!$AB$20)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AC$20=\"\",\"\",'XML-Gespreksverslag'!$AC$20)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AD$20=\"\",\"\",'XML-Gespreksverslag'!$AD$20)","v":""}]
[null,null,{"$f":"IF('XML-Gespreksverslag'!$AE$20=\"\",\"\",'XML-Gespreksverslag'!$AE$20)","v":""},null,{"$f":"IF('XML-Gespreksverslag'!$AF$20=\"\",\"\",'XML-Gespreksverslag'!$AF$20)","v":""}]
[]
[null,{"$f":"IF('XML-Gespreksverslag'!$B21=\"\",\"\",1)","v":""},{"$f":"IF(B262=1,'XML-Gespreksverslag'!$B21,\"\")","v":""}]
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[null,"Pensioengevend inkomen",{"$f":"IF(Pensioenschade!C10=\"\",IF(Vastlegging!$D$5=\"\",\"\",0),Pensioenschade!C10)","v":""},"Pensioenbedrag per jaar",{"$f":"IF($D$2=\"Reeds gedeeltelijk met AKP\",\"nvt\",IF($B108=\"\",\"\",E108))","v":""},{"$f":"IF($B109=\"\",\"\",E109)","v":""},{"$f":"IF($B110=\"\",\"\",E110)","v":""},{"$f":"IF($B111=\"\",\"\",E111)","v":""},null,null,null,"Pensioenbedrag per jaar",{"$f":"IF($D$2=\"Reeds gedeeltelijk met AKP\",\"nvt\",IF($B108=\"\",\"\",M108))","v":""},{"$f":"IF($B109=\"\",\"\",M109)","v":""},{"$f":"IF($B110=\"\",\"\",M110)","v":""},{"$f":"IF($B111=\"\",\"\",M111)","v":""},null,"Pensioengevend inkomen",{"$f":"IF(Pensioenschade!S10=\"\",IF(Vastlegging!$D$5=\"\",\"\",0),Pensioenschade!S10)","v":""}]
[null,"Deeltijdfactor",{"$f":"IF(Pensioenschade!C11=\"\",IF(Vastlegging!$D$5=\"\",\"\",0),Pensioenschade!C11)","v":""},"Minimaal bedrag",{"$f":"IF($D$2=\"Reeds gedeeltelijk met AKP\",\"nvt\",IF($B108=\"\",\"\",IF(E$10=\"\",\"\",$F108)))","v":""},{"$f":"IF($B109=\"\",\"\",IF(F$10=\"\",\"\",$F109))","v":""},{"$f":"IF($B110=\"\",\"\",IF(G$10=\"\",\"\",$F110))","v":""},{"$f":"IF($B111=\"\",\"\",IF(H$10=\"\",\"\",$F111))","v":""},null,null,null,"Minimaal bedrag",{"$f":"IF($D$2=\"Reeds gedeeltelijk met AKP\",\"nvt\",IF($B108=\"\",\"\",IF(M$10=\"\",\"\",$F108)))","v":""},{"$f":"IF($B109=\"\",\"\",IF(N$10=\"\",\"\",$F109))","v":""},{"$f":"IF($B110=\"\",\"\",IF(O$10=\"\",\"\",$F110))","v":""},{"$f":"IF($B111=\"\",\"\",IF(P$10=\"\",\"\",$F111))","v":""},null,"Deeltijdfactor",{"$f":"IF(Pensioenschade!S11=\"\",IF(Vastlegging!$D$5=\"\",\"\",0),Pensioenschade!S11)","v":""}]
[null,"Pensioenbedrag AOW-leeftijd",{"$f":"IF(Vastlegging!$D$5=\"\",\"\",0)","v":""},"Maximaal bedrag",{"$f":"IF($D$2=\"Reeds gedeeltelijk met AKP\",\"nvt\",IF($B108=\"\",\"\",IF(E$10=\"\",\"\",$G108)))","v":""},{"$f":"IF($B109=\"\",\"\",IF(F$10=\"\",\"\",$G109))","v":""},{"$f":"IF($B110=\"\",\"\",IF(G$10=\"\",\"\",$G110))","v":""},{"$f":"IF($B111=\"\",\"\",IF(H$10=\"\",\"\",$G111))","v":""},null,null,null,"Maximaal bedrag",{"$f":"IF($D$2=\"Reeds gedeeltelijk met AKP\",\"nvt\",IF($B108=\"\",\"\",IF(M$10=\"\",\"\",$G108)))","v":""},{"$f":"IF($B109=\"\",\"\",IF(N$10=\"\",\"\",$G109))","v":""},{"$f":"IF($B110=\"\",\"\",IF(O$10=\"\",\"\",$G110))","v":""},{"$f":"IF($B111=\"\",\"\",IF(P$10=\"\",\"\",$G111))","v":""},null,"Pensioenbedrag AOW-leeftijd",{"$f":"IF(Vastlegging!$D$5=\"\",\"\",0)","v":""}]
[null,"Pensioen inclusief verlaging PP",{"$f":"IF(Vastlegging!$D$5=\"\",\"\",$C$13+IF(NP!$AF$12<>0,NP!$AF$12,0))","v":""},"Keuzebedrag",{"$f":"IF($D$2=\"Reeds gedeeltelijk met AKP\",\"nvt\",IF(OR(E10=\"\",LEFT(Rekenblad!$F$42,2)<60),\"\",IF(E8=\"ja\",Boven1,IF(OR(LEFT(E4,1)=\"W\",LEFT(E6,1)=\"W\"),E12,IF(E13<E11,E13,E11)))))","v":""},{"$f":"IF(F10=\"\",\"\",IF(F8=\"ja\",Boven2,IF(OR(LEFT(F4,1)=\"W\",LEFT(F6,1)=\"W\"),F12,IF(F13<F11,F13,F11))))","v":""},{"$f":"IF(G10=\"\",\"\",IF(G8=\"ja\",Boven3,IF(OR(LEFT(G4,1)=\"W\",LEFT(G6,1)=\"W\"),G12,IF(G13<G11,G13,G11))))","v":""},{"$f":"IF(H10=\"\",\"\",IF(H8=\"ja\",Boven4,IF(OR(LEFT(H4,1)=\"W\",LEFT(H6,1)=\"W\"),H12,IF(H13<H11,H13,H11))))","v":""},null,null,null,"Keuzebedrag",{"$f":"IF($D$2=\"Reeds gedeeltelijk met AKP\",\"nvt\",IF(OR(M10=\"\",LEFT(Rekenblad!$F$42,2)<60),\"\",IF(M8=\"ja\",Boven1,IF(OR(LEFT(M4,1)=\"W\",LEFT(M6,1)=\"W\"),M12,IF(M13<M11,M13,M11)))))","v":""},{"$f":"IF(N10=\"\",\"\",IF(N8=\"ja\",Boven2,IF(OR(LEFT(N4,1)=\"W\",LEFT(N6,1)=\"W\"),N12,IF(N13<N11,N13,N11))))","v":""},{"$f":"IF(O10=\"\",\"\",IF(O8=\"ja\",Boven3,IF(OR(LEFT(O4,1)=\"W\",LEFT(O6,1)=\"W\"),O12,IF(O13<O11,O13,O11))))","v":""},{"$f":"IF(P10=\"\",\"\",IF(P8=\"ja\",Boven4,IF(OR(LEFT(P4,1)=\"W\",LEFT(P6,1)=\"W\"),P12,IF(P13<P11,P13,P11))))","v":""},null,"Pensioen inclusief verlaging PP",{"$f":"IF(Vastlegging!$D$5=\"\",\"\",$C$13+IF(NP!$AF$12<>0,NP!$AF$12,0))","v":""}]
[null,"VPS vermindering",{"$f":"IF(Vastlegging!$D$5=\"\",\"\",0)","v":""},"Keuzebedrag per maand",{"$f":"IF(E8=\"ja\",\"\",IF(E10=\"\",\"\",IFERROR(FLOOR((E$14/12)+(Rekenblad!$F$283/12),1),0)))","v":""},{"$f":"IF(F8=\"ja\",\"\",IF(F10=\"\",\"\",IFERROR(FLOOR((F$14/12)+(Rekenblad!$F$288/12),1),0)))","v":""},{"$f":"IF(G8=\"ja\",\"\",IF(G10=\"\",\"\",IFERROR(FLOOR((G$14/12)+(Rekenblad!$F$293/12),1),0)))","v":""},{"$f":"IF(H8=\"ja\",\"\",IF(H10=\"\",\"\",IFERROR(FLOOR((H$14/12)+(Rekenblad!$F$298/12),1),0)))","v":""},null,null,null,"Keuzebedrag per maand",{"$f":"IF(M8=\"ja\",\"\",IF(M10=\"\",\"\",IFERROR(FLOOR((M$14/12)+(Rekenblad!$F$283/12),1),0)))","v":""},{"$f":"IF(N8=\"ja\",\"\",IF(N10=\"\",\"\",IFERROR(FLOOR((N$14/12)+(Rekenblad!$F$288/12),1),0)))","v":""},{"$f":"IF(O8=\"ja\",\"\",IF(O10=\"\",\"\",IFERROR(FLOOR((O$14/12)+(Rekenblad!$F$293/12),1),0)))","v":""},{"$f":"IF(P8=\"ja\",\"\",IF(P10=\"\",\"\",IFERROR(FLOOR((P$14/12)+(Rekenblad!$F$298/12),1),0)))","v":""},null,"VPS vermindering",{"$f":"IF(Vastlegging!$D$5=\"\",\"\",0)","v":""}]
[null,"Saldo ABP ExtraPensioen",{"$f":"IF(Vastlegging!$D$5=\"\",\"\",0)","v":""},{"$f":"IF(OR($C$17=\"\",$C$17=0),\"\",IF($C$17>0,\"Overige pensioenen\",\"\"))","v":""},{"$f":"IF(OR($D$16=\"\",uitttreeddatum_kolomE=\"\"),\"\",$C$17)","v":""},{"$f":"IF(OR($D$16=\"\",uitttreeddatum_kolomF=\"\"),\"\",$C$17)","v":""},{"$f":"IF(OR($D$16=\"\",uitttreeddatum_kolomG=\"\"),\"\",$C$17)","v":""},{"$f":"IF(OR($D$16=\"\",uitttreeddatum_kolomH=\"\"),\"\",$C$17)","v":""},null,null,null,{"$f":"IF(OR($C$17=\"\",$C$17=0),\"\",IF($C$17>0,\"Overige pensioenen\",\"\"))","v":""},{"$f":"IF(OR($D$16=\"\",uitttreeddatum_kolomE=\"\"),\"\",$C$17)","v":""},{"$f":"IF(OR($D$16=\"\",uitttreeddatum_kolomF=\"\"),\"\",$C$17)","v":""},{"$f":"IF(OR($D$16=\"\",uitttreeddatum_kolomG=\"\"),\"\",$C$17)","v":""},{"$f":"IF(OR($D$16=\"\",uitttreeddatum_kolomH=\"\"),\"\",$C$17)","v":""},null,"Saldo ABP ExtraPensioen",{"$f":"IF(Vastlegging!$D$5=\"\",\"\",0)","v":""}]
[null,"Overige pensioenen per jaar",{"$f":"IF(Vastlegging!$D$5=\"\",\"\",0)","v":""},{"$f":"IF('Scenario''s'!$K$12=0,\"\",IF('Scenario''s'!$K$12=1,\"Scenario 1 is gevuld\",\"Scenario 1 tot en met\nscenario \"&'Scenario''s'!$K$12&\" is gevuld\"))","v":""},"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren",null,null,null,null,{"$f":"ROUND(IFERROR(IF(AND(uitttreedpercentage_kolomE=1,$E$10=AOW),HLOOKUP(uitttreeddatum_kolomE+1/24,$B$142:$J$187,45,0),0),0),0)","v":0},{"$f":"ROUND(IFERROR(IF(AND(uitttreedpercentage_kolomE=1,$E$10=AOW),HLOOKUP(uitttreeddatum_kolomE+1/24,$B$142:$J$187,45,0),0),0),0)","v":0},null,null,null,"Overige pensioenen per jaar",{"$f":"IF(Vastlegging!$D$5=\"\",\"\",0)","v":""}]
[null,{"$f":"IF('DT-Aanvullingen-BG'!$L$40>0,\"Aanvullingen meenemen?\",\"\")","v":""},{"$f":"IF('DT-Aanvullingen-BG'!$L$40>0,\"ja\",\"\")","v":""},null,{"$f":"IF($C$6=\"Ongehuwd\",\"minimaal NP\",\"nee\")","v":"nee"},"ja",{"$f":"'Bruto-netto'!$D$8","v":"Nederland"},{"$f":"'Bruto-netto'!$D$9","v":0},null,null,null,null,{"$f":"ROUND(IFERROR(IF(AND(uitttreedpercentage_kolomF=1,$F$10=AOW),HLOOKUP(uitttreeddatum_kolomF+1/24,$B$142:$J$187,45,0),0),0),0)","v":0},{"$f":"ROUND(IFERROR(IF(AND(uitttreedpercentage_kolomF=1,$F$10=AOW),HLOOKUP(uitttreeddatum_kolomF+1/24,$B$142:$J$187,45,0),0),0),0)","v":0},null,null,null,{"$f":"IF('DT-Aanvullingen-BG'!$L$40>0,\"Aanvullingen meenemen?\",\"\")","v":""},{"$f":"IF('DT-Aanvullingen-BG'!$L$40>0,\"ja\",\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ROUND(IFERROR(IF(AND(uitttreedpercentage_kolomG=1,$G$10=AOW),HLOOKUP(uitttreeddatum_kolomG+1/24,$B$142:$J$187,45,0),0),0),0)","v":0},{"$f":"ROUND(IFERROR(IF(AND(uitttreedpercentage_kolomG=1,$G$10=AOW),HLOOKUP(uitttreeddatum_kolomG+1/24,$B$142:$J$187,45,0),0),0),0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ROUND(IFERROR(IF(AND(uitttreedpercentage_kolomH=1,$H$10=AOW),HLOOKUP(uitttreeddatum_kolomH+1/24,$B$142:$J$187,45,0),0),0),0)","v":0},{"$f":"ROUND(IFERROR(IF(AND(uitttreedpercentage_kolomH=1,$H$10=AOW),HLOOKUP(uitttreeddatum_kolomH+1/24,$B$142:$J$187,45,0),0),0),0)","v":0}]
[null,{"$f":"IF($B$22=\"\",\"\",\"PERIODE\")","v":""},null,{"$f":"IF($B$22=\"\",\"\",\"PENSIOEN PER JAAR\")","v":""},{"$f":"IF($B$22=\"\",\"\",IF(Berekening!$F$18<>\"nee\",\"AOW PER JAAR\",\"BRUTO PER MAAND\"))","v":""},{"$f":"IF($B$22=\"\",\"\",IF(Berekening!$F$18<>\"nee\",\"TOTAAL PER JAAR\",\"NETTO PER MAAND\"))","v":""},{"$f":"IF($B$22=\"\",\"\",IF(Berekening!$F$18<>\"nee\",\"BRUTO PER MAAND\",\"\"))","v":""},{"$f":"IF($B$22=\"\",\"\",IF(Berekening!$F$18<>\"nee\",\"NETTO PER MAAND\",\"\"))","v":""},{"$f":"IF($B$22=\"\",\"\",\"LHK\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF($B$22=\"\",\"\",\"LHK\")","v":""},{"$f":"IF($B$22=\"\",\"\",\"LHK\")","v":""}]
[null,{"$f":"IF($C$142=\"\",IF($B$142=\"\",\"\",\"Inkomen \"&\"vanaf \"&TEXT($B$142,\"d mmmm jjjj\")&\" levenslang\"),\nIF(HOUR($B$142)=0,\"Eenmalige uitkering in \"&TEXT($B$142,\"mmmm jjjj\"),\n\"Inkomen \"&\"vanaf \"&TEXT($B$142,\"d mmmm jjjj\")&\" tot \"&TEXT($C$142,\"d mmmm jjjj\")))","v":""},null,{"$f":"IF($B22=\"\",\"\",IF(HOUR($B$142)=0,\"\",$B$171))","v":""},{"$f":"IF($B22=\"\",\"\",IF(Berekening!$F$18<>\"nee\",IF(HOUR($B$142)=0,\"\",$B$173),IF(HOUR($B$142)=0,$B$176,ROUND(D22/12,0))))","v":""},{"$f":"IFERROR(IF($B22=\"\",\"\",IF(Berekening!$F$18<>\"nee\",D22+E22,$B$185)),\"\")","v":""},{"$f":"IF($B22=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$B$176,\"\"))","v":""},{"$f":"IF($B22=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$B$185,\"\"))","v":""},{"$f":"IF($B22=\"\",\"\",IF(B$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\",DVH3_Aard=\"WG\",DVH3_Aard=\"WW\"),\"nee\",\"ja\"),\"nvt\"))","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(I22=\"ja\",\"ja\",IF(I22=\"nee\",\"nee\",IF(I22=\"nvt\",IF($F$18=\"ja\",\"ja\",\"nee\"),\"\")))","v":""},{"$f":"IF($B22=\"\",\"\",IF(L$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\",DVH3_Aard=\"WG\",DVH3_Aard=\"WW\"),\"nee\",\"ja\"),\"nvt\"))","v":""}]
[null,{"$f":"IF($D$142=\"\",IF($C$142=\"\",\"\",\"Inkomen \"&\"vanaf \"&TEXT($C$142,\"d mmmm jjjj\")&\" levenslang\"),\nIF(HOUR($C$142)=0,\"Eenmalige uitkering in \"&TEXT($C$142,\"mmmm jjjj\"),\n\"Inkomen \"&\"vanaf \"&TEXT($C$142,\"d mmmm jjjj\")&\" tot \"&TEXT($D$142,\"d mmmm jjjj\")))","v":""},null,{"$f":"IF($B23=\"\",\"\",IF(HOUR($C$142)=0,\"\",$C$171))","v":""},{"$f":"IF($B23=\"\",\"\",IF(Berekening!$F$18<>\"nee\",IF(HOUR($C$142)=0,\"\",$C$173),IF(HOUR($C$142)=0,$C$176,ROUND(D23/12,0))))","v":""},{"$f":"IFERROR(IF($B23=\"\",\"\",IF(Berekening!$F$18<>\"nee\",D23+E23,$C$185)),\"\")","v":""},{"$f":"IF($B23=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$C$176,\"\"))","v":""},{"$f":"IF($B23=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$C$185,\"\"))","v":""},{"$f":"IF($B23=\"\",\"\",IF(C$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""},null,null,null,null,null,null,null,null,"",{"$f":"IF($B23=\"\",\"\",IF(M$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""}]
[null,{"$f":"IF($E$142=\"\",IF($D$142=\"\",\"\",\"Inkomen \"&\"vanaf \"&TEXT($D$142,\"d mmmm jjjj\")&\" levenslang\"),\nIF(HOUR($D$142)=0,\"Eenmalige uitkering in \"&TEXT($D$142,\"mmmm jjjj\"),\n\"Inkomen \"&\"vanaf \"&TEXT($D$142,\"d mmmm jjjj\")&\" tot \"&TEXT($E$142,\"d mmmm jjjj\")))","v":""},null,{"$f":"IF($B24=\"\",\"\",IF(HOUR($D$142)=0,\"\",$D$171))","v":""},{"$f":"IF($B24=\"\",\"\",IF(Berekening!$F$18<>\"nee\",IF(HOUR($D$142)=0,\"\",$D$173),IF(HOUR($D$142)=0,$D$176,ROUND(D24/12,0))))","v":""},{"$f":"IFERROR(IF($B24=\"\",\"\",IF(Berekening!$F$18<>\"nee\",D24+E24,$D$185)),\"\")","v":""},{"$f":"IF($B24=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$D$176,\"\"))","v":""},{"$f":"IF($B24=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$D$185,\"\"))","v":""},{"$f":"IF($B24=\"\",\"\",IF(D$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""},null,null,null,null,null,null,null,null,"",{"$f":"IF($B24=\"\",\"\",IF(N$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""}]
[null,{"$f":"IF($F$142=\"\",IF($E$142=\"\",\"\",\"Inkomen \"&\"vanaf \"&TEXT($E$142,\"d mmmm jjjj\")&\" levenslang\"),\nIF(HOUR($E$142)=0,\"Eenmalige uitkering in \"&TEXT($E$142,\"mmmm jjjj\"),\n\"Inkomen \"&\"vanaf \"&TEXT($E$142,\"d mmmm jjjj\")&\" tot \"&TEXT($F$142,\"d mmmm jjjj\")))","v":""},null,{"$f":"IF($B25=\"\",\"\",IF(HOUR($E$142)=0,\"\",$E$171))","v":""},{"$f":"IF($B25=\"\",\"\",IF(Berekening!$F$18<>\"nee\",IF(HOUR($E$142)=0,\"\",$E$173),IF(HOUR($E$142)=0,$E$176,ROUND(D25/12,0))))","v":""},{"$f":"IFERROR(IF($B25=\"\",\"\",IF(Berekening!$F$18<>\"nee\",D25+E25,$E$185)),\"\")","v":""},{"$f":"IF($B25=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$E$176,\"\"))","v":""},{"$f":"IF($B25=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$E$185,\"\"))","v":""},{"$f":"IF($B25=\"\",\"\",IF(E$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""},null,null,null,null,null,null,null,null,"",{"$f":"IF($B25=\"\",\"\",IF(O$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""}]
[null,{"$f":"IF($G$142=\"\",IF($F$142=\"\",\"\",\"Inkomen \"&\"vanaf \"&TEXT($F$142,\"d mmmm jjjj\")&\" levenslang\"),\nIF(HOUR($F$142)=0,\"Eenmalige uitkering in \"&TEXT($F$142,\"mmmm jjjj\"),\n\"Inkomen \"&\"vanaf \"&TEXT($F$142,\"d mmmm jjjj\")&\" tot \"&TEXT($G$142,\"d mmmm jjjj\")))","v":""},null,{"$f":"IF($B26=\"\",\"\",IF(HOUR($F$142)=0,\"\",$F$171))","v":""},{"$f":"IF($B26=\"\",\"\",IF(Berekening!$F$18<>\"nee\",IF(HOUR($F$142)=0,\"\",$F$173),IF(HOUR($F$142)=0,$F$176,ROUND(D26/12,0))))","v":""},{"$f":"IFERROR(IF($B26=\"\",\"\",IF(Berekening!$F$18<>\"nee\",D26+E26,$F$185)),\"\")","v":""},{"$f":"IF($B26=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$F$176,\"\"))","v":""},{"$f":"IF($B26=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$F$185,\"\"))","v":""},{"$f":"IF($B26=\"\",\"\",IF(F$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""},null,null,null,null,null,null,null,null,"",{"$f":"IF($B26=\"\",\"\",IF(P$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""}]
[null,{"$f":"IF($H$142=\"\",IF($G$142=\"\",\"\",\"Inkomen \"&\"vanaf \"&TEXT($G$142,\"d mmmm jjjj\")&\" levenslang\"),\nIF(HOUR($G$142)=0,\"Eenmalige uitkering in \"&TEXT($G$142,\"mmmm jjjj\"),\n\"Inkomen \"&\"vanaf \"&TEXT($G$142,\"d mmmm jjjj\")&\" tot \"&TEXT($H$142,\"d mmmm jjjj\")))","v":""},null,{"$f":"IF($B27=\"\",\"\",IF(HOUR($G$142)=0,\"\",$G$171))","v":""},{"$f":"IF($B27=\"\",\"\",IF(Berekening!$F$18<>\"nee\",IF(HOUR($G$142)=0,\"\",$G$173),IF(HOUR($G$142)=0,$G$176,ROUND(D27/12,0))))","v":""},{"$f":"IFERROR(IF($B27=\"\",\"\",IF(Berekening!$F$18<>\"nee\",D27+E27,$G$185)),\"\")","v":""},{"$f":"IF($B27=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$G$176,\"\"))","v":""},{"$f":"IF($B27=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$G$185,\"\"))","v":""},{"$f":"IF($B27=\"\",\"\",IF(G$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""},null,null,null,null,null,null,null,null,"",{"$f":"IF($B27=\"\",\"\",IF(Q$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""}]
[null,{"$f":"IF($I$142=\"\",IF($H$142=\"\",\"\",\"Inkomen \"&\"vanaf \"&TEXT($H$142,\"d mmmm jjjj\")&\" levenslang\"),\nIF(HOUR($H$142)=0,\"Eenmalige uitkering in \"&TEXT($H$142,\"mmmm jjjj\"),\n\"Inkomen \"&\"vanaf \"&TEXT($H$142,\"d mmmm jjjj\")&\" tot \"&TEXT($I$142,\"d mmmm jjjj\")))","v":""},null,{"$f":"IF($B28=\"\",\"\",IF(HOUR($H$142)=0,\"\",$H$171))","v":""},{"$f":"IF($B28=\"\",\"\",IF(Berekening!$F$18<>\"nee\",IF(HOUR($H$142)=0,\"\",$H$173),IF(HOUR($H$142)=0,$H$176,ROUND(D28/12,0))))","v":""},{"$f":"IFERROR(IF($B28=\"\",\"\",IF(Berekening!$F$18<>\"nee\",D28+E28,$H$185)),\"\")","v":""},{"$f":"IF($B28=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$H$176,\"\"))","v":""},{"$f":"IF($B28=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$H$185,\"\"))","v":""},{"$f":"IF($B28=\"\",\"\",IF(H$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""},null,null,null,null,null,null,null,null,"",{"$f":"IF($B28=\"\",\"\",IF(R$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""}]
[null,{"$f":"IF($J$142=\"\",IF($I$142=\"\",\"\",\"Inkomen \"&\"vanaf \"&TEXT($I$142,\"d mmmm jjjj\")&\" levenslang\"),\nIF(HOUR($I$142)=0,\"Eenmalige uitkering in \"&TEXT($I$142,\"mmmm jjjj\"),\n\"Inkomen \"&\"vanaf \"&TEXT($I$142,\"d mmmm jjjj\")&\" tot \"&TEXT($J$142,\"d mmmm jjjj\")))","v":""},null,{"$f":"IF($B29=\"\",\"\",IF(HOUR($I$142)=0,\"\",$I$171))","v":""},{"$f":"IF($B29=\"\",\"\",IF(Berekening!$F$18<>\"nee\",IF(HOUR($I$142)=0,\"\",$I$173),IF(HOUR($I$142)=0,$I$176,ROUND(D29/12,0))))","v":""},{"$f":"IFERROR(IF($B29=\"\",\"\",IF(Berekening!$F$18<>\"nee\",D29+E29,$I$185)),\"\")","v":""},{"$f":"IF($B29=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$I$176,\"\"))","v":""},{"$f":"IF($B29=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$I$185,\"\"))","v":""},{"$f":"IF($B29=\"\",\"\",IF(I$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""},null,null,null,null,null,null,null,null,"",{"$f":"IF($B29=\"\",\"\",IF(S$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""}]
[null,{"$f":"IF($K$142=\"\",IF($J$142=\"\",\"\",\"Inkomen \"&\"vanaf \"&TEXT($J$142,\"d mmmm jjjj\")&\" levenslang\"),\nIF(HOUR($J$142)=0,\"Eenmalige uitkering in \"&TEXT($J$142,\"mmmm jjjj\"),\n\"Inkomen \"&\"vanaf \"&TEXT($J$142,\"d mmmm jjjj\")&\" tot \"&TEXT($K$142,\"d mmmm jjjj\")))","v":""},null,{"$f":"IF($B30=\"\",\"\",IF(HOUR($J$142)=0,\"\",$J$171))","v":""},{"$f":"IF($B30=\"\",\"\",IF(Berekening!$F$18<>\"nee\",IF(HOUR($J$142)=0,\"\",$J$173),IF(HOUR($J$142)=0,$J$176,ROUND(D30/12,0))))","v":""},{"$f":"IFERROR(IF($B30=\"\",\"\",IF(Berekening!$F$18<>\"nee\",D30+E30,$J$185)),\"\")","v":""},{"$f":"IF($B30=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$J$176,\"\"))","v":""},{"$f":"IF($B30=\"\",\"\",IF(Berekening!$F$18<>\"nee\",$J$185,\"\"))","v":""},{"$f":"IF($B30=\"\",\"\",IF(J$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""},null,null,null,null,null,null,null,null,"",{"$f":"IF($B30=\"\",\"\",IF(T$142<AOW,\nIF(OR(DVH2_Aard=ISNUMBER(FIND(\"IP\",DVH2_Aard)),DVH2_Aard=\"AAOP\",DVH3_Aard=\"AAOP\"),\"nee\",\"ja\"),\"nvt\"))","v":""}]
[]
[null,"DIENSTVERHOUDING 2",null,"Opmerkingen",null,null,null,null,null,null,null,null,null,null,null,null,null,"DIENSTVERHOUDING 2"]
[null,"Soort","Arbeid",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Soort","Arbeid"]
[null,"Pensioengevend inkomen",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pensioengevend inkomen"]
[null,"Deeltijdfactor",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deeltijdfactor"]
[null,"Meetelwaarde",{"$f":"IF($C$34=\"\",\"\",Rekenblad!$D$22)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Meetelwaarde",{"$f":"IF($C$34=\"\",\"\",Rekenblad!$D$22)","v":""}]
[null,{"$f":"IF(OR($C$33=Parameters!$F$154,$C$33=Parameters!$F$155,$C$33=Parameters!$F$156,$C$33=Parameters!$F$157),\"AO%\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR($C$33=Parameters!$F$154,$C$33=Parameters!$F$155,$C$33=Parameters!$F$156,$C$33=Parameters!$F$157),\"AO%\",\"\")","v":""}]
[null,{"$f":"IF(C38=AOW_GPS,\"\",\"Doortelling diensttijd (systeem)\")","v":""},{"$f":"Rekenblad!$D$28","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(S38=AOW_GPS,\"\",\"Doortelling diensttijd (systeem)\")","v":""},{"$f":"Rekenblad!$D$28","v":""}]
[]
[null,"ALGEMENE GEGEVENS 1E DEELAKP",null,null,"UITKERING 1E DEELAKP",null,null,null,null,null,null,"ALGEMENE GEGEVENS 1E DEELAKP",null,null,null,null,null,"UITKERING 1E DEELAKP"]
[null,"Ingangsdatum",null,null,"Kanteldatum",{"$f":"IF($D$2=\"\",\"\",IFERROR(AOW,\"\"))","v":""},null,null,null,null,null,"Ingangsdatum",null,null,null,null,null,"Kanteldatum",{"$f":"IF($D$2=\"\",\"\",IFERROR(AOW,\"\"))","v":""}]
[null,"Aanwendpercentage",null,null,{"$f":"IF($F$41=AOW,\"\",IF($F$41>AOW,\"Vanaf \"&TEXT($F$41,\"d mmmm jjjj\"),\"Vanaf AOW\"))","v":""},{"$f":"IF($D$2=\"\",\"\",IF($F$41=AOW,\"\",0))","v":""},null,null,null,null,null,"Aanwendpercentage",null,null,null,null,null,{"$f":"IF($F$41=AOW,\"\",IF($F$41>AOW,\"Vanaf \"&TEXT($F$41,\"d mmmm jjjj\"),\"Vanaf AOW\"))","v":""},{"$f":"IF($D$2=\"\",\"\",IF($F$41=AOW,\"\",0))","v":""}]
[null,{"$f":"IF(OR($C$16=\"\",$C$16=0,$B$16<>\"Saldo ABP ExtraPensioen\"),\"\",\"Aanwendpercentage AEP\")","v":""},{"$f":"IF($B$43=\"\",\"\",uittreding1_uittreedpercentage)","v":""},null,{"$f":"IF($F$41=AOW,\"Vanaf \"&TEXT($F$41,\"d mmmm jjjj\"),IF($F$41>AOW,\"AOW tot \"&TEXT($F$41,\"d mmmm jjjj\"),TEXT($F$41,\"d mmmm jjjj\")&\" tot AOW\"))","v":"Vanaf "},null,null,null,null,null,null,{"$f":"IF(OR($C$16=\"\",$C$16=0,$B$16<>\"Saldo ABP ExtraPensioen\"),\"\",\"Aanwendpercentage AEP\")","v":""},{"$f":"IF($B$43=\"\",\"\",uittreding1_uittreedpercentage)","v":""},null,null,null,null,{"$f":"IF($F$41=AOW,\"Vanaf \"&TEXT($F$41,\"d mmmm jjjj\"),IF($F$41>AOW,\"AOW tot \"&TEXT($F$41,\"d mmmm jjjj\"),TEXT($F$41,\"d mmmm jjjj\")&\" tot AOW\"))","v":"Vanaf "}]
[null,null,null,null,{"$f":"IF($F$41=AOW,\"Tot \"&TEXT($F$41,\"d mmmm jjjj\"),IF($F$41>AOW,\"Tot AOW\",\"Tot \"&TEXT($F$41,\"d mmmm jjjj\")))","v":"Tot "},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF($F$41=AOW,\"Tot \"&TEXT($F$41,\"d mmmm jjjj\"),IF($F$41>AOW,\"Tot AOW\",\"Tot \"&TEXT($F$41,\"d mmmm jjjj\")))","v":"Tot "}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"KANTELEN VANAF - 1","KANTELEN VANAF - 2","KANTELEN TOT","TEKST","PENSIOENBEDRAG VOOR","BEDRAG INEENS","ONDERGRENS","BOVENGRENS","KEUZE","KANTELFACTOR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B114","v":""},{"$f":"Parameters!$K$24","v":"0.0"},{"$f":"DAY(F10)","v":{"$error":"#VALUE!"}},{"$f":"Parameters!$L$24","v":"0.0"}]
[null,{"$f":"IFERROR(IF(AND(Berekening!$E$7=\"\",Rekenblad!$G$72=0),\"\",uitttreeddatum_kolomE),\"\")","v":""},{"$f":"IFERROR(IF(AND(Berekening!$E$7=\"\",Rekenblad!$G$72=0),\"\",IF(uittreding1=\"ja\",\"\",uitttreeddatum_kolomE)),\"\")","v":""},{"$f":"IF($C102=\"\",\"\",IFERROR(IF(HLOOKUP($C102,$E$3:$H$16,6,0)=\"ja\",D113,HLOOKUP($C102,$E$3:$H$16,8,0)+1/24),\"\"))","v":""},{"$f":"IF(C102=\"\",\"\",\"1ste uittreding\")","v":""},{"$f":"IF(C102=\"\",\"\",IF(uittreding1=\"ja\",0,Rekenblad!$H$84)+IF(uittreding1=\"ja\",0,Rekenblad!$F$312))","v":""},{"$f":"IF($E$8=\"ja\",ROUNDDOWN(Rekenblad!$G$86,0),0)","v":0},{"$f":"IFERROR(CEILING(IF(B102=D102,1,IF(D102<=AOW+1/24,$AH$127,$AH$137)-F130),1),\"\")","v":1},{"$f":"IFERROR(FLOOR(IF(F130=0,IF(D102<=AOW+1/24,$AH$121,$AH$132),MIN(IF(D102<=AOW+1/24,$AH$121,$AH$132)-F130,(H108/K102)+H108)),1),G102)","v":0},{"$f":"IF($C102=\"\",\"\",IFERROR(IF(OR(HLOOKUP($C102,$E$3:$H$17,12,0)>I102,HLOOKUP($C102,$E$3:$H$17,12,0)<H102),\"\",HLOOKUP($C102,$E$3:$H$17,12,0)),\"\"))","v":""},{"$f":"IF(C102=\"\",\"\",IFERROR(VLOOKUP(B102,$B$113:$C$116,2,0),\"\"))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Parameters!$H$24","v":"0.0"},{"$f":"VLOOKUP($AA102&\"&\"&AB$101,Kantelfactoren,2,0)","v":{"$error":"#N/A"}},{"$f":"ROUNDDOWN((((30-($AC$101-1))*AB102+(($AC$101-1)*AD102))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"VLOOKUP($AA102&\"&\"&AD$101,Kantelfactoren,2,0)","v":{"$error":"#N/A"}}]
[null,{"$f":"IFERROR(IF(AND(Berekening!$F$7=\"\",Rekenblad!$G$127=0),\"\",uitttreeddatum_kolomF),\"\")","v":""},{"$f":"IFERROR(IF(AND(Berekening!$F$7=\"\",Rekenblad!$G$127=0),\"\",uitttreeddatum_kolomF),\"\")","v":""},{"$f":"IF($C103=\"\",\"\",IFERROR(IF(HLOOKUP($C103,$E$3:$H$16,6,0)=\"ja\",D114,HLOOKUP($C103,$E$3:$H$16,8,0)+1/24),\"\"))","v":""},{"$f":"IF(C103=\"\",\"\",\"2de uittreding\")","v":""},{"$f":"IF(C103=\"\",\"\",Rekenblad!$H$141+Rekenblad!$F$320)","v":""},{"$f":"IF($F$8=\"ja\",ROUNDDOWN(Rekenblad!$G$143,0),0)","v":0},{"$f":"IFERROR(CEILING(IF(B103=D103,1,IF(D103<=AOW+1/24,$AR$127,$AR$137)-F131),1),\"\")","v":1},{"$f":"IFERROR(FLOOR(IF(F131=0,IF(D103<=AOW+1/24,$AR$121,$AR$132),MIN(IF(D103<=AOW+1/24,$AR$121,$AR$132)-F131,(H109/K103)+H109)),1),G103)","v":0},{"$f":"IF($C103=\"\",\"\",IFERROR(IF(OR(HLOOKUP($C103,$E$3:$H$17,12,0)>I103,HLOOKUP($C103,$E$3:$H$17,12,0)<H103),\"\",HLOOKUP($C103,$E$3:$H$17,12,0)),\"\"))","v":""},{"$f":"IF(C103=\"\",\"\",IFERROR(VLOOKUP(B103,$B$113:$C$116,2,0),\"\"))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DAY(F3)","v":0},{"$f":"ROUNDDOWN((((30-($AA$103-1))*AB102+(($AA$103-1)*AB104))/30),6)","v":{"$error":"#N/A"}},{"$f":"ROUNDDOWN((((30-($AC$101-1))*AB103+(($AC$101-1)*AD103))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"ROUNDDOWN((((30-($AA$103-1))*AD102+(($AA$103-1)*AD104))/30),6)","v":{"$error":"#N/A"}}]
[null,{"$f":"IFERROR(IF(AND(Berekening!$G$7=\"\",Rekenblad!$G$184=0),\"\",uitttreeddatum_kolomG),\"\")","v":""},{"$f":"IFERROR(IF(AND(Berekening!$G$7=\"\",Rekenblad!$G$184=0),\"\",uitttreeddatum_kolomG),\"\")","v":""},{"$f":"IF($C104=\"\",\"\",IFERROR(IF(HLOOKUP($C104,$E$3:$H$16,6,0)=\"ja\",D115,HLOOKUP($C104,$E$3:$H$16,8,0)+1/24),\"\"))","v":""},{"$f":"IF(C104=\"\",\"\",\"3de uittreding\")","v":""},{"$f":"IF(C104=\"\",\"\",Rekenblad!$H$198+Rekenblad!$F$328)","v":""},{"$f":"IF($G$8=\"ja\",ROUNDDOWN(Rekenblad!$G$200,0),0)","v":0},{"$f":"IFERROR(CEILING(IF(B104=D104,1,IF(D104<=AOW+1/24,$BB$127,$BB$137)-F132),1),\"\")","v":1},{"$f":"IFERROR(FLOOR(IF(F132=0,IF(D104<=AOW+1/24,$BB$121,$BB$132),MIN(IF(D104<=AOW+1/24,$BB$121,$BB$132)-F132,(H110/K104)+H110)),1),G104)","v":0},{"$f":"IF($C104=\"\",\"\",IFERROR(IF(OR(HLOOKUP($C104,$E$3:$H$17,12,0)>I104,HLOOKUP($C104,$E$3:$H$17,12,0)<H104),\"\",HLOOKUP($C104,$E$3:$H$17,12,0)),\"\"))","v":""},{"$f":"IF(C104=\"\",\"\",IFERROR(VLOOKUP(B104,$B$113:$C$116,2,0),\"\"))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Parameters!$I$24","v":"0.0"},{"$f":"VLOOKUP($AA104&\"&\"&AB$101,Kantelfactoren,2,0)","v":{"$error":"#N/A"}},{"$f":"ROUNDDOWN((((30-($AC$101-1))*AB104+(($AC$101-1)*AD104))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"VLOOKUP($AA104&\"&\"&AD$101,Kantelfactoren,2,0)","v":{"$error":"#N/A"}}]
[null,{"$f":"IFERROR(IF(AND(Berekening!$H$7=\"\",Rekenblad!$G$241=0),\"\",uitttreeddatum_kolomH),\"\")","v":""},{"$f":"IFERROR(IF(AND(Berekening!$H$7=\"\",Rekenblad!$G$241=0),\"\",uitttreeddatum_kolomH),\"\")","v":""},{"$f":"IF($C105=\"\",\"\",IFERROR(IF(HLOOKUP($C105,$E$3:$H$16,6,0)=\"ja\",D116,HLOOKUP($C105,$E$3:$H$16,8,0)+1/24),\"\"))","v":""},{"$f":"IF(C105=\"\",\"\",\"4de uittreding\")","v":""},{"$f":"IF(C105=\"\",\"\",Rekenblad!$H$255+Rekenblad!$F$336)","v":""},{"$f":"IF($H$8=\"ja\",ROUNDDOWN(Rekenblad!$G$257,0),0)","v":0},{"$f":"IFERROR(CEILING(IF(B105=D105,1,IF(D105<=AOW+1/24,$BL$127,$BL$137)-F133),1),\"\")","v":1},{"$f":"IFERROR(FLOOR(IF(F133=0,IF(D105<=AOW+1/24,$BL$121,$BL$132),MIN(IF(D105<=AOW+1/24,$BL$121,$BL$132)-F133,(H111/K105)+H111)),1),G105)","v":0},{"$f":"IF($C105=\"\",\"\",IFERROR(IF(OR(HLOOKUP($C105,$E$3:$H$17,12,0)>I105,HLOOKUP($C105,$E$3:$H$17,12,0)<H105),\"\",HLOOKUP($C105,$E$3:$H$17,12,0)),\"\"))","v":""},{"$f":"IF(C105=\"\",\"\",IFERROR(VLOOKUP(B105,$B$113:$C$116,2,0),\"\"))","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B115","v":""},{"$f":"Parameters!$K$31","v":"0.0"},{"$f":"DAY(G10)","v":{"$error":"#VALUE!"}},{"$f":"Parameters!$L$31","v":"0.0"}]
[null,"SORTERING VANAF","SORTERING TEKST","SORTERING TOT","SORTERING PENSIOENBEDRAG","SORTERING ONDERGRENS","SORTERING BOVENGRENS","PENSIOENBEDRAG NA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Parameters!$H$31","v":"0.0"},{"$f":"VLOOKUP($AA107&\"&\"&AB$106,Kantelfactoren,2,0)","v":{"$error":"#N/A"}},{"$f":"ROUNDDOWN((((30-($AC$106-1))*AB107+(($AC$106-1)*AD107))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"VLOOKUP($AA107&\"&\"&AD$106,Kantelfactoren,2,0)","v":{"$error":"#N/A"}}]
[null,{"$f":"C102","v":""},{"$f":"VLOOKUP($B108,$B$101:$K$105,4,0)","v":""},{"$f":"VLOOKUP(B108,$B$101:$D$105,3,0)","v":""},{"$f":"VLOOKUP($B108,$B$101:$K$105,5,0)","v":""},{"$f":"VLOOKUP($B108,$B$101:$K$105,7,0)","v":1},{"$f":"IF($B108=$D108,VLOOKUP($B108,$B$101:$K$105,6,0),VLOOKUP($B108,$B$101:$K$105,8,0))","v":0},{"$f":"IF(C102=\"\",\"\",IF(uittreding1=\"ja\",0,Rekenblad!$H$88)+IF(uittreding1=\"ja\",0,Rekenblad!$F$312))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DAY(G3)","v":0},{"$f":"ROUNDDOWN((((30-($AA$108-1))*AB107+(($AA$108-1)*AB109))/30),6)","v":{"$error":"#N/A"}},{"$f":"ROUNDDOWN((((30-($AC$106-1))*AB108+(($AC$106-1)*AD108))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"ROUNDDOWN((((30-($AA$108-1))*AD107+(($AA$108-1)*AD109))/30),6)","v":{"$error":"#N/A"}}]
[null,{"$f":"C103","v":""},{"$f":"VLOOKUP($B109,$B$101:$K$105,4,0)","v":""},{"$f":"VLOOKUP(B109,$B$101:$D$105,3,0)","v":""},{"$f":"VLOOKUP($B109,$B$101:$K$105,5,0)","v":""},{"$f":"VLOOKUP($B109,$B$101:$K$105,7,0)","v":1},{"$f":"IF($B109=$D109,VLOOKUP($B109,$B$101:$K$105,6,0),VLOOKUP($B109,$B$101:$K$105,8,0))","v":0},{"$f":"IF(C103=\"\",\"\",Rekenblad!$H$145+Rekenblad!$F$320)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Parameters!$I$31","v":"0.0"},{"$f":"VLOOKUP($AA109&\"&\"&AB$106,Kantelfactoren,2,0)","v":{"$error":"#N/A"}},{"$f":"ROUNDDOWN((((30-($AC$106-1))*AB109+(($AC$106-1)*AD109))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"VLOOKUP($AA109&\"&\"&AD$106,Kantelfactoren,2,0)","v":{"$error":"#N/A"}}]
[null,{"$f":"C104","v":""},{"$f":"VLOOKUP($B110,$B$101:$K$105,4,0)","v":""},{"$f":"VLOOKUP(B110,$B$101:$D$105,3,0)","v":""},{"$f":"VLOOKUP($B110,$B$101:$K$105,5,0)","v":""},{"$f":"VLOOKUP($B110,$B$101:$K$105,7,0)","v":1},{"$f":"IF($B110=$D110,VLOOKUP($B110,$B$101:$K$105,6,0),VLOOKUP($B110,$B$101:$K$105,8,0))","v":0},{"$f":"IF(C104=\"\",\"\",Rekenblad!$H$202+Rekenblad!$F$328)","v":""}]
[null,{"$f":"C105","v":""},{"$f":"VLOOKUP($B111,$B$101:$K$105,4,0)","v":""},{"$f":"VLOOKUP(B111,$B$101:$D$105,3,0)","v":""},{"$f":"VLOOKUP($B111,$B$101:$K$105,5,0)","v":""},{"$f":"VLOOKUP($B111,$B$101:$K$105,7,0)","v":1},{"$f":"IF($B111=$D111,VLOOKUP($B111,$B$101:$K$105,6,0),VLOOKUP($B111,$B$101:$K$105,8,0))","v":0},{"$f":"IF(C105=\"\",\"\",Rekenblad!$H$259+Rekenblad!$F$336)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B116","v":""},{"$f":"Parameters!$K$38","v":"0.0"},{"$f":"DAY(H10)","v":{"$error":"#VALUE!"}},{"$f":"Parameters!$L$38","v":"0.0"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Parameters!$H$38","v":"0.0"},{"$f":"VLOOKUP($AA112&\"&\"&AB$111,Kantelfactoren,2,0)","v":{"$error":"#N/A"}},{"$f":"ROUNDDOWN((((30-($AC$111-1))*AB112+(($AC$111-1)*AD112))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"VLOOKUP($AA112&\"&\"&AD$111,Kantelfactoren,2,0)","v":{"$error":"#N/A"}}]
[null,{"$f":"B108","v":""},{"$f":"$G$115","v":{"$error":"#VALUE!"}},{"$f":"B102","v":""},{"$f":"B113","v":""},{"$f":"Parameters!$K$17","v":"0.0"},{"$f":"DAY(E10)","v":{"$error":"#VALUE!"}},{"$f":"Parameters!$L$17","v":"0.0"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DAY(H3)","v":0},{"$f":"ROUNDDOWN((((30-($AA$113-1))*AB112+(($AA$113-1)*AB114))/30),6)","v":{"$error":"#N/A"}},{"$f":"ROUNDDOWN((((30-($AC$111-1))*AB113+(($AC$111-1)*AD113))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"ROUNDDOWN((((30-($AA$113-1))*AD112+(($AA$113-1)*AD114))/30),6)","v":{"$error":"#N/A"}}]
[null,{"$f":"B109","v":""},{"$f":"$AC$103","v":{"$error":"#VALUE!"}},{"$f":"B103","v":""},{"$f":"Parameters!$H$17","v":"0.0"},{"$f":"IFERROR(VLOOKUP($E114&\"&\"&F$113,Kantelfactoren,2,0),0)","v":0},{"$f":"ROUNDDOWN((((30-($G$113-1))*F114+(($G$113-1)*H114))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(VLOOKUP($E114&\"&\"&H$113,Kantelfactoren,2,0),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Parameters!$I$38","v":"0.0"},{"$f":"VLOOKUP($AA114&\"&\"&AB$111,Kantelfactoren,2,0)","v":{"$error":"#N/A"}},{"$f":"ROUNDDOWN((((30-($AC$111-1))*AB114+(($AC$111-1)*AD114))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"VLOOKUP($AA114&\"&\"&AD$111,Kantelfactoren,2,0)","v":{"$error":"#N/A"}}]
[null,{"$f":"B110","v":""},{"$f":"$AC$108","v":{"$error":"#VALUE!"}},"",{"$f":"DAY(E3)","v":{"$error":"#VALUE!"}},{"$f":"ROUNDDOWN((((30-($E$115-1))*F114+(($E$115-1)*F116))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"ROUNDDOWN((((30-($G$113-1))*F115+(($G$113-1)*H115))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"ROUNDDOWN((((30-($E$115-1))*H114+(($E$115-1)*H116))/30),6)","v":{"$error":"#VALUE!"}}]
[null,{"$f":"B111","v":""},{"$f":"$AC$113","v":{"$error":"#VALUE!"}},"",{"$f":"Parameters!$I$17","v":"0.0"},{"$f":"IFERROR(VLOOKUP($E116&\"&\"&F$113,Kantelfactoren,2,0),0)","v":0},{"$f":"ROUNDDOWN((((30-($G$113-1))*F116+(($G$113-1)*H116))/30),6)","v":{"$error":"#VALUE!"}},{"$f":"IFERROR(VLOOKUP($E116&\"&\"&H$113,Kantelfactoren,2,0),0)","v":0}]
[]
[null,"KANTELEN VANAF","ALLE DATA","SORTERING","UNIEKE WAARDEN","AOW-DATUM","DEELAKP 1E UITTREDING",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1STE UITTREDING",null,null,null,null,null,null,null,null,null,"2DE UITTREDING",null,null,null,null,null,null,null,null,null,"3DE UITTREDING",null,null,null,null,null,null,null,null,null,"4DE UITTREDING"]
[null,{"$f":"IF(AND(uittreding1=\"nee\",E3<>\"\",OR(E6>0,AND(E7>0,E7<>\"\"))),E3+1/24,\"\")","v":""},{"$f":"B119","v":""},{"$f":"IFERROR(SMALL($C$119:$C$127,1),\"\")","v":""},{"$f":"IFERROR(INDEX($D$119:$D$127,MATCH(FALSE,ISNUMBER(MATCH($D$119:$D$127,$E$118:E118,0)),0)),\"\")","v":""},{"$f":"AOW+1/24","v":{"$error":"#VALUE!"}},1,{"$f":"IF(uittreding1=\"ja\",Berekening!F44,0)","v":0},{"$f":"uitttreeddatum_kolomE","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Berekening bovengrens bij kantelen vóór ingangsdatum AOW",null,null,null,null,null,null,null,null,null,"Berekening bovengrens bij kantelen vóór ingangsdatum AOW",null,null,null,null,null,null,null,null,null,"Berekening bovengrens bij kantelen vóór ingangsdatum AOW",null,null,null,null,null,null,null,null,null,"Berekening bovengrens bij kantelen vóór ingangsdatum AOW"]
[null,{"$f":"IF(AND(F3<>\"\",OR(F6>0,AND(F7>0,F7<>\"\"))),F3+1/24,\"\")","v":""},{"$f":"B120","v":""},{"$f":"IFERROR(SMALL($C$119:$C$127,2),\"\")","v":""},{"$f":"IFERROR(INDEX($D$119:$D$127,MATCH(FALSE,ISNUMBER(MATCH($D$119:$D$127,$E$118:E119,0)),0)),\"\")","v":""},"AOW GEHUWD",2,{"$f":"IF(uittreding1=\"ja\",Berekening!F43,0)","v":0},{"$f":"IF(OR(Berekening!$F$41=\"\",Berekening!$F$41=AOW),AOW,IF(Berekening!$F$41>AOW,(IFERROR(IF(uitttreeddatum_kolomE=\"\",\"\",AOW),\"\")),Berekening!$F$41))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$H$130-$E$130","v":0},"+",{"$f":"$H$130*$K$102","v":{"$error":"#VALUE!"}},"+",{"$f":"$F$121*1.5*$D$130","v":0},"=",{"$f":"(AA120+AC120+AE120)/AA121","v":{"$error":"#VALUE!"}},"Bovengrens",null,null,{"$f":"$H$131-$E$131","v":0},"+",{"$f":"$H$131*$K$103","v":{"$error":"#VALUE!"}},"+",{"$f":"$F$121*1.5*$D$131","v":0},"=",{"$f":"(AK120+AM120+AO120)/AK121","v":{"$error":"#VALUE!"}},"Bovengrens",null,null,{"$f":"$H$132-$E$132","v":0},"+",{"$f":"$H$132*$K$104","v":{"$error":"#VALUE!"}},"+",{"$f":"$F$121*1.5*$D$132","v":0},"=",{"$f":"(AU120+AW120+AY120)/AU121","v":{"$error":"#VALUE!"}},"Bovengrens",null,null,{"$f":"$H$133-$E$133","v":0},"+",{"$f":"$H$133*$K$105","v":{"$error":"#VALUE!"}},"+",{"$f":"$F$121*1.5*$D$133","v":0},"=",{"$f":"(BE120+BG120+BI120)/BE121","v":{"$error":"#VALUE!"}},"Bovengrens"]
[null,{"$f":"IF(AND(G3<>\"\",OR(G6>0,AND(G7>0,G7<>\"\"))),G3+1/24,\"\")","v":""},{"$f":"B121","v":""},{"$f":"IFERROR(SMALL($C$119:$C$127,3),\"\")","v":""},{"$f":"IFERROR(INDEX($D$119:$D$127,MATCH(FALSE,ISNUMBER(MATCH($D$119:$D$127,$E$118:E120,0)),0)),\"\")","v":""},{"$f":"Parameters!$G$108","v":13158.48},3,{"$f":"IF(uittreding1=\"ja\",Berekening!F42,0)","v":0},{"$f":"IF(OR(Berekening!$F$41=\"\",Berekening!$F$41=AOW),\"\",IF(Berekening!$F$41>AOW,Berekening!$F$41,(IFERROR(IF(uitttreeddatum_kolomE=\"\",\"\",AOW),\"\"))))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"0.75+$K$102","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,{"$f":"ROUND(MIN(AG120,AG123),2)","v":{"$error":"#VALUE!"}},null,null,{"$f":"0.75+$K$103","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,{"$f":"ROUND(MIN(AQ120,AQ123),2)","v":{"$error":"#VALUE!"}},null,null,{"$f":"0.75+$K$104","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,{"$f":"ROUND(MIN(BA120,BA123),2)","v":{"$error":"#VALUE!"}},null,null,{"$f":"0.75+$K$105","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,{"$f":"ROUND(MIN(BK120,BK123),2)","v":{"$error":"#VALUE!"}}]
[null,{"$f":"IF(AND(H3<>\"\",OR(H6>0,AND(H7>0,H7<>\"\"))),H3+1/24,\"\")","v":""},{"$f":"B122","v":""},{"$f":"IFERROR(SMALL($C$119:$C$127,4),\"\")","v":""},{"$f":"IFERROR(INDEX($D$119:$D$127,MATCH(FALSE,ISNUMBER(MATCH($D$119:$D$127,$E$118:E121,0)),0)),\"\")","v":""}]
[null,"KANTELEN TOT",{"$f":"B124","v":""},{"$f":"IFERROR(SMALL($C$119:$C$127,5),\"\")","v":""},{"$f":"IFERROR(INDEX($D$119:$D$127,MATCH(FALSE,ISNUMBER(MATCH($D$119:$D$127,$E$118:E122,0)),0)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$H$130-$E$130","v":0},null,"+",{"$f":"$H$130*$K$102","v":{"$error":"#VALUE!"}},null,"=",{"$f":"(AA123+AD123)/AA124","v":{"$error":"#VALUE!"}},null,null,null,{"$f":"$H$131-$E$131","v":0},null,"+",{"$f":"$H$131*$K$103","v":{"$error":"#VALUE!"}},null,"=",{"$f":"(AK123+AN123)/AK124","v":{"$error":"#VALUE!"}},null,null,null,{"$f":"$H$132-$E$132","v":0},null,"+",{"$f":"$H$132*$K$104","v":{"$error":"#VALUE!"}},null,"=",{"$f":"(AU123+AX123)/AU124","v":{"$error":"#VALUE!"}},null,null,null,{"$f":"$H$133-$E$133","v":0},null,"+",{"$f":"$H$133*$K$105","v":{"$error":"#VALUE!"}},null,"=",{"$f":"(BE123+BH123)/BE124","v":{"$error":"#VALUE!"}}]
[null,{"$f":"IF(uittreding1_uittreeddatum=\"\",IF(D102=\"\",\"\",D102),$F$41+1/24)","v":""},{"$f":"B125","v":""},{"$f":"IFERROR(SMALL($C$119:$C$127,6),\"\")","v":""},{"$f":"IFERROR(INDEX($D$119:$D$127,MATCH(FALSE,ISNUMBER(MATCH($D$119:$D$127,$E$118:E123,0)),0)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$K$102","v":""},null,null,null,null,null,null,null,null,null,{"$f":"$K$103","v":""},null,null,null,null,null,null,null,null,null,{"$f":"$K$104","v":""},null,null,null,null,null,null,null,null,null,{"$f":"$K$105","v":""}]
[null,{"$f":"IF(D103=\"\",\"\",D103)","v":""},{"$f":"B126","v":""},{"$f":"IFERROR(SMALL($C$119:$C$127,7),\"\")","v":""},{"$f":"IFERROR(INDEX($D$119:$D$127,MATCH(FALSE,ISNUMBER(MATCH($D$119:$D$127,$E$118:E124,0)),0)),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Berekening ondergrens bij kantelen vóór ingangsdatum AOW",null,null,null,null,null,null,null,null,null,"Berekening ondergrens bij kantelen vóór ingangsdatum AOW",null,null,null,null,null,null,null,null,null,"Berekening ondergrens bij kantelen vóór ingangsdatum AOW",null,null,null,null,null,null,null,null,null,"Berekening ondergrens bij kantelen vóór ingangsdatum AOW"]
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[null,"PENSIOEN INCL AEP","AOW 100%","UITTREED%","% AOW COMP","VPS","AEP","PENSIOEN INCL VPS EN AEP","NETTOPENSIOEN","AOW/KEUZEDATUM LEVENSLANG","OVERIG"]
[null,{"$f":"IF(H108=\"\",0,H108)","v":0},{"$f":"Rekenblad!$C$92","v":0},{"$f":"Rekenblad!$G$73","v":0},{"$f":"C130*D130","v":0},{"$f":"IF(Rekenblad!$F$283=\"\",0,Rekenblad!$F$283)","v":0},{"$f":"Rekenblad!$F$312","v":0},{"$f":"IFERROR(B130+F130,0)","v":0},{"$f":"Rekenblad!$F$350","v":0},{"$f":"D136+H136-F130","v":0},{"$f":"$E$16","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Berekening bovengrens bij kantelen ná ingangsdatum AOW",null,null,null,null,null,null,null,null,null,"Berekening bovengrens bij kantelen ná ingangsdatum AOW",null,null,null,null,null,null,null,null,null,"Berekening bovengrens bij kantelen ná ingangsdatum AOW",null,null,null,null,null,null,null,null,null,"Berekening bovengrens bij kantelen ná ingangsdatum AOW"]
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[]
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[]
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[null,{"$f":"IF(B$142=\"\",\"\",IF(HOUR(B$142)=0,0,IF(B$142>=$C103,IF(B$142<AOW,IF(B$142<$D103,$H137,$I137),IF(B$142<$D103,$J137,$K137)),0)))","v":""},"","","","","","","","","PENSIOEN 2",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Aard",{"$f":"Berekening!$C$33","v":"Arbeid"}]
[null,{"$f":"IF(B$142=\"\",\"\",IF(HOUR(B$142)=0,0,IF(B$142>=$C104,IF(B$142<AOW,IF(B$142<$D104,$H138,$I138),IF(B$142<$D104,$J138,$K138)),0)))","v":""},"","","","","","","","","PENSIOEN 3",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Berekeningsgrondslag",{"$f":"Berekening!$C$34","v":0},{"$f":"IF(OR(uitttreeddatum_kolomE=\"\",DVH2_BG_kolomD=\"\"),\"\",DVH2_BG_kolomD)","v":""},{"$f":"IF(OR(uitttreeddatum_kolomF=\"\",DVH2_BG_kolomD=\"\"),\"\",DVH2_BG_kolomE)","v":""},{"$f":"IF(OR(uitttreeddatum_kolomG=\"\",DVH2_BG_kolomD=\"\"),\"\",DVH2_BG_kolomF)","v":""},{"$f":"IF(OR(uitttreeddatum_kolomH=\"\",DVH2_BG_kolomD=\"\"),\"\",DVH2_BG_kolomG)","v":""}]
[null,{"$f":"IF(B$142=\"\",\"\",IF(HOUR(B$142)=0,0,IF(B$142>=$C105,IF(B$142<AOW,IF(B$142<$D105,$H139,$I139),IF(B$142<$D105,$J139,$K139)),0)))","v":""},"","","","","","","","","PENSIOEN 4",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deeltijdfactor",{"$f":"Berekening!$C$35*IF(Berekening!$C$37=\"\",1,Berekening!$C$37)","v":0},{"$f":"IF(DVH2_BG_kolomE=\"\",\"\",\nIF(uittreding1=\"ja\",DVH2_DTF_kolomD,\nIF(OR(LEFT(Berekening!E5,2)=\"WW\",LEFT(Berekening!E5,2)=\"WG\",LEFT(Berekening!E5,4)=\"AAOP\"),0,Berekening!E5*IF(Berekening!$C$37=\"\",1,Berekening!$C$37))))","v":""},{"$f":"IF(DVH2_BG_kolomF=\"\",\"\",\nIF(OR(LEFT(Berekening!F5,2)=\"WW\",LEFT(Berekening!F5,2)=\"WG\",LEFT(Berekening!F5,4)=\"AAOP\"),0,Berekening!F5*IF(Berekening!$C$37=\"\",1,Berekening!$C$37)))","v":""},{"$f":"IF(DVH2_BG_kolomG=\"\",\"\",\nIF(OR(LEFT(Berekening!G5,2)=\"WW\",LEFT(Berekening!G5,2)=\"WG\",LEFT(Berekening!G5,4)=\"AAOP\"),0,Berekening!G5*IF(Berekening!$C$37=\"\",1,Berekening!$C$37)))","v":""},{"$f":"IF(DVH2_BG_kolomH=\"\",\"\",\nIF(OR(LEFT(Berekening!H5,2)=\"WW\",LEFT(Berekening!H5,2)=\"WG\",LEFT(Berekening!H5,4)=\"AAOP\"),0,Berekening!H5*IF(Berekening!$C$37=\"\",1,Berekening!$C$37)))","v":""}]
[null,{"$f":"IFERROR(SUM(B143:B147),0)","v":0},0,0,0,0,0,0,0,0,"TOTAAL PENSIOEN",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW-overbrugging",null,{"$f":"DVH1_AOW_kolomE","v":"ja"},{"$f":"DVH1_AOW_kolomF","v":"ja"},{"$f":"DVH1_AOW_kolomG","v":"ja"},{"$f":"DVH1_AOW_kolomH","v":"ja"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Doortelling diensttijd",{"$f":"IFERROR(VLOOKUP(DVH2_Aard,Opbouw_per_aard,3,0),\"\")","v":""}]
[null,{"$f":"IFERROR(IF(AND(B$142<>\"\",B$142>=AOW),IF($C$18=\"ja\",'DT-Aanvullingen-BG'!$L$40,0),0),0)","v":0},{"$f":"IFERROR(IF(AND(C$142<>\"\",C$142>=AOW),IF($C$18=\"ja\",'DT-Aanvullingen-BG'!$L$40,0),0),0)","v":0},{"$f":"IFERROR(IF(AND(D$142<>\"\",D$142>=AOW),IF($C$18=\"ja\",'DT-Aanvullingen-BG'!$L$40,0),0),0)","v":0},{"$f":"IFERROR(IF(AND(E$142<>\"\",E$142>=AOW),IF($C$18=\"ja\",'DT-Aanvullingen-BG'!$L$40,0),0),0)","v":0},{"$f":"IFERROR(IF(AND(F$142<>\"\",F$142>=AOW),IF($C$18=\"ja\",'DT-Aanvullingen-BG'!$L$40,0),0),0)","v":0},{"$f":"IFERROR(IF(AND(G$142<>\"\",G$142>=AOW),IF($C$18=\"ja\",'DT-Aanvullingen-BG'!$L$40,0),0),0)","v":0},{"$f":"IFERROR(IF(AND(H$142<>\"\",H$142>=AOW),IF($C$18=\"ja\",'DT-Aanvullingen-BG'!$L$40,0),0),0)","v":0},{"$f":"IFERROR(IF(AND(I$142<>\"\",I$142>=AOW),IF($C$18=\"ja\",'DT-Aanvullingen-BG'!$L$40,0),0),0)","v":0},{"$f":"IFERROR(IF(AND(J$142<>\"\",J$142>=AOW),IF($C$18=\"ja\",'DT-Aanvullingen-BG'!$L$40,0),0),0)","v":0},"Aanvullingen",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Aard",{"$f":"IF(SUM(Berekening!$AB$164:$AB$166)>0,Berekening!$AA$163,IF(SUM(Berekening!$AE$164:$AE$166)>0,Berekening!$AD$163,IF(SUM(Berekening!$AB$169:$AB$171)>0,Berekening!$AA$168,IF(SUM(Berekening!$AE$169:$AE$171)>0,Berekening!$AD$168,\"\"))))","v":""}]
[null,{"$f":"IFERROR(IF(B$142=\"\",0,IF(HOUR(B$142)=0,HLOOKUP(B$142,$E$3:$H$17,12,0),0)),0)","v":0},{"$f":"IFERROR(IF(C$142=\"\",0,IF(HOUR(C$142)=0,HLOOKUP(C$142,$E$3:$H$17,12,0),0)),0)","v":0},{"$f":"IFERROR(IF(D$142=\"\",0,IF(HOUR(D$142)=0,HLOOKUP($C102,$E$3:$H$17,12,0),0)),0)","v":0},0,0,0,0,0,0,"Bedrag ineens",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Berekeningsgrondslag",{"$f":"IF(DVH3_Aard=Berekening!$AA$163,IF(Berekening!$AB$166=1,$AB$142,IF(Berekening!$AB$166=2,$AB$146,IF(Berekening!$AB$166=3,(($AB$142*$AB$143)+($AB$146*$AB$147))/($AB$143+$AB$147)))),\nIF(DVH3_Aard=Berekening!$AD$163,IF(Berekening!$AE$166=1,$AB$142,IF(Berekening!$AE$166=2,$AB$146,IF(Berekening!$AE$166=3,(($AB$142*$AB$143)+($AB$146*$AB$147))/($AB$143+$AB$147)))),\nIF(DVH3_Aard=Berekening!$AA$168,IF(Berekening!$AB$171=1,$AB$142,IF(Berekening!$AB$171=2,$AB$146,IF(Berekening!$AB$171=3,(($AB$142*$AB$143)+($AB$146*$AB$147))/($AB$143+$AB$147)))),\nIF(DVH3_Aard=Berekening!$AD$168,IF(Berekening!$AE$171=1,$AB$142,IF(Berekening!$AE$171=2,$AB$146,IF(Berekening!$AE$171=3,(($AB$142*$AB$143)+($AB$146*$AB$147))/($AB$143+$AB$147)))),\"\"))))","v":""},{"$f":"IF(OR(uitttreeddatum_kolomE=\"\",DVH3_BG_kolomD=\"\"),\"\",DVH3_BG_kolomD)","v":""},{"$f":"IF(OR(uitttreeddatum_kolomF=\"\",DVH3_BG_kolomD=\"\"),\"\",DVH3_BG_kolomE)","v":""},{"$f":"IF(OR(uitttreeddatum_kolomG=\"\",DVH3_BG_kolomD=\"\"),\"\",DVH3_BG_kolomF)","v":""},{"$f":"IF(OR(uitttreeddatum_kolomH=\"\",DVH3_BG_kolomD=\"\"),\"\",DVH3_BG_kolomG)","v":""}]
[]
[null,{"$f":"IF(B$142=\"\",\"\",IF(HOUR(B$142)=0,0,IF(B$142>=$C102,$K130,0)))","v":""},"","","","","","","","","OVERIG 1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW-overbrugging",null,{"$f":"DVH1_AOW_kolomE","v":"ja"},{"$f":"DVH1_AOW_kolomF","v":"ja"},{"$f":"DVH1_AOW_kolomG","v":"ja"},{"$f":"DVH1_AOW_kolomH","v":"ja"}]
[null,{"$f":"IF(B$142=\"\",\"\",IF(HOUR(B$142)=0,0,IF(B$142>=$C103,IFERROR($K131-B153,0),0)))","v":""},"","","","","","","","","OVERIG 2",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Doortelling diensttijd",{"$f":"IF(DVH3_Aard=Berekening!$AA$163,IF(Berekening!$AB$166=1,Berekening!$AC$164,IF(Berekening!$AB$166=2,Berekening!$AC$165,IF(Berekening!$AB$166=3,Berekening!$AC$166))),\nIF(DVH3_Aard=Berekening!$AD$163,IF(Berekening!$AE$166=1,Berekening!$AF$164,IF(Berekening!$AE$166=2,Berekening!$AF$165,IF(Berekening!$AE$166=3,Berekening!$AF$166))),\nIF(DVH3_Aard=Berekening!$AA$168,IF(Berekening!$AB$171=1,Berekening!$AC$169,IF(Berekening!$AB$171=2,Berekening!$AC$170,IF(Berekening!$AB$171=3,Berekening!$AC$171))),\nIF(DVH3_Aard=Berekening!$AD$168,IF(Berekening!$AE$171=1,Berekening!$AF$169,IF(Berekening!$AE$171=2,Berekening!$AF$170,IF(Berekening!$AE$171=3,Berekening!$AF$171))),\"\"))))","v":""}]
[null,{"$f":"IF(B$142=\"\",\"\",IF(HOUR(B$142)=0,0,IF(B$142>=$C104,IFERROR($K132-B154-B153,0),0)))","v":""},"","","","","","","","","OVERIG 3"]
[null,{"$f":"IF(B$142=\"\",\"\",IF(HOUR(B$142)=0,0,IF(B$142>=$C105,IFERROR($K133-B155-B154-B153,0),0)))","v":""},"","","","","","","","","OVERIG 4"]
[null,{"$f":"IFERROR(SUM(B153:B156),0)","v":0},{"$f":"IFERROR(SUM(C153:C156),0)","v":0},0,0,0,0,0,0,0,"TOTAAL OVERIG",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"WW"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deeltijdfactor",0,{"$f":"IF(uitttreeddatum_kolomE>=DVH3_doortelling,0,\n(IF(OR(IFERROR(FIND(\"A\",Berekening!$AB$164,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AB$165,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AE$164,1),0)>0,\nIFERROR(FIND(\"A\",Berekening!$AE$165,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AB$169,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AB$170,1),0)>0,\nIFERROR(FIND(\"A\",Berekening!$AE$169,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AE$170,1),0)>0),\nIF(OR(LEFT(Berekening!$AB$164,2)=\"1A\",LEFT(Berekening!$AE$164,2)=\"1A\",LEFT(Berekening!$AB$169,2)=\"1A\",LEFT(Berekening!$AE$169,2)=\"1A\"),DVH1_DTF_kolomD,0)+\nIF(OR(LEFT(Berekening!$AB$165,2)=\"2A\",LEFT(Berekening!$AE$165,2)=\"2A\",LEFT(Berekening!$AB$170,2)=\"2A\",LEFT(Berekening!$AE$170,2)=\"2A\"),DVH2_DTF_kolomD,0),0)))","v":0},{"$f":"IF(uitttreeddatum_kolomF>=DVH3_doortelling,0,\n(IF(OR(IFERROR(FIND(\"B\",Berekening!$AB$164,1),0)>0,IFERROR(FIND(\"B\",Berekening!$AB$165,1),0)>0,IFERROR(FIND(\"B\",Berekening!$AE$164,1),0)>0,\nIFERROR(FIND(\"B\",Berekening!$AE$165,1),0)>0,IFERROR(FIND(\"B\",Berekening!$AB$169,1),0)>0,IFERROR(FIND(\"B\",Berekening!$AB$170,1),0)>0,\nIFERROR(FIND(\"B\",Berekening!$AE$169,1),0)>0,IFERROR(FIND(\"B\",Berekening!$AE$170,1),0)>0),\nIF(OR(LEFT(Berekening!$AB$164,2)=\"1B\",LEFT(Berekening!$AE$164,2)=\"1B\",LEFT(Berekening!$AB$169,2)=\"1B\",LEFT(Berekening!$AE$169,2)=\"1B\"),DVH1_DTF_kolomE,0)+\nIF(OR(LEFT(Berekening!$AB$165,2)=\"2B\",LEFT(Berekening!$AE$165,2)=\"2B\",LEFT(Berekening!$AB$170,2)=\"2B\",LEFT(Berekening!$AE$170,2)=\"2B\"),DVH2_DTF_kolomE,0),0))+\n(IF(OR(IFERROR(FIND(\"A\",Berekening!$AB$164,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AB$165,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AE$164,1),0)>0,\nIFERROR(FIND(\"A\",Berekening!$AE$165,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AB$169,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AB$170,1),0)>0,\nIFERROR(FIND(\"A\",Berekening!$AE$169,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AE$170,1),0)>0),\nIF(OR(LEFT(Berekening!$AB$164,2)=\"1A\",LEFT(Berekening!$AE$164,2)=\"1A\",LEFT(Berekening!$AB$169,2)=\"1A\",LEFT(Berekening!$AE$169,2)=\"1A\"),MIN(DVH1_DTF_kolomD,Berekening!$F$4),0)+\nIF(OR(LEFT(Berekening!$AB$165,2)=\"2A\",LEFT(Berekening!$AE$165,2)=\"2A\",LEFT(Berekening!$AB$170,2)=\"2A\",LEFT(Berekening!$AE$170,2)=\"2A\"),MIN(DVH2_DTF_kolomD,Berekening!$F$5),0),0)))","v":0},{"$f":"IF(uitttreeddatum_kolomG>=DVH3_doortelling,0,\n(IF(OR(IFERROR(FIND(\"C\",Berekening!$AB$164,1),0)>0,IFERROR(FIND(\"C\",Berekening!$AB$165,1),0)>0,IFERROR(FIND(\"C\",Berekening!$AE$164,1),0)>0,\nIFERROR(FIND(\"C\",Berekening!$AE$165,1),0)>0,IFERROR(FIND(\"C\",Berekening!$AB$169,1),0)>0,IFERROR(FIND(\"C\",Berekening!$AB$170,1),0)>0,\nIFERROR(FIND(\"C\",Berekening!$AE$169,1),0)>0,IFERROR(FIND(\"C\",Berekening!$AE$170,1),0)>0),\nIF(OR(LEFT(Berekening!$AB$164,2)=\"1C\",LEFT(Berekening!$AE$164,2)=\"1C\",LEFT(Berekening!$AB$169,2)=\"1C\",LEFT(Berekening!$AE$169,2)=\"1C\"),DVH1_DTF_kolomF,0)+\nIF(OR(LEFT(Berekening!$AB$165,2)=\"2C\",LEFT(Berekening!$AE$165,2)=\"2C\",LEFT(Berekening!$AB$170,2)=\"2C\",LEFT(Berekening!$AE$170,2)=\"2C\"),DVH2_DTF_kolomF,0),0))+\n(IF(OR(IFERROR(FIND(\"B\",Berekening!$AB$164,1),0)>0,IFERROR(FIND(\"B\",Berekening!$AB$165,1),0)>0,IFERROR(FIND(\"B\",Berekening!$AE$164,1),0)>0,\nIFERROR(FIND(\"B\",Berekening!$AE$165,1),0)>0,IFERROR(FIND(\"B\",Berekening!$AB$169,1),0)>0,IFERROR(FIND(\"B\",Berekening!$AB$170,1),0)>0,\nIFERROR(FIND(\"B\",Berekening!$AE$169,1),0)>0,IFERROR(FIND(\"B\",Berekening!$AE$170,1),0)>0),\nIF(OR(LEFT(Berekening!$AB$164,2)=\"1B\",LEFT(Berekening!$AE$164,2)=\"1B\",LEFT(Berekening!$AB$169,2)=\"1B\",LEFT(Berekening!$AE$169,2)=\"1B\"),MIN(DVH1_DTF_kolomE,Berekening!$G$4),0)+\nIF(OR(LEFT(Berekening!$AB$165,2)=\"2B\",LEFT(Berekening!$AE$165,2)=\"2B\",LEFT(Berekening!$AB$170,2)=\"2B\",LEFT(Berekening!$AE$170,2)=\"2B\"),MIN(DVH2_DTF_kolomE,Berekening!$G$5),0),0))+\n(IF(OR(IFERROR(FIND(\"A\",Berekening!$AB$164,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AB$165,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AE$164,1),0)>0,\nIFERROR(FIND(\"A\",Berekening!$AE$165,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AB$169,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AB$170,1),0)>0,\nIFERROR(FIND(\"A\",Berekening!$AE$169,1),0)>0,IFERROR(FIND(\"A\",Berekening!$AE$170,1),0)>0),\nIF(OR(LEFT(Berekening!$AB$164,2)=\"1A\",LEFT(Berekening!$AE$164,2)=\"1A\",LEFT(Berekening!$AB$169,2)=\"1A\",LEFT(Berekening!$AE$169,2)=\"1A\"),MIN(DVH1_DTF_kolomD,Berekening!$G$4),0)+\nIF(OR(LEFT(Berekening!$AB$165,2)=\"2A\",LEFT(Berekening!$AE$165,2)=\"2A\",LEFT(Berekening!$AB$170,2)=\"2A\",LEFT(Berekening!$AE$170,2)=\"2A\"),MIN(DVH2_DTF_kolomD,Berekening!$G$5),0),0)))","v":0},0]
[null,{"$f":"IF(B$142=\"\",\"\",IF(HOUR(B$142)=0,0,IF(B$142>=$C102,$G130,0)))","v":""},{"$f":"IF(C$142=\"\",\"\",IF(HOUR(C$142)=0,0,IF(C$142>=$C102,$G130,0)))","v":""},"","","","","","",{"$f":"IF(J$142=\"\",\"\",IF(HOUR(J$142)=0,0,IF(J$142>=$C102,$G130,0)))","v":""},"AEP 1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW-overbrugging",null,{"$f":"DVH1_AOW_kolomE","v":"ja"},{"$f":"DVH1_AOW_kolomF","v":"ja"},{"$f":"DVH1_AOW_kolomG","v":"ja"},{"$f":"DVH1_AOW_kolomH","v":"ja"}]
[null,{"$f":"IF(B$142=\"\",\"\",IF(HOUR(B$142)=0,0,IF(B$142>=$C103,$G131,0)))","v":""},{"$f":"IF(C$142=\"\",\"\",IF(HOUR(C$142)=0,0,IF(C$142>=$C103,$G131,0)))","v":""},"","","","","","",{"$f":"IF(J$142=\"\",\"\",IF(HOUR(J$142)=0,0,IF(J$142>=$C103,$G131,0)))","v":""},"AEP 2",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Doortelling diensttijd",{"$f":"IF(DVH3_Aard=Berekening!$AA$163,IF(Berekening!$AB$166=1,Berekening!$AC$164,IF(Berekening!$AB$166=2,Berekening!$AC$165,IF(Berekening!$AB$166=3,Berekening!$AC$166))),\nIF(DVH3_Aard=Berekening!$AD$163,IF(Berekening!$AE$166=1,Berekening!$AF$164,IF(Berekening!$AE$166=2,Berekening!$AF$165,IF(Berekening!$AE$166=3,Berekening!$AF$166))),\nIF(DVH3_Aard=Berekening!$AA$168,IF(Berekening!$AB$171=1,Berekening!$AC$169,IF(Berekening!$AB$171=2,Berekening!$AC$170,IF(Berekening!$AB$171=3,Berekening!$AC$171))),\nIF(DVH3_Aard=Berekening!$AD$168,IF(Berekening!$AE$171=1,Berekening!$AF$169,IF(Berekening!$AE$171=2,Berekening!$AF$170,IF(Berekening!$AE$171=3,Berekening!$AF$171))),\"\"))))","v":""}]
[null,{"$f":"IF(B$142=\"\",\"\",IF(HOUR(B$142)=0,0,IF(B$142>=$C104,$G132,0)))","v":""},{"$f":"IF(C$142=\"\",\"\",IF(HOUR(C$142)=0,0,IF(C$142>=$C104,$G132,0)))","v":""},"","","","","","",{"$f":"IF(J$142=\"\",\"\",IF(HOUR(J$142)=0,0,IF(J$142>=$C104,$G132,0)))","v":""},"AEP 3"]
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[null,{"$f":"IF(B$142=\"\",\"\",IF(B$142>=$C104,$I132,0))","v":""},"","","","","","","","","NETTOPENSIOEN 3"]
[null,{"$f":"IF(B$142=\"\",\"\",IF(B$142>=$C105,$I133,0))","v":""},"","","","","","","","","NETTOPENSIOEN 4",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SBF",null,null,"AAOP"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,{"$f":"IF($C$34=\"\",0,\nIF(OR(LEFT(Berekening!$E$5,LEN($AA$168))=$AA$168,LEFT(Berekening!$F$5,LEN($AA$168))=$AA$168,LEFT(Berekening!$G$5,LEN($AA$168))=$AA$168,LEFT(Berekening!$H$5,LEN($AA$168))=$AA$168),\nIF(LEFT(Berekening!$E$5,LEN($AA$168))=$AA$168,\"2A\",\"\")&IF(LEFT(Berekening!$F$5,LEN($AA$168))=$AA$168,\"2B\",\"\")&IF(LEFT(Berekening!$G$5,LEN($AA$168))=$AA$168,\"2C\",\"\")&\nIF(LEFT(Berekening!$H$5,LEN($AA$168))=$AA$168,\"2D\",\"\"),0))","v":0},{"$f":"VLOOKUP($AA$168,Opbouw_per_aard,3,0)","v":"00:00:00"},2,{"$f":"IF($C$34=\"\",0,\nIF(OR(LEFT(Berekening!$E$5,LEN($AD$168))=$AD$168,LEFT(Berekening!$F$5,LEN($AD$168))=$AD$168,LEFT(Berekening!$G$5,LEN($AD$168))=$AD$168,LEFT(Berekening!$H$5,LEN($AD$168))=$AD$168),\nIF(LEFT(Berekening!$E$5,LEN($AD$168))=$AD$168,\"2A\",\"\")&IF(LEFT(Berekening!$F$5,LEN($AD$168))=$AD$168,\"2B\",\"\")&IF(LEFT(Berekening!$G$5,LEN($AD$168))=$AD$168,\"2C\",\"\")&\nIF(LEFT(Berekening!$H$5,LEN($AD$168))=$AD$168,\"2D\",\"\"),0))","v":0},{"$f":"VLOOKUP($AD$168,Opbouw_per_aard,3,0)","v":""}]
[null,{"$f":"B148+B150+B151+B157+B163","v":0},{"$f":"C148+C150+C151+C157+C163","v":0},0,0,0,0,0,0,0,"TOTAAL PENSIOEN",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1&2",{"$f":"(LEFT(AB169,1)+LEFT(AB170,1))","v":0},{"$f":"VLOOKUP($AA$168,Opbouw_per_aard,3,0)","v":"00:00:00"},"1&2",{"$f":"(LEFT(AE169,1)+LEFT(AE170,1))","v":0},{"$f":"VLOOKUP($AD$168,Opbouw_per_aard,3,0)","v":""}]
[null,{"$f":"ROUND(B171,0)","v":0},{"$f":"ROUND(C171,0)","v":0},0,0,0,0,0,0,0,"AFGEROND"]
[null,{"$f":"IFERROR(IF(OR(HOUR(B$142)=0,B$142<AOW),0,AOW_bedrag_per_jaar),0)","v":0},0,0,0,0,0,0,0,0,"AOW"]
[null,{"$f":"ROUND(B173,0)","v":0},{"$f":"ROUND(C173,0)","v":0},0,0,0,0,0,0,0,"AFGEROND"]
[null,{"$f":"IFERROR(IF(OR(HOUR(B$142)=0,B$142<AOW),0,AOW_bedrag_per_maand),0)","v":0},0,0,0,0,0,0,0,0,"AOW per maand"]
[null,{"$f":"ROUND((B172/IFERROR(IF(HOUR(B$142)=0,1,12),1))+B175,0)","v":0},0,0,0,0,0,0,0,{"$f":"ROUND((J172/IFERROR(IF(HOUR(J$142)=0,1,12),1))+J175,0)","v":0},"BRUTO PER MAAND"]
[null,{"$f":"B169/12","v":0},{"$f":"C169/12","v":0},{"$f":"D169/12","v":0},0,0,0,0,0,0,"NETTOPENSIOEN"]
[null,{"$f":"'Bruto-netto'!$AK$4+B$177","v":0},{"$f":"'Bruto-netto'!$AK$9+C$177","v":0},{"$f":"'Bruto-netto'!$AK$14+D$177","v":0},{"$f":"'Bruto-netto'!$AK$19+E$177","v":0},{"$f":"'Bruto-netto'!$AK$24+F$177","v":0},{"$f":"'Bruto-netto'!$AK$29+G$177","v":0},{"$f":"'Bruto-netto'!$AK$34+H$177","v":0},{"$f":"'Bruto-netto'!$AK$39+I$177","v":0},{"$f":"'Bruto-netto'!$AK$44+J$177","v":0},"NETTO VOOR AOW"]
[null,{"$f":"'Bruto-netto'!$AP$7+B$177","v":0},{"$f":"'Bruto-netto'!$AP$21+C$177","v":0},{"$f":"'Bruto-netto'!$AP$35+D$177","v":0},{"$f":"'Bruto-netto'!$AP$49+E$177","v":0},{"$f":"'Bruto-netto'!$AP$63+F$177","v":0},{"$f":"'Bruto-netto'!$AP$77+G$177","v":0},{"$f":"'Bruto-netto'!$AP$91+H$177","v":0},{"$f":"'Bruto-netto'!$AP$105+I$177","v":0},{"$f":"'Bruto-netto'!$AP$119+J$177","v":0},"NETTO NA, ZONDER AOW"]
[null,{"$f":"'Bruto-netto'!$AS$13+B$177","v":991.86999999999989},{"$f":"'Bruto-netto'!$AS$27+C$177","v":991.86999999999989},{"$f":"'Bruto-netto'!$AS$41+D$177","v":991.86999999999989},{"$f":"'Bruto-netto'!$AS$55+E$177","v":991.86999999999989},{"$f":"'Bruto-netto'!$AS$69+F$177","v":991.86999999999989},{"$f":"'Bruto-netto'!$AS$83+G$177","v":991.86999999999989},{"$f":"'Bruto-netto'!$AS$97+H$177","v":991.86999999999989},{"$f":"'Bruto-netto'!$AS$111+I$177","v":991.86999999999989},{"$f":"'Bruto-netto'!$AS$125+J$177","v":991.86999999999989},"NETTO NA, INCL AOW"]
[null,{"$f":"IFERROR(VLOOKUP(B$171,Loonheffing!$M$31:$V$36,IF(B$183=\"nee\",7,8),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(C$171,Loonheffing!$M$31:$V$36,IF(C$183=\"nee\",7,8),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(D$171,Loonheffing!$M$31:$V$36,IF(D$183=\"nee\",7,8),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(E$171,Loonheffing!$M$31:$V$36,IF(E$183=\"nee\",7,8),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(F$171,Loonheffing!$M$31:$V$36,IF(F$183=\"nee\",7,8),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(G$171,Loonheffing!$M$31:$V$36,IF(G$183=\"nee\",7,8),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(H$171,Loonheffing!$M$31:$V$36,IF(H$183=\"nee\",7,8),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(I$171,Loonheffing!$M$31:$V$36,IF(I$183=\"nee\",7,8),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(J$171,Loonheffing!$M$31:$V$36,IF(J$183=\"nee\",7,8),0),0)","v":0},"NETTO INEENS VOOR AOW"]
[null,{"$f":"IFERROR(VLOOKUP(B$171,Loonheffing!$M$31:$V$36,IF(B$183=\"nee\",9,10),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(C$171,Loonheffing!$M$31:$V$36,IF(C$183=\"nee\",9,10),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(D$171,Loonheffing!$M$31:$V$36,IF(D$183=\"nee\",9,10),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(E$171,Loonheffing!$M$31:$V$36,IF(E$183=\"nee\",9,10),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(F$171,Loonheffing!$M$31:$V$36,IF(F$183=\"nee\",9,10),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(G$171,Loonheffing!$M$31:$V$36,IF(G$183=\"nee\",9,10),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(H$171,Loonheffing!$M$31:$V$36,IF(H$183=\"nee\",9,10),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(I$171,Loonheffing!$M$31:$V$36,IF(I$183=\"nee\",9,10),0),0)","v":0},{"$f":"IFERROR(VLOOKUP(J$171,Loonheffing!$M$31:$V$36,IF(J$183=\"nee\",9,10),0),0)","v":0},"NETTO INEENS NA AOW"]
[null,{"$f":"$I$22","v":""},{"$f":"$I$23","v":""},{"$f":"$I$24","v":""},{"$f":"$I$25","v":""},{"$f":"$I$26","v":""},{"$f":"$I$27","v":""},{"$f":"$I$28","v":""},{"$f":"$I$29","v":""},{"$f":"$I$30","v":""},"LHK"]
[null,{"$f":"$F$18","v":"ja"},"ja","ja","ja","ja","ja","ja","ja","ja","AOW TONEN?"]
[null,{"$f":"IFERROR(IF(AND(B142=\"\",B172=0),0,IF(B$142<AOW,IF(HOUR(B$142)=0,B181,B178),IF(HOUR(B$142)=0,B182,IF(B184=\"nee\",B179,B180)))),0)","v":0},0,0,0,0,0,0,0,0,"JUISTE NETTO"]
[null,{"$f":"IF(B142>=AOW,0,SUM(C185:$J$185)-B185)","v":0},{"$f":"IF(C142>=AOW,0,SUM(D185:$J$185)-C185)","v":0},{"$f":"IF(D142>=AOW,0,SUM(E185:$J$185)-D185)","v":0},{"$f":"IF(E142>=AOW,0,SUM(F185:$J$185)-E185)","v":0},{"$f":"IF(F142>=AOW,0,SUM(G185:$J$185)-F185)","v":0},{"$f":"IF(G142>=AOW,0,SUM(H185:$J$185)-G185)","v":0},{"$f":"IF(H142>=AOW,0,SUM(I185:$J$185)-H185)","v":0},{"$f":"IF(I142>=AOW,0,SUM(J185:$J$185)-I185)","v":0},{"$f":"IF(J142>=AOW,0,SUM($J185:K$185)-J185)","v":0}]
[]
[null,"gehuwd","Gehuwd/samenw.",{"$f":"Berekening!$C$6","v":""},"AKP op AOW","AOW of 70.0?",null,"Pensioenbedrag AOW-leeftijd"]
[null,"gehuwd geweest, huwelijk ontbonden door echtscheiding","Ongehuwd",{"$f":"ROUND(IF($D$188=0,0,IF($D$188=\"Ongehuwd\",Parameters!$G$111,Parameters!$G$110)*Parameters!$G$107),2)","v":13224.48},{"$f":"IFERROR(IF(Berekening!E18=\"minimaal NP\",Berekening!C14,Berekening!C13)-($E$193)-\nIF(Berekening!E18=\"maximaal NP\",(IFERROR(NP!$C$29,0)*IF(Berekening!$F$189=1,Factor_AOW,VLOOKUP(\"70.0\",AKP_factoren,2,0))),0)-\nIF(Berekening!E18=\"NP risico bij uit dienst\",(IFERROR(NP!$G$27,0)*IF(Berekening!$F$189=1,Factor_AOW,VLOOKUP(\"70.0\",AKP_factoren,2,0))),0),0)","v":0},{"$f":"IF(Berekening!$B$13=$H$188,1,2)","v":1},null,"Pensioenbedrag 70 jaar (70.0)"]
[null,"gehuwd geweest, huwelijk ontbonden door overige oorzaken","Ongehuwd",{"$f":"ROUND(IF($D$188=0,0,IF($D$188=\"Ongehuwd\",Parameters!$G$113,Parameters!$G$112)*Parameters!$G$107),2)","v":1047.5999999999999},"AEP op PRL","Reeds gedeeltelijk met AKP",null,"Pensioen inclusief verlaging PP"]
[null,"gehuwd geweest,huwelijk ontbonden door overlijden/vermissing","Ongehuwd",{"$f":"ROUND(IF($D$188=0,0,IF($D$188=\"Ongehuwd\",Parameters!$G$109,Parameters!$G$108)*Parameters!$G$107),2)","v":13158.48},{"$f":"IFERROR(IF($B$16=\"Saldo ABP ExtraPensioen\",$C$16/IF($F$189=1,Parameters!$G$470,(VLOOKUP(70,Parameters!$F$401:$M$462,2,0)))),0)","v":0},{"$f":"IF(F190=D2,\"ja\",\"nee\")","v":"nee"}]
[null,"gehuwd, duurzaam gescheiden levend","Gehuwd/samenw.",{"$f":"ROUND(IF($D$188=0,0,Parameters!$G$111*(IFERROR((50-NP!$G$14)*0.02,1))),2)","v":19412.759999999998},"AEP op AOW"]
[null,"ongehuwd","Ongehuwd",{"$f":"ROUND(IF($D$188=0,0,Parameters!$G$113*(IFERROR((50-NP!$G$14)*0.02,1))),2)","v":1541.53},{"$f":"$E$191*IF($F$189=1,Factor_AOW,1)*IF($E$18=\"minimaal NP\",1+(Parameters!$G$117*Parameters!$H$125),1)","v":0}]
[null,"partnerschap","Gehuwd/samenw."]

{"sheet":"NP","index":3,"n_rows":35,"n_cols":34,"rows_kept":35,"cut":false,"hidden":true,"merged":[[15,2,15,6],[1,11,2,19],[14,11,15,19],[27,11,29,19],[3,17,3,19]]}
[null,null,null,null,null,null,null,null,{"$f":"Parameters!$G$114","v":8250.6299999999992}]
[null,null,"NP","BNP",null,null,"NP","BNP",null,null,null,{"$f":"IFERROR(\"Opgave partnerpensioen bij overlijden \"&Vastlegging!$D$6&IF($I$30=1,\" na verhoging bij einde pensioenopbouw\",IF($I$33>=1,\" zonder aanpassing\",\"\")),\"\")","v":"Opgave partnerpensioen bij overlijden "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OP (incl VPS) op 68.1","Leeftijd","Factor PP65min","Maximaal NP","NP incl BNP","Ruimte verhoging PP65+","Ruimte verhoging PP65-","Kosten op 68.1"]
[null,"NP collectief (tot 1-7-1999) 005",null,null,"NP collectief 65- (risico) 009",null,{"$f":"C4","v":0},null,{"$f":"IFERROR(DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum),DAY(Geboortedatum)),0)","v":"00:00:00"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ROUND(IFERROR(Berekening!$C$13+Berekening!$C$15,0)/IF($AA$12=1,Factor_AOW,VLOOKUP(\"70.0\",AKP_factoren,2,0)),2)+IFERROR($H$7,0)","v":0},{"$f":"IFERROR(IF(Geboortedatum=\"\",0,DATEDIF(Geboortedatum,$C$26,\"y\")),0)","v":0},{"$f":"IFERROR(VLOOKUP($AB$3,Parameters!$F$539:$K$590,2,0),0)","v":0},{"$f":"ROUND($AA$3*Parameters!$G$117,2)","v":0},{"$f":"ROUND(SUM($C$3:$C$14)+SUM($D$3:$D$14),2)","v":0},{"$f":"AD3-AE3","v":0},{"$f":"IF($AC$3=0,0,ROUND(AE3-(SUM($G$3:$H$5)+G7+C3+D3+C13+D13+C14+D14)+AF3,2))","v":0},{"$f":"ROUND(IFERROR(($C$27*Parameters!$G$126)+($C$28*$AC$3),0),2)","v":0}]
[null,"NP collectief 65+ (kapitaal) 011",null,null,"NP coll. ML 65- (risico) 210",null,null,null,{"$f":"IF($D$18>=$I$3,0,$I$17)","v":0}]
[null,"NP coll. ML 65+ (kapitaal) 213",null,null,"NP coll. ML 65- (risico) 250",null,null,null,null,null,null,null,{"$f":"IF(I19=0,\"Overlijden vóór 65 jaar\",\"\")","v":"Overlijden vóór 65 jaar"},{"$f":"IF(M5=\"\",\"\",\"NP\")","v":"NP"},{"$f":"IF(M5=\"\",\"\",\"Toeslag/AOW\")","v":"Toeslag/AOW"},{"$f":"IF(M5=\"\",\"\",\"Totaal bruto\")","v":"Totaal bruto"},{"$f":"IF(M5=\"\",\"\",\"Bruto p.m.\")","v":"Bruto p.m."},{"$f":"IF(M5=\"\",\"\",\"Netto met LHK\")","v":"Netto met LHK"},{"$f":"IF(M5=\"\",\"\",\"Zonder LHK\")","v":"Zonder LHK"},{"$f":"IF(M5=\"\",\"\",\"Max belasting\")","v":"Max belasting"},null,null,null,null,null,null,"Totaal NP65+ voor 2018 uitruilbaar",null,null,"Omrekenfactor NP65",null,"Uitruil NP65 AOW",null,"Uitruil NP65 70.0"]
[null,"Partner Plus coll. 65+ (kap) 214",null,null,"ABP nettopensioen (risico)",null,null,{"$f":"IF($G$7<>\"\",\"korting OP 68\",\"\")","v":""},null,null,null,null,{"$f":"IF(I20>0,\"\",\"Voor AOW-leeftijd partner\")","v":"Voor AOW-leeftijd partner"},{"$f":"IF(M6=\"\",\"\",N7+$G$12-$G$13)","v":0},{"$f":"IF(M6=\"\",\"\",MIN($C$3*0.15+($G$7*0.075*IF($E$7=\"Verhoogd NP 65-/- < 2018\",1,0)),$I$1)+($G$9*Parameters!$G$145*1.15)+($G$10*Parameters!$G$147*1.15)+$G$11)","v":0},{"$f":"IF(M6=\"\",\"\",N6+O6)","v":0},{"$f":"IF(M6=\"\",\"\",P6/12)","v":0},{"$f":"IF(M6=\"\",\"\",IFERROR('Bruto-netto'!$AK$49,0))","v":0},{"$f":"IF(M6=\"\",\"\",IFERROR('Bruto-netto'!$AK$54,0))","v":0},{"$f":"IF(M6=\"\",\"\",IFERROR(Q6*(1-Loonheffing!$C$3),0))","v":0},null,null,null,null,null,null,{"$f":"SUM($C$4:$C$12)","v":0},null,null,{"$f":"uitruilfactor_NP65OP","v":0.20599999999999999},null,{"$f":"ROUND((($AA$6*$AD$6*$AD$10)/12),2)*12","v":0},null,{"$f":"ROUND((($AA$6*$AD$6*$AD$12)/12),2)*12","v":0}]
[null,"NP Inkoop VPL ruimte 225",null,null,"Verhoogd NP 65-/- < 2018",null,null,null,"NP%",null,null,null,{"$f":"IF(M5=\"\",\"\",IF(M6=\"\",\"Vanaf uw overlijden\",\"Vanaf AOW-leeftijd partner\"))","v":"Vanaf AOW-leeftijd partner"},{"$f":"IF(M7=\"\",\"\",SUM($G$3:$G$5)+$G$7+$C$3+$C$13+$C$14-$I$4+$G$13)","v":0},{"$f":"IF(M7=\"\",\"\",Berekening!$D$192)","v":19412.759999999998},{"$f":"IF(M7=\"\",\"\",N7+O7)","v":19412.759999999998},{"$f":"IF(M7=\"\",\"\",(N7/12)+Berekening!$D$193)","v":1541.53},{"$f":"IF(M7=\"\",\"\",IFERROR('Bruto-netto'!$AS$139,0))","v":1459.53},null,null,null,null,null,null,null,null,"NP2018 (excl. AEP)",null,"NP AEP","Omrekenfactor NP2018",null,"Uitruil NP2018 AOW",null,"Uitruil NP2018 70.0"]
[null,"Partner Plus sect 65+ (kap) 242",null,null,"Geboortedatum partner",null,null,null,{"$f":"Parameters!$G$117","v":0.7},null,null,null,{"$f":"IF(M5=\"\",\"\",\"Zonder AOW\")","v":"Zonder AOW"},{"$f":"IF(M8=\"\",\"\",N7)","v":0},{"$f":"IF(M8=\"\",\"\",0)","v":0},{"$f":"IF(M8=\"\",\"\",N8+O8)","v":0},{"$f":"IF(M8=\"\",\"\",P8/12)","v":0},null,{"$f":"IF(M8=\"\",\"\",IFERROR('Bruto-netto'!$AP$133,0))","v":0},{"$f":"IF(M8=\"\",\"\",IFERROR(Q8*(1-Loonheffing!$C$3),0))","v":0},null,null,null,null,null,null,{"$f":"$C$13","v":0},null,{"$f":"$C$14","v":0},{"$f":"uitruilfactorNPOP","v":0.21099999999999999},null,{"$f":"ROUND(((($AA$8+$AC$8)*$AD$8*$AD$10)/12),2)*12","v":0},null,{"$f":"ROUND(((($AA$8+$AA$12)*$AD$8*$AD$12)/12)+(($AC$8*$AD$8)/12),2)*12","v":0.24}]
[null,"NP Inkoop maximum 245",null,null,"18.11 DT voor 1986",null,null,null,"DVH1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Inkoop VPL + Inkoop Max",null,null,"Factor AOW",null,"Uitruil VPL AOW",null,"Uitruil VPL 70.0"]
[null,"Partner Plus sect 65+ (kap) 246",null,null,"18.11 DT 1986-1996",null,null,null,{"$f":"Rekenblad!$C$24*$I$8","v":0},null,null,null,{"$f":"IF(I24=0,\"Overlijden vanaf 65 jaar\",\"Overlijden\")","v":"Overlijden vanaf 65 jaar"},{"$f":"IF(M10=\"\",\"\",\"NP\")","v":"NP"},{"$f":"IF(M10=\"\",\"\",\"Toeslag/AOW\")","v":"Toeslag/AOW"},{"$f":"IF(M10=\"\",\"\",\"Totaal bruto\")","v":"Totaal bruto"},{"$f":"IF(M10=\"\",\"\",\"Bruto p.m.\")","v":"Bruto p.m."},{"$f":"IF(M10=\"\",\"\",\"Netto met LHK\")","v":"Netto met LHK"},{"$f":"IF(M10=\"\",\"\",\"Zonder LHK\")","v":"Zonder LHK"},{"$f":"IF(N10=\"\",\"\",\"Max belasting\")","v":"Max belasting"},null,null,null,null,null,null,{"$f":"$C$7+$C$9","v":0},null,null,{"$f":"Factor_AOW","v":1},null,{"$f":"ROUND((($AA$10*$AD$6*$AD$10)/12),2)*12","v":0},null,{"$f":"ROUND((($AA$10*$AD$6*$AD$12)/12),2)*12","v":0}]
[null,"NP coll. ML 65+ (kapitaal) 253",null,null,"Anw-compensatie",null,null,null,{"$f":"Rekenblad!$C$29","v":""},null,null,null,{"$f":"IF(I25>0,\"\",\"Voor AOW-leeftijd partner\")","v":"Voor AOW-leeftijd partner"},{"$f":"IF(M11=\"\",\"\",N12+$G$12-$G$13)","v":0},{"$f":"IF(M11=\"\",\"\",MIN($C$3*0.15+(($C$4+$C$5+$C$6+$C$7+$C$8+$C$9+$C$10+$C$11+$C$12)*0.075),$I$1)+($G$9*Parameters!$G$145*1.15)+($G$10*Parameters!$G$147*1.15)+$G$11)","v":0},{"$f":"IF(M11=\"\",\"\",N11+O11)","v":0},{"$f":"IF(M11=\"\",\"\",P11/12)","v":0},{"$f":"IF(M11=\"\",\"\",IFERROR('Bruto-netto'!$AK$59,0))","v":0},{"$f":"IF(M11=\"\",\"\",IFERROR('Bruto-netto'!$AK$64,0))","v":0},{"$f":"IF(M11=\"\",\"\",IFERROR(Q11*(1-Loonheffing!$C$3),0))","v":0},null,null,null,null,null,null,"AOW of 70.0","70.0",null,"Factor 70.0",null,"Uitruil NP-OP",null,"Uitruil VPL"]
[null,"Partner Plus coll. 65+ (kap) 254",null,null,"Inkomen partner voor AOW",null,null,null,"DVH2",null,null,null,{"$f":"IF(M10=\"\",\"\",IF(M11=\"\",\"Vanaf uw overlijden\",\"Vanaf AOW-leeftijd partner\"))","v":"Vanaf AOW-leeftijd partner"},{"$f":"IF(M12=\"\",\"\",SUM($C$3:$C$14)-$I$17+$G$13)","v":0},{"$f":"IF(M12=\"\",\"\",Berekening!$D$192)","v":19412.759999999998},{"$f":"IF(M12=\"\",\"\",N12+O12)","v":19412.759999999998},{"$f":"IF(M12=\"\",\"\",(N12/12)+Berekening!$D$193)","v":1541.53},{"$f":"IF(M12=\"\",\"\",IFERROR('Bruto-netto'!$AS$153,0))","v":1459.53},null,null,null,null,null,null,null,null,{"$f":"Berekening!$F$189","v":1},{"$f":"jaar70","v":"00:00:00"},null,{"$f":"VLOOKUP(\"70.0\",AKP_factoren,2,0)","v":1.1299999999999999},null,{"$f":"IF(Berekening!$F$189=1,$AF$6+$AF$8,$AH$6+$AH$8)","v":0},null,{"$f":"IF(Berekening!$F$189=1,$AF$10,$AH$10)","v":0}]
[null,"NP coll. ML (kap. vanaf 2018) 257",null,null,"Inkomen partner vanaf AOW",null,null,null,{"$f":"Rekenblad!$D$24*$I$8","v":0},null,null,null,{"$f":"IF(M10=\"\",\"\",\"Zonder AOW\")","v":"Zonder AOW"},{"$f":"IF(M13=\"\",\"\",N12)","v":0},{"$f":"IF(M13=\"\",\"\",0)","v":0},{"$f":"IF(M13=\"\",\"\",N13+O13)","v":0},{"$f":"IF(M13=\"\",\"\",P13/12)","v":0},null,{"$f":"IF(M13=\"\",\"\",IFERROR('Bruto-netto'!$AP$147,0))","v":0},{"$f":"IF(M13=\"\",\"\",IFERROR(Q13*(1-Loonheffing!$C$3),0))","v":0}]
[null,"ABP Extra Pens NP 268",{"$f":"ROUND(IFERROR(Berekening!$E$193/Factor_AOW*Parameters!$G$117,0)/12,2)*12","v":0},null,"Minder AOW-jaren",null,null,null,{"$f":"Rekenblad!$D$29","v":""}]
[null,{"$f":"IF($AA$12=1,\"\",\"Incl doortelling tot 70.0\")","v":""},null,null,null,null,null,null,{"$f":"(IFERROR(I10*I11,0))+(IFERROR(I13*I14,0))","v":0},null,null,{"$f":"IFERROR(IF($I$30=1,\"Opgave partnerpensioen zonder verhoging bij einde pensioenopbouw\",IF($I$31=1,\"Opgave partnerpensioen na verlaging partnerpensioen\",IF($I$32=1,\"Opgave partnerpensioen na verhoging partnerpensioen\",\"\"))),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BG","Aftopping","Franchise","DT","Opbouw%","Beperkingsfactor","Aangroei"]
[null,null,"DOORTELLING NP",null,null,null,null,null,{"$f":"SUM($AG$16:$AG$22)*$I$8","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(F18=\"\",0,F18)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,$AA16),2),0)","v":0},{"$f":"IF($AA16<Grensbedrag,Franchise_laag,Franchise_hoog)","v":14050},{"$f":"IFERROR(DAYS360(C18,D18)/360*IF(E18=\"\",1,E18)*IF(G18=\"\",1,G18),0)","v":0},{"$f":"IF($AA16<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog)","v":1.7010000000000001E-2},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,AA16)/(E18*AA16)),1)","v":1},{"$f":"IFERROR((AB16-AC16)*AD16*AE16*AF16,0)","v":0}]
[null,null,"Vanaf","Tot","DTF","BG","MW * AO",null,{"$f":"MIN(I15-I16,IFERROR($C$13,0))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0,14050,0,1.7010000000000001E-2,1,0]
[null,{"$f":"IF(C18=\"\",\"\",\"DVH1\")","v":"DVH1"},{"$f":"Parameters!$G$3","v":"2024-01-01"},{"$f":"IF($C18=\"\",\"\",IF(Berekening!$E$4=\"\",IF($AA$12=1,AOW_GPS,jaar70),Berekening!$E$3))","v":""},{"$f":"IF($C18=\"\",\"\",IF(Rekenblad!$C$21=\"\",0,Rekenblad!$C$21))","v":0},{"$f":"IF($E18=\"\",\"\",Rekenblad!$C$19)","v":0},{"$f":"IF($E18=\"\",\"\",Rekenblad!$C$22)","v":1},null,null,null,null,null,{"$f":"IF($I$33<>0,M5,\"\")","v":""},{"$f":"IF(M18=\"\",\"\",\"NP\")","v":""},{"$f":"IF(M18=\"\",\"\",\"Toeslag/AOW\")","v":""},{"$f":"IF(M18=\"\",\"\",\"Totaal bruto\")","v":""},{"$f":"IF(M18=\"\",\"\",\"Bruto p.m.\")","v":""},{"$f":"IF(M18=\"\",\"\",\"Netto met LHK\")","v":""},{"$f":"IF(M18=\"\",\"\",\"Zonder LHK\")","v":""},{"$f":"IF(M18=\"\",\"\",\"Max belasting\")","v":""},null,null,null,null,null,null,0,0,14050,0,1.7010000000000001E-2,1,0]
[null,{"$f":"IF(C19=\"\",\"\",\"DVH1\")","v":""},{"$f":"IF($D18>=IF($AA$12=1,AOW_GPS,jaar70),\"\",$D18)","v":""},{"$f":"IF($C19=\"\",\"\",IF(Berekening!$F$4=\"\",IF($AA$12=1,AOW_GPS,jaar70),Berekening!$F$3))","v":""},{"$f":"IF($C19=\"\",\"\",IF(Berekening!$E$4=\"\",0,Berekening!$E$4))","v":""},{"$f":"IF($E19=\"\",\"\",Rekenblad!$C$19)","v":""},{"$f":"IF($E19=\"\",\"\",Rekenblad!$C$22)","v":""},null,{"$f":"IFERROR(IF(TODAY()<DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum),DAY(Geboortedatum)),0,1),0)","v":0},null,null,null,{"$f":"IF($I$33<>0,M6,\"\")","v":""},{"$f":"IF(M19=\"\",\"\",N20+$G$12-$G$13)","v":""},{"$f":"IF(M19=\"\",\"\",MIN($C$3*0.15+($G$7*0.075*IF($E$7=\"Verhoogd NP 65-/- < 2018\",1,0))+($C$28*0.075),$I$1)+($G$9*Parameters!$G$145*1.15)+($G$10*Parameters!$G$147*1.15)+$G$11)","v":""},{"$f":"IF(M19=\"\",\"\",N19+O19)","v":""},{"$f":"IF(M19=\"\",\"\",P19/12)","v":""},{"$f":"IF(M19=\"\",\"\",IFERROR('Bruto-netto'!$AK$109,0))","v":""},{"$f":"IF(M19=\"\",\"\",IFERROR('Bruto-netto'!$AK$114,0))","v":""},{"$f":"IF(M19=\"\",\"\",IFERROR(Q19*(1-Loonheffing!$C$3),0))","v":""},null,null,null,null,null,null,0,0,14050,0,1.7010000000000001E-2,1,0]
[null,"",{"$f":"IF($D19>=IF($AA$12=1,AOW_GPS,jaar70),\"\",$D19)","v":""},{"$f":"IF($C20=\"\",\"\",IF(Berekening!$G$4=\"\",IF($AA$12=1,AOW_GPS,jaar70),Berekening!$G$3))","v":""},{"$f":"IF($C20=\"\",\"\",IF(Berekening!$F$4=\"\",0,Berekening!$F$4))","v":""},{"$f":"IF($E20=\"\",\"\",Rekenblad!$C$19)","v":""},{"$f":"IF($E20=\"\",\"\",Rekenblad!$C$22)","v":""},null,{"$f":"IFERROR(IF(TODAY()<DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum),DAY(Geboortedatum)),0,1),0)+IF(TODAY()<$G$29,0,1)","v":0},null,null,null,{"$f":"IF($I$33<>0,M7,\"\")","v":""},{"$f":"IF(M20=\"\",\"\",IF($I$30=1,$N$7-$G$3-$G$4-$G$5,IF($I$31=1,$C$3+$G$7+$G$13+SUM($G$3:$G$5),IF($I$32=1,$N$7+IF($C$28=\"handmatig\",0,$C$28),0))))","v":""},{"$f":"IF(M20=\"\",\"\",Berekening!$D$192)","v":""},{"$f":"IF(M20=\"\",\"\",N20+O20)","v":""},{"$f":"IF(M20=\"\",\"\",(N20/12)+Berekening!$D$193)","v":""},{"$f":"IF(M20=\"\",\"\",IFERROR('Bruto-netto'!$AS$167,0))","v":""},null,null,null,null,null,null,null,null,0,0,14050,0,1.7010000000000001E-2,1,0]
[null,"",{"$f":"IF($D20>=IF($AA$12=1,AOW_GPS,jaar70),\"\",$D20)","v":""},{"$f":"IF($C21=\"\",\"\",IF(Berekening!$H$4=\"\",IF($AA$12=1,AOW_GPS,jaar70),Berekening!$H$3))","v":""},{"$f":"IF($C21=\"\",\"\",IF(Berekening!$G$4=\"\",0,Berekening!$G$4))","v":""},{"$f":"IF($E21=\"\",\"\",Rekenblad!$C$19)","v":""},{"$f":"IF($E21=\"\",\"\",Rekenblad!$C$22)","v":""},null,null,null,null,null,{"$f":"IF($I$33<>0,M8,\"\")","v":""},{"$f":"IF(M21=\"\",\"\",N20)","v":""},{"$f":"IF(M21=\"\",\"\",0)","v":""},{"$f":"N21","v":""},{"$f":"IF(M21=\"\",\"\",P21/12)","v":""},null,{"$f":"IF(M21=\"\",\"\",IFERROR('Bruto-netto'!$AP$161,0))","v":""},{"$f":"IF(M21=\"\",\"\",IFERROR(Q21*(1-Loonheffing!$C$3),0))","v":""},null,null,null,null,null,null,0,0,14050,0,1.7010000000000001E-2,1,0]
[null,"",{"$f":"IF($D21>=IF($AA$12=1,AOW_GPS,jaar70),\"\",$D21)","v":""},{"$f":"IF($C22=\"\",\"\",IF($AA$12=1,AOW_GPS,jaar70))","v":""},{"$f":"IF($C22=\"\",\"\",IF(Berekening!$H$4=\"\",0,Berekening!$H$4))","v":""},{"$f":"IF($E22=\"\",\"\",Rekenblad!$C$19)","v":""},{"$f":"IF($E22=\"\",\"\",Rekenblad!$C$22)","v":""}]
[null,{"$f":"IF(C23=\"\",\"\",\"DVH2\")","v":""},{"$f":"IF(Berekening!$C$35<>\"\",$C$18,\"\")","v":""},{"$f":"IF($C23=\"\",\"\",IF($AA$12=1,AOW_GPS,jaar70))","v":""},{"$f":"IF($C23=\"\",\"\",Berekening!$C$35)","v":""},{"$f":"IF($E23=\"\",\"\",Rekenblad!$D$19)","v":""},{"$f":"IF($E23=\"\",\"\",Rekenblad!$D$22*IF(Berekening!$B$37=\"\",1,Berekening!$C$37))","v":""},null,null,null,null,null,{"$f":"IF($I$33<>0,M10,\"\")","v":""},{"$f":"IF(M23=\"\",\"\",\"NP\")","v":""},{"$f":"IF(M23=\"\",\"\",\"Toeslag/AOW\")","v":""},{"$f":"IF(M23=\"\",\"\",\"Totaal bruto\")","v":""},{"$f":"IF(M23=\"\",\"\",\"Bruto p.m.\")","v":""},{"$f":"IF(M23=\"\",\"\",\"Netto met LHK\")","v":""},{"$f":"IF(M23=\"\",\"\",\"Zonder LHK\")","v":""},{"$f":"IF(M23=\"\",\"\",\"Max belasting\")","v":""}]
[null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(TODAY()<DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum),DAY(Geboortedatum)),0,1),0)","v":0},null,null,null,{"$f":"IF($I$33<>0,M11,\"\")","v":""},{"$f":"IF(M24=\"\",\"\",N25+$G$12-$G$13)","v":""},{"$f":"IF(M24=\"\",\"\",MIN($C$3*0.15+IF(Berekening!$E$18=\"minimaal NP\",0,(($C$4+$C$5+$C$6+$C$7+$C$8+$C$9+$C$10+$C$11+$C$12+$C$27)*0.075)),$I$1)+($G$9*Parameters!$G$145*1.15)+($G$10*Parameters!$G$147*1.15)+$G$11)","v":""},{"$f":"IF(M24=\"\",\"\",N24+O24)","v":""},{"$f":"IF(M24=\"\",\"\",P24/12)","v":""},{"$f":"IF(M24=\"\",\"\",IFERROR('Bruto-netto'!$AK$119,0))","v":""},{"$f":"IF(M24=\"\",\"\",IFERROR('Bruto-netto'!$AK$124,0))","v":""},{"$f":"IF(M24=\"\",\"\",IFERROR(Q24*(1-Loonheffing!$C$3),0))","v":""}]
[null,"Uitruil OP-NP bij pensionering",null,null,"Uitruil OP-NP bij uit dienst",null,null,null,{"$f":"IFERROR(IF(AND($G$29>DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum),DAY(Geboortedatum)),TODAY()<$G$29),0,1),0)","v":0},null,null,null,{"$f":"IF($I$33<>0,M12,\"\")","v":""},{"$f":"IF(M25=\"\",\"\",IF($I$30=1,$N$12,IF($I$31=1,$C$3+$G$13,IF($I$32=1,$N$12+IF($C$27=\"handmatig\",0,$C$27),0))))","v":""},{"$f":"IF(M25=\"\",\"\",Berekening!$D$192)","v":""},{"$f":"IF(M25=\"\",\"\",N25+O25)","v":""},{"$f":"IF(M25=\"\",\"\",(N25/12)+Berekening!$D$193)","v":""},{"$f":"IF(M25=\"\",\"\",IFERROR('Bruto-netto'!$AS$181,0))","v":""}]
[null,"Pensioendatum",{"$f":"IF(Berekening!E18=\"maximaal NP\",uitttreeddatum_kolomE,\"\")","v":""},null,"Datum uit dienst",null,null,null,null,null,null,null,{"$f":"IF($I$33<>0,M13,\"\")","v":""},{"$f":"IF(M26=\"\",\"\",N25)","v":""},{"$f":"IF(M26=\"\",\"\",0)","v":""},{"$f":"IF(M26=\"\",\"\",N26+O26)","v":""},{"$f":"IF(M26=\"\",\"\",P26/12)","v":""},null,{"$f":"IF(M26=\"\",\"\",IFERROR('Bruto-netto'!$AP$175,0))","v":""},{"$f":"IF(M26=\"\",\"\",IFERROR(Q26*(1-Loonheffing!$C$3),0))","v":""}]
[null,"Verhoging 65+",{"$f":"IF($C$26=\"\",0,IF(uittreding1=\"ja\",\"handmatig\",$AF$3*Rekenblad!$E$246))","v":0},null,"Vermindering op 68.1",null,{"$f":"IF($G$26=\"\",0,IF(AND(Premie!$C$9<>$G$26,Premie!$C$9<>\"\"),\"Datum bijsparen leegmaken\",\nVLOOKUP(IF(MONTH($G$26)-MONTH(Geboortedatum)>0,YEAR($G$26)-YEAR(Geboortedatum),YEAR($G$26)-YEAR(Geboortedatum)-1),FACTOREN_OP_PP65MIN,7,0)*(G3+G4+G5)))","v":0}]
[null,"Verhoging 65-/-",{"$f":"IF($C$26=\"\",0,IF(uittreding1=\"ja\",\"handmatig\",$AG$3*Rekenblad!$E$246))","v":0},null,"AOW-datum deelnemer",null,{"$f":"AOW_datum","v":""},null,null,null,null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[null,"Vermindering op 68.1",{"$f":"IF($C$26=\"\",0,$AH$3/Rekenblad!$E$246)","v":0},null,"AOW-datum partner",null,{"$f":"Parameters!$G$60","v":""}]
[null,null,null,null,null,null,null,null,{"$f":"IF(G26<>\"\",1,0)","v":0}]
[null,{"$f":"IF(AND($M$6=\"\",$M$11=\"\"),\"\",\"Splitsing Toeslag\")","v":"Splitsing Toeslag"},{"$f":"IF(AND($M$6=\"\",$M$11=\"\"),\"\",\"Toeslag 7.4\")","v":"Toeslag 7.4"},{"$f":"IF(AND($M$6=\"\",$M$11=\"\"),\"\",IF($G$11>0,\"\",\"18.11\"))","v":"18.11"},{"$f":"IF(AND($M$6=\"\",$M$11=\"\"),\"\",IF($G$11>0,\"\",\"7.4 / 18.11\"))","v":"7.4 / 18.11"},{"$f":"IF(AND($M$6=\"\",$M$11=\"\"),\"\",IF($G$11>0,\"Anw-compensatie\",\"18.11 incl 7.4\"))","v":"18.11 incl 7.4"},{"$f":"IF(AND($M$6=\"\",$M$11=\"\"),\"\",\"Totaal\")","v":"Totaal"},null,{"$f":"IF(Berekening!$E$18=\"minimaal NP\",1,0)","v":0}]
[null,{"$f":"IF($M$6=\"\",\"\",\"Overlijden vóór 65 jaar\")","v":"Overlijden vóór 65 jaar"},{"$f":"IF($M$6=\"\",\"\",$O$6-$F$32)","v":0},{"$f":"IF($M$6=\"\",\"\",IF($G$11>0,0,$F$32/1.15))","v":0},{"$f":"IF($M$6=\"\",\"\",IF($G$11>0,0,$D$32*0.15))","v":0},{"$f":"IF($M$6=\"\",\"\",IF($G$11>0,$G$11,($G$9*Parameters!$G$145*1.15)+($G$10*Parameters!$G$147*1.15)))","v":0},{"$f":"IF($M$6=\"\",\"\",$C$32+$F$32)","v":0},null,{"$f":"IF(OR($I$31=1,$C$26=\"\"),0,1)","v":0}]
[null,{"$f":"IF($M$11=\"\",\"\",\"Overlijden vanaf 65 jaar\")","v":"Overlijden vanaf 65 jaar"},{"$f":"IF($M$11=\"\",\"\",$O$11-$F$33)","v":0},{"$f":"IF($M$11=\"\",\"\",IF($G$11>0,0,$F$33/1.15))","v":0},{"$f":"IF($M$11=\"\",\"\",IF($G$11>0,0,$D$33*0.15))","v":0},{"$f":"IF($M$11=\"\",\"\",IF($G$11>0,$G$11,($G$9*Parameters!$G$145*1.15)+($G$10*Parameters!$G$147*1.15)))","v":0},{"$f":"IF($M$11=\"\",\"\",$C$33+$F$33)","v":0},null,{"$f":"SUM(I30:I32)","v":0}]
[null,{"$f":"IF((SUM($D$3:$D$14)+$H$3+$H$4+$H$5)>0,\"Partnerpensioen ex-partner(s) overlijden vóór 65 jaar\",\"\")","v":""},null,null,{"$f":"IF(M7=\"\",\"\",IF(($D$3+$D$13+$D$14)>0,$D$3+$D$13+$D$14,\"\"))","v":""}]
[null,{"$f":"IF((SUM($D$3:$D$14)+$H$3+$H$4+$H$5)>0,\"Partnerpensioen ex-partner(s) overlijden vanaf 65 jaar\",\"\")","v":""},null,null,{"$f":"IF(M12=\"\",\"\",IF(SUM($D$3:$D$14)>0,SUM($D$3:$D$14),\"\"))","v":""}]

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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR('Bruto-netto'!$D$8=Loonheffing!$B$32,'Bruto-netto'!$D$8=Loonheffing!$B$34,AB$5=SMALL(AB$2:AB$5,1)),5,IF(AB$2=SMALL(AB$2:AB$5,1),2,IF(AB$3=SMALL(AB$2:AB$5,1),3,IF(AB$4=SMALL(AB$2:AB$5,1),4,0))))","v":5},{"$f":"IF(OR('Bruto-netto'!$D$8=Loonheffing!$B$32,'Bruto-netto'!$D$8=Loonheffing!$B$34,AC$5=SMALL(AC$2:AC$5,1)),5,IF(AC$2=SMALL(AC$2:AC$5,1),2,IF(AC$3=SMALL(AC$2:AC$5,1),3,IF(AC$4=SMALL(AC$2:AC$5,1),4,0))))","v":5},null,null,2,"AKP voor AOW-leeftijd per jaar",{"$f":"Berekening!$B$171","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH1/12,2)","v":0},null,null,2,"AKP vanaf AOW leeftijd per jaar",{"$f":"Berekening!$B$171","v":0}]
[null,"Algemene gegevens",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR((('Bruto-netto'!$K$22/IF('Bruto-netto'!$K$15=$AB$7,12,1))-\n(IF('Bruto-netto'!$D$22=\"\",0,'Bruto-netto'!$D$22/IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$F$19=\"\",0,'Bruto-netto'!$F$19/IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$H$19=\"\",0,'Bruto-netto'!$H$19/IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),12,1))))\n*IF(('Bruto-netto'!$K$22/IF('Bruto-netto'!$K$15=$AB$7,12,1))-\n(IF('Bruto-netto'!$D$22=\"\",0,'Bruto-netto'!$D$22/IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$F$19=\"\",0,'Bruto-netto'!$F$19/IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$H$19=\"\",0,'Bruto-netto'!$H$19/IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),12,1)))<0,-1,1),0)","v":0},{"$f":"IFERROR((('Bruto-netto'!$K$39/IF('Bruto-netto'!$K$33=$AB$7,12,1))-('Bruto-netto'!$D$39+'Bruto-netto'!$F$37+IF('Bruto-netto'!$H$37=\"\",0,'Bruto-netto'!$H$37)))*IF(('Bruto-netto'!$K$39/IF('Bruto-netto'!$K$33=$AB$7,12,1))-('Bruto-netto'!$D$39+'Bruto-netto'!$F$37+IF('Bruto-netto'!$H$37=\"\",0,'Bruto-netto'!$H$37))<0,-1,1),0)","v":0},null,null,null,"Loonheffingskorting ja/nee",{"$f":"IF(OR(Berekening!$B$183=\"nvt\",Berekening!$B$183=\"\"),\"ja\",Berekening!$B$183)","v":"ja"},null,"Loonheffing",{"$f":"Loonheffing!G10","v":0},"-",null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[null,"Klantnummer",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR((('Bruto-netto'!$K$22/IF('Bruto-netto'!$K$15=$AB$7,12,1))-\n(IF('Bruto-netto'!$D$19=\"\",0,'Bruto-netto'!$D$19/IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$F$22=\"\",0,'Bruto-netto'!$F$22/IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$H$19=\"\",0,'Bruto-netto'!$H$19/IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),12,1))))\n*IF(('Bruto-netto'!$K$22/IF('Bruto-netto'!$K$15=$AB$7,12,1))-\n(IF('Bruto-netto'!$D$19=\"\",0,'Bruto-netto'!$D$19/IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$F$22=\"\",0,'Bruto-netto'!$F$22/IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$H$19=\"\",0,'Bruto-netto'!$H$19/IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),12,1)))<0,-1,1),0)","v":0},{"$f":"IFERROR((('Bruto-netto'!$K$39/IF('Bruto-netto'!$K$33=$AB$7,12,1))-('Bruto-netto'!$D$37+'Bruto-netto'!$F$39+IF('Bruto-netto'!$H$37=\"\",0,'Bruto-netto'!$H$37)))*IF(('Bruto-netto'!$K$39/IF('Bruto-netto'!$K$33=$AB$7,12,1))-('Bruto-netto'!$D$37+'Bruto-netto'!$F$39+IF('Bruto-netto'!$H$37=\"\",0,'Bruto-netto'!$H$37))<0,-1,1),0)","v":0},null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!G11,Loonheffing!G12)","v":0},"-"]
[null,"Naam",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR((('Bruto-netto'!$K$22/IF('Bruto-netto'!$K$15=$AB$7,12,1))-\n(IF('Bruto-netto'!$D$19=\"\",0,'Bruto-netto'!$D$19/IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$F$19=\"\",0,'Bruto-netto'!$F$19/IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$H$22=\"\",0,'Bruto-netto'!$H$22/IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),12,1))))\n*IF(('Bruto-netto'!$K$22/IF('Bruto-netto'!$K$15=$AB$7,12,1))-\n(IF('Bruto-netto'!$D$19=\"\",0,'Bruto-netto'!$D$19/IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$F$19=\"\",0,'Bruto-netto'!$F$19/IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$H$22=\"\",0,'Bruto-netto'!$H$22/IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),12,1)))<0,-1,1),0)","v":0},{"$f":"IFERROR((('Bruto-netto'!$K$39/IF('Bruto-netto'!$K$33=$AB$7,12,1))-('Bruto-netto'!$D$37+'Bruto-netto'!$F$37+IF('Bruto-netto'!$H$39=\"\",0,'Bruto-netto'!$H$39)))*IF(('Bruto-netto'!$K$39/IF('Bruto-netto'!$K$33=$AB$7,12,1))-('Bruto-netto'!$D$37+'Bruto-netto'!$F$37+IF('Bruto-netto'!$H$39=\"\",0,'Bruto-netto'!$H$39))<0,-1,1),0)","v":0},null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK1-AK2-AK3","v":0},null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP1/12,2)","v":0}]
[null,"Geboortedatum",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR((('Bruto-netto'!$K$22/IF('Bruto-netto'!$K$15=$AB$7,12,1))-\n(IF('Bruto-netto'!$D$19=\"\",0,'Bruto-netto'!$D$19/IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$F$19=\"\",0,'Bruto-netto'!$F$19/IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$H$19=\"\",0,'Bruto-netto'!$H$19/IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),12,1))))\n*IF(('Bruto-netto'!$K$22/IF('Bruto-netto'!$K$15=$AB$7,12,1))-\n(IF('Bruto-netto'!$D$19=\"\",0,'Bruto-netto'!$D$19/IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$F$19=\"\",0,'Bruto-netto'!$F$19/IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),12,1))+\nIF('Bruto-netto'!$H$19=\"\",0,'Bruto-netto'!$H$19/IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),12,1)))<0,-1,1),0)","v":0},{"$f":"IFERROR((('Bruto-netto'!$K$39/IF('Bruto-netto'!$K$33=$AB$7,12,1))-('Bruto-netto'!$D$37+'Bruto-netto'!$F$37+IF('Bruto-netto'!$H$37=\"\",0,'Bruto-netto'!$H$37)))*IF(('Bruto-netto'!$K$39/IF('Bruto-netto'!$K$33=$AB$7,12,1))-('Bruto-netto'!$D$37+'Bruto-netto'!$F$37+IF('Bruto-netto'!$H$37=\"\",0,'Bruto-netto'!$H$37))<0,-1,1),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP4=0,0,Loonheffing!G18)","v":0},"-"]
[null,"Burgerlijke staat",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF1+1","v":3},"AKP voor AOW-leeftijd per jaar",{"$f":"Berekening!$C$171","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH6/12,2)","v":0},null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!G20","v":0},"-"]
[null,"AOW-datum (verwacht)",null,{"$f":"Berekening!C8","v":""},null,null,null,{"$f":"IF($D$8<>Loonheffing!$B$30,\"% bijdrage Zvw\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal per jaar",null,null,null,null,"Loonheffingskorting ja/nee",{"$f":"IF(OR(Berekening!$C$183=\"nvt\",Berekening!$C$183=\"\"),\"ja\",Berekening!$C$183)","v":"ja"},null,"Loonheffing",{"$f":"Loonheffing!H10","v":0},"-",null,null,"Netto AKP",{"$f":"AP4-AP5-AP6","v":0}]
[null,"Belastingtabel",null,"Nederland",null,null,null,1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal per maand",null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!H11,Loonheffing!H12)","v":0},"-"]
[null,"Minder AOW-jaren",null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW per jaar",null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK6-AK7-AK8","v":0},null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW per maand",null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!G23","v":0},"-","AKP en AOW",{"$f":"AP4+AP9","v":1047.5999999999999}]
[null,"Inkomen vóór de AOW-leeftijd",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pensioen per jaar",null,null,null,{"$f":"AF6+1","v":4},"AKP voor AOW-leeftijd per jaar",{"$f":"Berekening!$D$171","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH11/12,2)","v":0},null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!G24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS10=0,0,Loonheffing!G27)","v":0},"-"]
[null,"Pensioen per maand",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pensioen per maand",null,null,null,null,"Loonheffingskorting ja/nee",{"$f":"IF(OR(Berekening!$D$183=\"nvt\",Berekening!$D$183=\"\"),\"ja\",Berekening!$D$183)","v":"ja"},null,"Loonheffing",{"$f":"Loonheffing!I10","v":0},"-",null,null,"Netto AOW",{"$f":"AP9-AP10-AP11","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!G28)","v":55.730000000000004},"-"]
[null,"Uitkeringen per maand met Zvw",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Uitkeringen per maand met Zvw",null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!I11,Loonheffing!I12)","v":0},"-",null,null,"Totaal netto",{"$f":"AP7+AP12","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS10-AS11-AS12","v":991.86999999999989}]
[null,"Uitkeringen per maand zonder Zvw",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Uitkeringen per maand zonder Zvw",null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK11-AK12-AK13","v":0}]
[null,null,null,{"$f":"IF($D$12=0,\"\",IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),\"Eenmalig\",\"Per maand\"))","v":""},null,{"$f":"IF($F$13=\"\",\"\",IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),\"Eenmalig\",\"Per maand\"))","v":""},null,{"$f":"IF($H$14=\"\",\"\",IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),\"Eenmalig\",\"Per maand\"))","v":""},null,null,{"$f":"IF(AND(F13=\"\",H14=\"\"),\"\",\"Totaal per maand\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Salaris bruto per maand",null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN1+1","v":3},"AKP vanaf AOW leeftijd per jaar",{"$f":"Berekening!$C$171","v":0}]
[null,"Bruto inkomen",null,{"$f":"ROUND(D12/IF(ISERROR(SEARCH(\"jaar\",$B$12)),1,12),2)","v":0},null,{"$f":"IF(AND($F13=\"\",$H14=\"\"),\"\",ROUND(F13/IF(ISERROR(SEARCH(\"jaar\",$B$13)),1,12),2))","v":""},null,{"$f":"IF($H14=\"\",\"\",ROUND(H14/IF(ISERROR(SEARCH(\"jaar\",$B$14)),1,12),2))","v":""},null,null,{"$f":"IF($K$15=\"\",\"\",Loonheffing!$F$6*IF($K$15='Bruto-netto'!$AB$7,12,1))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Uitkeringen per jaar met Zvw",null,null,null,{"$f":"AF11+1","v":5},"AKP voor AOW-leeftijd per jaar",{"$f":"Berekening!$E$171","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH16/12,2)","v":0},null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[null,"Loonheffing",null,{"$f":"IF(D$16=\"\",\"\",ROUND(Loonheffing!$C$8,2))","v":0},"-",{"$f":"IF(F$16=\"\",\"\",ROUND(Loonheffing!$D$8,2))","v":""},{"$f":"IF(F$16=\"\",\"\",\"-\")","v":""},{"$f":"IF(H$16=\"\",\"\",ROUND(Loonheffing!$E$8,2))","v":""},{"$f":"IF(H$16=\"\",\"\",\"-\")","v":""},null,{"$f":"IF(K$15=\"\",\"\",ROUND(Loonheffing!$F$8,2)*IF($K$15='Bruto-netto'!$AB$7,12,1))","v":""},{"$f":"IF(K$15=\"\",\"\",\"-\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Uitkeringen per jaar zonder Zvw",null,null,null,null,"Loonheffingskorting ja/nee",{"$f":"IF(OR(Berekening!$E$183=\"nvt\",Berekening!$E$183=\"\"),\"ja\",Berekening!$E$183)","v":"ja"},null,"Loonheffing",{"$f":"Loonheffing!J10","v":0},"-"]
[null,"Bijdrage Zvw",null,{"$f":"IF(D$16=\"\",\"\",ROUND(Loonheffing!$C$12,2)*IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),12,1))","v":0},"-",{"$f":"IF(F$16=\"\",\"\",ROUND(Loonheffing!$D$12,2)*IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),12,1))","v":""},{"$f":"IF(F$16=\"\",\"\",\"-\")","v":""},{"$f":"IF(H$16=\"\",\"\",ROUND(Loonheffing!$E$12,2)*IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),12,1))","v":""},{"$f":"IF(H$16=\"\",\"\",\"-\")","v":""},null,{"$f":"IF(K$15=\"\",\"\",ROUND(Loonheffing!$F$12,2)*IF($K$15='Bruto-netto'!$AB$7,12,1))","v":""},{"$f":"IF(K$15=\"\",\"\",\"-\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Salaris bruto per jaar",null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!J11,Loonheffing!J12)","v":0},"-",null,null,"Bruto AKP per maand",{"$f":"ROUND(AP15/12,2)","v":0}]
[null,"Netto zonder loonheffingskorting",null,{"$f":"IF(D$16=\"\",\"\",D$16-D$17-D$18)","v":0},null,{"$f":"IF(F$16=\"\",\"\",F$16-F$17-F$18)","v":""},null,{"$f":"IF(H$16=\"\",\"\",H$16-H$17-H$18)","v":""},null,null,{"$f":"IF(K$15=\"\",\"\",K$16-K$17-K$18)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eenmalige uitkering (groene tabel, met Zvw)",null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK16-AK17-AK18","v":0},null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP18=0,0,Loonheffing!H18)","v":0},"-"]
[null,"Loonheffingskorting",null,{"$f":"IF(D$16=\"\",\"\",ROUND(D$17-Loonheffing!$C$9,2))","v":0},"+",{"$f":"IF(F$16=\"\",\"\",ROUND(F$17-Loonheffing!$D$9,2))","v":""},{"$f":"IF(F$16=\"\",\"\",\"+\")","v":""},{"$f":"IF(H$16=\"\",\"\",ROUND(H$17-Loonheffing!$E$9,2))","v":""},{"$f":"IF(H$16=\"\",\"\",\"+\")","v":""},null,{"$f":"IF(K$15=\"\",\"\",ROUND((K$17/IF($K$15='Bruto-netto'!$AB$7,12,1))-Loonheffing!$F$9,2)*IF($K$15='Bruto-netto'!$AB$7,12,1))","v":""},{"$f":"IF(K$15=\"\",\"\",\"+\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eenmalige uitkering werkgever (witte tabel)",null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!H20","v":0},"-"]
[null,"Arbeidskorting",null,{"$f":"IF(D$16=\"\",\"\",ROUND(Loonheffing!$C$14,2)*IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),12,1))","v":0},"+",{"$f":"IF(F$16=\"\",\"\",ROUND(Loonheffing!$D$14,2)*IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),12,1))","v":""},{"$f":"IF(F$16=\"\",\"\",\"+\")","v":""},{"$f":"IF(H$16=\"\",\"\",ROUND(Loonheffing!$E$14,2)*IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),12,1))","v":""},{"$f":"IF(H$16=\"\",\"\",\"+\")","v":""},null,{"$f":"IF(K$15=\"\",\"\",ROUND(Loonheffing!$F$14,2)*IF($K$15='Bruto-netto'!$AB$7,12,1))","v":""},{"$f":"IF(K$15=\"\",\"\",\"+\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ja",{"$f":"IF(OR($AB$23=$AB$21,$AC$23=$AB$21,$AD$23=$AB$21),$AB$22,$AB$21)","v":"ja"},{"$f":"IF(OR($B$14=$AB$19,$B$14=$AB$20),$AB$21,$AC$21)","v":"ja"},{"$f":"IF(OR($B$32=$AB$19,$B$32=$AB$20),$AB$21,$AC$22)","v":"ja"},{"$f":"AF16+1","v":6},"AKP voor AOW-leeftijd per jaar",{"$f":"Berekening!$F$171","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH21/12,2)","v":0},null,null,null,"Netto AKP",{"$f":"AP18-AP19-AP20","v":0}]
[null,"Netto met loonheffingskorting",null,{"$f":"IF(D$16=\"\",\"\",D19+D20+D21)","v":0},null,{"$f":"IF(F$16=\"\",\"\",F19+F20+F21)","v":""},null,{"$f":"IF(H$16=\"\",\"\",H19+H20+H21)","v":""},null,null,{"$f":"IF(K$15=\"\",\"\",K19+K20+K21)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"nee",{"$f":"IF(OR($AB$24=$AB$21,$AC$24=$AB$21,$AD$24=$AB$21),$AB$22,$AB$21)","v":"ja"},{"$f":"IF(OR($B$14=$AB$19,$B$14=$AB$20),$AB$22,$AC$21)","v":"ja"},{"$f":"IF(OR($B$32=$AB$19,$B$32=$AB$20),$AB$22,$AC$22)","v":"ja"},null,"Loonheffingskorting ja/nee",{"$f":"IF(OR(Berekening!$F$183=\"nvt\",Berekening!$F$183=\"\"),\"ja\",Berekening!$F$183)","v":"ja"},null,"Loonheffing",{"$f":"Loonheffing!K10","v":0},"-"]
[null,"Loonheffingskorting toepassen",null,{"$f":"IF(D$16=0,\"\",IF(OR($K$16=\"\",$AB$1=2),\"ja\",\"nee\"))","v":""},null,{"$f":"IF(F$16=\"\",\"\",IF($AB$1=3,\"ja\",\"nee\"))","v":""},null,{"$f":"IF(H$16=\"\",\"\",IF($AB$1=4,\"ja\",\"nee\"))","v":""},null,null,{"$f":"IF($K$15=$AB$7,K22/12,\"\")","v":""},{"$f":"IF($K$15=$AB$7,\"*\",\"\")","v":""},{"$f":"IF($K$15=$AB$7,\"Gemiddelde netto maandbedrag (12 uitkeringen)\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$D$23","v":""},{"$f":"$F$23","v":""},{"$f":"$H$23","v":""},null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!K11,Loonheffing!K12)","v":0},"-",null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$D$40","v":""},{"$f":"$F$40","v":"nee"},{"$f":"$H$39","v":""},null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK21-AK22-AK23","v":0},null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!H23","v":0},"-","AKP en AOW",{"$f":"AP18+AP23","v":1047.5999999999999}]
[null,{"$f":"IF(AND($B$14<>$AB$19,$B$14<>$AB$20,COUNTIF(D23:H23,\"ja\")>1),\"FOUT! Er mag maar bij 1 instantie loonheffingskorting worden toegepast.\",\"\")","v":""},null,null,null,{"$f":"IF($K$15=\"\",\"\",\"Juiste nettobedrag\")","v":""},null,null,null,null,{"$f":"K22","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!H24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS24=0,0,Loonheffing!H27)","v":0},"-"]
[null,null,null,null,null,{"$f":"IF($K$15=\"\",\"\",\"Totaal op de rekening\")","v":""},null,null,null,null,{"$f":"IF($K$15=\"\",\"\",\nIF($D$16=\"\",0,IF($D$23=\"ja\",$D$22,$D$19))*(IF($K$15='Bruto-netto'!$AB$7,IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),1,12),IF(OR($B$12='Bruto-netto'!$AB$19,$B$12='Bruto-netto'!$AB$20),1/12,1)))+\nIF($F$16=\"\",0,IF($F$23=\"ja\",$F$22,$F$19))*(IF($K$15='Bruto-netto'!$AB$7,IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),1,12),IF(OR($B$13='Bruto-netto'!$AB$19,$B$13='Bruto-netto'!$AB$20),1/12,1)))+\nIF($H$16=\"\",0,IF($H$23=\"ja\",$H$22,$H$19))*(IF($K$15='Bruto-netto'!$AB$7,IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),1,12),IF(OR($B$14='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),1/12,1))))","v":""},{"$f":"IF(K$15=\"\",\"\",\"-\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF21+1","v":7},"AKP voor AOW-leeftijd per jaar",{"$f":"Berekening!$G$171","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH26/12,2)","v":0},null,null,null,"Netto AOW",{"$f":"AP23-AP24-AP25","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!H28)","v":55.730000000000004},"-"]
[null,null,null,null,null,{"$f":"IF($K$15=\"\",\"\",IF(K26>K25,\"Na te betalen belasting\",\"Belastingteruggave\")&IF($K$15='Bruto-netto'!$AB$7,\" per jaar\",\" per maand\"))","v":""},null,null,null,null,{"$f":"IF($K$15=\"\",\"\",IFERROR((K26-K25)*IF((K26-K25)<0,-1,1),0))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee",{"$f":"IF(OR(Berekening!$G$183=\"nvt\",Berekening!$G$183=\"\"),\"ja\",Berekening!$G$183)","v":"ja"},null,"Loonheffing",{"$f":"Loonheffing!L10","v":0},"-",null,null,"Totaal netto",{"$f":"AP21+AP26","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS24-AS25-AS26","v":991.86999999999989}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!L11,Loonheffing!L12)","v":0},"-"]
[null,"Inkomen vanaf de AOW-leeftijd",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK26-AK27-AK28","v":0},null,null,{"$f":"AN15+1","v":4},"AKP vanaf AOW leeftijd per jaar",{"$f":"Berekening!$D$171","v":0}]
[null,"Pensioen per maand",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[null,"AOW per maand",null,null,null,{"$f":"IF(RIGHT($B$31,4)=\"jaar\",ROUND(IF($D$6=0,0,IF($D$6=\"Ongehuwd\",Parameters!$G$111,Parameters!$G$110)*Parameters!$G$107),2),\nROUND(IF($D$6=0,0,IF($D$6=\"Ongehuwd\",Parameters!$G$113,Parameters!$G$112)*Parameters!$G$107),2))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF26+1","v":8},"AKP voor AOW-leeftijd per jaar",{"$f":"Berekening!$H$171","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH31/12,2)","v":0}]
[null,"Uitkeringen per maand met Zvw",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee",{"$f":"IF(OR(Berekening!$H$183=\"nvt\",Berekening!$H$183=\"\"),\"ja\",Berekening!$H$183)","v":"ja"},null,"Loonheffing",{"$f":"Loonheffing!M10","v":0},"-",null,null,"Bruto AKP per maand",{"$f":"ROUND(AP29/12,2)","v":0}]
[null,null,null,{"$f":"IF($D$30=0,\"\",\"Per maand\")","v":""},null,{"$f":"IFERROR(IF(OR((ROUND($F$31/Parameters!$G$107,2))=Parameters!$G$110,(ROUND($F$31/Parameters!$G$107,2))=Parameters!$G$112),\"AOW gehuwd\",\"AOW alleenstaand\"),\"\")","v":"AOW alleenstaand"},null,{"$f":"IF($H$32=\"\",\"\",IF(OR($B$32='Bruto-netto'!$AB$19,$B$14='Bruto-netto'!$AB$20),\"Eenmalig\",\"Per maand\"))","v":""},null,null,{"$f":"IF($K$15=\"\",\"Totaal per maand\",$K$15)","v":"Totaal per maand"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!M11,Loonheffing!M12)","v":0},"-",null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP32=0,0,Loonheffing!I18)","v":0},"-"]
[null,"Bruto inkomen",null,{"$f":"ROUND(D30/IF(ISERROR(SEARCH(\"jaar\",$B$30)),1,12),2)","v":0},null,{"$f":"ROUND(IF($D$6=0,0,IF($D$6=\"Ongehuwd\",Parameters!$G$113,Parameters!$G$112)*Parameters!$G$107),2)","v":0},null,{"$f":"IF($H32=\"\",\"\",ROUND(H32/IF(ISERROR(SEARCH(\"jaar\",$B$32)),1,12),2))","v":""},null,null,{"$f":"IF($K$33='Bruto-netto'!$AB$7,Loonheffing!$C$25*12,F34+D34+IF($H$34=\"\",0,H34))","v":0},{"$f":"IF($K$33=$AB$7,\"*\",\"\")","v":""},{"$f":"IF($K$33=$AB$7,\"Inclusief vakantiegeld AOW\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK31-AK32-AK33","v":0},null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!I20","v":0},"-"]
[null,"Loonheffing",null,{"$f":"ROUND(Loonheffing!$C$18,2)","v":0},"-",{"$f":"ROUND(Loonheffing!$C$22,2)","v":0},"-",{"$f":"IF($H$32=\"\",\"\",ROUND(Loonheffing!$D$18,2))","v":""},{"$f":"IF($H$32=\"\",\"\",\"-\")","v":""},null,{"$f":"ROUND(Loonheffing!$C$26,2)*IF($K$33='Bruto-netto'!$AB$7,12,1)","v":0},"-",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP32-AP33-AP34","v":0}]
[null,"Bijdrage Zvw",null,{"$f":"ROUND(Loonheffing!$C$20,2)","v":0},"-",{"$f":"ROUND(Loonheffing!$C$24,2)","v":0},"-",{"$f":"IF($H$32=\"\",\"\",ROUND(Loonheffing!$E$20,2))","v":""},{"$f":"IF($H$32=\"\",\"\",\"-\")","v":""},null,{"$f":"ROUND(Loonheffing!$C$28,2)*IF($K$33='Bruto-netto'!$AB$7,12,1)","v":0},"-",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF31+1","v":9},"AKP voor AOW-leeftijd per jaar",{"$f":"Berekening!$I$171","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH36/12,2)","v":0}]
[null,"Netto zonder loonheffingskorting",null,{"$f":"D34-D35-D36","v":0},null,{"$f":"F34-F35-F36","v":0},null,{"$f":"IF($H$32=\"\",\"\",H34-H35-H36)","v":""},null,null,{"$f":"K34-K35-K36","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee",{"$f":"IF(OR(Berekening!$I$183=\"nvt\",Berekening!$I$183=\"\"),\"ja\",Berekening!$I$183)","v":"ja"},null,"Loonheffing",{"$f":"Loonheffing!N10","v":0},"-",null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,{"$f":"IF(OR($B$32=$AB$15,$B$32=$AB$18),\"Loonheffingskorting incl arbeidskorting\",\"Loonheffingskorting\")","v":"Loonheffingskorting"},null,{"$f":"ROUND(D35-Loonheffing!$C$19,2)","v":0},"+",{"$f":"ROUND(F35-Loonheffing!$C$23,2)","v":0},"+",{"$f":"IF($H$32=\"\",\"\",H35-ROUND(Loonheffing!$D$19-Loonheffing!$E$19,2))","v":""},{"$f":"IF($H$32=\"\",\"\",\"+\")","v":""},null,{"$f":"ROUND((K$35/IF($K$33='Bruto-netto'!$AB$7,12,1))-Loonheffing!$C$27+Loonheffing!$E$19,2)*IF($K$33='Bruto-netto'!$AB$7,12,1)","v":0},"+",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!N11,Loonheffing!N12)","v":0},"-",null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!I23","v":0},"-","AKP en AOW",{"$f":"AP32+AP37","v":1047.5999999999999}]
[null,"Netto met loonheffingskorting",null,{"$f":"D37+D38","v":0},null,{"$f":"F37+F38","v":0},null,{"$f":"IF($H$32=\"\",\"\",H37+H38)","v":""},null,null,{"$f":"K37+K38","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK36-AK37-AK38","v":0},null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!I24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS38=0,0,Loonheffing!I27)","v":0},"-"]
[null,"Loonheffingskorting toepassen",null,{"$f":"IF(D$34=0,\"\",IF(OR($K$34=\"\",$AC$1=2),\"ja\",\"nee\"))","v":""},null,{"$f":"IF(F$34=\"\",\"\",IF($AC$1=3,\"ja\",\"nee\"))","v":"nee"},null,{"$f":"IF(H$34=\"\",\"\",IF($AC$1=4,\"ja\",\"nee\"))","v":""},null,null,{"$f":"IF($K$33=$AB$7,K39/12,\"\")","v":""},{"$f":"IF($K$33=$AB$7,\"*\",\"\")","v":""},{"$f":"IF($K$33=$AB$7,\"Gemiddelde netto maandbedrag (12 uitkeringen)\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP37-AP38-AP39","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!I28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF36+1","v":10},"AKP voor AOW-leeftijd per jaar",{"$f":"Berekening!$J$171","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH41/12,2)","v":0},null,null,null,"Totaal netto",{"$f":"AP35+AP40","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS38-AS39-AS40","v":991.86999999999989}]
[null,{"$f":"IF(AND($B$32<>$AB$19,$B$32<>$AB$20,COUNTIF(D40:H40,\"ja\")>1),\"FOUT! Er mag maar bij 1 instantie loonheffingskorting worden toegepast.\",\"\")","v":""},null,null,null,{"$f":"IF($K$33=\"\",\"\",\"Juiste nettobedrag\")","v":"Juiste nettobedrag"},null,null,null,null,{"$f":"K39","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee",{"$f":"IF(OR(Berekening!$J$183=\"nvt\",Berekening!$J$183=\"\"),\"ja\",Berekening!$J$183)","v":"ja"},null,"Loonheffing",{"$f":"Loonheffing!O10","v":0},"-"]
[null,null,null,null,null,{"$f":"IF($K$33=\"\",\"\",\"Totaal op de rekening\")","v":"Totaal op de rekening"},null,null,null,null,{"$f":"IF($K$33=\"\",\"\",\nIF($D$34=\"\",0,IF($D$40=\"ja\",$D$39,$D$37))*IF($K$33='Bruto-netto'!$AB$7,12,1)+\nIF($F$34=\"\",0,IF($F$40=\"ja\",$F$39,$F$37))*IF($K$33='Bruto-netto'!$AB$7,12,1)+\nIF($H$34=\"\",0,IF($H$40=\"ja\",$H$39,$H$37))*IF($K$33='Bruto-netto'!$AB$7,12,1))","v":0},"-",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!O11,Loonheffing!O12)","v":0},"-",null,{"$f":"AN29+1","v":5},"AKP vanaf AOW leeftijd per jaar",{"$f":"Berekening!$E$171","v":0}]
[null,null,null,null,null,{"$f":"IF($K$33=\"\",\"\",IF(K43>K42,\"Na te betalen belasting\",\"Belastingteruggave\")&IF($K$33='Bruto-netto'!$AB$7,\" per jaar\",\" per maand\"))","v":"Belastingteruggave per maand"},null,null,null,null,{"$f":"IFERROR((K43-K42)*IF((K43-K42)<0,-1,1),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK41-AK42-AK43","v":0},null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF41+1","v":11},"AKP voor AOW-leeftijd per jaar",{"$f":"NP!$P$6","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH46/12,2)","v":0},null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP43/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!P10","v":0},"-",null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP46=0,0,Loonheffing!J18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!P11,Loonheffing!P12)","v":0},"-",null,null,"Bijdrage ZVW",{"$f":"Loonheffing!J20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK46-AK47-AK48","v":0},null,null,null,"Netto AKP",{"$f":"AP46-AP47-AP48","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF46+1","v":12},"AKP voor AOW-leeftijd per jaar",{"$f":"NP!$P$6","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH51/12,2)","v":0},null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","nee",null,"Loonheffing",{"$f":"Loonheffing!Q10","v":0},"-",null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!J23","v":0},"-","AKP en AOW",{"$f":"AP46+AP51","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!Q11,Loonheffing!Q12)","v":0},"-",null,null,"Bijdrage ZVW",{"$f":"Loonheffing!J24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS52=0,0,Loonheffing!J27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK51-AK52-AK53","v":0},null,null,null,"Netto AOW",{"$f":"AP51-AP52-AP53","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!J28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP49+AP54","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS52-AS53-AS54","v":991.86999999999989}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF51+1","v":13},"AKP voor AOW-leeftijd per jaar",{"$f":"NP!$P$11","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH56/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!R10","v":0},"-",null,{"$f":"AN43+1","v":6},"AKP vanaf AOW leeftijd per jaar",{"$f":"Berekening!$F$171","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!R11,Loonheffing!R12)","v":0},"-",null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK56-AK57-AK58","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP57/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF56+1","v":14},"AKP voor AOW-leeftijd per jaar",{"$f":"NP!$P$11","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH61/12,2)","v":0},null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP60=0,0,Loonheffing!K18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","nee",null,"Loonheffing",{"$f":"Loonheffing!S10","v":0},"-",null,null,"Bijdrage ZVW",{"$f":"Loonheffing!K20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!S11,Loonheffing!S12)","v":0},"-",null,null,"Netto AKP",{"$f":"AP60-AP61-AP62","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK61-AK62-AK63","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF61+1","v":15},"AKP voor AOW-leeftijd per jaar",{"$f":"'Transitie - BWWW'!$J$5*12","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH66/12,2)","v":0},null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!K23","v":0},"-","AKP en AOW",{"$f":"AP60+AP65","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!T10","v":0},"-",null,null,"Bijdrage ZVW",{"$f":"Loonheffing!K24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS66=0,0,Loonheffing!K27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",0,"-",null,null,"Netto AOW",{"$f":"AP65-AP66-AP67","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!K28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK66-AK67-AK68","v":0},null,null,null,"Totaal netto",{"$f":"AP63+AP68","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS66-AS67-AS68","v":991.86999999999989}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF66+1","v":16},"AKP voor AOW-leeftijd per jaar",{"$f":"'Transitie - BWWW'!$J$6*12","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH71/12,2)","v":0},null,null,{"$f":"AN57+1","v":7},"AKP vanaf AOW leeftijd per jaar",{"$f":"Berekening!$G$171","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!U10","v":0},"-",null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",0,"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK71-AK72-AK73","v":0},null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP71/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP74=0,0,Loonheffing!L18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF71+1","v":17},"AKP voor AOW-leeftijd per jaar",{"$f":"'Transitie - BWWW'!$J$13*12","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH76/12,2)","v":0},null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!L20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!V10","v":0},"-",null,null,"Netto AKP",{"$f":"AP74-AP75-AP76","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",0,"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK76-AK77-AK78","v":0},null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!L23","v":0},"-","AKP en AOW",{"$f":"AP74+AP79","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF76+1","v":18},"AKP voor AOW-leeftijd per jaar",{"$f":"'Transitie - BWWW'!$J$14*12","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH81/12,2)","v":0},null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!L24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS80=0,0,Loonheffing!L27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!W10","v":0},"-",null,null,"Netto AOW",{"$f":"AP79-AP80-AP81","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!L28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",0,"-",null,null,"Totaal netto",{"$f":"AP77+AP82","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS80-AS81-AS82","v":991.86999999999989}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK81-AK82-AK83","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN71+1","v":8},"AKP vanaf AOW leeftijd per jaar",{"$f":"Berekening!$H$171","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF81+1","v":19},"AKP voor AOW-leeftijd per jaar",{"$f":"'Transitie - BWWW'!$J$15*12","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH86/12,2)","v":0},null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!X10","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",0,"-",null,null,"Bruto AKP per maand",{"$f":"ROUND(AP85/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK86-AK87-AK88","v":0},null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP88=0,0,Loonheffing!M18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!M20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF86+1","v":20},"AKP voor AOW-leeftijd per jaar",{"$f":"'Transitie - BWWW'!$J$16*12","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH91/12,2)","v":0},null,null,null,"Netto AKP",{"$f":"AP88-AP89-AP90","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!Y10","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",0,"-",null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK91-AK92-AK93","v":0},null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!M23","v":0},"-","AKP en AOW",{"$f":"AP88+AP93","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!M24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS94=0,0,Loonheffing!M27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF91+1","v":21},"AKP voor AOW-leeftijd per jaar",{"$f":"'Transitie - BWWW'!$J$17*12","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH96/12,2)","v":0},null,null,null,"Netto AOW",{"$f":"AP93-AP94-AP95","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!M28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!Z10","v":0},"-",null,null,"Totaal netto",{"$f":"AP91+AP96","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS94-AS95-AS96","v":991.86999999999989}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",0,"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK96-AK97-AK98","v":0},null,null,{"$f":"AN85+1","v":9},"AKP vanaf AOW leeftijd per jaar",{"$f":"Berekening!$I$171","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF96+1","v":22},"AKP voor AOW-leeftijd per jaar",{"$f":"IFERROR(Parameters!$G$105*12,0)","v":17682.75},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH101/12,2)","v":1473.56}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!AA10","v":263.83},"-",null,null,"Bruto AKP per maand",{"$f":"ROUND(AP99/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",0,"-",null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP102=0,0,Loonheffing!N18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK101-AK102-AK103","v":1209.73},null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!N20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP102-AP103-AP104","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF101+1","v":23},"AKP voor AOW-leeftijd per jaar",{"$f":"IF(NP!$P$19=\"\",0,NP!$P$19)","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH106/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!AB10","v":0},"-",null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!AB11,Loonheffing!AB12)","v":0},"-",null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!N23","v":0},"-","AKP en AOW",{"$f":"AP102+AP107","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK106-AK107-AK108","v":0},null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!N24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS108=0,0,Loonheffing!N27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP107-AP108-AP109","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!N28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF106+1","v":24},"AKP voor AOW-leeftijd per jaar",{"$f":"IF(NP!$P$19=\"\",0,NP!$P$19)","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH111/12,2)","v":0},null,null,null,"Totaal netto",{"$f":"AP105+AP110","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS108-AS109-AS110","v":991.86999999999989}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","nee",null,"Loonheffing",{"$f":"Loonheffing!AC10","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!AC11,Loonheffing!AC12)","v":0},"-",null,{"$f":"AN99+1","v":10},"AKP vanaf AOW leeftijd per jaar",{"$f":"Berekening!$J$171","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK111-AK112-AK113","v":0},null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF111+1","v":25},"AKP voor AOW-leeftijd per jaar",{"$f":"IF(NP!$P$24=\"\",0,NP!$P$24)","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH116/12,2)","v":0},null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP113/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","ja",null,"Loonheffing",{"$f":"Loonheffing!AD10","v":0},"-",null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP116=0,0,Loonheffing!O18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!AD11,Loonheffing!AD12)","v":0},"-",null,null,"Bijdrage ZVW",{"$f":"Loonheffing!O20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK116-AK117-AK118","v":0},null,null,null,"Netto AKP",{"$f":"AP116-AP117-AP118","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF116+1","v":26},"AKP voor AOW-leeftijd per jaar",{"$f":"IF(NP!$P$24=\"\",0,NP!$P$24)","v":0},null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH121/12,2)","v":0},null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","nee",null,"Loonheffing",{"$f":"Loonheffing!AE10","v":0},"-",null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!O23","v":0},"-","AKP en AOW",{"$f":"AP116+AP121","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!AE11,Loonheffing!AE12)","v":0},"-",null,null,"Bijdrage ZVW",{"$f":"Loonheffing!O24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS122=0,0,Loonheffing!O27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK121-AK122-AK123","v":0},null,null,null,"Netto AOW",{"$f":"AP121-AP122-AP123","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!O28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP119+AP124","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS122-AS123-AS124","v":991.86999999999989}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF121+1","v":27},"AKP voor AOW-leeftijd per jaar",null,null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH126/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","nee",null,"Loonheffing",{"$f":"Loonheffing!AF10","v":0},"-",null,{"$f":"AN113+1","v":11},"AKP vanaf AOW leeftijd per jaar",{"$f":"NP!$N$7","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!AF11,Loonheffing!AF12)","v":0},"-",null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$192","v":19412.759999999998}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK126-AK127-AK128","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP127/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF126+1","v":28},"AKP voor AOW-leeftijd per jaar",null,null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH131/12,2)","v":0},null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP130=0,0,Loonheffing!P18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","nee",null,"Loonheffing",{"$f":"Loonheffing!AG10","v":0},"-",null,null,"Bijdrage ZVW",{"$f":"Loonheffing!P20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!AG11,Loonheffing!AG12)","v":0},"-",null,null,"Netto AKP",{"$f":"AP130-AP131-AP132","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK131-AK132-AK133","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$193","v":1541.53}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF131+1","v":29},"AKP voor AOW-leeftijd per jaar",null,null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH136/12,2)","v":0},null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!P23","v":0},"-","AKP en AOW",{"$f":"AP130+AP135","v":1541.53}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","nee",null,"Loonheffing",{"$f":"Loonheffing!AH10","v":0},"-",null,null,"Bijdrage ZVW",{"$f":"Loonheffing!P24","v":82},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS136=0,0,Loonheffing!P27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!AH11,Loonheffing!AH12)","v":0},"-",null,null,"Netto AOW",{"$f":"AP135-AP136-AP137","v":1459.53},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!P28)","v":82},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK136-AK137-AK138","v":0},null,null,null,"Totaal netto",{"$f":"AP133+AP138","v":1459.53},null,"Juiste netto uitkering",{"$f":"AS136-AS137-AS138","v":1459.53}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF136+1","v":30},"AKP voor AOW-leeftijd per jaar",null,null,"AKP voor AOW-leeftijd per maand",{"$f":"ROUND(AH141/12,2)","v":0},null,null,{"$f":"AN127+1","v":12},"AKP vanaf AOW leeftijd per jaar",{"$f":"NP!$N$12","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffingskorting ja/nee","nee",null,"Loonheffing",{"$f":"Loonheffing!AI10","v":0},"-",null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$192","v":19412.759999999998}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Eventueel al betaalde bijdrage ZVW",0,null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!AI11,Loonheffing!AI12)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hoeveel maanden?",0,null,"Netto AKP",{"$f":"AK141-AK142-AK143","v":0},null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP141/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP144=0,0,Loonheffing!Q18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!Q20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP144-AP145-AP146","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$193","v":1541.53}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!Q23","v":0},"-","AKP en AOW",{"$f":"AP144+AP149","v":1541.53}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!Q24","v":82},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS150=0,0,Loonheffing!Q27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP149-AP150-AP151","v":1459.53},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!Q28)","v":82},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP147+AP152","v":1459.53},null,"Juiste netto uitkering",{"$f":"AS150-AS151-AS152","v":1459.53}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN141+1","v":13},"AKP vanaf AOW leeftijd per jaar",{"$f":"IF(NP!$N$20=\"\",0,NP!$N$20)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$192","v":19412.759999999998}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP155/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP158=0,0,Loonheffing!R18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!R20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP158-AP159-AP160","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$193","v":1541.53}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!R23","v":0},"-","AKP en AOW",{"$f":"AP158+AP163","v":1541.53}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!R24","v":82},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS164=0,0,Loonheffing!R27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP163-AP164-AP165","v":1459.53},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!R28)","v":82},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP161+AP166","v":1459.53},null,"Juiste netto uitkering",{"$f":"AS164-AS165-AS166","v":1459.53}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN155+1","v":14},"AKP vanaf AOW leeftijd per jaar",{"$f":"IF(NP!$N$25=\"\",0,NP!$N$25)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$192","v":19412.759999999998}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP169/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP172=0,0,Loonheffing!S18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!S20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP172-AP173-AP174","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$193","v":1541.53}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!S23","v":0},"-","AKP en AOW",{"$f":"AP172+AP177","v":1541.53}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!S24","v":82},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS178=0,0,Loonheffing!S27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP177-AP178-AP179","v":1459.53},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!S28)","v":82},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP175+AP180","v":1459.53},null,"Juiste netto uitkering",{"$f":"AS178-AS179-AS180","v":1459.53}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN169+1","v":15},"AKP vanaf AOW leeftijd per jaar"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP183/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP186=0,0,Loonheffing!T18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!T20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP186-AP187-AP188","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!T23","v":0},"-","AKP en AOW",{"$f":"AP186+AP191","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!T24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS192=0,0,Loonheffing!T27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP191-AP192-AP193","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!T28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP189+AP194","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS192-AS193-AS194","v":991.86999999999989}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN183+1","v":16},"AKP vanaf AOW leeftijd per jaar"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP197/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP200=0,0,Loonheffing!U18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!U20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP200-AP201-AP202","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!U23","v":0},"-","AKP en AOW",{"$f":"AP200+AP205","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!U24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS206=0,0,Loonheffing!U27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP205-AP206-AP207","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!U28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP203+AP208","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS206-AS207-AS208","v":991.86999999999989}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN197+1","v":17},"AKP vanaf AOW leeftijd per jaar"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP211/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP214=0,0,Loonheffing!V18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!V20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP214-AP215-AP216","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!V23","v":0},"-","AKP en AOW",{"$f":"AP214+AP219","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!V24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS220=0,0,Loonheffing!V27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP219-AP220-AP221","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!V28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP217+AP222","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS220-AS221-AS222","v":991.86999999999989}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN211+1","v":18},"AKP vanaf AOW leeftijd per jaar"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP225/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP228=0,0,Loonheffing!W18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!W20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP228-AP229-AP230","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!W23","v":0},"-","AKP en AOW",{"$f":"AP228+AP233","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!W24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS234=0,0,Loonheffing!W27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP233-AP234-AP235","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!W28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP231+AP236","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS234-AS235-AS236","v":991.86999999999989}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN225+1","v":19},"AKP vanaf AOW leeftijd per jaar"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP239/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP242=0,0,Loonheffing!X18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!X20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP242-AP243-AP244","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!X23","v":0},"-","AKP en AOW",{"$f":"AP242+AP247","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!X24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS248=0,0,Loonheffing!X27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP247-AP248-AP249","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!X28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP245+AP250","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS248-AS249-AS250","v":991.86999999999989}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN239+1","v":20},"AKP vanaf AOW leeftijd per jaar"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per jaar",{"$f":"Berekening!$D$189","v":13224.48}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bruto AKP per maand",{"$f":"ROUND(AP253/12,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (geen loonheffingskorting)",{"$f":"IF(AP256=0,0,Loonheffing!Y18)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!Y20","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AKP",{"$f":"AP256-AP257-AP258","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AOW bruto per maand",{"$f":"Berekening!$D$190","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loonheffing (loonheffingskorting)",{"$f":"Loonheffing!Y23","v":0},"-","AKP en AOW",{"$f":"AP256+AP261","v":1047.5999999999999}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bijdrage ZVW",{"$f":"Loonheffing!Y24","v":55.730000000000004},"-","Loonheffing (loonheffingskorting)",{"$f":"IF(AS262=0,0,Loonheffing!Y27)","v":0},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Netto AOW",{"$f":"AP261-AP262-AP263","v":991.86999999999989},null,"Bijdrage ZVW",{"$f":"MIN(Loonheffing!$F$2,Loonheffing!Y28)","v":55.730000000000004},"-"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Totaal netto",{"$f":"AP259+AP264","v":991.86999999999989},null,"Juiste netto uitkering",{"$f":"AS262-AS263-AS264","v":991.86999999999989}]

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{"sheet":"DT-Aanvullingen-BG","index":6,"n_rows":40,"n_cols":24,"rows_kept":40,"cut":false,"hidden":true,"merged":[[0,7,0,14],[0,15,0,23],[32,8,32,9],[32,10,32,11],[32,12,32,13],[12,8,12,13],[4,8,4,13],[20,8,20,13],[3,22,3,23],[12,22,12,23],[21,22,21,23],[30,22,30,23],[26,0,26,6],[28,4,28,5],[29,4,29,5],[30,4,30,5],[0,0,0,6]]}
["Berekening diensttijd",null,null,null,null,null,null,"Aanvullingen 18.8 - 18.9",null,null,null,null,null,null,null,"Berekening berekeningsgrondslag "]
[]
[null,"Begindat.","Einddatum","Deeltijdf.","Meetel%","Jaren",null,null,"Geslacht","man",null,"J12-breuk",1,null,null,null,"JAAR"]
[null,null,null,null,null,{"$f":"DAYS360(B4,C4)/360*IF(D4=\"\",1,D4)*IF(E4=\"\",1,E4)","v":0},null,null,null,null,null,null,null,null,null,null,null,"BG","DTF","Kalender","Pens.tijd","Afgerond","BG x Pens. Tijd"]
[null,null,null,null,null,{"$f":"DAYS360(B5,C5)/360*IF(D5=\"\",1,D5)*IF(E5=\"\",1,E5)","v":0},null,null,"Artikel 18.8 samenvallende diensttijd voor 1986 ABP-ABP (J14)",null,null,null,null,null,null,null,1,null,null,null,{"$f":"S5*T5","v":0},{"$f":"ROUND(U5,4)","v":0},{"$f":"V5*R5","v":0}]
[null,null,null,null,null,{"$f":"DAYS360(B6,C6)/360*IF(D6=\"\",1,D6)*IF(E6=\"\",1,E6)","v":0},null,null,"Begindat.","Einddatum","Deeltijdf.","Meetel%","Jaren",null,null,null,2,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,null,{"$f":"IF(I7=\"\",\"\",DATE(1986,1,1))","v":""},{"$f":"IF(J7=\"\",\"\",1)","v":""},{"$f":"IF(J7=\"\",\"\",1)","v":""},{"$f":"IF(I7=\"\",0,IFERROR(IF(VLOOKUP(I7,$I$15:$I$19,1,0)=I7,\"Fout\",\"\"),IFERROR(DAYS360(I7,J7)/360*IF(K7=\"\",1,K7)*IF(L7=\"\",1,L7),0)))","v":0},null,null,null,3,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,{"$f":"IF(J7=DATE(1986,1,1),\"\",J7)","v":""},{"$f":"IF(I8=\"\",\"\",DATE(1986,1,1))","v":""},{"$f":"IF(J8=\"\",\"\",1)","v":""},{"$f":"IF(J8=\"\",\"\",1)","v":""},{"$f":"IF(I8=\"\",0,IFERROR(IF(VLOOKUP(I8,$I$15:$I$19,1,0)=I8,\"Fout\",\"\"),IFERROR(DAYS360(I8,J8)/360*IF(K8=\"\",1,K8)*IF(L8=\"\",1,L8),0)))","v":0},null,null,null,4,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,{"$f":"IF(J8=DATE(1986,1,1),\"\",J8)","v":""},{"$f":"IF(I9=\"\",\"\",DATE(1986,1,1))","v":""},{"$f":"IF(J9=\"\",\"\",1)","v":""},{"$f":"IF(J9=\"\",\"\",1)","v":""},{"$f":"IF(I9=\"\",0,IFERROR(IF(VLOOKUP(I9,$I$15:$I$19,1,0)=I9,\"Fout\",\"\"),IFERROR(DAYS360(I9,J9)/360*IF(K9=\"\",1,K9)*IF(L9=\"\",1,L9),0)))","v":0},null,null,null,5,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,{"$f":"IF(J9=DATE(1986,1,1),\"\",J9)","v":""},{"$f":"IF(I10=\"\",\"\",DATE(1986,1,1))","v":""},{"$f":"IF(J10=\"\",\"\",1)","v":""},{"$f":"IF(J10=\"\",\"\",1)","v":""},{"$f":"IF(I10=\"\",0,IFERROR(IF(VLOOKUP(I10,$I$15:$I$19,1,0)=I10,\"Fout\",\"\"),IFERROR(DAYS360(I10,J10)/360*IF(K10=\"\",1,K10)*IF(L10=\"\",1,L10),0)))","v":0},null,null,null,6,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,{"$f":"IF(J10=DATE(1986,1,1),\"\",J10)","v":""},{"$f":"IF(I11=\"\",\"\",DATE(1986,1,1))","v":""},{"$f":"IF(J11=\"\",\"\",1)","v":""},{"$f":"IF(J11=\"\",\"\",1)","v":""},{"$f":"IF(I11=\"\",0,IFERROR(IF(VLOOKUP(I11,$I$15:$I$19,1,0)=I11,\"Fout\",\"\"),IFERROR(DAYS360(I11,J11)/360*IF(K11=\"\",1,K11)*IF(L11=\"\",1,L11),0)))","v":0},null,null,null,null,null,null,null,null,{"$f":"SUM(V5:V10)","v":0},{"$f":"ROUND(SUM(W5:W10),2)","v":0},{"$f":"IFERROR(ROUND(W11/V11,2),0)","v":0}]
[null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,"JAAR"]
[null,null,null,null,null,0,null,null,"Artikel 18.8 samenvallende diensttijd voor 1986 ABP-Overig (J15)",null,null,null,null,null,null,null,null,"BG","DTF","Kalender","Pens.tijd","Afgerond","BG x Pens. Tijd"]
[null,null,null,null,null,0,null,null,"Begindat.","Einddatum","Deeltijdf.","Meetel%","Jaren",null,null,null,1,null,null,null,{"$f":"S14*T14","v":0},{"$f":"ROUND(U14,4)","v":0},{"$f":"V14*R14","v":0}]
[null,null,null,null,null,0,null,null,null,{"$f":"IF(I15=\"\",\"\",DATE(1986,1,1))","v":""},{"$f":"IF(J15=\"\",\"\",1)","v":""},{"$f":"IF(J15=\"\",\"\",1)","v":""},{"$f":"IF(I15=\"\",0,IFERROR(IF(VLOOKUP(I15,$I$7:$I$11,1,0)=I15,\"Fout\",\"\"),IFERROR(DAYS360(I15,J15)/360*IF(K15=\"\",1,K15)*IF(L15=\"\",1,L15),0)))","v":0},null,null,null,2,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,{"$f":"IF(J15=DATE(1986,1,1),\"\",J15)","v":""},{"$f":"IF(I16=\"\",\"\",DATE(1986,1,1))","v":""},{"$f":"IF(J16=\"\",\"\",1)","v":""},{"$f":"IF(J16=\"\",\"\",1)","v":""},{"$f":"IF(I16=\"\",0,IFERROR(IF(VLOOKUP(I16,$I$7:$I$11,1,0)=I16,\"Fout\",\"\"),IFERROR(DAYS360(I16,J16)/360*IF(K16=\"\",1,K16)*IF(L16=\"\",1,L16),0)))","v":0},null,null,null,3,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,{"$f":"IF(J16=DATE(1986,1,1),\"\",J16)","v":""},{"$f":"IF(I17=\"\",\"\",DATE(1986,1,1))","v":""},{"$f":"IF(J17=\"\",\"\",1)","v":""},{"$f":"IF(J17=\"\",\"\",1)","v":""},{"$f":"IF(I17=\"\",0,IFERROR(IF(VLOOKUP(I17,$I$7:$I$11,1,0)=I17,\"Fout\",\"\"),IFERROR(DAYS360(I17,J17)/360*IF(K17=\"\",1,K17)*IF(L17=\"\",1,L17),0)))","v":0},null,null,null,4,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,{"$f":"IF(J17=DATE(1986,1,1),\"\",J17)","v":""},{"$f":"IF(I18=\"\",\"\",DATE(1986,1,1))","v":""},{"$f":"IF(J18=\"\",\"\",1)","v":""},{"$f":"IF(J18=\"\",\"\",1)","v":""},{"$f":"IF(I18=\"\",0,IFERROR(IF(VLOOKUP(I18,$I$7:$I$11,1,0)=I18,\"Fout\",\"\"),IFERROR(DAYS360(I18,J18)/360*IF(K18=\"\",1,K18)*IF(L18=\"\",1,L18),0)))","v":0},null,null,null,5,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,{"$f":"IF(J18=DATE(1986,1,1),\"\",J18)","v":""},{"$f":"IF(I19=\"\",\"\",DATE(1986,1,1))","v":""},{"$f":"IF(J19=\"\",\"\",1)","v":""},{"$f":"IF(J19=\"\",\"\",1)","v":""},{"$f":"IF(I19=\"\",0,IFERROR(IF(VLOOKUP(I19,$I$7:$I$11,1,0)=I19,\"Fout\",\"\"),IFERROR(DAYS360(I19,J19)/360*IF(K19=\"\",1,K19)*IF(L19=\"\",1,L19),0)))","v":0},null,null,null,6,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(V14:V19)","v":0},{"$f":"ROUND(SUM(W14:W19),2)","v":0},{"$f":"IFERROR(ROUND(W20/V20,2),0)","v":0}]
[null,null,null,null,null,0,null,null,"Artikel 18.9 samenvallende diensttijd vanaf 1-1-1986 tot 1-1-1995",null,null,null,null,null,null,null,"JAAR"]
[null,null,null,null,null,0,null,null,"Begindat.","Einddatum","Deeltijdf.","Meetel%","Jaren",null,null,null,null,"BG","DTF","Kalender","Pens.tijd","Afgerond","BG x Pens. Tijd"]
[null,null,null,null,null,0,null,null,{"$f":"IF(AND(J7=\"\",J15=\"\"),\"\",DATE(1986,1,1))","v":""},{"$f":"IF(I23=\"\",\"\",DATE(1995,1,1))","v":""},{"$f":"IF(J23=\"\",\"\",1)","v":""},{"$f":"IF(J23=\"\",\"\",1)","v":""},{"$f":"IFERROR(DAYS360(I23,J23)/360*IF(K23=\"\",1,K23)*IF(L23=\"\",1,L23),0)","v":0},null,null,null,1,null,null,null,{"$f":"S23*T23","v":0},{"$f":"ROUND(U23,4)","v":0},{"$f":"V23*R23","v":0}]
[null,null,null,null,null,0,null,null,{"$f":"IF(J23=DATE(1995,1,1),\"\",J23)","v":""},{"$f":"IF(I24=\"\",\"\",DATE(1995,1,1))","v":""},"","",0,null,null,null,2,null,null,null,0,0,0]
[null,null,null,null,null,0,null,null,"",{"$f":"IF(I25=\"\",\"\",DATE(1995,1,1))","v":""},{"$f":"IF(J25=\"\",\"\",1)","v":""},{"$f":"IF(J25=\"\",\"\",1)","v":""},0,null,null,null,3,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,"","","","",0,null,null,null,4,null,null,null,0,0,0]
["Break-even berekening",null,null,null,null,null,null,null,"","","","",0,null,null,null,5,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,"","","","",0,null,null,null,6,null,null,null,0,0,0]
[null,"Pensioendatum",null,null,null,null,null,null,"","","","",0,null,null,null,null,null,null,null,null,{"$f":"SUM(V23:V28)","v":0},{"$f":"ROUND(SUM(W23:W28),2)","v":0},{"$f":"IFERROR(ROUND(W29/V29,2),0)","v":0}]
[null,"Maand break-even",null,null,{"$f":"IFERROR(DATE(YEAR($E$29),MONTH($E$29)+((F34+E38+F39)/(E35-E40)),DAY($E$29)),0)","v":"00:00:00"},null,null,null,"","","","",0,null,null,null,"JAAR"]
[null,"Leeftijd deelnemer",null,null,{"$f":"IF(Geboortedatum=\"\",\"\",LEFT(TEXT(ROUND(DAYS360(Geboortedatum,$E$29)/360,4),\"00,0000\"),2)&\" jaar\"&\nIF(RIGHT(TEXT(ROUND(DAYS360(Geboortedatum,$E$29)/360,4),\"00,0000\"),5)*12=0,\"\",\" en \"&ROUND(RIGHT(TEXT(ROUND(DAYS360(Geboortedatum,$E$29)/360,4),\"00,0000\"),5)*12,0)&\" maanden\"))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"BG","DTF","Kalender","Pens.tijd","Afgerond","BG x Pens. Tijd"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,null,{"$f":"S32*T32","v":0},{"$f":"ROUND(U32,4)","v":0},{"$f":"V32*R32","v":0}]
[null,"Optie 1",null,null,null,"Totaal tot AOW",null,null,"18.8: ABP-ABP J14",null,"18.8: ABP-Overig J15",null,"18.9 1986-1995",null,null,null,2,null,null,null,0,0,0]
[null,"Netto per maand tot AOW",null,null,null,{"$f":"IFERROR((DAYS360($E$29,AOW)/30)*E34,0)","v":0},null,null,"Jaren",{"$f":"SUM($M$7:$M$11)","v":0},"Jaren",{"$f":"SUM($M$15:$M$19)","v":0},"Jaren",{"$f":"SUM($M$23:$M$30)","v":0},null,null,3,null,null,null,0,0,0]
[null,"Netto per maand vanaf AOW",null,null,null,null,null,null,"Bedrag",{"$f":"IF($J$3=\"man\",Parameters!$G$141,Parameters!$G$142)","v":170.57701232796467},"Bedrag",{"$f":"IF($J$3=\"man\",Parameters!$G$143,Parameters!$G$144)","v":341.15402465592933},"Bedrag",{"$f":"Parameters!$G$146","v":127.93266192088424},null,null,4,null,null,null,0,0,0]
[null,null,null,null,null,null,null,null,"Aanvulling",{"$f":"ROUND(J34*J35*$M$3/12,2)*12","v":0},"Aanvulling",{"$f":"ROUND(L34*L35*$M$3/12,2)*12","v":0},"Aanvulling",{"$f":"ROUND(N34*N35/12,2)*12","v":0},null,null,5,null,null,null,0,0,0]
[null,"Optie 2",null,null,null,"Totaal tot AOW",null,null,null,null,null,null,null,null,null,null,6,null,null,null,0,0,0]
[null,"Bedrag ineens netto",null,null,null,{"$f":"IF($E$29<AOW,E38,0)","v":0},null,null,null,null,"Aanv Bijl K art 12 (18.9)",{"$f":"N36","v":0},null,null,null,null,null,null,null,null,null,{"$f":"SUM(V32:V37)","v":0},{"$f":"ROUND(SUM(W32:W37),2)","v":0},{"$f":"IFERROR(ROUND(W38/V38,2),0)","v":0}]
[null,"Netto per maand tot AOW",null,null,null,{"$f":"IFERROR((DAYS360($E$29,AOW)/30)*E39,0)","v":0},null,null,null,null,"Aanv Bijl K art 8 (18.8)",{"$f":"J36+L36","v":0}]
[null,"Netto per maand vanaf AOW",null,null,null,null,null,null,null,null,"Totaal aanvullingen",{"$f":"$J$36+$L$36+$N$36","v":0},"bruto per jaar vanaf AOW"]

{"sheet":"Pensioenschade","index":7,"n_rows":36,"n_cols":17,"rows_kept":36,"cut":false,"hidden":true,"merged":[[1,1,1,2],[1,4,1,5],[12,1,12,2],[23,1,25,5]]}
[null,null,null,null,null,null,null,null,null,null,"Act. Factor","Verschil pensioen","Verschil afzet","Verschil AOW","Verschil 68.1"]
[null,"KLANTGEGEVENS",null,null,"BEREKENING GEMIS PENSIOENOPBOUW",null,null,null,"Geboortedatum",{"$f":"Geboortedatum","v":""},null,{"$f":"DAYS360($J2,$J$6)/360","v":{"$error":"#VALUE!"}},{"$f":"DAYS360($J2,$J$7)/360","v":{"$error":"#VALUE!"}},{"$f":"DAYS360($J2,$J$8)/360","v":{"$error":"#VALUE!"}},{"$f":"DAYS360($J2,$J$9)/360","v":{"$error":"#VALUE!"}}]
[null,"Klantnummer",null,null,"Besparing pensioenpremie totaal",{"$f":"IFERROR(J21*M5,0)","v":0},null,null,"Datum vandaag",{"$f":"TODAY()","v":"2024-01-25"},{"$f":"J27","v":1},{"$f":"DAYS360($J3,$J$6)/360","v":{"$error":"#VALUE!"}},{"$f":"DAYS360($J3,$J$7)/360","v":{"$error":"#VALUE!"}},{"$error":"#VALUE!"},-124.06944444444444]
[null,"Klantnaam",null,null,"Waarvan werkgeversbijdrage",{"$f":"IFERROR(J22*M5,0)","v":0},null,null,"Datum 60.0",{"$f":"IFERROR(DATE(YEAR(Geboortedatum)+60,MONTH(Geboortedatum),1),0)","v":"00:00:00"},{"$f":"J29","v":1},{"$f":"DAYS360($J4,$J$6)/360","v":{"$error":"#VALUE!"}},{"$f":"DAYS360($J4,$J$7)/360","v":{"$error":"#VALUE!"}},{"$error":"#VALUE!"},0]
[null,"Geboortedatum",null,null,"Pensioenbijdrage tijdens WW",{"$f":"C20/12*J22*0.5","v":0},null,null,"Datum ontslag",{"$f":"C14","v":"00:00:00"},{"$f":"J31","v":1},{"$f":"DAYS360($J5,$J$6)/360","v":{"$error":"#VALUE!"}},{"$f":"DAYS360($J5,$J$7)/360","v":{"$error":"#VALUE!"}},{"$error":"#VALUE!"},0]
[null,"Burgerlijke staat",null,null,"Extra bijdrage tijdens WW",{"$f":"IFERROR(F5*C21/0.5,0)","v":0},null,null,"Datum pensioen",{"$f":"C15","v":""},{"$f":"J33","v":1},null,{"$f":"DAYS360($J6,$J$7)/360","v":{"$error":"#VALUE!"}},{"$error":"#VALUE!"},{"$error":"#VALUE!"}]
[null,"AOW-datum (vastgesteld)",{"$f":"IF(Berekening!C7=\"\",\"\",Berekening!C7)","v":""},null,null,null,null,null,"Datum verschil",{"$f":"C16","v":""},{"$f":"J35","v":1},null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"}]
[null,"AOW-datum (verwacht)",{"$f":"IF(Berekening!C8=\"\",\"\",Berekening!C8)","v":""},null,"Besparing werkgever premie",{"$f":"MAX(0,F4-F5-F6)","v":0},null,null,"Datum AOW",{"$f":"AOW","v":""},{"$f":"Factor_AOW","v":1},null,null,null,{"$error":"#VALUE!"}]
[null,"AOW-leeftijd (verwacht)",{"$f":"IF(Berekening!C9=\"\",\"\",Berekening!C9)","v":""},null,null,null,null,null,"Datum 68.1",{"$f":"IFERROR(DATE(YEAR(Geboortedatum)+68,MONTH(Geboortedatum)+1,1),0)","v":"00:00:00"},1]
[null,"Pensioengevend inkomen"]
[null,"Deeltijdfactor",null,null,"Pensioen op gewenste pensioendatum pm",{"$f":"IFERROR(Q24/12,0)","v":0}]
[null,null,null,null,"Pensioen op ingangsdatum pm",{"$f":"IF(C14=\"\",0,IFERROR(N24/12,0))","v":0},null,null,"Pensioengevend inkomen",null,{"$f":"C10","v":0},null,"Opgebouwd per jaar (68.1)",{"$f":"C17*12/K8","v":0}]
[null,"AANVULLENDE GEGEVENS",null,null,"Verschil levenslang per maand",{"$f":"F11-F12","v":0},null,null,"Deeltijdpercentage",null,{"$f":"C11","v":0},null,"Te bereiken per jaar (68.1)",{"$f":"C18*12/K8","v":0}]
[null,"Datum ontslag",null,null,"Factor ABP ExtraPensioen 68.1",{"$f":"((11*Parameters!$G$454)+(1*Parameters!$G$455))/12","v":19.069083333333332},null,null,"Franchise",null,{"$f":"IF(K12<Grensbedrag,Franchise_laag,Franchise_hoog)","v":14050},null,"Aangroei tot AOW (68.1)",{"$f":"ROUND(K18*N3,2)","v":{"$error":"#VALUE!"}}]
[null,"Datum ingang pensioen",{"$f":"IF(C14=\"\",\"\",C14)","v":""},null,null,null,null,null,"Opbouwpercentage",null,{"$f":"IF(K12<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog)","v":1.7010000000000001E-2},null,"VPL (68.1)",{"$f":"N13-N12-N14","v":{"$error":"#VALUE!"}}]
[null,"Afzetten tegen pensioen op",{"$f":"IF(C14=\"\",\"\",AOW)","v":""},null,"Compensatie pensioenverlies",{"$f":"F13*F14*12","v":0},null,null,"Aftopping",null,{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,K12),2),0)","v":0}]
[null,"Opgebouwd pensioen (bruto pm)",null,null,null,null,null,null,"Beperkingsfactor",null,{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,K13)/(K13*K12)),1)","v":1},null,"Pensioenberekening",null,null,"Pensioenberekening"]
[null,"Te bereiken pensioen (bruto pm)",null,null,null,null,null,null,"Aangroei",null,{"$f":"ROUND((K16-K14)*K13*K15*K17,2)","v":0},null,"Pensioen op AOW (68.1)",{"$f":"$N$13","v":0},null,"Pensioen op AOW (68.1)",{"$f":"$N$13","v":0}]
[null,"Verlies voorwaardelijk pensioen?",{"$f":"IF(C14=\"\",\"\",IF(C14>=J4,\"nee\",\"ja\"))","v":""},null,null,null,null,null,null,null,null,null,"VPL verlies",{"$f":"IF($C$19=\"nee\",0,$N$15)*-1","v":{"$error":"#VALUE!"}},null,"VPL verlies",0]
[null,"Aantal maanden pensioenopbouw WW",null,null,null,null,null,null,"Pensioenpremie",null,null,null,"Aangroei tot ontslag",{"$f":"$N$5*$K18*-1","v":{"$error":"#VALUE!"}},null,"Aangroei tot ontslag",{"$f":"$N$7*$K18*-1","v":{"$error":"#VALUE!"}}]
[null,"Aanvullen pensioenopbouw WW",{"$f":"IF(C20=\"\",\"\",0%)","v":""},null,null,null,null,null,"Totaal",{"$f":"Premie!C16","v":0},null,null,"Opbouw tijdens WW",{"$f":"$C$20/12*$K$18*0.5","v":0},null,"Opbouw tijdens WW",0]
[null,"Sector",{"$f":"IF(C14=\"\",\"\",\"P. Overig\")","v":""},null,null,null,null,null,"Werkgever",{"$f":"Premie!D16","v":0},null,null,"Pensioen op ingangsdatum (68.1)",{"$f":"SUM(N18:N21)","v":{"$error":"#VALUE!"}},null,"Pensioen op ingangsdatum (68.1)",{"$f":"SUM(Q18:Q21)","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,"Werknemer",{"$f":"Premie!E16","v":0},null,null,"Actuariele factor",{"$f":"K6","v":1},null,"Actuariele factor",{"$f":"K7","v":1}]
[null,"De bruto bedragen zijn gebaseerd op de huidige situatie. Het bruto bedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het netto bedrag zal hierdoor ook veranderen. De getoonde netto bedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend.",null,null,null,null,null,null,null,null,null,null,"Inclusief act.factor",{"$f":"N22*N23","v":{"$error":"#VALUE!"}},null,"Inclusief act.factor",{"$f":"Q22*Q23","v":{"$error":"#VALUE!"}}]
[]
[]
[null,null,null,null,null,null,null,null,{"$f":"J3","v":"2024-01-25"},{"$f":"IFERROR(((30-(DAY(I27)-1))*M27+((DAY(I27)-1)*M28))/30,1)","v":1},{"$f":"IFERROR(IF(I27=\"\",\"\",IF(MONTH(I27)>=MONTH(Geboortedatum),YEAR(I27)-YEAR(Geboortedatum),YEAR(I27)-YEAR(Geboortedatum)-1)),0)","v":0},{"$f":"K27&\".\"&K28","v":"0.0"},{"$f":"IFERROR(VLOOKUP(L27,AKP_factoren,3,0),1)","v":1}]
[null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(DAY(I27)=1,L27,L27&\" - \"&L28),\"\")","v":"0.0 - 0.1"},null,{"$f":"IFERROR(IF(I27=\"\",\"\",IF(MONTH(I27)>=MONTH(Geboortedatum),MONTH(I27)-MONTH(Geboortedatum),MONTH(I27)-MONTH(Geboortedatum)+12)),0)","v":0},{"$f":"IFERROR(IF(K28=11,K27+1,K27)&\".\"&IF(K28=11,0,K28+1),\"\")","v":"0.1"},1]
[null,null,null,null,null,null,null,null,{"$f":"J4","v":"00:00:00"},{"$f":"IFERROR(((30-(DAY(I29)-1))*M29+((DAY(I29)-1)*M30))/30,1)","v":1},{"$f":"IFERROR(IF(I29=\"\",\"\",IF(MONTH(I29)>=MONTH(Geboortedatum),YEAR(I29)-YEAR(Geboortedatum),YEAR(I29)-YEAR(Geboortedatum)-1)),0)","v":0},{"$f":"K29&\".\"&K30","v":"0.0"},1]
[null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(DAY(I29)=1,L29,L29&\" - \"&L30),\"\")","v":"0.0 - 0.1"},null,{"$f":"IFERROR(IF(I29=\"\",\"\",IF(MONTH(I29)>=MONTH(Geboortedatum),MONTH(I29)-MONTH(Geboortedatum),MONTH(I29)-MONTH(Geboortedatum)+12)),0)","v":0},{"$f":"IFERROR(IF(K30=11,K29+1,K29)&\".\"&IF(K30=11,0,K30+1),\"\")","v":"0.1"},1]
[null,null,null,null,null,null,null,null,{"$f":"J5","v":"00:00:00"},{"$f":"IFERROR(((30-(DAY(I31)-1))*M31+((DAY(I31)-1)*M32))/30,1)","v":1},{"$f":"IFERROR(IF(I31=\"\",\"\",IF(MONTH(I31)>=MONTH(Geboortedatum),YEAR(I31)-YEAR(Geboortedatum),YEAR(I31)-YEAR(Geboortedatum)-1)),0)","v":0},{"$f":"K31&\".\"&K32","v":"0.0"},1]
[null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(DAY(I31)=1,L31,L31&\" - \"&L32),\"\")","v":"0.0 - 0.1"},null,{"$f":"IFERROR(IF(I31=\"\",\"\",IF(MONTH(I31)>=MONTH(Geboortedatum),MONTH(I31)-MONTH(Geboortedatum),MONTH(I31)-MONTH(Geboortedatum)+12)),0)","v":0},{"$f":"IFERROR(IF(K32=11,K31+1,K31)&\".\"&IF(K32=11,0,K32+1),\"\")","v":"0.1"},1]
[null,null,null,null,null,null,null,null,{"$f":"J6","v":""},{"$f":"IFERROR(((30-(DAY(I33)-1))*M33+((DAY(I33)-1)*M34))/30,1)","v":1},{"$f":"IFERROR(IF(I33=\"\",\"\",IF(MONTH(I33)>=MONTH(Geboortedatum),YEAR(I33)-YEAR(Geboortedatum),YEAR(I33)-YEAR(Geboortedatum)-1)),0)","v":""},{"$f":"K33&\".\"&K34","v":"."},1]
[null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(DAY(I33)=1,L33,L33&\" - \"&L34),\"\")","v":""},null,{"$f":"IFERROR(IF(I33=\"\",\"\",IF(MONTH(I33)>=MONTH(Geboortedatum),MONTH(I33)-MONTH(Geboortedatum),MONTH(I33)-MONTH(Geboortedatum)+12)),0)","v":""},{"$f":"IFERROR(IF(K34=11,K33+1,K33)&\".\"&IF(K34=11,0,K34+1),\"\")","v":""},1]
[null,null,null,null,null,null,null,null,{"$f":"J7","v":""},{"$f":"IFERROR(((30-(DAY(I35)-1))*M35+((DAY(I35)-1)*M36))/30,1)","v":1},{"$f":"IFERROR(IF(I35=\"\",\"\",IF(MONTH(I35)>=MONTH(Geboortedatum),YEAR(I35)-YEAR(Geboortedatum),YEAR(I35)-YEAR(Geboortedatum)-1)),0)","v":""},{"$f":"K35&\".\"&K36","v":"."},1]
[null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(DAY(I35)=1,L35,L35&\" - \"&L36),\"\")","v":""},null,{"$f":"IFERROR(IF(I35=\"\",\"\",IF(MONTH(I35)>=MONTH(Geboortedatum),MONTH(I35)-MONTH(Geboortedatum),MONTH(I35)-MONTH(Geboortedatum)+12)),0)","v":""},{"$f":"IFERROR(IF(K36=11,K35+1,K35)&\".\"&IF(K36=11,0,K36+1),\"\")","v":""},1]

{"sheet":"Premie","index":8,"n_rows":28,"n_cols":6,"rows_kept":28,"cut":false,"hidden":true,"merged":[[27,1,30,6]]}
[]
[null,"Klantnummer",{"$f":"IF(Vastlegging!D5=\"\",\"\",Vastlegging!D5)","v":""}]
[null,"Klantnaam",{"$f":"IF(Vastlegging!D6=\"\",\"\",Vastlegging!D6)","v":""}]
[null,"Geboortedatum",{"$f":"IF(Vastlegging!D7=\"\",\"\",Vastlegging!D7)","v":""},null,{"$f":"IF(YEAR(Parameters!$L$9)<>YEAR(Parameters!$G$3),\"Let op! Pensioenpremie \"&YEAR(Parameters!$L$9),\"\")","v":""}]
[null,"Pensioengevend inkomen",{"$f":"IF(Berekening!C11=\"\",\"\",Berekening!C11)","v":""}]
[null,"Deeltijdfactor",{"$f":"IF(Berekening!C12=\"\",\"\",Berekening!C12)","v":""}]
[null,"Sector",{"$f":"IF($C$2=\"\",\"\",IF(Pensioenschade!$C$22<>\"P. Overig\",Pensioenschade!$C$22,\"P. Overig\"))","v":""}]
[]
[null,"Ingangsdatum bijsparen"]
[null,"(Bijspaar)percentage",{"$f":"IF($C$9=\"\",\"\",1)","v":""}]
[]
[null,"Jaarinleg","Totaal","Werkgever","Deelnemer"]
[null,"OP/NP",{"$f":"C21*12","v":0},{"$f":"D21*12","v":0},0,"bruto per jaar"]
[null,"VPL",{"$f":"C22*12","v":0},{"$f":"D22*12","v":0},0,"bruto per jaar"]
[null,"AAOP",{"$f":"C23*12","v":0},{"$f":"D23*12","v":0},0,"bruto per jaar"]
[null,"TOTAAL",{"$f":"SUM(C13:C15)","v":0},{"$f":"SUM(D13:D15)","v":0},{"$f":"SUM(E13:E15)","v":0},"bruto per jaar"]
[]
[null,{"$f":"IF(Parameters!$L$11=1,\"Pensioenopbouw OP (68)\",\"Pensioenopbouw OP (AOW)\")","v":"Pensioenopbouw OP (68)"},{"$f":"IFERROR(ROUND(((MIN($C$5,Parameters!$L$102)-IF($C$5<Parameters!$L$100,Parameters!$L$89,Parameters!$L$90))*$C$6*IFERROR(IF($C$10=\"\",1,$C$10),1)*IFERROR(MIN(1,MAX(Parameters!$L$102,$C$5)/($C$6*$C$5)),1)*IF($C$5<Parameters!$L$100,Parameters!$L$81,Parameters!$L$82)),2),0)*Parameters!$L$11","v":0},"Pensioenopbouw NP",{"$f":"C18*Parameters!$L$117/Parameters!$L$11","v":0},"bruto per jaar"]
[]
[null,"Maandinleg","Totaal","Werkgever","Deelnemer"]
[null,"OP/NP",{"$f":"IFERROR(ROUND(((MIN($C$5,Parameters!$L$102)-Parameters!$L$355)*$C$6*IFERROR(IF($C$10=\"\",1,$C$10),1)*IFERROR(MIN(1,MAX(Parameters!$L$102,$C$5)/($C$6*$C$5)),1)*Parameters!$L$352)/12,2),0)","v":0},{"$f":"IFERROR(IF($C$9=\"\",ROUND(((MIN($C$5,Parameters!$L$102)-Parameters!$L$355)*$C$6*IFERROR(IF($C$10=\"\",1,$C$10),1)*IFERROR(MIN(1,MAX(Parameters!$L$102,$C$5)/($C$6*$C$5)),1)*Parameters!$L$353)/12,2),0),0)","v":0},{"$f":"C21-D21","v":0},"bruto per maand"]
[null,"VPL",{"$f":"IFERROR(IF($C$9>=Parameters!$AB$79,0,ROUND((($C$5-Parameters!$L$359)*$C$6*IFERROR(IF($C$10=\"\",1,$C$10),1)*Parameters!$L$356)/12,2)),0)","v":0},{"$f":"IFERROR(IF($C$9=\"\",IF($C$9>=Parameters!$AB$79,0,ROUND((($C$5-Parameters!$L$359)*$C$6*IFERROR(IF($C$10=\"\",1,$C$10),1)*Parameters!$L$357)/12,2)),0),0)","v":0},{"$f":"C22-D22","v":0},"bruto per maand"]
[null,"AAOP",{"$f":"IFERROR(IF($C$9>=Parameters!$AB$79,0,ROUND((($C$5-Parameters!$L$397)*$C$6*IFERROR(IF($C$10=\"\",1,$C$10),1)*Parameters!$L$361)/12,2)),0)","v":0},{"$f":"IFERROR(IF($C$9=\"\",IF($C$9>=Parameters!$AB$79,0,ROUND((($C$5-Parameters!$L$397)*$C$6*IFERROR(IF($C$10=\"\",1,$C$10),1)*Parameters!$L$362)/12,2)),0),0)","v":0},{"$f":"C23-D23","v":0},"bruto per maand"]
[null,"TOTAAL",{"$f":"SUM(C21:C23)","v":0},{"$f":"SUM(D21:D23)","v":0},{"$f":"SUM(E21:E23)","v":0},"bruto per maand"]
[]
[null,{"$f":"IF(Factor_AOW=1,\"Pensioenopbouw OP (68)\",\"Pensioenopbouw OP (AOW)\")","v":"Pensioenopbouw OP (68)"},{"$f":"ROUND(C18/12,2)","v":0},"Pensioenopbouw NP",{"$f":"ROUND(E18/12,2)","v":0},"bruto per jaar"]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]

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[]
[null,"ALGEMENE GEGEVENS",null,null,"1ste uittreding","2de uittreding","3de uittreding","4de uittreding",null,null,{"$f":"IF($C$3=\"\",0,1)","v":0},{"$f":"IF(K2=0,\"\",1)","v":""}]
[null,"Klantnummer",null,"Datum",null,null,null,null,null,null,{"$f":"IF($C$53=\"\",0,2)","v":0},{"$f":"IF(K3=0,\"\",2)","v":""}]
[null,"Naam","","Nieuwe deeltijdfactor","","","","",null,null,{"$f":"IF($C$103=\"\",0,3)","v":0},{"$f":"IF(K4=0,\"\",3)","v":""}]
[null,"Geboortedatum","",null,null,null,null,null,null,null,{"$f":"IF($C$153=\"\",0,4)","v":0},{"$f":"IF(K5=0,\"\",4)","v":""}]
[null,"Burgerlijke staat","","Aanwendpercentage","","","","",null,null,{"$f":"IF($C$203=\"\",0,5)","v":0}]
[null,"AOW-datum (vastgesteld)","","","","","","",null,null,{"$f":"IF($C$253=\"\",0,6)","v":0}]
[null,"AOW-datum (verwacht)","","Bedrag ineens","","","","",null,null,{"$f":"IF($C$303=\"\",0,7)","v":0}]
[null,"AOW-leeftijd (verwacht)","","AOW-overbrugging","","","","",null,null,{"$f":"IF($C$353=\"\",0,8)","v":0}]
[null,"BEREKENINGSGEGEVENS",null,"Variëren tot","","","","",null,null,{"$f":"IF($C$403=\"\",0,9)","v":0}]
[null,{"$f":"Berekening!$B$11","v":"Pensioengevend inkomen"},null,"Pensioenbedrag per jaar","","","","",null,null,{"$f":"IF($C$453=\"\",0,10)","v":0}]
[null,{"$f":"Berekening!$B$12","v":"Deeltijdfactor"},null,"Minimaal bedrag","","","","",null,null,{"$f":"MAX($K$2:$K$11)","v":0}]
[null,{"$f":"Berekening!$B$13","v":"Pensioenbedrag AOW-leeftijd"},null,"Maximaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$14","v":"Pensioen inclusief verlaging PP"},null,"Keuzebedrag","","","",""]
[null,{"$f":"Berekening!$B$15","v":"VPS vermindering"},null,"Keuzebedrag per maand","","","",""]
[null,{"$f":"Berekening!$B$16","v":"Saldo ABP ExtraPensioen"},null,"","","","",""]
[null,{"$f":"Berekening!$B$17","v":"Overige pensioenen per jaar"},null,null,"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren"]
[]
[null,{"$f":"Berekening!$B$18","v":""}]
[]
[null,"ABP KeuzePensioen scenario 1"]
[]
[]
[null,"PERIODE",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"ALGEMENE GEGEVENS",null,null,"1ste uittreding","2de uittreding","3de uittreding","4de uittreding"]
[null,"Klantnummer",null,"Datum",""]
[null,"Naam","","Nieuwe deeltijdfactor","","","",""]
[null,"Geboortedatum",""]
[null,"Burgerlijke staat","","Aanwendpercentage","","","",""]
[null,"AOW-datum (vastgesteld)","","","","","",""]
[null,"AOW-datum (verwacht)","","Bedrag ineens","","","",""]
[null,"AOW-leeftijd (verwacht)","","AOW-overbrugging","","","",""]
[null,"BEREKENINGSGEGEVENS",null,"Variëren tot","","","",""]
[null,{"$f":"Berekening!$B$11","v":"Pensioengevend inkomen"},null,"Pensioenbedrag per jaar","","","",""]
[null,{"$f":"Berekening!$B$12","v":"Deeltijdfactor"},null,"Minimaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$13","v":"Pensioenbedrag AOW-leeftijd"},null,"Maximaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$14","v":"Pensioen inclusief verlaging PP"},null,"Keuzebedrag","","","",""]
[null,{"$f":"Berekening!$B$15","v":"VPS vermindering"},null,"Keuzebedrag per maand","","","",""]
[null,{"$f":"Berekening!$B$16","v":"Saldo ABP ExtraPensioen"},null,"","","","",""]
[null,{"$f":"Berekening!$B$17","v":"Overige pensioenen per jaar"},null,null,"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren"]
[]
[null,{"$f":"Berekening!$B$18","v":""}]
[]
[null,"ABP KeuzePensioen scenario 2"]
[]
[]
[null,"PERIODE",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"ALGEMENE GEGEVENS",null,null,"1ste uittreding","2de uittreding","3de uittreding","4de uittreding"]
[null,"Klantnummer",null,"Datum",""]
[null,"Naam","","Nieuwe deeltijdfactor","","","",""]
[null,"Geboortedatum",""]
[null,"Burgerlijke staat","","Aanwendpercentage","","","",""]
[null,"AOW-datum (vastgesteld)","","","","","",""]
[null,"AOW-datum (verwacht)","","Bedrag ineens","","","",""]
[null,"AOW-leeftijd (verwacht)","","AOW-overbrugging","","","",""]
[null,"BEREKENINGSGEGEVENS",null,"Variëren tot","","","",""]
[null,{"$f":"Berekening!$B$11","v":"Pensioengevend inkomen"},null,"Pensioenbedrag per jaar","","","",""]
[null,{"$f":"Berekening!$B$12","v":"Deeltijdfactor"},null,"Minimaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$13","v":"Pensioenbedrag AOW-leeftijd"},null,"Maximaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$14","v":"Pensioen inclusief verlaging PP"},null,"Keuzebedrag","","","",""]
[null,{"$f":"Berekening!$B$15","v":"VPS vermindering"},null,"Keuzebedrag per maand","","","",""]
[null,{"$f":"Berekening!$B$16","v":"Saldo ABP ExtraPensioen"},null,"","","","",""]
[null,{"$f":"Berekening!$B$17","v":"Overige pensioenen per jaar"},null,null,"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren"]
[]
[null,{"$f":"Berekening!$B$18","v":""}]
[null,"",""]
[null,"ABP KeuzePensioen scenario 3"]
[]
[]
[null,"PERIODE",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"ALGEMENE GEGEVENS",null,null,"1ste uittreding","2de uittreding","3de uittreding","4de uittreding"]
[null,"Klantnummer",null,"Datum",""]
[null,"Naam","","Nieuwe deeltijdfactor","","","",""]
[null,"Geboortedatum",""]
[null,"Burgerlijke staat","","Aanwendpercentage","","","",""]
[null,"AOW-datum (vastgesteld)","","","","","",""]
[null,"AOW-datum (verwacht)","","Bedrag ineens","","","",""]
[null,"AOW-leeftijd (verwacht)","","AOW-overbrugging","","","",""]
[null,"BEREKENINGSGEGEVENS",null,"Variëren tot","","","",""]
[null,{"$f":"Berekening!$B$11","v":"Pensioengevend inkomen"},null,"Pensioenbedrag per jaar","","","",""]
[null,{"$f":"Berekening!$B$12","v":"Deeltijdfactor"},null,"Minimaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$13","v":"Pensioenbedrag AOW-leeftijd"},null,"Maximaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$14","v":"Pensioen inclusief verlaging PP"},null,"Keuzebedrag","","","",""]
[null,{"$f":"Berekening!$B$15","v":"VPS vermindering"},null,"Keuzebedrag per maand","","","",""]
[null,{"$f":"Berekening!$B$16","v":"Saldo ABP ExtraPensioen"},null,"","","","",""]
[null,{"$f":"Berekening!$B$17","v":"Overige pensioenen per jaar"},null,null,"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren"]
[]
[null,{"$f":"Berekening!$B$18","v":""}]
[]
[null,"ABP KeuzePensioen scenario 4"]
[]
[]
[null,"PERIODE",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"ALGEMENE GEGEVENS",null,null,"1ste uittreding","2de uittreding","3de uittreding","4de uittreding"]
[null,"Klantnummer",null,"Datum",""]
[null,"Naam","","Nieuwe deeltijdfactor","","","",""]
[null,"Geboortedatum",""]
[null,"Burgerlijke staat","","Aanwendpercentage","","","",""]
[null,"AOW-datum (vastgesteld)","","","","","",""]
[null,"AOW-datum (verwacht)","","Bedrag ineens","","","",""]
[null,"AOW-leeftijd (verwacht)","","AOW-overbrugging","","","",""]
[null,"BEREKENINGSGEGEVENS",null,"Variëren tot","","","",""]
[null,{"$f":"Berekening!$B$11","v":"Pensioengevend inkomen"},null,"Pensioenbedrag per jaar","","","",""]
[null,{"$f":"Berekening!$B$12","v":"Deeltijdfactor"},null,"Minimaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$13","v":"Pensioenbedrag AOW-leeftijd"},null,"Maximaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$14","v":"Pensioen inclusief verlaging PP"},null,"Keuzebedrag","","","",""]
[null,{"$f":"Berekening!$B$15","v":"VPS vermindering"},null,"Keuzebedrag per maand","","","",""]
[null,{"$f":"Berekening!$B$16","v":"Saldo ABP ExtraPensioen"},null,"","","","",""]
[null,{"$f":"Berekening!$B$17","v":"Overige pensioenen per jaar"},null,null,"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren"]
[]
[null,{"$f":"Berekening!$B$18","v":""}]
[]
[null,"ABP KeuzePensioen scenario 5"]
[]
[]
[null,"PERIODE",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"ALGEMENE GEGEVENS",null,null,"1ste uittreding","2de uittreding","3de uittreding","4de uittreding"]
[null,"Klantnummer",null,"Datum",""]
[null,"Naam","","Nieuwe deeltijdfactor","","","",""]
[null,"Geboortedatum",""]
[null,"Burgerlijke staat","","Aanwendpercentage","","","",""]
[null,"AOW-datum (vastgesteld)","","","","","",""]
[null,"AOW-datum (verwacht)","","Bedrag ineens","","","",""]
[null,"AOW-leeftijd (verwacht)","","AOW-overbrugging","","","",""]
[null,"BEREKENINGSGEGEVENS",null,"Variëren tot","","","",""]
[null,{"$f":"Berekening!$B$11","v":"Pensioengevend inkomen"},null,"Pensioenbedrag per jaar","","","",""]
[null,{"$f":"Berekening!$B$12","v":"Deeltijdfactor"},null,"Minimaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$13","v":"Pensioenbedrag AOW-leeftijd"},null,"Maximaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$14","v":"Pensioen inclusief verlaging PP"},null,"Keuzebedrag","","","",""]
[null,{"$f":"Berekening!$B$15","v":"VPS vermindering"},null,"Keuzebedrag per maand","","","",""]
[null,{"$f":"Berekening!$B$16","v":"Saldo ABP ExtraPensioen"},null,"","","","",""]
[null,{"$f":"Berekening!$B$17","v":"Overige pensioenen per jaar"},null,null,"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren"]
[]
[null,{"$f":"Berekening!$B$18","v":""}]
[]
[null,"ABP KeuzePensioen scenario 6"]
[]
[]
[null,"PERIODE",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"ALGEMENE GEGEVENS",null,null,"1ste uittreding","2de uittreding","3de uittreding","4de uittreding"]
[null,"Klantnummer",null,"Datum",""]
[null,"Naam","","Nieuwe deeltijdfactor","","","",""]
[null,"Geboortedatum",""]
[null,"Burgerlijke staat","","Aanwendpercentage","","","",""]
[null,"AOW-datum (vastgesteld)","","","","","",""]
[null,"AOW-datum (verwacht)","","Bedrag ineens","","","",""]
[null,"AOW-leeftijd (verwacht)","","AOW-overbrugging","","","",""]
[null,"BEREKENINGSGEGEVENS",null,"Variëren tot","","","",""]
[null,{"$f":"Berekening!$B$11","v":"Pensioengevend inkomen"},null,"Pensioenbedrag per jaar","","","",""]
[null,{"$f":"Berekening!$B$12","v":"Deeltijdfactor"},null,"Minimaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$13","v":"Pensioenbedrag AOW-leeftijd"},null,"Maximaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$14","v":"Pensioen inclusief verlaging PP"},null,"Keuzebedrag","","","",""]
[null,{"$f":"Berekening!$B$15","v":"VPS vermindering"},null,"Keuzebedrag per maand","","","",""]
[null,{"$f":"Berekening!$B$16","v":"Saldo ABP ExtraPensioen"},null,"","","","",""]
[null,{"$f":"Berekening!$B$17","v":"Overige pensioenen per jaar"},null,null,"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren"]
[]
[null,{"$f":"Berekening!$B$18","v":""}]
[]
[null,"ABP KeuzePensioen scenario 7"]
[]
[]
[null,"PERIODE",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"ALGEMENE GEGEVENS",null,null,"1ste uittreding","2de uittreding","3de uittreding","4de uittreding"]
[null,"Klantnummer",null,"Datum",""]
[null,"Naam","","Nieuwe deeltijdfactor","","","",""]
[null,"Geboortedatum",""]
[null,"Burgerlijke staat","","Aanwendpercentage","","","",""]
[null,"AOW-datum (vastgesteld)","","","","","",""]
[null,"AOW-datum (verwacht)","","Bedrag ineens","","","",""]
[null,"AOW-leeftijd (verwacht)","","AOW-overbrugging","","","",""]
[null,"BEREKENINGSGEGEVENS",null,"Variëren tot","","","",""]
[null,{"$f":"Berekening!$B$11","v":"Pensioengevend inkomen"},null,"Pensioenbedrag per jaar","","","",""]
[null,{"$f":"Berekening!$B$12","v":"Deeltijdfactor"},null,"Minimaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$13","v":"Pensioenbedrag AOW-leeftijd"},null,"Maximaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$14","v":"Pensioen inclusief verlaging PP"},null,"Keuzebedrag","","","",""]
[null,{"$f":"Berekening!$B$15","v":"VPS vermindering"},null,"Keuzebedrag per maand","","","",""]
[null,{"$f":"Berekening!$B$16","v":"Saldo ABP ExtraPensioen"},null,"","","","",""]
[null,{"$f":"Berekening!$B$17","v":"Overige pensioenen per jaar"},null,null,"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren"]
[]
[null,{"$f":"Berekening!$B$18","v":""}]
[]
[null,"ABP KeuzePensioen scenario 8"]
[]
[]
[null,"PERIODE",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"ALGEMENE GEGEVENS",null,null,"1ste uittreding","2de uittreding","3de uittreding","4de uittreding"]
[null,"Klantnummer",null,"Datum",""]
[null,"Naam","","Nieuwe deeltijdfactor","","","",""]
[null,"Geboortedatum",""]
[null,"Burgerlijke staat","","Aanwendpercentage","","","",""]
[null,"AOW-datum (vastgesteld)","","","","","",""]
[null,"AOW-datum (verwacht)","","Bedrag ineens","","","",""]
[null,"AOW-leeftijd (verwacht)","","AOW-overbrugging","","","",""]
[null,"BEREKENINGSGEGEVENS",null,"Variëren tot","","","",""]
[null,{"$f":"Berekening!$B$11","v":"Pensioengevend inkomen"},null,"Pensioenbedrag per jaar","","","",""]
[null,{"$f":"Berekening!$B$12","v":"Deeltijdfactor"},null,"Minimaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$13","v":"Pensioenbedrag AOW-leeftijd"},null,"Maximaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$14","v":"Pensioen inclusief verlaging PP"},null,"Keuzebedrag","","","",""]
[null,{"$f":"Berekening!$B$15","v":"VPS vermindering"},null,"Keuzebedrag per maand","","","",""]
[null,{"$f":"Berekening!$B$16","v":"Saldo ABP ExtraPensioen"},null,"","","","",""]
[null,{"$f":"Berekening!$B$17","v":"Overige pensioenen per jaar"},null,null,"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren"]
[]
[null,{"$f":"Berekening!$B$18","v":""}]
[]
[null,"ABP KeuzePensioen scenario 9"]
[]
[]
[null,"PERIODE",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"ALGEMENE GEGEVENS",null,null,"1ste uittreding","2de uittreding","3de uittreding","4de uittreding"]
[null,"Klantnummer",null,"Datum",""]
[null,"Naam","","Nieuwe deeltijdfactor","","","",""]
[null,"Geboortedatum",""]
[null,"Burgerlijke staat","","Aanwendpercentage","","","",""]
[null,"AOW-datum (vastgesteld)","","","","","",""]
[null,"AOW-datum (verwacht)","","Bedrag ineens","","","",""]
[null,"AOW-leeftijd (verwacht)","","AOW-overbrugging","","","",""]
[null,"BEREKENINGSGEGEVENS",null,"Variëren tot","","","",""]
[null,{"$f":"Berekening!$B$11","v":"Pensioengevend inkomen"},null,"Pensioenbedrag per jaar","","","",""]
[null,{"$f":"Berekening!$B$12","v":"Deeltijdfactor"},null,"Minimaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$13","v":"Pensioenbedrag AOW-leeftijd"},null,"Maximaal bedrag","","","",""]
[null,{"$f":"Berekening!$B$14","v":"Pensioen inclusief verlaging PP"},null,"Keuzebedrag","","","",""]
[null,{"$f":"Berekening!$B$15","v":"VPS vermindering"},null,"Keuzebedrag per maand","","","",""]
[null,{"$f":"Berekening!$B$16","v":"Saldo ABP ExtraPensioen"},null,"","","","",""]
[null,{"$f":"Berekening!$B$17","v":"Overige pensioenen per jaar"},null,null,"Aanpassing NP","AOW tonen","Belastingtabel","Minder AOW-jaren"]
[]
[null,{"$f":"Berekening!$B$18","v":""}]
[]
[null,"ABP KeuzePensioen scenario 10"]
[]
[]
[null,"PERIODE",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[null,"",null,"","","","","",""]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]

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[null,null,null,null,null,"BEPALEN PEILDATUM & UITTREEDDATUM"]
[]
[null,null,null,null,null,"PEILDATUM","2024-01-01"]
[]
[null,null,null,null,null,"GEBOORTEDATUM",{"$f":"IF(Geboortedatum=\"\",\"\",Geboortedatum)","v":""},{"$f":"IFERROR(DATE(YEAR($G$5),MONTH($G$5)+1,1),\"\")","v":""},{"$f":"G5","v":""}]
[]
[null,null,null,null,null,null,"BEREKENING","1E UITTREDING","2E UITTREDING","3E UITTREDING","4E UITTREDING","PREMIE/NP RISICO"]
[null,null,null,null,null,"Uittreeddatum","nvt",{"$f":"uitttreeddatum_kolomE","v":""},{"$f":"uitttreeddatum_kolomF","v":"00:00:00"},{"$f":"uitttreeddatum_kolomG","v":"00:00:00"},{"$f":"uitttreeddatum_kolomH","v":"00:00:00"},{"$f":"IF(Premie!$C$9=\"\",NP!$G$26,Premie!$C$9)","v":"00:00:00"}]
[null,null,null,null,null,"Peildatum 1",{"$f":"IFERROR(MIN(INDEX(Parameters!$N$79:$AQ$79,MATCH(G8,Parameters!$N$79:$XFD$79,-1)+IF(G8=INDEX(Parameters!$N$79:$AQ$79,MATCH(G8,Parameters!$N$79:AP79,-1)),0,1)),$G$3),$G$3)","v":"2024-01-01"},{"$f":"IFERROR(MIN(INDEX(Parameters!$N$79:$AQ$79,MATCH(H8,Parameters!$N$79:$XFD$79,-1)+IF(H8=INDEX(Parameters!$N$79:$AQ$79,MATCH(H8,Parameters!$N$79:AQ79,-1)),0,1)),$G$3),$G$3)","v":"2024-01-01"},{"$f":"IFERROR(MIN(INDEX(Parameters!$N$79:$AQ$79,MATCH(I8,Parameters!$N$79:$XFD$79,-1)+IF(I8=INDEX(Parameters!$N$79:$AQ$79,MATCH(I8,Parameters!$N$79:AR79,-1)),0,1)),$G$3),$G$3)","v":"2024-01-01"},{"$f":"IFERROR(MIN(INDEX(Parameters!$N$79:$AQ$79,MATCH(J8,Parameters!$N$79:$XFD$79,-1)+IF(J8=INDEX(Parameters!$N$79:$AQ$79,MATCH(J8,Parameters!$N$79:AS79,-1)),0,1)),$G$3),$G$3)","v":"2024-01-01"},{"$f":"IFERROR(MIN(INDEX(Parameters!$N$79:$AQ$79,MATCH(K8,Parameters!$N$79:$XFD$79,-1)+IF(K8=INDEX(Parameters!$N$79:$AQ$79,MATCH(K8,Parameters!$N$79:AT79,-1)),0,1)),$G$3),$G$3)","v":"2024-01-01"},{"$f":"IFERROR(MIN(INDEX(Parameters!$N$79:$AQ$79,MATCH(L8,Parameters!$N$79:$XFD$79,-1)+IF(L8=INDEX(Parameters!$N$79:$AQ$79,MATCH(L8,Parameters!$N$79:AU79,-1)),0,1)),$G$3),$G$3)","v":"2024-01-01"}]
[null,null,null,null,null,"Uittreedleeftijd","nvt",{"$f":"IFERROR(IF(H$8=AOW_datum,\"AOW-datum\",Rekenblad!$C$42),\"\")","v":"AOW-datum"},{"$f":"IFERROR(IF(I$8=AOW_datum,\"AOW-datum\",Rekenblad!$C$97),\"\")","v":""},{"$f":"IFERROR(IF(J$8=AOW_datum,\"AOW-datum\",Rekenblad!$C$154),\"\")","v":""},{"$f":"IFERROR(IF(K$8=AOW_datum,\"AOW-datum\",Rekenblad!$C$211),\"\")","v":""},{"$f":"\"AOW-datum\"","v":"AOW-datum"}]
[null,null,null,null,null,"Actuariële factor","nvt",{"$f":"Rekenblad!$C$81","v":1},{"$f":"Rekenblad!$C$138","v":1},{"$f":"Rekenblad!$C$195","v":1},{"$f":"Rekenblad!$C$252","v":1},{"$f":"$L$76","v":1}]
[]
[null,null,null,null,null,null,"KANTELEN 1A","KANTELEN 1B","KANTELEN 1C","KANTELEN 1D","KANTELEN 1E","KANTELEN 1F"]
[null,null,null,null,null,"Uittreeddatum",{"$f":"Berekening!$B$108","v":""},{"$f":"DATE(YEAR(G14),MONTH(G14),1)","v":{"$error":"#VALUE!"}},{"$f":"DATE(YEAR(G14),MONTH(G14)+1,1)","v":{"$error":"#VALUE!"}},{"$f":"Berekening!$D$108","v":""},{"$f":"DATE(YEAR(J14),MONTH(J14),1)","v":{"$error":"#VALUE!"}},{"$f":"DATE(YEAR(J14),MONTH(J14)+1,1)","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,"Aantal jaren",{"$f":"IFERROR(IF(G14=\"\",\"\",IF(MONTH(G14)>=MONTH(Geboortedatum),YEAR(G14)-YEAR(Geboortedatum),YEAR(G14)-YEAR(Geboortedatum)-1)),0)","v":""},0,0,"",0,0]
[null,null,null,null,null,"Aantal maanden",{"$f":"IFERROR(IF(G14=\"\",\"\",IF(MONTH(G14)>=MONTH(Geboortedatum),MONTH(G14)-MONTH(Geboortedatum),MONTH(G14)-MONTH(Geboortedatum)+12)),0)","v":""},0,0,"",0,0]
[null,null,null,null,null,"Uittreedleeftijd",{"$f":"G15&\".\"&G16","v":"."},"0.0","0.0",".","0.0","0.0"]
[null,null,null,null,null,"Actuariële factor",{"$f":"IFERROR(VLOOKUP(G17,AKP_factoren,2,0),1)","v":1},1,1,1,1,1]
[]
[null,null,null,null,null,null,"KANTELEN 2A","KANTELEN 2B","KANTELEN 2C","KANTELEN 2D","KANTELEN 2E","KANTELEN 2F"]
[null,null,null,null,null,"Uittreeddatum",{"$f":"Berekening!$B$109","v":""},{"$f":"DATE(YEAR(G21),MONTH(G21),1)","v":{"$error":"#VALUE!"}},{"$f":"DATE(YEAR(G21),MONTH(G21)+1,1)","v":{"$error":"#VALUE!"}},{"$f":"Berekening!$D$109","v":""},{"$f":"DATE(YEAR(J21),MONTH(J21),1)","v":{"$error":"#VALUE!"}},{"$f":"DATE(YEAR(J21),MONTH(J21)+1,1)","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,"Aantal jaren",{"$f":"IFERROR(IF(G21=\"\",\"\",IF(MONTH(G21)>=MONTH(Geboortedatum),YEAR(G21)-YEAR(Geboortedatum),YEAR(G21)-YEAR(Geboortedatum)-1)),0)","v":""},0,0,"",0,0]
[null,null,null,null,null,"Aantal maanden",{"$f":"IFERROR(IF(G21=\"\",\"\",IF(MONTH(G21)>=MONTH(Geboortedatum),MONTH(G21)-MONTH(Geboortedatum),MONTH(G21)-MONTH(Geboortedatum)+12)),0)","v":""},0,0,"",0,0]
[null,null,null,null,null,"Uittreedleeftijd",{"$f":"G22&\".\"&G23","v":"."},"0.0","0.0",".","0.0","0.0"]
[null,null,null,null,null,"Actuariële factor",{"$f":"IFERROR(VLOOKUP(G24,AKP_factoren,2,0),1)","v":1},1,1,1,1,1]
[]
[null,null,null,null,null,null,"KANTELEN 3A","KANTELEN 3B","KANTELEN 3C","KANTELEN 3D","KANTELEN 3E","KANTELEN 3F"]
[null,null,null,null,null,"Uittreeddatum",{"$f":"Berekening!$B$110","v":""},{"$f":"DATE(YEAR(G28),MONTH(G28),1)","v":{"$error":"#VALUE!"}},{"$f":"DATE(YEAR(G28),MONTH(G28)+1,1)","v":{"$error":"#VALUE!"}},{"$f":"Berekening!$D$110","v":""},{"$f":"DATE(YEAR(J28),MONTH(J28),1)","v":{"$error":"#VALUE!"}},{"$f":"DATE(YEAR(J28),MONTH(J28)+1,1)","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,"Aantal jaren",{"$f":"IFERROR(IF(G28=\"\",\"\",IF(MONTH(G28)>=MONTH(Geboortedatum),YEAR(G28)-YEAR(Geboortedatum),YEAR(G28)-YEAR(Geboortedatum)-1)),0)","v":""},0,0,"",0,0]
[null,null,null,null,null,"Aantal maanden",{"$f":"IFERROR(IF(G28=\"\",\"\",IF(MONTH(G28)>=MONTH(Geboortedatum),MONTH(G28)-MONTH(Geboortedatum),MONTH(G28)-MONTH(Geboortedatum)+12)),0)","v":""},0,0,"",0,0]
[null,null,null,null,null,"Uittreedleeftijd",{"$f":"G29&\".\"&G30","v":"."},"0.0","0.0",".","0.0","0.0"]
[null,null,null,null,null,"Actuariële factor",{"$f":"IFERROR(VLOOKUP(G31,AKP_factoren,2,0),1)","v":1},1,1,1,1,1]
[]
[null,null,null,null,null,null,"KANTELEN 4A","KANTELEN 4B","KANTELEN 4C","KANTELEN 4D","KANTELEN 4E","KANTELEN 4F"]
[null,null,null,null,null,"Uittreeddatum",{"$f":"Berekening!$B$111","v":""},{"$f":"DATE(YEAR(G35),MONTH(G35),1)","v":{"$error":"#VALUE!"}},{"$f":"DATE(YEAR(G35),MONTH(G35)+1,1)","v":{"$error":"#VALUE!"}},{"$f":"Berekening!$D$111","v":""},{"$f":"DATE(YEAR(J35),MONTH(J35),1)","v":{"$error":"#VALUE!"}},{"$f":"DATE(YEAR(J35),MONTH(J35)+1,1)","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,"Aantal jaren",{"$f":"IFERROR(IF(G35=\"\",\"\",IF(MONTH(G35)>=MONTH(Geboortedatum),YEAR(G35)-YEAR(Geboortedatum),YEAR(G35)-YEAR(Geboortedatum)-1)),0)","v":""},0,0,"",0,0]
[null,null,null,null,null,"Aantal maanden",{"$f":"IFERROR(IF(G35=\"\",\"\",IF(MONTH(G35)>=MONTH(Geboortedatum),MONTH(G35)-MONTH(Geboortedatum),MONTH(G35)-MONTH(Geboortedatum)+12)),0)","v":""},0,0,"",0,0]
[null,null,null,null,null,"Uittreedleeftijd",{"$f":"G36&\".\"&G37","v":"."},"0.0","0.0",".","0.0","0.0"]
[null,null,null,null,null,"Actuariële factor",{"$f":"IFERROR(VLOOKUP(G38,AKP_factoren,2,0),1)","v":1},1,1,1,1,1]
[]
[null,null,null,null,null,"BEPALEN AOW-DATUM (XAP 798)"]
[null,null,null,null,null,null,"AOW-DATUM GPS",null,"AOW-DATUM Verwacht",null,"Leeftijd - Datum"]
[null,null,null,null,null,null,"Datum","65 jaar + mnd","Datum","65 jaar + mnd","Leeftijd","Datum"]
[null,null,null,null,null,null,"1900-01-01",0,"1900-01-01",0,60,{"$f":"IFERROR(DATE(YEAR(Geboortedatum)+K44,MONTH(Geboortedatum),1),0)","v":"00:00:00"}]
[null,null,null,null,null,null,"1948-01-01",1,"1948-01-01",1,61,"00:00:00"]
[null,null,null,null,null,null,"1948-12-01",2,"1948-12-01",2,62,"00:00:00"]
[null,null,null,null,null,null,"1949-11-01",3,"1949-11-01",3,63,"00:00:00"]
[null,null,null,null,null,null,"1950-10-01",6,"1950-10-01",6,64,"00:00:00"]
[null,null,null,null,null,null,"1951-07-01",9,"1951-07-01",9,65,"00:00:00"]
[null,null,null,null,null,null,"1952-04-01",12,"1952-04-01",12,66,"00:00:00"]
[null,null,null,null,null,null,"1953-01-01",16,"1953-01-01",16,67,"00:00:00"]
[null,null,null,null,null,null,"1955-09-01",19,"1955-09-01",19,68,"00:00:00"]
[null,null,null,null,null,null,"1956-06-01",22,"1956-06-01",22,69,"00:00:00"]
[null,null,null,null,null,null,"1957-03-01",24,"1957-03-01",24,70,{"$f":"IFERROR(DATE(YEAR(Geboortedatum)+K54,MONTH(Geboortedatum),1),0)","v":"00:00:00"}]
[null,null,null,null,null,null,"1961-01-01",27,"1961-01-01",27,71,"00:00:00"]
[null,null,null,null,null,null,{"$f":"IF(AOW=AOW_GPS,\"\",Geboortedatum)","v":""},{"$f":"IF(AOW_GPS=AOW,\"\",CEILING(DAYS360(AOW_GPS,AOW)/30,1)+H55)","v":""},"1966-10-01",30,72,"00:00:00"]
[null,null,null,null,null,null,null,null,"1969-07-01",33,73,"00:00:00"]
[null,null,null,null,null,"AOW-datum GPS",{"$f":"IF(Geboortedatum=\"\",\"\",EDATE(Geboortedatum,780+IF(Geboortedatum=\"\",0,VLOOKUP(Geboortedatum,Parameters!$G$43:$H$55,2))))","v":""},null,"1972-04-01",36,74,"00:00:00"]
[null,null,null,null,null,"AOW-datum verwacht",{"$f":"IF(Berekening!$C$8=\"\",$G$58,Berekening!$C$8)","v":""},{"$f":"IF(Geboortedatum=\"\",\"\",LEFT(TEXT(ROUND(DAYS360(Geboortedatum,AOW)/360,4),\"00,0000\"),2)&\" jaar\"&\nIF(RIGHT(TEXT(ROUND(DAYS360(Geboortedatum,AOW)/360,4),\"00,0000\"),5)*12=0,\"\",\" en \"&ROUND(RIGHT(TEXT(ROUND(DAYS360(Geboortedatum,AOW)/360,4),\"00,0000\"),5)*12,0)&\" maanden\"))","v":""},"1976-01-01",39,75,"00:00:00"]
[null,null,null,null,null,"AOW-datum partner",{"$f":"IF(NP!$G$8=\"\",\"\",EDATE(NP!$G$8,780+IF(NP!$G$8=\"\",0,VLOOKUP(NP!$G$8,$I$42:$J$71,2))))","v":""},null,"1978-10-01",42,76,"00:00:00"]
[null,null,null,null,null,null,null,null,"1981-07-01",45,77,"00:00:00"]
[null,null,null,null,null,"Dag AOW GPS",{"$f":"IFERROR(DAY(AOW_GPS),\"\")","v":""},null,"1985-04-01",48,78,"00:00:00"]
[null,null,null,null,null,"Dag AOW verwacht",{"$f":"IFERROR(DAY(AOW),\"\")","v":""},null,"1989-01-01",51]
[null,null,null,null,null,null,null,null,"1991-10-01",54]
[null,null,null,null,null,null,null,null,"1995-07-01",57]
[null,null,null,null,null,null,{"$f":"IFERROR(IF(AOW_GPS=\"\",\"\",IF(MONTH(AOW_GPS)>=MONTH(Geboortedatum),YEAR(AOW_GPS)-YEAR(Geboortedatum),YEAR(AOW_GPS)-YEAR(Geboortedatum)-1)),0)","v":""},{"$f":"G66&\".\"&G67","v":"."},"1999-04-01",60]
[null,null,null,null,null,null,{"$f":"IFERROR(IF(AOW_GPS=\"\",\"\",IF(MONTH(AOW_GPS)>=MONTH(Geboortedatum),MONTH(AOW_GPS)-MONTH(Geboortedatum),MONTH(AOW_GPS)-MONTH(Geboortedatum)+12)),0)","v":""},{"$f":"IFERROR(IF(G67=12,G66+1,G66)&\".\"&IF(G67=12,1,G67+1),\"\")","v":""}]
[]
[null,null,null,null,null,null,{"$f":"IFERROR(IF(AOW=\"\",\"\",IF(MONTH(AOW)>=MONTH(Geboortedatum),YEAR(AOW)-YEAR(Geboortedatum),YEAR(AOW)-YEAR(Geboortedatum)-1)),0)","v":""},{"$f":"G69&\".\"&G70","v":"."}]
[null,null,null,null,null,null,{"$f":"IFERROR(IF(AOW=\"\",\"\",IF(MONTH(AOW)>=MONTH(Geboortedatum),MONTH(AOW)-MONTH(Geboortedatum),MONTH(AOW)-MONTH(Geboortedatum)+12)),0)","v":""},{"$f":"IFERROR(IF(G70=12,G69+1,G69)&\".\"&IF(G70=12,1,G70+1),\"\")","v":""}]
[]
[]
[null,null,null,null,null,null,{"$f":"$G$7","v":"BEREKENING"},{"$f":"$H$7","v":"1E UITTREDING"},{"$f":"$I$7","v":"2E UITTREDING"},{"$f":"$J$7","v":"3E UITTREDING"},{"$f":"$K$7","v":"4E UITTREDING"},{"$f":"$L$7","v":"PREMIE/NP RISICO"}]
[null,null,null,null,null,"Actuariele factor AOW-1",{"$f":"VLOOKUP($H$66,AKP_factoren,2,0)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP($H$69,AKP_factoren,3,0)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP($H$69,AKP_factoren,4,0)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP($H$69,AKP_factoren,5,0)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP($H$69,AKP_factoren,6,0)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP($H$69,AKP_factoren,6,0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,"Actuariele factor AOW+1",{"$f":"VLOOKUP($H$67,AKP_factoren,2,0)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP($H$70,AKP_factoren,3,0)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP($H$70,AKP_factoren,4,0)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP($H$70,AKP_factoren,5,0)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP($H$70,AKP_factoren,6,0)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP($H$70,AKP_factoren,6,0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,"Factor AOW",{"$f":"ROUNDDOWN(IFERROR(((30-($G$62-1))*G74+(($G$62-1)*G75))/30,1),6)","v":1},1,1,1,1,1]
[]
[null,null,null,null,null,"BEREKENINGSGEGEVENS"]
[1,null,null,null,null,null,{"$f":"$G$7","v":"BEREKENING"},{"$f":"$H$7","v":"1E UITTREDING"},{"$f":"$I$7","v":"2E UITTREDING"},{"$f":"$J$7","v":"3E UITTREDING"},{"$f":"$K$7","v":"4E UITTREDING"},{"$f":"$L$7","v":"PREMIE/NP RISICO"},null,"2027-01-01","2026-07-01","2026-01-01","2025-07-01","2025-01-01","2024-07-01","2024-01-01","2023-07-01","2023-01-01","2022-07-01","2022-01-01","2021-07-01","2021-01-01","2020-07-01","2020-01-01","2019-07-01","2019-01-01","2018-07-01","2018-01-01","2017-01-01","2016-01-01","2015-01-01","2014-04-01","2014-01-01","2013-04-01","2013-01-01","2012-01-01","2011-04-01","2011-01-01","2010-01-01","2009-01-01","2008-01-01","2007-01-01","2006-01-01"]
[2,null,null,null,null,"Opbouwpercentage"]
[3,null,null,null,null,"Arbeid onder grensbedrag",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A81,0),\"\")","v":1.7010000000000001E-2},1.7010000000000001E-2,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A81,0),\"\")","v":1.7010000000000001E-2},1.7010000000000001E-2,1.7010000000000001E-2,1.7010000000000001E-2,null,null,null,null,null,null,null,{"$f":"U81","v":1.7010000000000001E-2},1.7010000000000001E-2,1.7010000000000001E-2,1.7010000000000001E-2,1.7010000000000001E-2,{"$f":"Z81","v":1.7010000000000001E-2},1.7010000000000001E-2,{"$f":"AB81","v":1.7010000000000001E-2},1.7010000000000001E-2,{"$f":"AD81","v":1.7010000000000001E-2},1.7010000000000001E-2,{"$f":"AF81","v":1.7010000000000001E-2},1.7010000000000001E-2,1.7010000000000001E-2,1.7010000000000001E-2,1.7010000000000001E-2,1.95E-2,1.95E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2]
[4,null,null,null,null,"Arbeid boven grensbedrag",1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,null,null,null,null,null,null,null,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,{"$f":"Z82","v":1.8749999999999999E-2},1.8749999999999999E-2,{"$f":"AB82","v":1.8749999999999999E-2},1.8749999999999999E-2,{"$f":"AD82","v":1.8749999999999999E-2},1.8749999999999999E-2,{"$f":"AF82","v":1.8749999999999999E-2},1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.95E-2,1.95E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2,2.0500000000000001E-2]
[5,null,null,null,null,"IP voor '54",1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,null,null,null,null,null,null,null,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,{"$f":"Z83","v":1.7500000000000002E-2},1.7500000000000002E-2,{"$f":"AB83","v":1.7500000000000002E-2},1.7500000000000002E-2,{"$f":"AD83","v":1.7500000000000002E-2},1.7500000000000002E-2,{"$f":"AF83","v":1.7500000000000002E-2},1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,1.7500000000000002E-2,2.0500000000000001E-2]
[6,null,null,null,null,"IP '54 - '64",1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,null,null,null,null,null,null,null,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,{"$f":"Z84","v":1.7999999999999999E-2},1.7999999999999999E-2,{"$f":"AB84","v":1.7999999999999999E-2},1.7999999999999999E-2,{"$f":"AD84","v":1.7999999999999999E-2},1.7999999999999999E-2,{"$f":"AF84","v":1.7999999999999999E-2},1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,1.7999999999999999E-2,2.0500000000000001E-2]
[7,null,null,null,null,"IP vanaf '64",1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,null,null,null,null,null,null,null,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,{"$f":"Z85","v":1.8749999999999999E-2},1.8749999999999999E-2,{"$f":"AB85","v":1.8749999999999999E-2},1.8749999999999999E-2,{"$f":"AD85","v":1.8749999999999999E-2},1.8749999999999999E-2,{"$f":"AF85","v":1.8749999999999999E-2},1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,2.0500000000000001E-2]
[8,null,null,null,null,"IP werkelijk",1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,null,null,null,null,null,null,null,{"$f":"IF($I$5<19725,T83,IF($I$5<23377,T84,T85))","v":1.8749999999999999E-2},1.8749999999999999E-2,{"$f":"IF($I$5<19725,V83,IF($I$5<23377,V84,V85))","v":1.8749999999999999E-2},1.8749999999999999E-2,{"$f":"IF($I$5<19725,X83,IF($I$5<23377,X84,X85))","v":1.8749999999999999E-2},1.8749999999999999E-2,{"$f":"IF($I$5<19725,Z83,IF($I$5<23377,Z84,Z85))","v":1.8749999999999999E-2},1.8749999999999999E-2,{"$f":"IF($I$5<19725,AB83,IF($I$5<23377,AB84,AB85))","v":1.8749999999999999E-2},{"$f":"IF($I$5<19725,AC83,IF($I$5<23377,AC84,AC85))","v":1.8749999999999999E-2},1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,1.8749999999999999E-2,{"$f":"IF($I$5<19725,AH83,IF($I$5<23377,AH84,AH85))","v":1.8749999999999999E-2},{"$f":"IF($I$5<19725,AI83,IF($I$5<23377,AI84,AI85))","v":1.8749999999999999E-2},1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,1.9E-2,2.0500000000000001E-2]
[9]
[10,null,null,null,null,"Franchise"]
[11,null,null,null,null,"Arbeid onder grensbedrag",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A89,0),\"\")","v":14050},14050,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A89,0),\"\")","v":14050},14050,{"$f":"IFERROR(HLOOKUP(K$9,Berekeningsgegevens,$A89,0),\"\")","v":14050},14050,null,null,null,null,null,null,null,14050,13050,13050,{"$f":"X89","v":11850},11850,{"$f":"Z89","v":11650},11650,{"$f":"AB89","v":11350},11350,{"$f":"AD89","v":11050},11050,{"$f":"AF89","v":10700},10700,10500,10350,10100,11150,11150,10950,10950,10850,10700,10700,10500,10350,10100,9850,9600]
[12,null,null,null,null,"Arbeid boven grensbedrag",17550,17550,17550,17550,17550,17550,null,null,null,null,null,null,null,17550,16350,16350,{"$f":"X90","v":14850},14850,{"$f":"Z90","v":14550},14550,{"$f":"AB90","v":14200},14200,{"$f":"AD90","v":13800},13800,{"$f":"AF90","v":13350},13350,13150,13000,12650,11150,11150,10950,10950,10850,10700,10700,10500,10350,10100,9850,9600]
[13,null,null,null,null,"IP voor '54",25200,25200,25200,25200,25200,25200,null,null,null,null,null,null,null,25200,23450,23450,{"$f":"X91","v":21300},21300,{"$f":"Z91","v":20900},20900,{"$f":"AB91","v":20350},20350,{"$f":"AD91","v":19800},19800,{"$f":"AF91","v":19200},19200,18850,18600,18150,18050,18050,17750,17750,17500,17300,17300,17000,16700,16400,15950,9600]
[14,null,null,null,null,"IP '54 - '64",23550,23550,23550,23550,23550,23550,null,null,null,null,null,null,null,23550,21900,21900,{"$f":"X92","v":19900},19900,{"$f":"Z92","v":19550},19550,{"$f":"AB92","v":19050},19050,{"$f":"AD92","v":18500},18500,{"$f":"AF92","v":17900},17900,17650,17400,17000,16850,16850,16600,16600,16400,16150,16150,15900,15650,15300,14900,9600]
[15,null,null,null,null,"IP vanaf '64",21250,21250,21250,21250,21250,21250,null,null,null,null,null,null,null,21250,19750,19750,{"$f":"X93","v":17900},17900,{"$f":"Z93","v":17600},17600,{"$f":"AB93","v":17150},17150,{"$f":"AD93","v":16700},16700,{"$f":"AF93","v":16150},16150,15900,15700,15300,15400,15400,15150,15150,14950,14750,14750,14500,14250,13950,13600,9600]
[16,null,null,null,null,"IP werkelijk",21250,21250,21250,21250,21250,21250,null,null,null,null,null,null,null,{"$f":"IF($I$5<19725,Parameters!T$91,IF($I$5<23377,Parameters!T$92,Parameters!T$93))","v":21250},{"$f":"IF($I$5<19725,Parameters!U$91,IF($I$5<23377,Parameters!U$92,Parameters!U$93))","v":19750},{"$f":"IF($I$5<19725,Parameters!V$91,IF($I$5<23377,Parameters!V$92,Parameters!V$93))","v":19750},{"$f":"IF($I$5<19725,Parameters!W$91,IF($I$5<23377,Parameters!W$92,Parameters!W$93))","v":17900},{"$f":"IF($I$5<19725,Parameters!X$91,IF($I$5<23377,Parameters!X$92,Parameters!X$93))","v":17900},{"$f":"IF($I$5<19725,Parameters!Y$91,IF($I$5<23377,Parameters!Y$92,Parameters!Y$93))","v":17600},{"$f":"IF($I$5<19725,Parameters!Z$91,IF($I$5<23377,Parameters!Z$92,Parameters!Z$93))","v":17600},{"$f":"IF($I$5<19725,Parameters!AA$91,IF($I$5<23377,Parameters!AA$92,Parameters!AA$93))","v":17150},{"$f":"IF($I$5<19725,Parameters!AB$91,IF($I$5<23377,Parameters!AB$92,Parameters!AB$93))","v":17150},{"$f":"IF($I$5<19725,Parameters!AC$91,IF($I$5<23377,Parameters!AC$92,Parameters!AC$93))","v":16700},{"$f":"IF($I$5<19725,Parameters!AD$91,IF($I$5<23377,Parameters!AD$92,Parameters!AD$93))","v":16700},{"$f":"IF($I$5<19725,Parameters!AE$91,IF($I$5<23377,Parameters!AE$92,Parameters!AE$93))","v":16150},{"$f":"IF($I$5<19725,Parameters!AF$91,IF($I$5<23377,Parameters!AF$92,Parameters!AF$93))","v":16150},{"$f":"IF($I$5<19725,Parameters!AG$91,IF($I$5<23377,Parameters!AG$92,Parameters!AG$93))","v":15900},{"$f":"IF($I$5<19725,Parameters!AH$91,IF($I$5<23377,Parameters!AH$92,Parameters!AH$93))","v":15700},{"$f":"IF($I$5<19725,Parameters!AI$91,IF($I$5<23377,Parameters!AI$92,Parameters!AI$93))","v":15300},{"$f":"IF($I$5<19725,Parameters!AJ$91,IF($I$5<23377,Parameters!AJ$92,Parameters!AJ$93))","v":15400},{"$f":"IF($I$5<19725,Parameters!AK$91,IF($I$5<23377,Parameters!AK$92,Parameters!AK$93))","v":15400},{"$f":"IF($I$5<19725,Parameters!AL$91,IF($I$5<23377,Parameters!AL$92,Parameters!AL$93))","v":15150},{"$f":"IF($I$5<19725,Parameters!AM$91,IF($I$5<23377,Parameters!AM$92,Parameters!AM$93))","v":15150},{"$f":"IF($I$5<19725,Parameters!AN$91,IF($I$5<23377,Parameters!AN$92,Parameters!AN$93))","v":14950},{"$f":"IF($I$5<19725,Parameters!AO$91,IF($I$5<23377,Parameters!AO$92,Parameters!AO$93))","v":14750},{"$f":"IF($I$5<19725,Parameters!AP$91,IF($I$5<23377,Parameters!AP$92,Parameters!AP$93))","v":14750},{"$f":"IF($I$5<19725,Parameters!AQ$91,IF($I$5<23377,Parameters!AQ$92,Parameters!AQ$93))","v":14500},{"$f":"IF($I$5<19725,Parameters!AR$91,IF($I$5<23377,Parameters!AR$92,Parameters!AR$93))","v":14250},{"$f":"IF($I$5<19725,Parameters!AS$91,IF($I$5<23377,Parameters!AS$92,Parameters!AS$93))","v":13950},{"$f":"IF($I$5<19725,Parameters!AT$91,IF($I$5<23377,Parameters!AT$92,Parameters!AT$93))","v":13600},{"$f":"IF($I$5<19725,Parameters!AU$91,IF($I$5<23377,Parameters!AU$92,Parameters!AU$93))","v":9600}]
[17]
[18,null,null,null,null,"Grensbedragen"]
[19,null,null,null,null,"Ondergrens",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A97,0),\"\")","v":"nvt"},"nvt",{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A97,0),\"\")","v":"nvt"},"nvt",{"$f":"IFERROR(HLOOKUP(K$9,Berekeningsgegevens,$A97,0),\"\")","v":"nvt"},"nvt",null,null,null,null,null,null,null,{"$f":"U97","v":"nvt"},"nvt","nvt","nvt","nvt",{"$f":"Z97","v":"nvt"},"nvt",{"$f":"AB97","v":"nvt"},"nvt",{"$f":"AD97","v":"nvt"},"nvt",{"$f":"AF97","v":"nvt"},"nvt",29949.16,29892.36,29418.720000000001,28689.439999999999,28689.439999999999,28626.46,28626.46,28427.47,28356.58,28356.58,28031.42,27428.01,26189.26,25663.16,24757.05]
[20,null,null,null,null,"Garantiebedrag","nvt","nvt","nvt","nvt","nvt","nvt",null,null,null,null,null,null,null,"nvt","nvt","nvt","nvt","nvt",{"$f":"Z98","v":"nvt"},"nvt",{"$f":"AB98","v":"nvt"},"nvt",{"$f":"AD98","v":"nvt"},"nvt",{"$f":"AF98","v":"nvt"},"nvt","nvt","nvt","nvt",41.5,41.5,41.5,41.5,41,41,41,40.5,39.5,38,37,35.5]
[21,null,null,null,null,"Bovengrens","nvt","nvt","nvt","nvt","nvt","nvt",null,null,null,null,null,null,null,"nvt","nvt","nvt","nvt","nvt",{"$f":"Z99","v":"nvt"},"nvt",{"$f":"AB99","v":"nvt"},"nvt",{"$f":"AD99","v":"nvt"},"nvt",{"$f":"AF99","v":"nvt"},"nvt",32129.38,32068.45,31560.3,{"$f":"ROUND(AJ97+(AJ98/AJ81),2)","v":30817.65},{"$f":"ROUND(AK97+(AK98/AK81),2)","v":30817.65},{"$f":"ROUND(AL97+(AL98/AL81),2)","v":30650.85},30650.85,30427.47,30356.58,30356.58,30007.03,29354.84,28042.92,27468.04,26488.76]
[22,null,null,null,null,"Grensbedrag opbouw/franchise",51765.52,51765.52,51765.52,51765.52,51765.52,51765.52,null,null,null,null,null,null,null,51765.52,48610.34,48610.34,{"$f":"X100","v":44177.59},44177.59,{"$f":"Z100","v":42900},42900,{"$f":"AB100","v":42061.21},42061.21,{"$f":"AD100","v":40683.620000000003},40683.620000000003,{"$f":"AF100","v":39256.03},39256.03,39056.03,38906,37578.449999999997,"nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt"]
[23,null,null,null,null,"Bovengrens werkelijk","nvt","nvt","nvt","nvt","nvt","nvt",null,null,null,null,null,null,null,"nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt",{"$f":"ROUND(AJ97+(AJ98/AJ86),2)","v":30873.65},{"$f":"ROUND(AK97+(AK98/AK86),2)","v":30873.65},{"$f":"ROUND(AL97+(AL98/AL86),2)","v":30810.67},30810.67,30585.360000000001,30514.47,30514.47,30163,29506.959999999999,28189.26,27610.53,26488.76]
[24,null,null,null,null,"Aftoppingsgrens XAP811",137800,137800,137800,137800,137800,137800,null,null,null,null,null,null,null,137800,128810,128810,{"$f":"X102","v":114866},{"$f":"CEILING((1+((X104-Z104)/Z104))*Z102,1)","v":114866},{"$f":"Z102","v":112189},{"$f":"CEILING((1+((Z104-AB104)/AB104))*AB102,1)","v":112189},{"$f":"AB102","v":110111},{"$f":"CEILING((1+((AB104-AD104)/AD104))*AD102,1)","v":110111},{"$f":"AD102","v":107593},{"$f":"CEILING((1+((AD104-AF104)/AF104))*AF102,1)","v":107593},{"$f":"AF102","v":105075},{"$f":"CEILING((1+((AF104-AG104)/AG104))*AG102,1)","v":105075},103317,{"$f":"CEILING((1+((AH104-AI104)/AI104))*AI102,1)","v":101519},100000,"nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt","nvt"]
[25]
[26,null,null,null,null,"Minimumloon pm incl vak.geld",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A104,0)*1.08*12,\"\")","v":26819.424000000003},26819.424000000003,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A104,0)*1.08*12,\"\")","v":26819.424000000003},{"$f":"IFERROR(HLOOKUP(J$9,Berekeningsgegevens,$A104,0)*1.08*12,\"\")","v":26819.424000000003},26819.424000000003,26819.424000000003,null,null,null,null,null,null,null,2069.4,1995,1934.4,1756.2,1725,1701,1684.8,1680,1653.6,1635.6,1615.8,1594.2,1578,1551.6,1524.6,1501.8]
[27,null,null,null,null,"IOW-uitkering (soc.min.all.) pm",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A105,0)*21.75,\"\")","v":1473.5625},1473.5625,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A105,0)*21.75,\"\")","v":1473.5625},{"$f":"IFERROR(HLOOKUP(J$9,Berekeningsgegevens,$A105,0)*21.75,\"\")","v":1473.5625},1473.5625,1473.5625,null,null,null,null,null,null,null,67.75,64.75,63.4,58.22,57.48,56.97,56.68,56.57,56.05,55.33,54.97,54.13,53.87]
[28,null,null,null,null,"Max dagloon (per maand)",5969.07,5969.07,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A106,0)*21.75,\"\")","v":5969.07},{"$f":"IFERROR(HLOOKUP(J$9,Berekeningsgegevens,$A106,0)*21.75,\"\")","v":5969.07},5969.07,5969.07,null,null,null,null,null,null,null,274.44,264.57,256.54000000000002,232.9,228.76,225.57,223.4,222.78,219.28,216.9,214.28,211.42,209.26]
[29,null,null,null,null,"AOW percentage",{"$f":"IFERROR((50-MIN(50,Berekening!H18))*0.02,1)","v":1},{"$f":"$G$107","v":1},1,1,1,1,null,null,null,null,null,null,null,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1]
[30,null,null,null,null,"AOW gehuwd/samenw. overbrug.",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A108,0),\"\")","v":13158.48},13158.48,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A108,0),\"\")","v":13158.48},13158.48,{"$f":"IFERROR(HLOOKUP(K$9,Berekeningsgegevens,$A108,0),\"\")","v":13158.48},13158.48,null,null,null,null,null,null,null,{"$f":"T110-(5.5*12)","v":13158.48},{"$f":"V108","v":12241.320000000002},{"$f":"V110-(5*12)","v":12241.320000000002},{"$f":"X108","v":11100.960000000001},{"$f":"X110-(26.38*12)","v":11100.960000000001},{"$f":"Z108","v":10908},{"$f":"Z110-(26.04*12)","v":10908},{"$f":"AB108","v":10624.56},{"$f":"AB110-(25.63*12)","v":10624.56},{"$f":"AD108","v":10338.719999999999},{"$f":"AD110-(25.23*12)","v":10338.719999999999},{"$f":"AF108","v":10007.52},{"$f":"AF110-(24.93*12)","v":10007.52},9842.16,9714.1200000000008,9481.32,9414.24,9414.24,9258.84,9258.84,9143.2800000000007,9028.56,9028.56,8871.24,8725.68,8546.2800000000007,8310.7199999999993,8096.52]
[31,null,null,null,null,"AOW alleenstaand overbrugging",19346.760000000002,19346.760000000002,19346.760000000002,19346.760000000002,19346.760000000002,19346.760000000002,null,null,null,null,null,null,null,{"$f":"T111-(5.5*12)","v":19346.760000000002},{"$f":"V109","v":17970.84},{"$f":"V111-(5*12)","v":17970.84},{"$f":"X109","v":16331.160000000002},{"$f":"X111-(26.38*12)","v":16331.160000000002},{"$f":"Z109","v":16060.68},{"$f":"Z111-(26.04*12)","v":16060.68},{"$f":"AB109","v":15627.359999999999},{"$f":"AB111-(25.63*12)","v":15627.359999999999},{"$f":"AD109","v":15156.24},{"$f":"AD111-(25.23*12)","v":15156.24},{"$f":"AF109","v":14637.84},14637.84,14392.8,14210.76,13866.24,13732.920000000002,13732.920000000002,13510.08,13510.08,13285.8,13116,13116,12899.28,12701.28,12462.48,12126.48,11830.68]
[32,null,null,null,null,"AOW gehuwd/samenw. werkelijk pj",13224.48,13224.48,13224.48,13224.48,13224.48,13224.48,null,null,null,null,null,null,null,{"$f":"(T112+54.44)*12","v":13224.48},{"$f":"(U112+54.34)*12","v":12570},{"$f":"(V112+51.25)*12","v":12301.320000000002},{"$f":"(W112+49.51)*12","v":11563.92},{"$f":"(X112+50.39)*12","v":11417.52},{"$f":"(Y112+50.8)*12","v":11285.999999999998},{"$f":"(Z112+51.37)*12","v":11220.48},{"$f":"(AA112+49.42)*12","v":11033.4},{"$f":"(AB112+51.46)*12","v":10932.119999999999},{"$f":"(AC112+49.98)*12","v":10725.119999999999},{"$f":"(AD112+51.75)*12","v":10641.48},{"$f":"(AE112+50.29)*12","v":10380.36},{"$f":"(AF112+51.01)*12","v":10306.68}]
[33,null,null,null,null,"AOW alleenstaand werkelijk pj",19412.760000000002,19412.760000000002,19412.760000000002,19412.760000000002,19412.760000000002,19412.760000000002,null,null,null,null,null,null,null,{"$f":"(T113+76.2)*12","v":19412.760000000002},{"$f":"(U113+76.08)*12","v":18410.760000000002},{"$f":"(V113+71.77)*12","v":18030.84},{"$f":"(W113+69.3)*12","v":16850.88},{"$f":"(X113+70.54)*12","v":16647.72},{"$f":"(Y113+71.13)*12","v":16470.72},{"$f":"(Z113+71.93)*12","v":16373.16},{"$f":"(AA113+69.19)*12","v":16078.320000000002},{"$f":"(AB113+72.04)*12","v":15934.919999999998},{"$f":"(AC113+69.97)*12","v":15578.28},{"$f":"(AD113+72.44)*12","v":15459},{"$f":"(AE113+70.4)*12","v":15021.119999999999},{"$f":"(AF113+71.42)*12","v":14937}]
[34,null,null,null,null,"AOW gehuwd/samenw. werkelijk pm",1047.5999999999999,1047.5999999999999,1047.5999999999999,1047.5999999999999,1047.5999999999999,1047.5999999999999,null,null,null,null,null,null,null,{"$f":"1042.1+5.5","v":1047.5999999999999},{"$f":"988.16+5","v":993.16},{"$f":"968.86+5","v":973.86},{"$f":"887.77+26.38","v":914.15},{"$f":"874.69+26.38","v":901.07},{"$f":"863.66+26.04","v":889.69999999999993},883.67,870.03,859.55,843.78,835.04,814.74,807.88]
[35,null,null,null,null,"AOW alleenstaand werkelijk pm",1541.53,1541.53,1541.53,1541.53,1541.53,1541.53,null,null,null,null,null,null,null,{"$f":"1536.03+5.5","v":1541.53},{"$f":"1453.15+5","v":1458.15},{"$f":"1425.8+5","v":1430.8},{"$f":"1308.56+26.38","v":1334.94},{"$f":"1290.39+26.38","v":1316.7700000000002},{"$f":"1275.39+26.04","v":1301.43},1292.5,1270.67,1255.8699999999999,1228.22,1215.81,1181.3599999999999,1173.33]
[36,null,null,null,null,"Maximale compensatie sociale premies pj",8250.6299999999992,8250.6299999999992,8250.6299999999992,8250.6299999999992,8250.6299999999992,8250.6299999999992,null,null,null,null,null,null,null,{"$f":"ROUND(55004.21*0.15,2)","v":8250.6299999999992},{"$f":"ROUND(53386.6*0.15,2)","v":8007.99},{"$f":"ROUND(53386.6*0.15,2)","v":8007.99},{"$f":"ROUND(47683.63*0.15,2)","v":7152.54},{"$f":"ROUND(47683.63*0.15,2)","v":7152.54},{"$f":"ROUND(46570.6*0.15,2)","v":6985.59},{"$f":"ROUND(46570.6*0.15,2)","v":6985.59},{"$f":"ROUND(46242.28*0.15,2)","v":6936.34},{"$f":"ROUND(46242.28*0.15,2)","v":6936.34},{"$f":"ROUND(44965.26*0.15,2)","v":6744.79},{"$f":"ROUND(44965.26*0.15,2)","v":6744.79},{"$f":"ROUND(44049.04*0.15,2)","v":6607.36},{"$f":"ROUND(44049.04*0.15,2)","v":6607.36}]
[37]
[38,null,null,null,null,"Opbouwpercentages NP/PPP"]
[39,null,null,null,null,"NP kapitaal",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A117,0),\"\")","v":0.7},0.7,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A117,0),\"\")","v":0.7},0.7,{"$f":"IFERROR(HLOOKUP(K$9,Berekeningsgegevens,$A117,0),\"\")","v":0.7},0.7,null,null,null,null,null,null,null,{"$f":"U117","v":0.7},0.7,0.7,0.7,0.7,{"$f":"Z117","v":0.7},0.7,{"$f":"AB117","v":0.7},0.7,{"$f":"AD117","v":0.7},0.7,{"$f":"AF117","v":0.7},0.7,0.7,0.7,0.5,0.35714285714285715,0.35714285714285715,0.35714285714285715,0.35714285714285715,0.35714285714285715,0.35714285714285715,0.35714285714285715,0.35714285714285715,0.35714285714285715,0.35714285714285715,0.35714285714285715,0.35714285714285715]
[40,null,null,null,null,"PPP","nvt","nvt","nvt","nvt","nvt","nvt",null,null,null,null,null,null,null,"nvt","nvt","nvt","nvt","nvt",{"$f":"Z118","v":"nvt"},"nvt",{"$f":"AB118","v":"nvt"},"nvt",{"$f":"AD118","v":"nvt"},"nvt",{"$f":"AF118","v":"nvt"},"nvt","nvt","nvt",0.2,{"$f":"12/35","v":0.34285714285714286},0.34285714285714286,0.34285714285714286,0.34285714285714286,{"$f":"12/35","v":0.34285714285714286},0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.35714285714285715,0.35714285714285715]
[41,null,null,null,null,"PPP Politie","nvt","nvt","nvt","nvt","nvt","nvt",null,null,null,null,null,null,null,"nvt","nvt","nvt","nvt","nvt",{"$f":"Z119","v":"nvt"},"nvt",{"$f":"AB119","v":"nvt"},"nvt",{"$f":"AD119","v":"nvt"},"nvt",{"$f":"AF119","v":"nvt"},"nvt","nvt","nvt",0.2,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286,0.34285714285714286]
[42]
[43,null,null,null,null,"Uitruilfactoren XAP 781"]
[44,null,null,null,null,"FPU naar AKP",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A122,0),\"\")","v":0.22600000000000001},0.22600000000000001,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A122,0),\"\")","v":0.22600000000000001},0.22600000000000001,0.22600000000000001,0.22600000000000001,null,null,null,null,null,null,null,0.22600000000000001,0.22600000000000001,0.22600000000000001,{"$f":"X122","v":0.22600000000000001},0.22600000000000001,{"$f":"Z122","v":0.22600000000000001},0.22600000000000001,{"$f":"AB122","v":0.22600000000000001},0.22600000000000001,{"$f":"AD122","v":0.22600000000000001},0.22600000000000001,{"$f":"AF122","v":0.22600000000000001},0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22600000000000001,0.22500000000000001]
[45,null,null,null,null,"PP65 naar OP (102)",0.20599999999999999,0.20599999999999999,0.20599999999999999,0.20599999999999999,0.20599999999999999,0.20599999999999999,null,null,null,null,null,null,null,0.20599999999999999,0.20699999999999999,0.20699999999999999,{"$f":"X123","v":0.20200000000000001},0.20200000000000001,{"$f":"Z123","v":0.223},0.223,{"$f":"AB123","v":0.214},0.214,{"$f":"AD123","v":0.219},0.219,0.22800000000000001,0.22800000000000001,0.214,0.20100000000000001,0.20699999999999999,0.21199999999999999,0.21199999999999999,0.16800000000000001,0.16800000000000001,0.16800000000000001,0.16800000000000001,0.16800000000000001,0.16800000000000001,0.16800000000000001,0.16800000000000001]
[46,null,null,null,null,"PP67 naar OP",0,0,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.21299999999999999,0.21299999999999999,0.2,0.187,0.20599999999999999]
[47,null,null,null,null,"PP2018 naar OP (113)",0.21099999999999999,0.21099999999999999,0.21099999999999999,0.21099999999999999,0.21099999999999999,0.21099999999999999,null,null,null,null,null,null,null,0.21099999999999999,0.21299999999999999,0.21299999999999999,{"$f":"X125","v":0.20799999999999999},0.20799999999999999,{"$f":"Z125","v":0.23200000000000001},0.23200000000000001,{"$f":"AB125","v":0.223},0.223,{"$f":"AD125","v":0.22800000000000001},0.22800000000000001,0.24099999999999999,0.24099999999999999]
[48,null,null,null,null,"OP naar PP65 (104)",0.30199999999999999,0.30199999999999999,0.30199999999999999,0.30199999999999999,0.30199999999999999,0.30199999999999999,null,null,null,null,null,null,null,0.30199999999999999,0.30499999999999999,0.30499999999999999,{"$f":"X126","v":0.29699999999999999},0.29699999999999999,{"$f":"Z126","v":0.313},0.313,{"$f":"AB126","v":0.29699999999999999},0.29699999999999999,{"$f":"AD126","v":0.30299999999999999},0.30299999999999999,0.29199999999999998,0.29199999999999998,0.27400000000000002,0.24299999999999999,0.311,0.318,0.318,0.252,0.252,0.252,0.252,0.252,0.252,0.252,0.252]
[49,null,null,null,null,"OP naar PP67",0,0,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.27400000000000002,0.27400000000000002,0.25900000000000001,0.23]
[50,null,null,null,null,"OP naar PP2018 (109)",0.308,0.308,0.308,0.308,0.308,0.308,null,null,null,null,null,null,null,0.308,0.31,0.31,{"$f":"X128","v":0.30199999999999999},0.30199999999999999,{"$f":"Z128","v":0.32},0.32,{"$f":"AB128","v":0.30499999999999999},0.30499999999999999,{"$f":"AD128","v":0.311},0.311,0.29699999999999999,0.29699999999999999]
[51]
[52,null,null,null,null,"Indexatie",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A130,0),\"\")","v":1.0303},1.0303,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A130,0),\"\")","v":1.0303},{"$f":"IFERROR(HLOOKUP(J$9,Berekeningsgegevens,$A130,0),\"\")","v":1.0303},1.0303,1.0303,null,null,null,null,null,null,null,1.0303,1,1.1195999999999999,1.0239,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1.0027999999999999,1,1.0205,1.0282,1.0017]
[53,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"na-indexatie 2008"]
[54,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"vóór 2004",1.0196000000000001]
[55,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"in 2004",1.0107999999999999]
[56,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"in 2005",1.0105]
[57,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"in 2006",1.0084]
[58,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"in / na 2007",1]
[59]
[60,null,null,null,null,"Korting",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A138,0),\"\")","v":1},1,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A138,0),\"\")","v":1},{"$f":"IFERROR(HLOOKUP(J$9,Berekeningsgegevens,$A138,0),\"\")","v":1},1,1,null,null,null,null,null,null,null,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,{"$f":"1/AL138","v":1.0050251256281406},1,0.995,1,1,1,1,1,1,1,1,1]
[61]
[62,null,null,null,null,"Aanvullingen",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"U$140*T$130","v":19465.017850430624},18892.572891808817,18892.572891808817,16874.395223123276,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16480.511009984642,16434.494425592984,{"$f":"AT$140*AS$130*$AT$132","v":16434.494425592984},{"$f":"AU$140*AT$130","v":15794.777506000455},{"$f":"15450*0.9914*1.0012*AU$130","v":15361.580923945201}]
[63,null,null,null,null,"18.8 J14 man (K.8)",{"$f":"IFERROR(HLOOKUP(G$9,Berekeningsgegevens,$A141,0),\"\")","v":170.57701232796467},170.57701232796467,{"$f":"IFERROR(HLOOKUP(I$9,Berekeningsgegevens,$A141,0),\"\")","v":170.57701232796467},170.57701232796467,170.57701232796467,170.57701232796467,null,null,null,null,null,null,null,{"$f":"T$140*0.00876326","v":170.57701232796467},165.56052831987253,165.56052831987253,147.87471268298728,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.42300291335803,144.01974762002197,144.01974762002197,138.41374192723356,{"$f":"AU$140*0.00876326","v":134.61752764757202}]
[64,null,null,null,null,"18.8 J14 vrouw (K.8)",119.07919320179438,119.07919320179438,119.07919320179438,119.07919320179438,119.07919320179438,119.07919320179438,null,null,null,null,null,null,null,{"$f":"T$140*0.0061176","v":119.07919320179438},115.57720392292961,115.57720392292961,103.23080021697895,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.82117415468205,100.53966309800764,100.53966309800764,96.62613087070838,{"$f":"AU$140*0.0061176","v":93.976007460327168}]
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[]
[null,null,null,null,null,"PENSIOENPREMIE XAP760"]
[1,null,null,null,null,null,{"$f":"$G$7","v":"BEREKENING"},{"$f":"$H$7","v":"1E UITTREDING"},{"$f":"$I$7","v":"2E UITTREDING"},{"$f":"$J$7","v":"3E UITTREDING"},{"$f":"$K$7","v":"4E UITTREDING"},{"$f":"$L$7","v":"PREMIE/NP RISICO"},null,{"$f":"N$79","v":"2027-01-01"},"2026-07-01","2026-01-01","2025-07-01","2025-01-01","2024-07-01","2024-01-01","2023-07-01","2023-01-01",{"$f":"W$79","v":"2022-07-01"},"2022-01-01","2021-07-01","2021-01-01","2020-07-01","2020-01-01","2019-07-01","2019-01-01","2018-07-01","2018-01-01","2017-01-01",{"$f":"AH$79","v":"2016-01-01"},{"$f":"AI$79","v":"2015-01-01"},"2014-04-01","2014-01-01","2013-04-01","2013-01-01","2012-01-01","2011-04-01","2011-01-01","2010-01-01","2009-01-01","2008-01-01","2007-01-01","2006-01-01"]
[2,null,null,null,null,"OP/NP",{"$f":"IFERROR(HLOOKUP(G$9,Pensioenpremie,$A352,0),\"\")","v":0.27},0.27,{"$f":"IFERROR(HLOOKUP(I$9,Pensioenpremie,$A352,0),\"\")","v":0.27},0.27,0.27,0.27,null,null,null,null,null,null,null,0.27,0.27900000000000003,0.27900000000000003,0.25900000000000001,0.25900000000000001,0.25900000000000001,0.25900000000000001,0.249,0.249,0.249,0.249,0.22900000000000001,0.22900000000000001]
[3,null,null,null,null,"OP/NP werkgever",0.189,0.189,0.189,0.189,0.189,0.189,null,null,null,null,null,null,null,{"$f":"T352*0.7","v":0.189},{"$f":"U352*0.7","v":0.1953},0.1953,0.1797,0.1797,0.1797,0.1797,0.17429999999999998,{"$f":"AB352*0.7","v":0.17429999999999998},0.17429999999999998,0.17429999999999998,0.1603,0.1603]
[4,null,null,null,null,"OP/NP werknemer",8.1000000000000016E-2,8.1000000000000016E-2,8.1000000000000016E-2,8.1000000000000016E-2,8.1000000000000016E-2,8.1000000000000016E-2,null,null,null,null,null,null,null,{"$f":"T352-T353","v":8.1000000000000016E-2},{"$f":"U352-U353","v":8.3700000000000024E-2},{"$f":"V352-V353","v":8.3700000000000024E-2},7.9300000000000009E-2,{"$f":"X352-X353","v":7.9300000000000009E-2},7.9300000000000009E-2,{"$f":"Z352-Z353","v":7.9300000000000009E-2},7.4700000000000003E-2,{"$f":"AB352*0.3","v":7.4700000000000003E-2},7.4700000000000003E-2,7.4700000000000003E-2,6.8699999999999997E-2,6.8699999999999997E-2]
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[6,null,null,null,null,"VPL",0,0,0,0,0,0,null,null,null,null,null,null,null,0,0,0,0.03,0.03,0.03,0.03,2.5999999999999999E-2,2.5999999999999999E-2,2.5999999999999999E-2,2.5999999999999999E-2,2.5999999999999999E-2,2.5999999999999999E-2]
[7,null,null,null,null,"VPL werkgever",0,0,0,0,0,0,null,null,null,null,null,null,null,0,0,0,0.03,{"$f":"MAX(0.026,X356)","v":0.03},0.03,{"$f":"MAX(0.026,Z356)","v":0.03},2.5999999999999999E-2,{"$f":"MAX(0.026,AB356)","v":2.5999999999999999E-2},2.5999999999999999E-2,2.5999999999999999E-2,2.5999999999999999E-2,2.5999999999999999E-2]
[8,null,null,null,null,"VPL werknemer",0,0,0,0,0,0,null,null,null,null,null,null,null,0,0,0,0,{"$f":"X356-X357","v":0},0,{"$f":"Z356-Z357","v":0},0,{"$f":"AB356-AB357","v":0},0,0,0,0]
[9,null,null,null,null,"Franchise VPL-premie",{"$f":"IFERROR(HLOOKUP(G$9,Pensioenpremie,$A359,0),\"\")","v":0},{"$f":"IFERROR(HLOOKUP(H$9,Pensioenpremie,$A359,0),\"\")","v":0},0,0,0,0,null,null,null,null,null,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0]
[10]
[11,null,null,null,null,"AAOP totaal",{"$f":"G362+G380","v":9.0000000000000011E-3},{"$f":"H362+H380","v":9.0000000000000011E-3},{"$f":"I362+I380","v":9.0000000000000011E-3},{"$f":"J362+J380","v":9.0000000000000011E-3},9.0000000000000011E-3,{"$f":"L362+L380","v":9.0000000000000011E-3}]
[12,null,null,null,null,"AAOP werkgever",{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$363:$K$378,3,0),G378)","v":6.3E-3},{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$363:$K$378,3,0),H378)","v":6.3E-3},{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$363:$K$378,4,0),I378)","v":6.3E-3},{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$363:$K$378,5,0),J378)","v":6.3E-3},{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$363:$K$378,6,0),K378)","v":6.3E-3},{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$363:$K$378,6,0),L378)","v":6.3E-3}]
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[17,null,null,null,null,"E. Gemeenten",4.899999999999999E-3,4.899999999999999E-3,4.899999999999999E-3,4.899999999999999E-3,4.899999999999999E-3,4.899999999999999E-3,null,null,null,null,null,null,null,4.899999999999999E-3,4.8999999999999998E-3,4.8999999999999998E-3,5.5999999999999999E-3,{"$f":"0.8%*0.7","v":5.5999999999999999E-3},6.2999999999999992E-3,{"$f":"0.009*0.7","v":6.2999999999999992E-3},6.3E-3,6.3E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.5000000000000001E-3,3.5000000000000001E-3]
[18,null,null,null,null,"F. Provincies",4.1999999999999997E-3,4.1999999999999997E-3,4.1999999999999997E-3,4.1999999999999997E-3,4.1999999999999997E-3,4.1999999999999997E-3,null,null,null,null,null,null,null,4.1999999999999997E-3,3.5000000000000001E-3,3.5000000000000001E-3,4.1999999999999997E-3,{"$f":"0.6%*0.7","v":4.1999999999999997E-3},4.1999999999999997E-3,{"$f":"0.006*0.7","v":4.1999999999999997E-3},4.1999999999999997E-3,4.1999999999999997E-3,2.0999999999999999E-3,2.0999999999999999E-3,2.8E-3,2.8E-3]
[19,null,null,null,null,"G. Waterschappen",4.1999999999999997E-3,4.1999999999999997E-3,4.1999999999999997E-3,4.1999999999999997E-3,4.1999999999999997E-3,4.1999999999999997E-3,null,null,null,null,null,null,null,4.1999999999999997E-3,3.5000000000000001E-3,3.5000000000000001E-3,4.1999999999999997E-3,{"$f":"0.6%*0.7","v":4.1999999999999997E-3},4.1999999999999997E-3,4.1999999999999997E-3,4.1999999999999997E-3,4.1999999999999997E-3,2.0999999999999999E-3,2.0999999999999999E-3,2.8E-3,2.8E-3]
[20,null,null,null,null,"H. Primair onderwijs",5.5999999999999991E-3,5.5999999999999991E-3,5.5999999999999991E-3,5.5999999999999991E-3,5.5999999999999991E-3,5.5999999999999991E-3,null,null,null,null,null,null,null,5.5999999999999991E-3,5.5999999999999999E-3,5.5999999999999999E-3,5.5999999999999999E-3,{"$f":"0.8%*0.7","v":5.5999999999999999E-3},6.2999999999999992E-3,{"$f":"0.009*0.7","v":6.2999999999999992E-3},6.3E-3,6.3E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.5000000000000001E-3,3.5000000000000001E-3]
[21,null,null,null,null,"I. Voortgezet onderwijs",6.3E-3,6.3E-3,6.3E-3,6.3E-3,6.3E-3,6.3E-3,null,null,null,null,null,null,null,6.3E-3,6.3E-3,6.3E-3,6.3E-3,{"$f":"0.9%*0.7","v":6.3E-3},6.2999999999999992E-3,6.2999999999999992E-3,6.3E-3,6.3E-3,3.4999999999999996E-3,3.4999999999999996E-3,4.1999999999999997E-3,4.1999999999999997E-3]
[22,null,null,null,null,"J. Middelbaar beroepsonderwijs",6.3E-3,6.3E-3,6.3E-3,6.3E-3,6.3E-3,6.3E-3,null,null,null,null,null,null,null,6.3E-3,6.3E-3,6.3E-3,6.3E-3,{"$f":"0.9%*0.7","v":6.3E-3},6.2999999999999992E-3,6.2999999999999992E-3,6.3E-3,6.3E-3,3.4999999999999996E-3,3.4999999999999996E-3,4.1999999999999997E-3,4.1999999999999997E-3]
[23,null,null,null,null,"K. Hoger beroepsonderwijs",{"$f":"IFERROR(HLOOKUP(G$9,Pensioenpremie,$A373,0),\"\")","v":3.4999999999999996E-3},3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,null,null,null,null,null,null,null,3.4999999999999996E-3,3.5000000000000001E-3,3.5000000000000001E-3,3.4999999999999996E-3,{"$f":"0.5%*0.7","v":3.4999999999999996E-3},3.4999999999999996E-3,{"$f":"0.005*0.7","v":3.4999999999999996E-3},3.5000000000000001E-3,3.5000000000000001E-3,2.0999999999999999E-3,2.0999999999999999E-3,2.0999999999999999E-3,2.0999999999999999E-3]
[24,null,null,null,null,"L. Wetenschappelijk onderwijs",3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,null,null,null,null,null,null,null,3.4999999999999996E-3,3.5000000000000001E-3,3.5000000000000001E-3,3.4999999999999996E-3,{"$f":"0.5%*0.7","v":3.4999999999999996E-3},4.1999999999999997E-3,{"$f":"0.006*0.7","v":4.1999999999999997E-3},3.5000000000000001E-3,3.5000000000000001E-3,2.0999999999999999E-3,2.0999999999999999E-3,2.0999999999999999E-3,2.0999999999999999E-3]
[25,null,null,null,null,"M. Academische ziekenhuizen",3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,null,null,null,null,null,null,null,3.4999999999999996E-3,3.5000000000000001E-3,3.5000000000000001E-3,4.1999999999999997E-3,{"$f":"0.6%*0.7","v":4.1999999999999997E-3},4.8999999999999998E-3,{"$f":"0.007*0.7","v":4.8999999999999998E-3},4.1999999999999997E-3,4.1999999999999997E-3,2.8E-3,2.8E-3,2.8E-3,2.8E-3]
[26,null,null,null,null,"N. Onderzoekinstellingen",3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.4999999999999996E-3,null,null,null,null,null,null,null,3.4999999999999996E-3,3.5000000000000001E-3,3.5000000000000001E-3,3.4999999999999996E-3,{"$f":"0.5%*0.7","v":3.4999999999999996E-3},4.1999999999999997E-3,{"$f":"0.006*0.7","v":4.1999999999999997E-3},3.5000000000000001E-3,3.5000000000000001E-3,2.0999999999999999E-3,2.0999999999999999E-3,2.0999999999999999E-3,2.0999999999999999E-3]
[27,null,null,null,null,"O. Energie- en Nutsbedrijven/Waterbedrijven",5.5999999999999991E-3,5.5999999999999991E-3,5.5999999999999991E-3,5.5999999999999991E-3,5.5999999999999991E-3,5.5999999999999991E-3,null,null,null,null,null,null,null,5.5999999999999991E-3,5.5999999999999999E-3,5.5999999999999999E-3,5.5999999999999999E-3,{"$f":"0.8%*0.7","v":5.5999999999999999E-3},7.6999999999999994E-3,{"$f":"0.011*0.7","v":7.6999999999999994E-3},7.7000000000000002E-3,7.7000000000000002E-3,3.4999999999999996E-3,3.4999999999999996E-3,3.5000000000000001E-3,3.5000000000000001E-3]
[28,null,null,null,null,"P. Overig",6.3E-3,6.3E-3,6.3E-3,6.3E-3,6.3E-3,6.3E-3,null,null,null,null,null,null,null,6.3E-3,6.3E-3,6.3E-3,6.3E-3,{"$f":"0.9%*0.7","v":6.3E-3},7.6999999999999994E-3,7.6999999999999994E-3,7.0000000000000001E-3,7.0000000000000001E-3,3.4999999999999996E-3,3.4999999999999996E-3,4.1999999999999997E-3,4.1999999999999997E-3]
[29]
[30,null,null,null,null,"AAOP werknemer",{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$381:$K$396,3,0),G396)","v":2.7000000000000014E-3},{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$381:$K$396,3,0),H396)","v":2.7000000000000014E-3},{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$381:$K$396,4,0),I396)","v":2.7000000000000014E-3},{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$381:$K$396,5,0),J396)","v":2.7000000000000014E-3},{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$381:$K$396,6,0),K396)","v":2.7000000000000014E-3},{"$f":"IFERROR(VLOOKUP(Premie!$C$7,$F$381:$K$396,6,0),L396)","v":2.7000000000000014E-3}]
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[]
[null,null,null,null,null,"KANTELFACTOREN XAP782"]
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{"sheet":"Rekenblad","index":11,"n_rows":376,"n_cols":8,"rows_kept":376,"cut":false,"hidden":true,"merged":[[340,0,340,7],[0,0,0,6],[302,0,302,7],[276,0,276,7],[39,0,39,7],[82,5,82,6],[139,5,139,6],[196,5,196,6],[94,0,94,7],[208,0,208,7],[151,0,151,7],[253,5,253,6],[265,0,265,7],[11,0,11,7]]}
["AKP berekening"]
["Klantnummer ",null,{"$f":"Klantnummer","v":""}]
["Naam",null,{"$f":"Klantnaam","v":""}]
["Geboortedatum",null,{"$f":"Geboortedatum","v":""}]
["Ingangsdatum AOW GPS",null,{"$f":"AOW_GPS","v":""}]
["Ingangsdatum AOW deelnemer",null,{"$f":"AOW","v":""}]
["Eerst mogelijke pensioendatum",null,{"$f":"IFERROR(DATE((YEAR(Geboortedatum)+60),MONTH(Geboortedatum),1),0)","v":"00:00:00"}]
["5 jaar voor AOW",null,{"$f":"IFERROR(DATE((YEAR(AOW)-5),MONTH(AOW),DAY(AOW)),0)","v":"00:00:00"}]
["Laatst mogelijke uittreeddatum",null,{"$f":"IFERROR(DATE((YEAR(AOW)+5),MONTH(AOW),DAY(AOW)),0)","v":"00:00:00"}]
["Laatst mogelijke kanteldatum",null,{"$f":"IFERROR(DATE(YEAR(Geboortedatum)+PRL+10,MONTH(Geboortedatum)+1,1),0)","v":"00:00:00"}]
[]
["Correctieberekening naar peildatum"]
["Datum",null,{"$f":"Parameters!$G$3","v":"2024-01-01"},null,null,null,"AFWIJKEND"]
[]
[null,null,"DVH 1","DVH 2","DVH 3","Totaal"]
["Soort dienstverhouding",null,{"$f":"IF(DVH1_Aard=\"\",\"\",DVH1_Aard)","v":"Arbeid"},{"$f":"IF(DVH2_Aard=\"\",\"\",DVH2_Aard)","v":"Arbeid"},{"$f":"IF(DVH3_Aard=\"\",\"Arbeid\",DVH3_Aard)","v":"Arbeid"}]
["Foutieve opbouwpercentage",null,{"$f":"IF(C16=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(C20<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(D16=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(D20<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(E16=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(E20<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2}]
[{"$f":"\"Franchisebedrag vóór \" &TEXT(C13,\"d mmmm jjjj\")","v":"Franchisebedrag vóór 1 januari 2024"},null,{"$f":"IF(C16=\"IP voor 1-4-1997\",Franchise_IP,IF(C20<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(D16=\"IP voor 1-4-1997\",Franchise_IP,IF(D20<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(E16=\"IP voor 1-4-1997\",Franchise_IP,IF(E20<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050}]
[{"$f":"\"Berekeningsgrondslag vóór \" &TEXT(C13,\"d mmmm jjjj\")","v":"Berekeningsgrondslag vóór 1 januari 2024"},null,{"$f":"IFERROR(ROUND(DVH1_BG_kolomD,2),0)","v":0},{"$f":"IFERROR(ROUND(DVH2_BG_kolomD,2),0)","v":0},{"$f":"IFERROR(ROUND(DVH3_BG_kolomD,2),0)","v":0}]
[{"$f":"\"Berekeningsgrondslag vóór \" &TEXT(C13,\"d mmmm jjjj\")& \" AFGETOPT\"","v":"Berekeningsgrondslag vóór 1 januari 2024 AFGETOPT"},null,{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,C19),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,D19),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,E19),2),0)","v":0}]
[{"$f":"\"Deeltijdfactor vóór \" &TEXT(C13,\"d mmmm jjjj\")","v":"Deeltijdfactor vóór 1 januari 2024"},null,{"$f":"IFERROR(ROUND(DVH1_DTF_kolomD,4),0)","v":0},{"$f":"IFERROR(ROUND(DVH2_DTF_kolomD,4),0)","v":0},{"$f":"IFERROR(ROUND(DVH3_DTF_kolomD,4),0)","v":0}]
[{"$f":"\"Meetelwaarde\"","v":"Meetelwaarde"},null,{"$f":"IFERROR(VLOOKUP(C16,Opbouw_per_aard,2,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(D16,Opbouw_per_aard,2,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(E16,Opbouw_per_aard,2,0),1)","v":1}]
["Beperkingsfactor",null,{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH1_BG_kolomD)/(DVH1_DTF_kolomD*DVH1_BG_kolomD)),1)","v":1},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH2_BG_kolomD)/(DVH2_DTF_kolomD*DVH2_BG_kolomD)),1)","v":1},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH3_BG_kolomD)/(DVH3_DTF_kolomD*DVH3_BG_kolomD)),1)","v":1}]
[{"$f":"\"Pensioenaangroei vóór \"&TEXT(C13,\"d mmmm jjjj\")","v":"Pensioenaangroei vóór 1 januari 2024"},null,{"$f":"(C20-C18)*C17*C21*C22*C23","v":0},{"$f":"(D20-D18)*D17*D21*D22*D23","v":0},{"$f":"(E20-E18)*E17*E21*E22*E23","v":0}]
["Uitruil NP",null,{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*C24*uitruilfactorNPOP,0)","v":0},{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*D24*uitruilfactorNPOP,0)","v":0},{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*E24*uitruilfactorNPOP,0)","v":0}]
[]
["Telt de diensttijd na de deeltijduittreding tot de ingangsdatum AOW?",null,{"$f":"IF(C$16=\"Arbeid\",IF(C$28=C$31,\"Ja\",\"Nee\"),\"Nee\")","v":"Ja"},{"$f":"IF(D$16=\"Arbeid\",IF(D$28=D$31,\"Ja\",\"Nee\"),\"Nee\")","v":"Ja"},{"$f":"IF(E$16=\"Arbeid\",IF(E$28=E$31,\"Ja\",\"Nee\"),\"Nee\")","v":"Ja"}]
["Datum tot wanneer diensttijd doortelt.",null,{"$f":"IFERROR(VLOOKUP(C$16,Opbouw_per_aard,3,0),$C$5)","v":""},{"$f":"IFERROR(VLOOKUP(D$16,Opbouw_per_aard,3,0),$C$5)","v":""},{"$f":"IFERROR(VLOOKUP(E$16,Opbouw_per_aard,3,0),$C$5)","v":""}]
[{"$f":"\"Diensttijd van \"&TEXT(C13,\"d mmmm jjjj\")& \" tot AOW (of andere einddatum) VOLGENS GPS\"","v":"Diensttijd van 1 januari 2024 tot AOW (of andere einddatum) VOLGENS GPS"},null,{"$f":"IFERROR(IF(C$27=\"Ja\",(DAYS360($C$13,$C$5)/360),IF(AND(C$27=\"Nee\",$C$13<=C$28),(DAYS360($C$13,C$28)/360),0)),\"\")","v":""},{"$f":"IFERROR(IF(D$27=\"Ja\",(DAYS360($C$13,$C$5)/360),IF(AND(D$27=\"Nee\",$C$13<=D$28),(DAYS360($C$13,D$28)/360),0)),\"\")","v":""},{"$f":"IFERROR(IF(E$27=\"Ja\",(DAYS360($C$13,$C$5)/360),IF(AND(E$27=\"Nee\",$C$13<=E$28),(DAYS360($C$13,E$28)/360),0)),\"\")","v":""}]
[{"$f":"\"Pensioenopbouw tussen \" &TEXT(C13,\"d mmmm jjjj\") & \" en einddatum, berekend met dtf. vóór uittreding.\"","v":"Pensioenopbouw tussen 1 januari 2024 en einddatum, berekend met dtf. vóór uittreding."},null,{"$f":"IFERROR(C29*(C24+C25),0)","v":0},{"$f":"IFERROR(D29*(D24+D25),0)","v":0},{"$f":"IFERROR(E29*(E24+E25),0)","v":0},{"$f":"SUM(C30:E30)","v":0}]
["Vul de einddatum van de diensttijd bij de DVH in.",null,{"$f":"IFERROR(VLOOKUP(C$16,Opbouw_per_aard,4,0),$C$6)","v":""},{"$f":"IFERROR(VLOOKUP(D$16,Opbouw_per_aard,4,0),$C$6)","v":""},{"$f":"IFERROR(DVH3_doortelling,$C$6)","v":""}]
[{"$f":"\"Diensttijd van \"&TEXT(C13,\"d mmmm jjjj\")& \" tot AOW (of andere einddatum)\"","v":"Diensttijd van 1 januari 2024 tot AOW (of andere einddatum)"},null,{"$f":"IFERROR(IF(C$27=\"Ja\",(DAYS360($C$13,$C$5)/360),IF(AND(C$27=\"Nee\",$C$13<=C$31),(DAYS360($C$13,C$31)/360),0)),\"\")","v":""},{"$f":"IFERROR(IF(D$27=\"Ja\",(DAYS360($C$13,$C$5)/360),IF(AND(D$27=\"Nee\",$C$13<=D$31),(DAYS360($C$13,D$31)/360),0)),\"\")","v":""},{"$f":"IFERROR(IF(E$27=\"Ja\",(DAYS360($C$13,$C$5)/360),IF(AND(E$27=\"Nee\",$C$13<=E$31),(DAYS360($C$13,E$31)/360),0)),\"\")","v":""}]
[{"$f":"\"Pensioenopbouw tussen \" &TEXT(C13,\"d mmmm jjjj\") & \" en einddatum, berekend met dtf. vóór uittreding.\"","v":"Pensioenopbouw tussen 1 januari 2024 en einddatum, berekend met dtf. vóór uittreding."},null,{"$f":"IFERROR(C32*(C24+C25),0)","v":0},{"$f":"IFERROR(D32*(D24+D25),0)","v":0},{"$f":"IFERROR(E32*(E24+E25),0)","v":0},{"$f":"SUM(C33:E33)","v":0}]
[]
["Vul het AKP bedrag in op AOW-datum",null,{"$f":"IFERROR(AKP_AOW/IF(Berekening!$F$189=1,1,VLOOKUP(\"70.0\",AKP_factoren,2,0)),0)","v":0},"AKP bedrag naar peil pensioenrekenleeftijd                / ",null,{"$f":"IF(Berekening!$F$189=1,Factor_AOW,1)","v":1},{"$f":"(C35/F35)","v":0}]
[{"$f":"\"Af: Pensioenaangroei tussen \"&TEXT(C13,\"d mmmm jjjj\")&\" en AOW-datum\"","v":"Af: Pensioenaangroei tussen 1 januari 2024 en AOW-datum"},null,null,null,null,null,{"$f":"F30","v":0},"-/-"]
[{"$f":"(\"Pensioen op richtleeftijd op \"&TEXT(C13,\"d mmmm jjjj\"))","v":"Pensioen op richtleeftijd op 1 januari 2024"},null,null,null,null,null,{"$f":"G35-G36","v":0}]
[]
[]
["AKP bij 1ste (deel)uittreding"]
["Uittreeddatum",null,{"$f":"IF(uittreding1_uittreeddatum=\"\",uitttreeddatum_kolomE,uittreding1_uittreeddatum)","v":""},null,{"$f":"IFERROR(IF(C41=\"\",\"\",IF(MONTH(C41)>=MONTH(Geboortedatum),YEAR(C41)-YEAR(Geboortedatum),YEAR(C41)-YEAR(Geboortedatum)-1)),0)","v":""},{"$f":"E41&\".\"&E42","v":"."},{"$f":"IFERROR(VLOOKUP(F41,AKP_factoren,3,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(F41,Bedrag_ineens_factoren,3,0),1)","v":1}]
["Leeftijd",null,{"$f":"IFERROR(IF(DAY(C41)=1,F41,F41&\" - \"&F42),\"\")","v":""},null,{"$f":"IFERROR(IF(C41=\"\",\"\",IF(MONTH(C41)>=MONTH(Geboortedatum),MONTH(C41)-MONTH(Geboortedatum),MONTH(C41)-MONTH(Geboortedatum)+12)),0)","v":""},{"$f":"IFERROR(IF(E42=11,E41+1,E41)&\".\"&IF(E42=11,0,E42+1),\"\")","v":""},{"$f":"IFERROR(VLOOKUP(F42,AKP_factoren,3,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(F42,Bedrag_ineens_factoren,3,0),1)","v":1}]
[]
[null,null,"DVH 1","DVH 2","DVH 3","Totaal"]
["Soort dienstverhouding",null,{"$f":"IF(DVH1_Aard=\"\",\"\",DVH1_Aard)","v":"Arbeid"},{"$f":"IF(DVH2_Aard=\"\",\"\",DVH2_Aard)","v":"Arbeid"},{"$f":"IF(DVH3_Aard=\"\",\"\",DVH3_Aard)","v":""}]
[{"$f":"\"Pensioenopbouwpercentage vóór \" &TEXT(C41,\"d mmmm jjjj\")","v":"Pensioenopbouwpercentage vóór "},null,{"$f":"IF(C45=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(C49<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(D45=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(D49<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(E45=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(E49<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2}]
[{"$f":"\"Franchisebedrag vóór \" &TEXT(C41,\"d mmmm jjjj\")","v":"Franchisebedrag vóór "},null,{"$f":"IF(C45=\"IP voor 1-4-1997\",Franchise_IP,IF(C49<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(D45=\"IP voor 1-4-1997\",Franchise_IP,IF(D49<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(E45=\"IP voor 1-4-1997\",Franchise_IP,IF(E49<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050}]
[{"$f":"\"Berekeningsgrondslag vóór \" &TEXT(C41,\"d mmmm jjjj\")","v":"Berekeningsgrondslag vóór "},null,{"$f":"IFERROR(ROUND(DVH1_BG_kolomD,2),0)","v":0},{"$f":"IFERROR(ROUND(DVH2_BG_kolomD,2),0)","v":0},{"$f":"IFERROR(ROUND(DVH3_BG_kolomD,2),0)","v":0}]
[{"$f":"\"Berekeningsgrondslag vóór \" &TEXT(C41,\"d mmmm jjjj\")& \" AFGETOPT\"","v":"Berekeningsgrondslag vóór  AFGETOPT"},null,{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,C48),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,D48),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,E48),2),0)","v":0}]
[{"$f":"\"Deeltijdfactor vóór \" &TEXT(C41,\"d mmmm jjjj\")","v":"Deeltijdfactor vóór "},null,{"$f":"IFERROR(ROUND(DVH1_DTF_kolomD,4),0)","v":0},{"$f":"IFERROR(ROUND(DVH2_DTF_kolomD,4),0)","v":0},{"$f":"IFERROR(ROUND(DVH3_DTF_kolomD,4),0)","v":0}]
[{"$f":"\"Meetelwaarde\"","v":"Meetelwaarde"},null,{"$f":"IFERROR(VLOOKUP(C45,Opbouw_per_aard,2,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(D45,Opbouw_per_aard,2,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(E45,Opbouw_per_aard,2,0),1)","v":1}]
["Beperkingsfactor",null,{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH1_BG_kolomD)/(DVH1_DTF_kolomD*DVH1_BG_kolomD)),1)","v":1},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH2_BG_kolomD)/(DVH2_DTF_kolomD*DVH2_BG_kolomD)),1)","v":1},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH3_BG_kolomD)/(DVH3_DTF_kolomD*DVH3_BG_kolomD)),1)","v":1}]
[{"$f":"\"Pensioenaangroei vóór \"&TEXT(C41,\"d mmmm jjjj\")","v":"Pensioenaangroei vóór "},null,{"$f":"(C49-C47)*C46*C50*C51*C52","v":0},{"$f":"(D49-D47)*D46*D50*D51*D52","v":0},{"$f":"(E49-E47)*E46*E50*E51*E52","v":0}]
["Uitruil NP",null,{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*C53*uitruilfactorNPOP,0)","v":0},{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*D53*uitruilfactorNPOP,0)","v":0},{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*E53*uitruilfactorNPOP,0)","v":0}]
[{"$f":"\"Pensioenaangroei vóór \"&TEXT(C41,\"d mmmm jjjj\")&\" voor bepalen uittreedpercentage\"","v":"Pensioenaangroei vóór  voor bepalen uittreedpercentage"},null,{"$f":"(C48-C47)*C46*C50","v":0},{"$f":"(D48-D47)*D46*D50","v":0},{"$f":"(E48-E47)*E46*E50","v":0},{"$f":"SUM(C55:E55)","v":0}]
[]
[{"$f":"\"Pensioenopbouwpercentage na \" &TEXT(C41,\"d mmmm jjjj\")","v":"Pensioenopbouwpercentage na "},null,{"$f":"IF(C45=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(C60<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(D45=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(D60<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(E45=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(E60<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2}]
[{"$f":"\"Franchisebedrag na \" &TEXT(C41,\"d mmmm jjjj\")","v":"Franchisebedrag na "},null,{"$f":"IF(C45=\"IP voor 1-4-1997\",Franchise_IP,IF(C60<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(D45=\"IP voor 1-4-1997\",Franchise_IP,IF(D60<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(E45=\"IP voor 1-4-1997\",Franchise_IP,IF(E60<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050}]
[{"$f":"\"Berekeningsgrondslag na \" &TEXT(C41,\"d mmmm jjjj\")","v":"Berekeningsgrondslag na "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomE<>\"\",DVH1_BG_kolomE<>\"\"),IF(uittreding1=\"ja\",C48,DVH1_BG_kolomE),0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomE<>\"\",DVH2_BG_kolomE<>\"\"),IF(uittreding1=\"ja\",D48,DVH2_BG_kolomE),0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomE<>\"\",DVH3_BG_kolomE<>\"\"),IF(uittreding1=\"ja\",E48,DVH3_BG_kolomE),0),2),0)","v":0}]
[{"$f":"\"Berekeningsgrondslag na \" &TEXT(C41,\"d mmmm jjjj\")&\" AFGETOPT\"","v":"Berekeningsgrondslag na  AFGETOPT"},null,{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,C59),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,D59),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,E59),2),0)","v":0}]
[{"$f":"\"Deeltijdfactor na \" &TEXT(C41,\"d mmmm jjjj\")","v":"Deeltijdfactor na "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomE<>\"\",DVH1_DTF_kolomE<>\"\"),\nIF(uittreding1=\"ja\",C50,DVH1_DTF_kolomE),0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomE<>\"\",DVH2_DTF_kolomE<>\"\"),\nIF(uittreding1=\"ja\",D50,DVH2_DTF_kolomE),0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomE<>\"\",DVH3_DTF_kolomE<>\"\"),\nIF(uittreding1=\"ja\",E50,DVH3_DTF_kolomE),0),4),0)","v":0}]
[{"$f":"\"Pensioenaangroei na \"&TEXT(C41,\"d mmmm jjjj\")&\" voor bepalen uittreedpercentage\"","v":"Pensioenaangroei na  voor bepalen uittreedpercentage"},null,{"$f":"(C59-C58)*C57*C61","v":0},{"$f":"(D59-D58)*D57*D61","v":0},{"$f":"(E59-E58)*E57*E61","v":0},{"$f":"SUM(C62:E62)","v":0}]
[]
[{"$f":"\"Kalenderjaren tussen \"&TEXT(C13,\"d mmmm jjjj\") &\" en \" &TEXT(C41,\"d mmmm jjjj\")","v":"Kalenderjaren tussen 1 januari 2024 en "},null,{"$f":"IFERROR((DAYS360($C$13,$C$41)/360),C32)","v":""},{"$f":"IFERROR(IF(D$27=\"Ja\",(DAYS360($C$13,$C$41)/360),\nIF(AND(D$27=\"nee\",$C41<=D$31),(DAYS360($C$13,$C$41)/360),\nIF(AND(D$27=\"nee\",$C41>=D$31,D$31>=$C$13),(DAYS360($C$13,D$31)/360),0))),\"\")","v":""},{"$f":"IFERROR(IF(E$27=\"Ja\",(DAYS360($C$13,$C$41)/360),\nIF(AND(E$27=\"nee\",$C41<=E$31),(DAYS360($C$13,$C$41)/360),\nIF(AND(E$27=\"nee\",$C41>=E$31,E$31>=$C$13),(DAYS360($C$13,E$31)/360),0))),\"\")","v":""}]
[{"$f":"\"Pensioenopbouw tussen \" &TEXT(C13,\"d mmmm jjjj\") &\" en \" &TEXT(C41,\"d mmmm jjjj\") &\" berekend met dtf. vóór uittreding\"","v":"Pensioenopbouw tussen 1 januari 2024 en  berekend met dtf. vóór uittreding"},null,{"$f":"IFERROR(C64*(C53+C54),0)","v":0},{"$f":"IFERROR(D64*(D53+D54),0)","v":0},{"$f":"IFERROR(E64*(E53+E54),0)","v":0},{"$f":"SUM(C65:E65)","v":0}]
[]
["Stap 1: Bepaling uittredingspercentage AKP en AOW-overbrugging"]
[{"$f":"\"Pensioenaangroei vóór \" &TEXT(C41,\"d mmmm jjjj\")","v":"Pensioenaangroei vóór "},null,{"$f":"F55","v":0}]
[{"$f":"\"Pensioenaangroei na \" &TEXT(C41,\"d mmmm jjjj\")","v":"Pensioenaangroei na "},null,{"$f":"F62","v":0}]
["Verminderde pensioenaangroei",null,{"$f":"C68-C69","v":0}]
[]
["Uittredingspercentage AKP",null,{"$f":"C70","v":0},"/",{"$f":"F55","v":0},"=",{"$f":"MIN(IF(uittreding1_uittreedpercentage=\"\",IF(F42<\"60.1\",0,uitttreedpercentage_kolomE),uittreding1_uittreedpercentage),1)","v":0}]
["Uittredingspercentage AOW-overbrugging: 100% x 1e Uittreed% AKP",null,null,{"$f":"100%","v":1},"x",{"$f":"G72","v":0},{"$f":"D73*F73","v":0}]
[]
["Stap 2: AKP berekening bij 1ste (deel)uittreding"]
[{"$f":"\"Aanspraak op pensioenrichtleeftijd op \"&TEXT(C13,\"d mmmm jjjj\")","v":"Aanspraak op pensioenrichtleeftijd op 1 januari 2024"},null,null,"Afwijkende ruilkeuze?","Totaal geruild",null,{"$f":"G37","v":0}]
[{"$f":"\"Bij: Pensioenopbouw tussen \" &TEXT(C13,\"d mmmm jjjj\") & \" en \" &TEXT(C41,\"d mmmm jjjj\")","v":"Bij: Pensioenopbouw tussen 1 januari 2024 en "},null,null,"nee",{"$f":"IF(D77=\"nee\",F92,0)","v":0},null,{"$f":"F65","v":0},"+"]
["Pensioen vanaf pensioenrichtleeftijd bij 1e uittreding ",null,null,null,null,null,{"$f":"G76+G77+(IF(D77=\"ja\",NP!$C$29*F92,0))","v":0}]
[]
[{"$f":"\"Aanspraak ten gevolge van 1ste (deel)uittreding op \"&TEXT(C41,\"d mmmm jjjj\")","v":"Aanspraak ten gevolge van 1ste (deel)uittreding op "},null,{"$f":"IF(uittreding1=\"ja\",0,G78)","v":0},"x",{"$f":"G72","v":0},null,{"$f":"C80*E80","v":0}]
["Actuariele verlagingsfactor ",null,{"$f":"IFERROR(((30-(DAY(C41)-1))*G41+((DAY(C41)-1)*G42))/30,1)","v":1},null,null,"x",{"$f":"C81","v":1}]
["Voorwaarts flexibiliseren",null,null,null,null,null,null,{"$f":"G80*G81","v":0}]
["AOW gehuwd of ongehuwd",null,{"$f":"IF(uittreding1=\"ja\",0,IF(C41>=AOW_datum,0,\n(IF(AND(C72=0,DVH1_AOW_kolomE=\"Ja\"),1,\nIF(C55=C62,0,IF(DVH1_AOW_kolomE=\"Ja\",((C55-C62)/($F55-$F62)),0))\n+IF(D55=D62,0,IF(DVH2_AOW_kolomE=\"Ja\",((D55-D62)/($F55-$F62)),0))\n+IF(E55=E62,0,IF(DVH3_AOW_kolomE=\"Ja\",((E55-E62)/($F55-$F62)),0))))\n*AOW_bedrag_overbrugging))","v":0},"x",{"$f":"IF(C83>0,G72,\"\")","v":""},{"$f":"IF(C83>0,\"/     \"&TRUNC(Parameters!$H$76,6)&\"     x   \"&C81,\"\")","v":""},null,{"$f":"IF(C83>0,((C83*E83)/Parameters!$H$76)*C81,0)","v":0}]
[null,null,null,null,null,null,null,{"$f":"(IF(AND(Berekening!F44<>0,Berekening!F44<>(H82+H83)),Berekening!F44,H82+H83))","v":0}]
["Stap 2a: BEDRAG INEENS",null,"10% Aanspraak",null,"Afkoopfactor"]
["Maximale bedrag",null,{"$f":"G80*10%","v":0},"x",{"$f":"IFERROR(((30-(DAY(C41)-1))*H41+((DAY(C41)-1)*H42))/30,1)","v":1},"=",{"$f":"ROUND(C86*E86,2)","v":0}]
["Gekozen bedrag ineens",null,{"$f":"IFERROR(HLOOKUP(C41,Berekening!$B$142:$K$186,10,0),0)","v":0},"Gekozen percentage",{"$f":"IFERROR(IF(((C87/G86)*0.1)>0.1,0,((C87/G86)*0.1)),0)","v":0},null,"Vermindering",{"$f":"H84*-E87","v":0}]
[{"$f":"IF(C41>$C$5,\"AKP vanaf \"&TEXT(C41,\"d mmmm jjjj\")&\" levenslang\",\"AKP van \"&TEXT(C41,\"d mmmm jjjj\")&\" tot \"&TEXT($C$5,\"d mmmm jjjj\"))","v":"AKP van  tot "},null,null,null,null,null,null,{"$f":"H84+H87","v":0}]
[]
["Stap 3: AKP berekening vanaf ingangsdatum AOW op basis van 1ste (deel)uittreding"]
[{"$f":"(\"AKP van \" & TEXT(C41,\"d mmmm jjjj\") & \" tot \" & TEXT(C5,\"d mmmm jjjj\"))","v":"AKP van  tot "},null,null,null,null,null,null,{"$f":"H88","v":0}]
["Af: AOW-overbrugging",null,{"$f":"C83","v":0},"x","Uittr.%",{"$f":"G72","v":0},"-",{"$f":"C92*F92","v":0}]
[{"$f":"IF(C41>$C$5,\"AKP vanaf \"&TEXT(C41,\"d mmmm jjjj\")&\" levenslang\",\"AKP vanaf \" & TEXT($C$5,\"d mmmm jjjj\"))","v":"AKP vanaf "},null,null,null,null,null,null,{"$f":"IF(AND(Berekening!F43<>0,Berekening!F43<>(H91-H92)),Berekening!F43,H91-H92)","v":0}]
[]
["AKP bij 2e (deel)uittreding"]
["Uittreeddatum",null,{"$f":"IF(uitttreeddatum_kolomF=\"\",\"\",uitttreeddatum_kolomF)","v":""},null,{"$f":"IFERROR(IF(C96=\"\",\"\",IF(MONTH(C96)>=MONTH(Geboortedatum),YEAR(C96)-YEAR(Geboortedatum),YEAR(C96)-YEAR(Geboortedatum)-1)),0)","v":""},{"$f":"E96&\".\"&E97","v":"."},{"$f":"IFERROR(VLOOKUP(F96,AKP_factoren,4,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(F96,Bedrag_ineens_factoren,4,0),1)","v":1}]
["Leeftijd",null,{"$f":"IFERROR(IF(DAY(C96)=1,F96,F96&\" - \"&F97),\"\")","v":""},null,{"$f":"IFERROR(IF(C96=\"\",\"\",IF(MONTH(C96)>=MONTH(Geboortedatum),MONTH(C96)-MONTH(Geboortedatum),MONTH(C96)-MONTH(Geboortedatum)+12)),0)","v":""},{"$f":"IFERROR(IF(E97=11,E96+1,E96)&\".\"&IF(E97=11,0,E97+1),\"\")","v":""},{"$f":"IFERROR(VLOOKUP(F97,AKP_factoren,4,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(F97,Bedrag_ineens_factoren,4,0),1)","v":1}]
[]
[null,null,"DVH 1","DVH 2","DVH 3","Totaal"]
["Soort dienstverhouding",null,{"$f":"$C$45","v":"Arbeid"},{"$f":"$D$45","v":"Arbeid"},{"$f":"$E$45","v":""}]
[{"$f":"\"Pensioenopbouwpercentage vóór \" &TEXT(C96,\"d mmmm jjjj\")","v":"Pensioenopbouwpercentage vóór "},null,{"$f":"IF(C100=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(C104<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(D100=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(D104<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(E100=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(E104<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2}]
[{"$f":"\"Franchisebedrag vóór \" &TEXT(C96,\"d mmmm jjjj\")","v":"Franchisebedrag vóór "},null,{"$f":"IF(C100=\"IP voor 1-4-1997\",Franchise_IP,IF(C104<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(D100=\"IP voor 1-4-1997\",Franchise_IP,IF(D104<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(E100=\"IP voor 1-4-1997\",Franchise_IP,IF(E104<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050}]
[{"$f":"\"Berekeningsgrondslag vóór \" &TEXT(C96,\"d mmmm jjjj\")","v":"Berekeningsgrondslag vóór "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH1_BG_kolomF<>\"\"),\nIF(uittreding1=\"ja\",C59,DVH1_BG_kolomE),0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH2_BG_kolomF<>\"\"),\nIF(uittreding1=\"ja\",D59,DVH2_BG_kolomE),0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH3_BG_kolomF<>\"\"),\nIF(uittreding1=\"ja\",E59,DVH3_BG_kolomE),0),2),0)","v":0}]
[{"$f":"\"Berekeningsgrondslag vóór \" &TEXT(C96,\"d mmmm jjjj\")& \" AFGETOPT\"","v":"Berekeningsgrondslag vóór  AFGETOPT"},null,{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,C103),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,D103),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,E103),2),0)","v":0}]
[{"$f":"\"Deeltijdfactor vóór \" &TEXT(C96,\"d mmmm jjjj\")","v":"Deeltijdfactor vóór "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH1_DTF_kolomF<>\"\"),\nIF(uittreding1=\"ja\",C61,DVH1_DTF_kolomE),0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH2_DTF_kolomF<>\"\"),\nIF(uittreding1=\"ja\",D61,DVH2_DTF_kolomE),0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH3_DTF_kolomF<>\"\"),\nIF(uittreding1=\"ja\",E61,DVH3_DTF_kolomE),0),4),0)","v":0}]
[{"$f":"\"Meetelwaarde\"","v":"Meetelwaarde"},null,{"$f":"IFERROR(VLOOKUP(C100,Opbouw_per_aard,2,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(D100,Opbouw_per_aard,2,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(E100,Opbouw_per_aard,2,0),1)","v":1}]
["Beperkingsfactor",null,{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH1_BG_kolomE)/(DVH1_DTF_kolomE*DVH1_BG_kolomE)),1)","v":1},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH2_BG_kolomE)/(DVH2_DTF_kolomE*DVH2_BG_kolomE)),1)","v":1},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH3_BG_kolomE)/(DVH3_DTF_kolomE*DVH3_BG_kolomE)),1)","v":1}]
[{"$f":"\"Pensioenaangroei vóór \"&TEXT(C96,\"d mmmm jjjj\")","v":"Pensioenaangroei vóór "},null,{"$f":"(C104-C102)*C101*C105*C106*C107","v":0},{"$f":"(D104-D102)*D101*D105*D106*D107","v":0},{"$f":"(E104-E102)*E101*E105*E106*E107","v":0}]
["Uitruil NP",null,{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*C108*uitruilfactorNPOP,0)","v":0},{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*D108*uitruilfactorNPOP,0)","v":0},{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*E108*uitruilfactorNPOP,0)","v":0}]
[{"$f":"\"Pensioenaangroei vóór \"&TEXT(C96,\"d mmmm jjjj\")&\" voor bepalen uittreedpercentage\"","v":"Pensioenaangroei vóór  voor bepalen uittreedpercentage"},null,{"$f":"(C103-C102)*C101*C105","v":0},{"$f":"(D103-D102)*D101*D105","v":0},{"$f":"(E103-E102)*E101*E105","v":0},{"$f":"SUM(C110:E110)","v":0}]
[]
[{"$f":"\"Pensioenopbouwpercentage na \" &TEXT(C96,\"d mmmm jjjj\")","v":"Pensioenopbouwpercentage na "},null,{"$f":"IF(C100=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(C115<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(D100=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(D115<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(E100=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(E115<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2}]
[{"$f":"\"Franchisebedrag na \" &TEXT(C96,\"d mmmm jjjj\")","v":"Franchisebedrag na "},null,{"$f":"IF(C100=\"IP voor 1-4-1997\",Franchise_IP,IF(C115<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(D100=\"IP voor 1-4-1997\",Franchise_IP,IF(D115<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(E100=\"IP voor 1-4-1997\",Franchise_IP,IF(E115<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050}]
[{"$f":"\"Berekeningsgrondslag na \" &TEXT(C96,\"d mmmm jjjj\")","v":"Berekeningsgrondslag na "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH1_BG_kolomF<>\"\"),DVH1_BG_kolomF,0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH2_BG_kolomF<>\"\"),DVH2_BG_kolomF,0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH3_BG_kolomF<>\"\"),DVH3_BG_kolomF,0),2),0)","v":0}]
[{"$f":"\"Berekeningsgrondslag na \" &TEXT(C96,\"d mmmm jjjj\")&\" AFGETOPT\"","v":"Berekeningsgrondslag na  AFGETOPT"},null,{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,C114),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,D114),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,E114),2),0)","v":0}]
[{"$f":"\"Deeltijdfactor na \" &TEXT(C96,\"d mmmm jjjj\")","v":"Deeltijdfactor na "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH1_DTF_kolomF<>\"\"),DVH1_DTF_kolomF,0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH2_DTF_kolomF<>\"\"),DVH2_DTF_kolomF,0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomF<>\"\",DVH3_DTF_kolomF<>\"\"),DVH3_DTF_kolomF,0),4),0)","v":0}]
[{"$f":"\"Pensioenaangroei na \"&TEXT(C96,\"d mmmm jjjj\")&\" voor bepalen uittreedpercentage\"","v":"Pensioenaangroei na  voor bepalen uittreedpercentage"},null,{"$f":"(C114-C113)*C112*C116","v":0},{"$f":"(D114-D113)*D112*D116","v":0},{"$f":"(E114-E113)*E112*E116","v":0},{"$f":"SUM(C117:E117)","v":0}]
[]
[{"$f":"\"Kalenderjaren tussen \"&TEXT(C41,\"d mmmm jjjj\") &\" en \" &TEXT(C96,\"d mmmm jjjj\")","v":"Kalenderjaren tussen  en "},null,{"$f":"IFERROR((DAYS360($C$41,$C$96)/360),C64)","v":""},{"$f":"IFERROR(IF(D$27=\"Ja\",(DAYS360($C$41,$C$96)/360),\nIF(AND(D$27=\"nee\",$C96<=D$31),(DAYS360($C$41,$C$96)/360),\nIF(AND(D$27=\"nee\",$C96>=D$31,D$31>=$C$41),(DAYS360($C$41,D$31)/360),0))),\"\")","v":""},{"$f":"IFERROR(IF(E$27=\"Ja\",(DAYS360($C$41,$C$96)/360),\nIF(AND(E$27=\"nee\",$C96<=E$31),(DAYS360($C$41,$C$96)/360),\nIF(AND(E$27=\"nee\",$C96>=E$31,E$31>=$C$41),(DAYS360($C$41,E$31)/360),0))),\"\")","v":""}]
[{"$f":"\"Pensioenopbouw tussen \" &TEXT(C41,\"d mmmm jjjj\") &\" en \" &TEXT(C96,\"d mmmm jjjj\") &\" berekend met dtf. vóór uittreding\"","v":"Pensioenopbouw tussen  en  berekend met dtf. vóór uittreding"},null,{"$f":"IFERROR(C119*(C108+C109),0)","v":0},{"$f":"IFERROR(D119*(D108+D109),0)","v":0},{"$f":"IFERROR(E119*(E108+E109),0)","v":0},{"$f":"SUM(C120:E120)","v":0}]
[]
["Stap 1: Vaststelling uittredingspercentage"]
[{"$f":"\"Pensioenaangroei vóór \" &TEXT(C96,\"d mmmm jjjj\")","v":"Pensioenaangroei vóór "},null,{"$f":"F110","v":0}]
[{"$f":"\"Pensioenaangroei na \" &TEXT(C96,\"d mmmm jjjj\")","v":"Pensioenaangroei na "},null,{"$f":"F117","v":0}]
["Verminderde pensioenaangroei",null,{"$f":"C123-C124","v":0}]
[]
["Uittredingspercentage AKP",null,{"$f":"C125","v":0},"/",{"$f":"C123","v":0},"=",{"$f":"MIN(IF(uitttreedpercentage_kolomF=\"\",0,IF(F97<\"60.1\",0,uitttreedpercentage_kolomF)),1)","v":0}]
["Uittredings% AOW-overbrugging: Rest% 1e uittred x Uittreedpercentage 2e uittreding",null,null,{"$f":"100%-G72","v":1},"x",{"$f":"G127","v":0},{"$f":"D128*F128","v":0}]
[]
["Stap 2: AKP berekening van 2de (deel)uittreding"]
[{"$f":"\"Aanspraak op pensioenrichtleeftijd bij 1e uittreding op \"&TEXT(C41,\"d mmmm jjjj\")","v":"Aanspraak op pensioenrichtleeftijd bij 1e uittreding op "},null,null,"Afwijkende ruilkeuze?","Totaal geruild",null,{"$f":"G78","v":0}]
[{"$f":"\"Bij: Pensioenopbouw tussen \" &TEXT(C41,\"d mmmm jjjj\") & \" en \" &TEXT(C96,\"d mmmm jjjj\")","v":"Bij: Pensioenopbouw tussen  en "},null,null,"nee",{"$f":"E77+IF(D132=\"nee\",F149,0)","v":0},null,{"$f":"F120","v":0},"+"]
["Pensioen vanaf pensioenrichtleeftijd bij 2e uittreding ",null,null,null,null,null,{"$f":"G131+G132","v":0}]
["Af: Verminderd met de aanspraak ten gevolge van de 1ste (deel)uittreding ",null,null,null,null,null,{"$f":"IF(uittreding1=\"ja\",0,$G$80)","v":0},"-/-"]
[null,null,null,null,null,null,{"$f":"G133-G134+(IF(D132=\"ja\",NP!$C$29*F149,0))","v":0}]
[]
[{"$f":"\"Aanspraak ten gevolge van 2e (deel)uittreding op \"&TEXT(C96,\"d mmmm jjjj\")","v":"Aanspraak ten gevolge van 2e (deel)uittreding op "},null,{"$f":"G135","v":0},"x",{"$f":"G127","v":0},null,{"$f":"C137*E137","v":0}]
["Actuariele verlagingsfactor",null,{"$f":"IFERROR(((30-(DAY(C96)-1))*G96+((DAY(C96)-1)*G97))/30,1)","v":1},null,null,"x",{"$f":"C138","v":1}]
["Voorwaarts flexibiliseren",null,null,null,null,null,null,{"$f":"G137*G138","v":0}]
["AOW gehuwd of ongehuwd",null,{"$f":"IF(C96>=AOW_datum,0,\n(IF(AND(C127=0,DVH1_AOW_kolomF=\"Ja\"),1,\nIF(C110=C117,0,IF(DVH1_AOW_kolomF=\"Ja\",((C110-C117)/($F110-$F117)),0))\n+IF(D110=D117,0,IF(DVH2_AOW_kolomF=\"Ja\",((D110-D117)/($F110-$F117)),0))\n+IF(E110=E117,0,IF(DVH3_AOW_kolomF=\"Ja\",((E110-E117)/($F110-$F117)),0))))\n*AOW_bedrag_overbrugging)","v":0},"x",{"$f":"IF(C140>0,G128,\"\")","v":""},{"$f":"IF(C140>0,\"/     \"&TRUNC(Parameters!$I$76,6)&\"     x   \"&C138,\"\")","v":""},null,{"$f":"IF(C140>0,((C140*E140)/Parameters!$I$76)*C138,0)","v":0}]
[null,null,null,null,null,null,null,{"$f":"H139+H140","v":0}]
["Stap 2a: BEDRAG INEENS",null,"10% Aanspraak",null,"Afkoopfactor"]
["Maximale bedrag",null,{"$f":"G137*10%","v":0},"x",{"$f":"IFERROR(((30-(DAY(C96)-1))*H96+((DAY(C96)-1)*H97))/30,1)","v":1},"=",{"$f":"ROUND(C143*E143,2)","v":0}]
["Gekozen bedrag ineens",null,{"$f":"IFERROR(HLOOKUP(C96,Berekening!$B$142:$K$186,10,0),0)","v":0},"Gekozen percentage",{"$f":"IFERROR(IF(((C144/G143)*0.1)>0.1,0,((C144/G143)*0.1)),0)","v":0},null,"Vermindering",{"$f":"H141*-E144","v":0}]
[{"$f":"IF(C96>$C$5,\"AKP vanaf \"&TEXT(C96,\"d mmmm jjjj\")&\" levenslang\",\"AKP van \"&TEXT(C96,\"d mmmm jjjj\")&\" tot \"&TEXT($C$5,\"d mmmm jjjj\"))","v":"AKP van  tot "},null,null,null,null,null,null,{"$f":"H141+H144","v":0}]
[]
["Stap 3: AKP berekening vanaf ingangsdatum AOW op basis van 1ste (deel)uittreding"]
[{"$f":"(\"AKP van \" & TEXT(C96,\"d mmmm jjjj\") & \" tot \" & TEXT(C5,\"d mmmm jjjj\"))","v":"AKP van  tot "},null,null,null,null,null,null,{"$f":"H145","v":0}]
["Af: AOW-overbrugging",null,{"$f":"C140","v":0},"x","Uittr.% AOW",{"$f":"G128","v":0},"-",{"$f":"C149*F149","v":0}]
[{"$f":"IF(C96>$C$5,\"AKP vanaf \"&TEXT(C96,\"d mmmm jjjj\")&\" levenslang\",\"AKP vanaf \" & TEXT($C$5,\"d mmmm jjjj\"))","v":"AKP vanaf "},null,null,null,null,null,null,{"$f":"H148-H149","v":0}]
[]
["AKP bij 3e (deel)uittreding"]
["Uittreeddatum",null,{"$f":"IF(uitttreeddatum_kolomG=\"\",\"\",uitttreeddatum_kolomG)","v":""},null,{"$f":"IFERROR(IF(C153=\"\",\"\",IF(MONTH(C153)>=MONTH(Geboortedatum),YEAR(C153)-YEAR(Geboortedatum),YEAR(C153)-YEAR(Geboortedatum)-1)),0)","v":""},{"$f":"E153&\".\"&E154","v":"."},{"$f":"IFERROR(VLOOKUP(F153,AKP_factoren,5,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(F153,Bedrag_ineens_factoren,5,0),1)","v":1}]
["Leeftijd",null,{"$f":"IFERROR(IF(DAY(C153)=1,F153,F153&\" - \"&F154),\"\")","v":""},null,{"$f":"IFERROR(IF(C153=\"\",\"\",IF(MONTH(C153)>=MONTH(Geboortedatum),MONTH(C153)-MONTH(Geboortedatum),MONTH(C153)-MONTH(Geboortedatum)+12)),0)","v":""},{"$f":"IFERROR(IF(E154=11,E153+1,E153)&\".\"&IF(E154=11,0,E154+1),\"\")","v":""},{"$f":"IFERROR(VLOOKUP(F154,AKP_factoren,5,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(F154,Bedrag_ineens_factoren,5,0),1)","v":1}]
[]
[null,null,"DVH 1","DVH 2","DVH 3","Totaal"]
["Soort dienstverhouding",null,{"$f":"$C$45","v":"Arbeid"},{"$f":"$D$45","v":"Arbeid"},{"$f":"$E$45","v":""}]
[{"$f":"\"Pensioenopbouwpercentage vóór \" &TEXT(C153,\"d mmmm jjjj\")","v":"Pensioenopbouwpercentage vóór "},null,{"$f":"IF(C157=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(C161<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(D157=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(D161<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(E157=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(E161<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2}]
[{"$f":"\"Franchisebedrag vóór \" &TEXT(C153,\"d mmmm jjjj\")","v":"Franchisebedrag vóór "},null,{"$f":"IF(C157=\"IP voor 1-4-1997\",Franchise_IP,IF(C161<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(D157=\"IP voor 1-4-1997\",Franchise_IP,IF(D161<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(E157=\"IP voor 1-4-1997\",Franchise_IP,IF(E161<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050}]
[{"$f":"\"Berekeningsgrondslag vóór \" &TEXT(C153,\"d mmmm jjjj\")","v":"Berekeningsgrondslag vóór "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH1_BG_kolomG<>\"\"),DVH1_BG_kolomF,0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH2_BG_kolomG<>\"\"),DVH2_BG_kolomF,0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH3_BG_kolomG<>\"\"),DVH3_BG_kolomF,0),2),0)","v":0}]
[{"$f":"\"Berekeningsgrondslag vóór \" &TEXT(C153,\"d mmmm jjjj\")& \" AFGETOPT\"","v":"Berekeningsgrondslag vóór  AFGETOPT"},null,{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,C160),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,D160),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,E160),2),0)","v":0}]
[{"$f":"\"Deeltijdfactor vóór \" &TEXT(C153,\"d mmmm jjjj\")","v":"Deeltijdfactor vóór "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH1_DTF_kolomG<>\"\"),DVH1_DTF_kolomF,0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH2_DTF_kolomG<>\"\"),DVH2_DTF_kolomF,0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH3_DTF_kolomG<>\"\"),DVH3_DTF_kolomF,0),4),0)","v":0}]
[{"$f":"\"Meetelwaarde\"","v":"Meetelwaarde"},null,{"$f":"IFERROR(VLOOKUP(C157,Opbouw_per_aard,2,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(D157,Opbouw_per_aard,2,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(E157,Opbouw_per_aard,2,0),1)","v":1}]
["Beperkingsfactor",null,{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH1_BG_kolomF)/(DVH1_DTF_kolomF*DVH1_BG_kolomF)),1)","v":1},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH2_BG_kolomF)/(DVH2_DTF_kolomF*DVH2_BG_kolomF)),1)","v":1},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH3_BG_kolomF)/(DVH3_DTF_kolomF*DVH3_BG_kolomF)),1)","v":1}]
[{"$f":"\"Pensioenaangroei vóór \"&TEXT(C153,\"d mmmm jjjj\")","v":"Pensioenaangroei vóór "},null,{"$f":"(C161-C159)*C158*C162*C163*C164","v":0},{"$f":"(D161-D159)*D158*D162*D163*D164","v":0},{"$f":"(E161-E159)*E158*E162*E163*E164","v":0}]
["Uitruil NP",null,{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*C165*uitruilfactorNPOP,0)","v":0},{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*D165*uitruilfactorNPOP,0)","v":0},{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*E165*uitruilfactorNPOP,0)","v":0}]
[{"$f":"\"Pensioenaangroei vóór \"&TEXT(C153,\"d mmmm jjjj\")&\" voor bepalen uittreedpercentage\"","v":"Pensioenaangroei vóór  voor bepalen uittreedpercentage"},null,{"$f":"(C160-C159)*C158*C162","v":0},{"$f":"(D160-D159)*D158*D162","v":0},{"$f":"(E160-E159)*E158*E162","v":0},{"$f":"SUM(C167:E167)","v":0}]
[]
[{"$f":"\"Pensioenopbouwpercentage na \" &TEXT(C153,\"d mmmm jjjj\")","v":"Pensioenopbouwpercentage na "},null,{"$f":"IF(C157=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(C172<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(D157=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(D172<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(E157=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(E172<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2}]
[{"$f":"\"Franchisebedrag na \" &TEXT(C153,\"d mmmm jjjj\")","v":"Franchisebedrag na "},null,{"$f":"IF(C157=\"IP voor 1-4-1997\",Franchise_IP,IF(C172<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(D157=\"IP voor 1-4-1997\",Franchise_IP,IF(D172<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(E157=\"IP voor 1-4-1997\",Franchise_IP,IF(E172<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050}]
[{"$f":"\"Berekeningsgrondslag na \" &TEXT(C153,\"d mmmm jjjj\")","v":"Berekeningsgrondslag na "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH1_BG_kolomG<>\"\"),DVH1_BG_kolomG,0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH2_BG_kolomG<>\"\"),DVH2_BG_kolomG,0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH3_BG_kolomG<>\"\"),DVH3_BG_kolomG,0),2),0)","v":0}]
[{"$f":"\"Berekeningsgrondslag na \" &TEXT(C153,\"d mmmm jjjj\")&\" AFGETOPT\"","v":"Berekeningsgrondslag na  AFGETOPT"},null,{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,C171),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,D171),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,E171),2),0)","v":0}]
[{"$f":"\"Deeltijdfactor na \" &TEXT(C153,\"d mmmm jjjj\")","v":"Deeltijdfactor na "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH1_DTF_kolomG<>\"\"),DVH1_DTF_kolomG,0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH2_DTF_kolomG<>\"\"),DVH2_DTF_kolomG,0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomG<>\"\",DVH3_DTF_kolomG<>\"\"),DVH3_DTF_kolomG,0),4),0)","v":0}]
[{"$f":"\"Pensioenaangroei na \"&TEXT(C153,\"d mmmm jjjj\")&\" voor bepalen uittreedpercentage\"","v":"Pensioenaangroei na  voor bepalen uittreedpercentage"},null,{"$f":"(C171-C170)*C169*C173","v":0},{"$f":"(D171-D170)*D169*D173","v":0},{"$f":"(E171-E170)*E169*E173","v":0},{"$f":"SUM(C174:E174)","v":0}]
[]
[{"$f":"\"Kalenderjaren tussen \"&TEXT(C96,\"d mmmm jjjj\") &\" en \" &TEXT(C153,\"d mmmm jjjj\")","v":"Kalenderjaren tussen  en "},null,{"$f":"IFERROR((DAYS360($C$96,$C$153)/360),C119)","v":""},{"$f":"IFERROR(IF(D$27=\"Ja\",(DAYS360($C$96,$C$153)/360),\nIF(AND(D$27=\"nee\",$C153<=D$31),(DAYS360($C$96,$C$153)/360),\nIF(AND(D$27=\"nee\",$C153>=D$31,D$31>=$C$96),(DAYS360($C$96,D$31)/360),0))),\"\")","v":""},{"$f":"IFERROR(IF(E$27=\"Ja\",(DAYS360($C$96,$C$153)/360),\nIF(AND(E$27=\"nee\",$C153<=E$31),(DAYS360($C$96,$C$153)/360),\nIF(AND(E$27=\"nee\",$C153>=E$31,E$31>=$C$96),(DAYS360($C$96,E$31)/360),0))),\"\")","v":""}]
[{"$f":"\"Pensioenopbouw tussen \" &TEXT(C96,\"d mmmm jjjj\") &\" en \" &TEXT(C153,\"d mmmm jjjj\") &\" berekend met dtf. vóór uittreding\"","v":"Pensioenopbouw tussen  en  berekend met dtf. vóór uittreding"},null,{"$f":"IFERROR(C176*(C165+C166),0)","v":0},{"$f":"IFERROR(D176*(D165+D166),0)","v":0},{"$f":"IFERROR(E176*(E165+E166),0)","v":0},{"$f":"SUM(C177:E177)","v":0}]
[]
["Stap 1: Vaststelling uittredingspercentage"]
[{"$f":"\"Pensioenaangroei vóór \" &TEXT(C153,\"d mmmm jjjj\")","v":"Pensioenaangroei vóór "},null,{"$f":"F167","v":0}]
[{"$f":"\"Pensioenaangroei na \" &TEXT(C153,\"d mmmm jjjj\")","v":"Pensioenaangroei na "},null,{"$f":"F174","v":0}]
["Verminderde pensioenaangroei",null,{"$f":"C180-C181","v":0}]
[]
["Uittredingspercentage AKP",null,{"$f":"C182","v":0},"/",{"$f":"C180","v":0},"=",{"$f":"MIN(IF(uitttreedpercentage_kolomG=\"\",0,IF(F154<\"60.1\",0,uitttreedpercentage_kolomG)),1)","v":0}]
["Uittredings% AOW-overbrugging: Rest% 2e uittred x Uittreedpercentage 3e uittreding",null,null,{"$f":"D128-G128","v":1},"x",{"$f":"G184","v":0},{"$f":"D185*F185","v":0}]
[]
["Stap 2: AKP berekening van 3de (deel)uittreding"]
[{"$f":"\"Aanspraak op pensioenrichtleeftijd bij 2e uittreding op \"&TEXT(C96,\"d mmmm jjjj\")","v":"Aanspraak op pensioenrichtleeftijd bij 2e uittreding op "},null,null,"Afwijkende ruilkeuze?","Totaal geruild",null,{"$f":"G133+(IF(D132=\"ja\",NP!$C$29*F149,0))","v":0}]
[{"$f":"\"Bij: Pensioenopbouw tussen \" &TEXT(C96,\"d mmmm jjjj\") & \" en \" &TEXT(C153,\"d mmmm jjjj\")","v":"Bij: Pensioenopbouw tussen  en "},null,null,"nee",{"$f":"E132+IF(D189=\"nee\",F206,0)","v":0},null,{"$f":"F177","v":0},"+"]
["Pensioen vanaf pensioenrichtleeftijd bij 3e uittreding ",null,null,null,null,null,{"$f":"G188+G189","v":0}]
["Af: Verminderd met de aanspraak ten gevolge van de 1ste en 2e (deel)uittreding ",null,{"$f":"$G$134","v":0},"+",{"$f":"$G$137","v":0},null,{"$f":"C191+E191","v":0},"-/-"]
[null,null,null,null,null,null,{"$f":"G190-G191+(IF(D189=\"ja\",NP!$C$29*F206,0))","v":0}]
[]
[{"$f":"\"Aanspraak ten gevolge van 3e (deel)uittreding op \"&TEXT(C153,\"d mmmm jjjj\")","v":"Aanspraak ten gevolge van 3e (deel)uittreding op "},null,{"$f":"G192","v":0},"x",{"$f":"G184","v":0},null,{"$f":"C194*E194","v":0}]
["Actuariele verlagingsfactor",null,{"$f":"IFERROR(((30-(DAY(C153)-1))*G153+((DAY(C153)-1)*G154))/30,1)","v":1},null,null,"x",{"$f":"C195","v":1}]
["Voorwaarts flexibiliseren",null,null,null,null,null,null,{"$f":"G194*G195","v":0}]
["AOW gehuwd of ongehuwd",null,{"$f":"IF(C153>=AOW_datum,0,\n(IF(AND(C184=0,DVH1_AOW_kolomG=\"Ja\"),1,\nIF(C167=C174,0,IF(DVH1_AOW_kolomG=\"Ja\",((C167-C174)/($F167-$F174)),0))\n+IF(D167=D174,0,IF(DVH2_AOW_kolomG=\"Ja\",((D167-D174)/($F167-$F174)),0))\n+IF(E167=E174,0,IF(DVH3_AOW_kolomG=\"Ja\",((E167-E174)/($F167-$F174)),0)))\n*AOW_bedrag_overbrugging))","v":0},"x",{"$f":"IF(C197>0,G185,\"\")","v":""},{"$f":"IF(C197>0,\"/     \"&TRUNC(Parameters!$J$76,6)&\"     x   \"&C195,\"\")","v":""},null,{"$f":"IF(C197>0,((C197*E197)/Parameters!$J$76)*C195,0)","v":0}]
[null,null,null,null,null,null,null,{"$f":"H196+H197","v":0}]
["Stap 2a: BEDRAG INEENS",null,"10% Aanspraak",null,"Afkoopfactor"]
["Maximale bedrag",null,{"$f":"G194*10%","v":0},"x",{"$f":"IFERROR(((30-(DAY(C153)-1))*H153+((DAY(C153)-1)*H154))/30,1)","v":1},"=",{"$f":"ROUND(C200*E200,2)","v":0}]
["Gekozen bedrag ineens",null,{"$f":"IFERROR(HLOOKUP(C153,Berekening!$B$142:$K$186,10,0),0)","v":0},"Gekozen percentage",{"$f":"IFERROR(IF(((C201/G200)*0.1)>0.1,0,((C201/G200)*0.1)),0)","v":0},null,"Vermindering",{"$f":"H198*-E201","v":0}]
[{"$f":"IF(C153>$C$5,\"AKP vanaf \"&TEXT(C153,\"d mmmm jjjj\")&\" levenslang\",\"AKP van \"&TEXT(C153,\"d mmmm jjjj\")&\" tot \"&TEXT($C$5,\"d mmmm jjjj\"))","v":"AKP van  tot "},null,null,null,null,null,null,{"$f":"H198+H201","v":0}]
[]
["Stap 3: AKP berekening vanaf ingangsdatum AOW op basis van 3e (deel)uittreding"]
[{"$f":"(\"AKP van \" & TEXT(C153,\"d mmmm jjjj\") & \" tot \" & TEXT(C5,\"d mmmm jjjj\"))","v":"AKP van  tot "},null,null,null,null,null,null,{"$f":"H202","v":0}]
["Af: AOW-overbrugging",null,{"$f":"C197","v":0},"x","Uittr.% AOW",{"$f":"G185","v":0},"-",{"$f":"C206*F206","v":0}]
[{"$f":"IF(C153>$C$5,\"AKP vanaf \"&TEXT(C153,\"d mmmm jjjj\")&\" levenslang\",\"AKP vanaf \" & TEXT($C$5,\"d mmmm jjjj\"))","v":"AKP vanaf "},null,null,null,null,null,null,{"$f":"H205-H206","v":0}]
[]
["AKP bij 4e (deel)uittreding"]
["Uittreeddatum",null,{"$f":"IF(uitttreeddatum_kolomH=\"\",\"\",uitttreeddatum_kolomH)","v":""},null,{"$f":"IFERROR(IF(C210=\"\",\"\",IF(MONTH(C210)>=MONTH(Geboortedatum),YEAR(C210)-YEAR(Geboortedatum),YEAR(C210)-YEAR(Geboortedatum)-1)),0)","v":""},{"$f":"E210&\".\"&E211","v":"."},{"$f":"IFERROR(VLOOKUP(F210,AKP_factoren,6,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(F210,Bedrag_ineens_factoren,6,0),1)","v":1}]
["Leeftijd",null,{"$f":"IFERROR(IF(DAY(C210)=1,F210,F210&\" - \"&F211),\"\")","v":""},null,{"$f":"IFERROR(IF(C210=\"\",\"\",IF(MONTH(C210)>=MONTH(Geboortedatum),MONTH(C210)-MONTH(Geboortedatum),MONTH(C210)-MONTH(Geboortedatum)+12)),0)","v":""},{"$f":"IFERROR(IF(E211=11,E210+1,E210)&\".\"&IF(E211=11,0,E211+1),\"\")","v":""},{"$f":"IFERROR(VLOOKUP(F211,AKP_factoren,6,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(F211,Bedrag_ineens_factoren,6,0),1)","v":1}]
[]
[null,null,"DVH 1","DVH 2","DVH 3","Totaal"]
["Soort dienstverhouding",null,{"$f":"$C$45","v":"Arbeid"},{"$f":"$D$45","v":"Arbeid"},{"$f":"$E$45","v":""}]
[{"$f":"\"Pensioenopbouwpercentage vóór \" &TEXT(C210,\"d mmmm jjjj\")","v":"Pensioenopbouwpercentage vóór "},null,{"$f":"IF(C214=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(C218<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(D214=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(D218<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(E214=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(E218<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2}]
[{"$f":"\"Franchisebedrag vóór \" &TEXT(C210,\"d mmmm jjjj\")","v":"Franchisebedrag vóór "},null,{"$f":"IF(C214=\"IP voor 1-4-1997\",Franchise_IP,IF(C218<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(D214=\"IP voor 1-4-1997\",Franchise_IP,IF(D218<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(E214=\"IP voor 1-4-1997\",Franchise_IP,IF(E218<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050}]
[{"$f":"\"Berekeningsgrondslag vóór \" &TEXT(C210,\"d mmmm jjjj\")","v":"Berekeningsgrondslag vóór "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH1_BG_kolomH<>\"\"),DVH1_BG_kolomG,0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH2_BG_kolomH<>\"\"),DVH2_BG_kolomG,0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH3_BG_kolomH<>\"\"),DVH3_BG_kolomG,0),2),0)","v":0}]
[{"$f":"\"Berekeningsgrondslag vóór \" &TEXT(C210,\"d mmmm jjjj\")& \" AFGETOPT\"","v":"Berekeningsgrondslag vóór  AFGETOPT"},null,{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,C217),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,D217),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,E217),2),0)","v":0}]
[{"$f":"\"Deeltijdfactor vóór \" &TEXT(C210,\"d mmmm jjjj\")","v":"Deeltijdfactor vóór "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH1_DTF_kolomH<>\"\"),DVH1_DTF_kolomG,0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH2_DTF_kolomH<>\"\"),DVH2_DTF_kolomG,0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH3_DTF_kolomH<>\"\"),DVH3_DTF_kolomG,0),4),0)","v":0}]
[{"$f":"\"Meetelwaarde\"","v":"Meetelwaarde"},null,{"$f":"IFERROR(VLOOKUP(C214,Opbouw_per_aard,2,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(D214,Opbouw_per_aard,2,0),1)","v":1},{"$f":"IFERROR(VLOOKUP(E214,Opbouw_per_aard,2,0),1)","v":1}]
["Beperkingsfactor",null,{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH1_BG_kolomG)/(DVH1_DTF_kolomG*DVH1_BG_kolomG)),1)","v":1},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH2_BG_kolomG)/(DVH2_DTF_kolomG*DVH2_BG_kolomG)),1)","v":1},{"$f":"IFERROR(MIN(1,MAX(Aftoppingsgrens,DVH3_BG_kolomG)/(DVH3_DTF_kolomG*DVH3_BG_kolomG)),1)","v":1}]
[{"$f":"\"Pensioenaangroei vóór \"&TEXT(C210,\"d mmmm jjjj\")","v":"Pensioenaangroei vóór "},null,{"$f":"(C218-C216)*C215*C219*C220*C221","v":0},{"$f":"(D218-D216)*D215*D219*D220*D221","v":0},{"$f":"(E218-E216)*E215*E219*E220*E221","v":0}]
["Uitruil NP",null,{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*C222*uitruilfactorNPOP,0)","v":0},{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*D222*uitruilfactorNPOP,0)","v":0},{"$f":"IF(Berekening!$E$18=\"minimaal NP\",Parameters!$G$117*E222*uitruilfactorNPOP,0)","v":0}]
[{"$f":"\"Pensioenaangroei vóór \"&TEXT(C210,\"d mmmm jjjj\")&\" voor bepalen uittreedpercentage\"","v":"Pensioenaangroei vóór  voor bepalen uittreedpercentage"},null,{"$f":"(C217-C216)*C215*C219","v":0},{"$f":"(D217-D216)*D215*D219","v":0},{"$f":"(E217-E216)*E215*E219","v":0},{"$f":"SUM(C224:E224)","v":0}]
[]
[{"$f":"\"Pensioenopbouwpercentage na \" &TEXT(C210,\"d mmmm jjjj\")","v":"Pensioenopbouwpercentage na "},null,{"$f":"IF(C214=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(C229<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(D214=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(D229<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2},{"$f":"IF(E214=\"IP voor 1-4-1997\",Opbouwpercentage_IP,IF(E229<Grensbedrag,Opbouwpercentage_laag,Opbouwpercentage_hoog))","v":1.7010000000000001E-2}]
[{"$f":"\"Franchisebedrag na \" &TEXT(C210,\"d mmmm jjjj\")","v":"Franchisebedrag na "},null,{"$f":"IF(C214=\"IP voor 1-4-1997\",Franchise_IP,IF(C229<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(D214=\"IP voor 1-4-1997\",Franchise_IP,IF(D229<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050},{"$f":"IF(E214=\"IP voor 1-4-1997\",Franchise_IP,IF(E229<Grensbedrag,Franchise_laag,Franchise_hoog))","v":14050}]
[{"$f":"\"Berekeningsgrondslag na \" &TEXT(C210,\"d mmmm jjjj\")","v":"Berekeningsgrondslag na "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH1_BG_kolomH<>\"\"),DVH1_BG_kolomH,0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH2_BG_kolomH<>\"\"),DVH2_BG_kolomH,0),2),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH3_BG_kolomH<>\"\"),DVH3_BG_kolomH,0),2),0)","v":0}]
[{"$f":"\"Berekeningsgrondslag na \" &TEXT(C210,\"d mmmm jjjj\")&\" AFGETOPT\"","v":"Berekeningsgrondslag na  AFGETOPT"},null,{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,C228),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,D228),2),0)","v":0},{"$f":"IFERROR(ROUND(MIN(Aftoppingsgrens,E228),2),0)","v":0}]
[{"$f":"\"Deeltijdfactor na \" &TEXT(C210,\"d mmmm jjjj\")","v":"Deeltijdfactor na "},null,{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH1_DTF_kolomH<>\"\"),DVH1_DTF_kolomH,0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH2_DTF_kolomH<>\"\"),DVH2_DTF_kolomH,0),4),0)","v":0},{"$f":"IFERROR(ROUND(IF(AND(uitttreeddatum_kolomH<>\"\",DVH3_DTF_kolomH<>\"\"),DVH3_DTF_kolomH,0),4),0)","v":0}]
[{"$f":"\"Pensioenaangroei na \"&TEXT(C210,\"d mmmm jjjj\")&\" voor bepalen uittreedpercentage\"","v":"Pensioenaangroei na  voor bepalen uittreedpercentage"},null,{"$f":"(C228-C227)*C226*C230","v":0},{"$f":"(D228-D227)*D226*D230","v":0},{"$f":"(E228-E227)*E226*E230","v":0},{"$f":"SUM(C231:E231)","v":0}]
[]
[{"$f":"\"Kalenderjaren tussen \"&TEXT(C153,\"d mmmm jjjj\") &\" en \" &TEXT(C210,\"d mmmm jjjj\")","v":"Kalenderjaren tussen  en "},null,{"$f":"IFERROR((DAYS360($C$153,$C$210)/360),C176)","v":""},{"$f":"IFERROR(IF(D$27=\"Ja\",(DAYS360($C$153,$C$210)/360),\nIF(AND(D$27=\"nee\",$C210<=D$31),(DAYS360($C$153,$C$210)/360),\nIF(AND(D$27=\"nee\",$C210>=D$31,D$31>=$C$153),(DAYS360($C$153,D$31)/360),0))),\"\")","v":""},{"$f":"IFERROR(IF(E$27=\"Ja\",(DAYS360($C$153,$C$210)/360),\nIF(AND(E$27=\"nee\",$C210<=E$31),(DAYS360($C$153,$C$210)/360),\nIF(AND(E$27=\"nee\",$C210>=E$31,E$31>=$C$153),(DAYS360($C$153,E$31)/360),0))),\"\")","v":""}]
[{"$f":"\"Pensioenopbouw tussen \" &TEXT(C153,\"d mmmm jjjj\") &\" en \" &TEXT(C210,\"d mmmm jjjj\") &\" berekend met dtf. vóór uittreding\"","v":"Pensioenopbouw tussen  en  berekend met dtf. vóór uittreding"},null,{"$f":"IFERROR(C233*(C222+C223),0)","v":0},{"$f":"IFERROR(D233*(D222+D223),0)","v":0},{"$f":"IFERROR(E233*(E222+E223),0)","v":0},{"$f":"SUM(C234:E234)","v":0}]
[]
["Stap 1: Vaststelling uittredingspercentage"]
[{"$f":"\"Pensioenaangroei vóór \" &TEXT(C210,\"d mmmm jjjj\")","v":"Pensioenaangroei vóór "},null,{"$f":"F224","v":0}]
[{"$f":"\"Pensioenaangroei na \" &TEXT(C210,\"d mmmm jjjj\")","v":"Pensioenaangroei na "},null,{"$f":"F231","v":0}]
["Verminderde pensioenaangroei",null,{"$f":"C237-C238","v":0}]
[]
["Uittredingspercentage AKP",null,{"$f":"C239","v":0},"/",{"$f":"C237","v":0},"=",{"$f":"MIN(IF(uitttreedpercentage_kolomH=\"\",0,IF(F211<\"60.1\",0,uitttreedpercentage_kolomH)),1)","v":0}]
["Uittredings% AOW-overbrugging: Rest% 3e uittred x Uittreedpercentage 4e uittreding",null,null,{"$f":"D185-G185","v":1},"x",{"$f":"G241","v":0},{"$f":"D242*F242","v":0}]
[]
["Stap 2: AKP berekening van 4de (deel)uittreding"]
[{"$f":"\"Aanspraak op pensioenrichtleeftijd bij 3e uittreding op \"&TEXT(C153,\"d mmmm jjjj\")","v":"Aanspraak op pensioenrichtleeftijd bij 3e uittreding op "},null,null,"Afwijkende ruilkeuze?","Totaal geruild",null,{"$f":"G190+(IF(D189=\"ja\",NP!$C$29*F206,0))","v":0}]
[{"$f":"\"Bij: Pensioenopbouw tussen \" &TEXT(C153,\"d mmmm jjjj\") & \" en \" &TEXT(C210,\"d mmmm jjjj\")","v":"Bij: Pensioenopbouw tussen  en "},null,null,"nee",{"$f":"IF(uitttreeddatum_kolomE=\"\",1,IF(Berekening!$D$2<>\"\",1,E189+IF(D246=\"nee\",F263,0)))","v":1},null,{"$f":"F234","v":0},"+"]
["Pensioen vanaf pensioenrichtleeftijd bij 3e uittreding ",null,null,null,null,null,{"$f":"G245+G246","v":0}]
["Af: Verminderd met de aanspraak ten gevolge van de 1ste en 2e (deel)uittreding ",null,{"$f":"$G$191","v":0},"+",{"$f":"$G$194","v":0},null,{"$f":"C248+E248","v":0},"-/-"]
[null,null,null,null,null,null,{"$f":"G247-G248+(IF(D246=\"ja\",NP!$C$29*F263,0))","v":0}]
[]
[{"$f":"\"Aanspraak ten gevolge van 3e (deel)uittreding op \"&TEXT(C210,\"d mmmm jjjj\")","v":"Aanspraak ten gevolge van 3e (deel)uittreding op "},null,{"$f":"G249","v":0},"x",{"$f":"G241","v":0},null,{"$f":"C251*E251","v":0}]
["Actuariele verlagingsfactor",null,{"$f":"IFERROR(((30-(DAY(C210)-1))*G210+((DAY(C210)-1)*G211))/30,1)","v":1},null,null,"x",{"$f":"C252","v":1}]
["Voorwaarts flexibiliseren",null,null,null,null,null,null,{"$f":"G251*G252","v":0}]
["AOW gehuwd of ongehuwd",null,{"$f":"IF(C210>=AOW_datum,0,\n(IF(AND(C241=0,DVH1_AOW_kolomH=\"Ja\"),1,\nIF(C224=C231,0,IF(DVH1_AOW_kolomH=\"Ja\",((C224-C231)/($F224-$F231)),0))\n+IF(D224=D231,0,IF(DVH2_AOW_kolomH=\"Ja\",((D224-D231)/($F224-$F231)),0))\n+IF(E224=E231,0,IF(DVH3_AOW_kolomH=\"Ja\",((E224-E231)/($F224-$F231)),0)))\n*AOW_bedrag_overbrugging))","v":0},"x",{"$f":"IF(C254>0,G242,\"\")","v":""},{"$f":"IF(C254>0,\"/     \"&TRUNC(Parameters!$K$76,6)&\"     x   \"&C252,\"\")","v":""},null,{"$f":"IF(C254>0,((C254*E254)/Parameters!$K$76)*C252,0)","v":0}]
[null,null,null,null,null,null,null,{"$f":"H253+H254","v":0}]
["Stap 2a: BEDRAG INEENS",null,"10% Aanspraak",null,"Afkoopfactor"]
["Maximale bedrag",null,{"$f":"G251*10%","v":0},"x",{"$f":"IFERROR(((30-(DAY(C210)-1))*H210+((DAY(C210)-1)*H211))/30,1)","v":1},"=",{"$f":"ROUND(C257*E257,2)","v":0}]
["Gekozen bedrag ineens",null,{"$f":"IFERROR(HLOOKUP(C210,Berekening!$B$142:$K$186,10,0),0)","v":0},"Gekozen percentage",{"$f":"IFERROR(IF(((C258/G257)*0.1)>0.1,0,((C258/G257)*0.1)),0)","v":0},null,"Vermindering",{"$f":"H255*-E258","v":0}]
[{"$f":"IF(C210>$C$5,\"AKP vanaf \"&TEXT(C210,\"d mmmm jjjj\")&\" levenslang\",\"AKP van \"&TEXT(C210,\"d mmmm jjjj\")&\" tot \"&TEXT($C$5,\"d mmmm jjjj\"))","v":"AKP van  tot "},null,null,null,null,null,null,{"$f":"H255+H258","v":0}]
[]
["Stap 3: AKP berekening vanaf ingangsdatum AOW op basis van 3e (deel)uittreding"]
[{"$f":"(\"AKP van \" & TEXT(C210,\"d mmmm jjjj\") & \" tot \" & TEXT(A87,\"d mmmm jjjj\"))","v":"AKP van  tot Gekozen bedrag ineens"},null,null,null,null,null,null,{"$f":"H259","v":0}]
["Af: AOW-overbrugging",null,{"$f":"C254","v":0},"x","Uittr.% AOW",{"$f":"G242","v":0},"-",{"$f":"C263*F263","v":0}]
[{"$f":"IF(C210>$C$5,\"AKP vanaf \"&TEXT(C210,\"d mmmm jjjj\")&\" levenslang\",\"AKP vanaf \" & TEXT($C$5,\"d mmmm jjjj\"))","v":"AKP vanaf "},null,null,null,null,null,null,{"$f":"H262-H263","v":0}]
[]
["Totaaloverzicht pensioenbedragen"]
[null,null,{"$f":"IF(COUNT($A$269:$A$274)>1,\"AKP van \"&TEXT(SMALL($A$269:$A$274,1),\"dd-mm-jjjj\"),\"\")","v":""},{"$f":"IF(COUNT($A$269:$A$274)>2,\"AKP van \"&TEXT(SMALL($A$269:$A$274,2),\"dd-mm-jjjj\"),\"\")","v":""},{"$f":"IF(COUNT($A$269:$A$274)>3,\"AKP van \"&TEXT(SMALL($A$269:$A$274,3),\"dd-mm-jjjj\"),\"\")","v":""},{"$f":"IF(COUNT($A$269:$A$274)>4,\"AKP van \"&TEXT(SMALL($A$269:$A$274,4),\"dd-mm-jjjj\"),\"\")","v":""}]
[null,null,{"$f":"IF(COUNT($A$269:$A$274)=1,\"AKP van \"&TEXT(SMALL($A$269:$A$274,1),\"dd-mm-jjjj\"),\nIF(COUNT($A$269:$A$274)>1,\"AKP tot \"&TEXT(SMALL($A$269:$A$274,2),\"dd-mm-jjjj\"),\"\"))","v":""},{"$f":"IF(COUNT($A$269:$A$274)=2,\"AKP van \"&TEXT(SMALL($A$269:$A$274,2),\"dd-mm-jjjj\"),\nIF(COUNT($A$269:$A$274)>2,\"AKP tot \"&TEXT(SMALL($A$269:$A$274,3),\"dd-mm-jjjj\"),\"\"))","v":""},{"$f":"IF(COUNT($A$269:$A$274)=3,\"AKP van \"&TEXT(SMALL($A$269:$A$274,3),\"dd-mm-jjjj\"),\nIF(COUNT($A$269:$A$274)>3,\"AKP tot \"&TEXT(SMALL($A$269:$A$274,4),\"dd-mm-jjjj\"),\"\"))","v":""},{"$f":"IF(COUNT($A$269:$A$274)=4,\"AKP van \"&TEXT(SMALL($A$269:$A$274,4),\"dd-mm-jjjj\"),\nIF(COUNT($A$269:$A$274)>4,\"AKP tot \"&TEXT(SMALL($A$269:$A$274,5),\"dd-mm-jjjj\"),\"\"))","v":""},{"$f":"IF(COUNT($A$269:$A$274)>4,\"AKP van \"&TEXT(SMALL($A$269:$A$274,5),\"dd-mm-jjjj\"),\"\")","v":""}]
[{"$f":"IF(C41=0,\"\",C41)","v":""},"1e (deel)uittreding ",{"$f":"IF(C$268=\"\",\"\",IF($A269>SMALL($A$269:$A$274,1),0,IF(SMALL($A$269:$A$274,1)<$A$274,$H$88,$H$93)))","v":""},{"$f":"IF(D$268=\"\",\"\",IF($A269>SMALL($A$269:$A$274,2),0,IF(SMALL($A$269:$A$274,2)<$A$274,$H$88,$H$93)))","v":""},{"$f":"IF(E$268=\"\",\"\",IF($A269>SMALL($A$269:$A$274,3),0,IF(SMALL($A$269:$A$274,3)<$A$274,$H$88,$H$93)))","v":""},{"$f":"IF(F$268=\"\",\"\",IF($A269>SMALL($A$269:$A$274,4),0,IF(SMALL($A$269:$A$274,4)<$A$274,$H$88,$H$93)))","v":""},{"$f":"IF(G$268=\"\",\"\",IF($A269>SMALL($A$269:$A$274,5),0,IF(SMALL($A$269:$A$274,5)<$A$274,$H$88,$H$93)))","v":""}]
[{"$f":"IF(C96=0,\"\",C96)","v":""},"2e (deel)uittreding ",{"$f":"IF(C$268=\"\",\"\",IF($A270>SMALL($A$269:$A$274,1),0,IF(SMALL($A$269:$A$274,1)<$A$274,$H$145,$H$150)))","v":""},{"$f":"IF(D$268=\"\",\"\",IF($A270>SMALL($A$269:$A$274,2),0,IF(SMALL($A$269:$A$274,2)<$A$274,$H$145,$H$150)))","v":""},{"$f":"IF(E$268=\"\",\"\",IF($A270>SMALL($A$269:$A$274,3),0,IF(SMALL($A$269:$A$274,3)<$A$274,$H$145,$H$150)))","v":""},{"$f":"IF(F$268=\"\",\"\",IF($A270>SMALL($A$269:$A$274,4),0,IF(SMALL($A$269:$A$274,4)<$A$274,$H$145,$H$150)))","v":""},{"$f":"IF(G$268=\"\",\"\",IF($A270>SMALL($A$269:$A$274,5),0,IF(SMALL($A$269:$A$274,5)<$A$274,$H$145,$H$150)))","v":""}]
[{"$f":"IF(C153=0,\"\",C153)","v":""},"3e (deel)uittreding ",{"$f":"IF(C$268=\"\",\"\",IF($A271>SMALL($A$269:$A$274,1),0,IF(SMALL($A$269:$A$274,1)<$A$274,$H$202,$H$207)))","v":""},{"$f":"IF(D$268=\"\",\"\",IF($A271>SMALL($A$269:$A$274,2),0,IF(SMALL($A$269:$A$274,2)<$A$274,$H$202,$H$207)))","v":""},{"$f":"IF(E$268=\"\",\"\",IF($A271>SMALL($A$269:$A$274,3),0,IF(SMALL($A$269:$A$274,3)<$A$274,$H$202,$H$207)))","v":""},{"$f":"IF(F$268=\"\",\"\",IF($A271>SMALL($A$269:$A$274,4),0,IF(SMALL($A$269:$A$274,4)<$A$274,$H$202,$H$207)))","v":""},{"$f":"IF(G$268=\"\",\"\",IF($A271>SMALL($A$269:$A$274,5),0,IF(SMALL($A$269:$A$274,5)<$A$274,$H$202,$H$207)))","v":""}]
[{"$f":"IF(C210=0,\"\",C210)","v":""},"4e (deel)uittreding ",{"$f":"IF(C$268=\"\",\"\",IF($A272>SMALL($A$269:$A$274,1),0,IF(SMALL($A$269:$A$274,1)<$A$274,$H$259,$H$264)))","v":""},{"$f":"IF(D$268=\"\",\"\",IF($A272>SMALL($A$269:$A$274,2),0,IF(SMALL($A$269:$A$274,2)<$A$274,$H$259,$H$264)))","v":""},{"$f":"IF(E$268=\"\",\"\",IF($A272>SMALL($A$269:$A$274,3),0,IF(SMALL($A$269:$A$274,3)<$A$274,$H$259,$H$264)))","v":""},{"$f":"IF(F$268=\"\",\"\",IF($A272>SMALL($A$269:$A$274,4),0,IF(SMALL($A$269:$A$274,4)<$A$274,$H$259,$H$264)))","v":""},{"$f":"IF(G$268=\"\",\"\",IF($A272>SMALL($A$269:$A$274,5),0,IF(SMALL($A$269:$A$274,5)<$A$274,$H$259,$H$264)))","v":""}]
[null,"Totaal AKP",{"$f":"SUM(C269:C272)","v":0},{"$f":"SUM(D269:D272)","v":0},{"$f":"SUM(E269:E272)","v":0},{"$f":"SUM(F269:F272)","v":0},{"$f":"SUM(G269:G272)","v":0}]
[{"$f":"AOW_datum","v":""},"AOW via SVB",{"$f":"IF(C$268=\"\",0,IF(SMALL($A$269:$A$274,1)<$A$274,0,AOW_bedrag_per_jaar))","v":0},{"$f":"IF(D$268=\"\",0,IF(SMALL($A$269:$A$274,2)<$A$274,0,AOW_bedrag_per_jaar))","v":0},{"$f":"IF(E$268=\"\",0,IF(SMALL($A$269:$A$274,3)<$A$274,0,AOW_bedrag_per_jaar))","v":0},{"$f":"IF(F$268=\"\",0,IF(SMALL($A$269:$A$274,4)<$A$274,0,AOW_bedrag_per_jaar))","v":0},{"$f":"IF(G$268=\"\",0,IF(SMALL($A$269:$A$274,5)<$A$274,0,AOW_bedrag_per_jaar))","v":0}]
[null,"Totaal inclusief AOW",{"$f":"C273+C274","v":0},{"$f":"D273+D274","v":0},{"$f":"E273+E274","v":0},{"$f":"F273+F274","v":0},{"$f":"G273+G274","v":0}]
[]
["VPS"]
[]
[null,"VPS aanspraak op richtleeftijd",{"$f":"IFERROR(Berekening!$C$15/(1-IF(uittreding1=\"ja\",$C$283,0))/IF(Berekening!$F$189=1,Factor_AOW,VLOOKUP(\"70.0\",AKP_factoren,2,0)),\"\")","v":""}]
[]
["1e uittreedmoment"]
["Uittreeddatum 1e uittreding",null,{"$f":"$C$41","v":""}]
["Uittredingspercentage AKP",null,{"$f":"MIN($G$73,1)","v":0},null,"VPS-aanspraak uittreding",{"$f":"IFERROR($C$279*C283*C284,0)","v":0}]
["Actuariele verlagingsfactor",null,{"$f":"$C$81","v":1}]
[null,null,null,null,null,"VPS-aanspraak totaal",{"$f":"$F$283","v":0}]
["2e uittreedmoment"]
["Uittreeddatum 2e uittreding",null,{"$f":"$C$96","v":""}]
["Uittredingspercentage AKP",null,{"$f":"MIN($G$128,1-IF(uittreding1=\"ja\",0,$C$283))","v":0},null,"VPS-aanspraak uittreding",{"$f":"IFERROR($C$279*C288*C289,0)","v":0}]
["Actuariele verlagingsfactor",null,{"$f":"$C$138","v":1}]
[null,null,null,null,null,"VPS-aanspraak totaal",{"$f":"$F$283+$F$288","v":0}]
["3e uittreedmoment"]
["Uittreeddatum 3e uittreding",null,{"$f":"$C$153","v":""}]
["Uittredingspercentage AKP",null,{"$f":"MIN($G$185,1-$C$288-IF(uittreding1=\"ja\",0,$C$283))","v":0},null,"VPS-aanspraak uittreding",{"$f":"IFERROR($C$279*C293*C294,0)","v":0}]
["Actuariele verlagingsfactor",null,{"$f":"$C$195","v":1}]
[null,null,null,null,null,"VPS-aanspraak totaal",{"$f":"$F$283+$F$288+$F$293","v":0}]
["4e uittreedmoment"]
["Uittreeddatum 4e uittreding",null,{"$f":"$C$210","v":""}]
["Uittredingspercentage AKP",null,{"$f":"MIN($G$242,1-$C$293-$C$288-IF(uittreding1=\"ja\",0,$C$283))","v":0},null,"VPS-aanspraak uittreding",{"$f":"IFERROR($C$279*C298*C299,0)","v":0}]
["Actuariele verlagingsfactor",null,{"$f":"$C$252","v":1}]
[null,null,null,null,null,"VPS-aanspraak totaal",{"$f":"$F$283+$F$288+$F$293+$F$298","v":0}]
[]
[]
["AEP"]
[]
[null,"AEP saldo inclusief rendement op berekeningsdatum",{"$f":"Berekening!$C$16","v":""},{"$f":"IFERROR(IF(Berekening!$E$18=\"minimaal NP\",\"inclusief uitruil NP\",\"\"),\"\")","v":""}]
[]
["1e uittreedmoment"]
["Uittreeddatum 1e uittreding",null,{"$f":"$C$41","v":""}]
[{"$f":"\"AEP saldo op \"&TEXT(C308,\"d mmmm jjjj\")","v":"AEP saldo op "},null,{"$f":"$C$305","v":""},{"$f":"IFERROR(IF(C309=$C$305,\"\",\"AEP saldo aangepast\"),\"\")","v":""}]
["Uittredingspercentage AKP",null,{"$f":"MIN(Berekening!$E$7,1-IF(uittreding1=\"ja\",1,0))","v":1},{"$f":"IFERROR(IF(C310=$G$73,\"\",\"AEP aanwendpercentage aangepast\"),\"\")","v":"AEP aanwendpercentage aangepast"}]
["AEP aanwendfactor",null,{"$f":"IFERROR(Parameters!$H$470,0)","v":0},null,"AEP aanspraak richtleeftijd",{"$f":"IFERROR(ROUND((C309/C311)*C310,2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C310<>0),\"exclusief uitruil NP\",\"\"),\"\")","v":""}]
["Actuariele verlagingsfactor",null,{"$f":"IF($C$81>1,1,$C$81)","v":1},null,"AEP aanspraak uittreding",{"$f":"IFERROR(ROUND(F311*C312*C313*IF($D$305=\"inclusief uitruil NP\",1+(Parameters!$G$117*Parameters!$H$125),1),2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C310<>0),\"inclusief uitruil NP\",\"\"),\"\")","v":""}]
["Indexatie",null,1]
[null,null,null,null,null,"AEP-aanspraak totaal",{"$f":"F312","v":0}]
["2e uittreedmoment"]
["Uittreeddatum 2e uittreding",null,{"$f":"$C$96","v":""}]
[{"$f":"\"AEP saldo op \"&TEXT(C316,\"d mmmm jjjj\")","v":"AEP saldo op "},null,{"$f":"$C$305","v":""},{"$f":"IFERROR(IF(C317=$C$305,\"\",\"AEP saldo aangepast\"),\"\")","v":""}]
["Uittredingspercentage AKP",null,{"$f":"MIN(Berekening!$F$7,1-IF(uittreding1=\"ja\",0,$C$310))","v":0},{"$f":"IFERROR(IF(C318=$G$128,\"\",\"AEP aanwendpercentage aangepast\"),\"\")","v":""}]
["AEP aanwendfactor",null,{"$f":"IFERROR(Parameters!$I$470,0)","v":0},null,"AEP aanspraak richtleeftijd",{"$f":"IFERROR(ROUND((C317/C319)*C318,2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C318<>0),\"exclusief uitruil NP\",\"\"),\"\")","v":""}]
["Actuariele verlagingsfactor",null,{"$f":"IF($C$138>1,1,$C$138)","v":1},null,"AEP aanspraak uittreding",{"$f":"IFERROR(ROUND(F319*C320*C321*IF($D$305=\"inclusief uitruil NP\",1+(Parameters!$I$117*Parameters!$I$125),1),2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C318<>0),\"inclusief uitruil NP\",\"\"),\"\")","v":""}]
["Indexatie",null,1]
[null,null,null,null,null,"AEP-aanspraak totaal",{"$f":"F320+F312","v":0}]
["3e uittreedmoment"]
["Uittreeddatum 3e uittreding",null,{"$f":"$C$153","v":""}]
[{"$f":"\"AEP saldo op \"&TEXT(C324,\"d mmmm jjjj\")","v":"AEP saldo op "},null,{"$f":"$C$305","v":""},{"$f":"IFERROR(IF(C325=$C$305,\"\",\"AEP saldo aangepast\"),\"\")","v":""}]
["Uittredingspercentage AKP",null,{"$f":"MIN(Berekening!$G$7,1-$C$318-IF(uittreding1=\"ja\",0,$C$310))","v":0},{"$f":"IFERROR(IF(C326=$G$185,\"\",\"AEP aanwendpercentage aangepast\"),\"\")","v":""}]
["AEP aanwendfactor",null,{"$f":"IFERROR(Parameters!$J$470,0)","v":0},null,"AEP aanspraak richtleeftijd",{"$f":"IFERROR(ROUND((C325/C327)*C326,2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C326<>0),\"exclusief uitruil NP\",\"\"),\"\")","v":""}]
["Actuariele verlagingsfactor",null,{"$f":"IF($C$195>1,1,$C$195)","v":1},null,"AEP aanspraak uittreding",{"$f":"IFERROR(ROUND(F327*C328*C329*IF($D$305=\"inclusief uitruil NP\",1+(Parameters!$J$117*Parameters!$J$125),1),2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C326<>0),\"inclusief uitruil NP\",\"\"),\"\")","v":""}]
["Indexatie",null,1]
[null,null,null,null,null,"AEP-aanspraak totaal",{"$f":"F328+F320+F312","v":0}]
["4e uittreedmoment"]
["Uittreeddatum 4e uittreding",null,{"$f":"$C$210","v":""}]
[{"$f":"\"AEP saldo op \"&TEXT(C332,\"d mmmm jjjj\")","v":"AEP saldo op "},null,{"$f":"$C$305","v":""},{"$f":"IFERROR(IF(C333=$C$305,\"\",\"AEP saldo aangepast\"),\"\")","v":""}]
["Uittredingspercentage AKP",null,{"$f":"MIN(Berekening!$H$7,1-$C$326-$C$318-IF(uittreding1=\"ja\",0,$C$310))","v":0},{"$f":"IFERROR(IF(C334=$G$242,\"\",\"AEP aanwendpercentage aangepast\"),\"\")","v":""}]
["AEP aanwendfactor",null,{"$f":"IFERROR(Parameters!$K$470,0)","v":0},null,"AEP aanspraak richtleeftijd",{"$f":"IFERROR(ROUND((C333/C335)*C334,2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C334<>0),\"exclusief uitruil NP\",\"\"),\"\")","v":""}]
["Actuariele verlagingsfactor",null,{"$f":"IF($C$252>1,1,$C$252)","v":1},null,"AEP aanspraak uittreding",{"$f":"IFERROR(ROUND(F335*C336*C337*IF($D$305=\"inclusief uitruil NP\",1+(Parameters!$K$117*Parameters!$K$125),1),2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C334<>0),\"inclusief uitruil NP\",\"\"),\"\")","v":""}]
["Indexatie",null,1]
[null,null,null,null,null,"AEP-aanspraak totaal",{"$f":"F336+F328+F320+F312","v":0}]
[]
[]
["NETTOPENSIOEN"]
[]
[null,"Saldo nettopensioen op einddatum",null,{"$f":"IFERROR(IF(Berekening!$E$18=\"minimaal NP\",\"inclusief uitruil NP\",\"\"),\"\")","v":""}]
[]
["1e uittreedmoment"]
["Uittreeddatum 1e uittreding",null,{"$f":"$C$41","v":""}]
[{"$f":"\"Saldo op \"&TEXT(C346,\"d mmmm jjjj\")","v":"Saldo op "},null,{"$f":"$C$343","v":0}]
["Uittredingspercentage AKP",null,{"$f":"MIN($G$73,1)","v":0}]
["Aanwendfactor",null,{"$f":"IFERROR(Parameters!$H$535,0)","v":0},null,"Netto aanspraak richtleeftijd",{"$f":"IFERROR(ROUND((C347/C349)*C348,2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C348<>0),\"exclusief uitruil NP\",\"\"),\"\")","v":""}]
["Actuariele verlagingsfactor",null,{"$f":"C$81","v":1},null,"Netto aanspraak uittreding",{"$f":"IFERROR(ROUND(F349*C350*C351*IF($D$343=\"inclusief uitruil NP\",1+(Parameters!$H$117*Parameters!$H$124),1),2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C348<>0),\"inclusief uitruil NP\",\"\"),\"\")","v":""}]
["Indexatie",null,1]
[null,null,null,null,null,"Nettopensioen aanspraak totaal",{"$f":"F350","v":0}]
["2e uittreedmoment"]
["Uittreeddatum 2e uittreding",null,{"$f":"$C$96","v":""}]
[{"$f":"\"Saldo op \"&TEXT(C354,\"d mmmm jjjj\")","v":"Saldo op "},null,{"$f":"$C$343","v":0}]
["Uittredingspercentage AKP",null,{"$f":"MIN($G$128,1-IF(uittreding1=\"ja\",0,$C$348))","v":0}]
["Aanwendfactor",null,{"$f":"IFERROR(Parameters!$I$535,0)","v":0},null,"Netto aanspraak richtleeftijd",{"$f":"IFERROR(ROUND((C355/C357)*C356,2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C356<>0),\"exclusief uitruil NP\",\"\"),\"\")","v":""}]
["Actuariele verlagingsfactor",null,{"$f":"$C$138","v":1},null,"Netto aanspraak uittreding",{"$f":"IFERROR(ROUND(F357*C358*C359*IF($D$343=\"inclusief uitruil NP\",1+(Parameters!$H$117*Parameters!$H$124),1),2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C356<>0),\"inclusief uitruil NP\",\"\"),\"\")","v":""}]
["Indexatie",null,1]
[null,null,null,null,null,"Nettopensioen aanspraak totaal",{"$f":"F350+F358","v":0}]
["3e uittreedmoment"]
["Uittreeddatum 3e uittreding",null,{"$f":"$C$153","v":""}]
[{"$f":"\"Saldo op \"&TEXT(C362,\"d mmmm jjjj\")","v":"Saldo op "},null,{"$f":"$C$343","v":0}]
["Uittredingspercentage AKP",null,{"$f":"MIN($G$185,1-$C$356-IF(uittreding1=\"ja\",0,$C$348))","v":0}]
["Aanwendfactor",null,{"$f":"IFERROR(Parameters!$J$535,0)","v":0},null,"Netto aanspraak richtleeftijd",{"$f":"IFERROR(ROUND((C363/C365)*C364,2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C364<>0),\"exclusief uitruil NP\",\"\"),\"\")","v":""}]
["Actuariele verlagingsfactor",null,{"$f":"$C$195","v":1},null,"Netto aanspraak uittreding",{"$f":"IFERROR(ROUND(F365*C366*C367*IF($D$343=\"inclusief uitruil NP\",1+(Parameters!$H$117*Parameters!$H$124),1),2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C364<>0),\"inclusief uitruil NP\",\"\"),\"\")","v":""}]
["Indexatie",null,1]
[null,null,null,null,null,"Nettopensioen aanspraak totaal",{"$f":"F350+F358+F366","v":0}]
["4e uittreedmoment"]
["Uittreeddatum 4e uittreding",null,{"$f":"$C$210","v":""}]
[{"$f":"\"Saldo op \"&TEXT(C370,\"d mmmm jjjj\")","v":"Saldo op "},null,{"$f":"$C$343","v":0}]
["Uittredingspercentage AKP",null,{"$f":"MIN($G$242,1-$C$364-$C$356-IF(uittreding1=\"ja\",0,$C$348))","v":0}]
["Aanwendfactor",null,{"$f":"IFERROR(Parameters!$K$535,0)","v":0},null,"Netto aanspraak richtleeftijd",{"$f":"IFERROR(ROUND((C371/C373)*C372,2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C372<>0),\"exclusief uitruil NP\",\"\"),\"\")","v":""}]
["Actuariele verlagingsfactor",null,{"$f":"$C$252","v":1},null,"Netto aanspraak uittreding",{"$f":"IFERROR(ROUND(F373*C374*C375*IF($D$343=\"inclusief uitruil NP\",1+(Parameters!$H$117*Parameters!$H$124),1),2),0)","v":0},{"$f":"IFERROR(IF(AND($D$305=\"inclusief uitruil NP\",C372<>0),\"inclusief uitruil NP\",\"\"),\"\")","v":""}]
["Indexatie",null,1]
[null,null,null,null,null,"Nettopensioen aanspraak totaal",{"$f":"F350+F358+F366+F374","v":0}]

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[]
[null,"KLANTGEGEVENS",null,null,"Transitievergoeding"]
[null,"Klantnummer",{"$f":"Klantnummer","v":""},null,"Soort uitkering",null,"Vanaf","Tot","Maanden","Bruto p.m.","Netto p.m.","Netto totaal"]
[null,"Klantnaam",{"$f":"Klantnaam","v":""},null,"Transitievergoeding",null,{"$f":"$C$11","v":"00:00:00"},null,null,null,null,{"$f":"$C$16*(1-Loonheffing!$C$3)","v":0},{"$f":"\"* op basis van \"&TEXT(Loonheffing!$C$3,\"##,#%\")&\" belasting\"","v":"* op basis van 49,5% belasting"}]
[null,"Geboortedatum",{"$f":"Vastlegging!D7","v":""},null,"WW-uitkering 75%",null,{"$f":"$C$11","v":"00:00:00"},{"$f":"MIN(DATE(YEAR(G5),MONTH(G5)+MIN($C$12,2),DAY(G5)),AOW)","v":"00:00:00"},{"$f":"IFERROR(IF($E5=\"\",\"\",DAYS360(G5,H5)/30),0)","v":0},{"$f":"$C$15/0.7*0.75","v":0},{"$f":"'Bruto-netto'!$AK$69","v":0},{"$f":"IF($E5=\"\",\"\",I5*K5*IF($E5=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,"Burgerlijke staat",{"$f":"Berekening!C6","v":""},null,"WW-uitkering 70%",null,{"$f":"IF(H5=\"\",\"\",H5)","v":"00:00:00"},{"$f":"MIN(DATE(YEAR(G6),MONTH(G6)+$C$12-$I$5,DAY(G6)),AOW)","v":"00:00:00"},{"$f":"IFERROR(IF($E6=\"\",\"\",DAYS360(G6,H6)/30),0)","v":0},{"$f":"$C$15","v":0},{"$f":"'Bruto-netto'!$AK$74","v":0},{"$f":"IF($E6=\"\",\"\",I6*K6*IF($E6=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,"AOW-datum (vastgesteld)",{"$f":"Berekening!C7","v":""},null,{"$f":"IF($C$17=\"ja\",\"IOW\",IF($C$18<AOW,\"ABP KeuzePensioen\",\"\"))","v":"IOW"},null,{"$f":"IF($E7=\"\",\"\",IF($E7=\"ABP KeuzePensioen\",MAX(H6,$C$18),H6))","v":"00:00:00"},{"$f":"IF($E7=\"\",\"\",IF($E7=\"IOW\",MIN(AOW,$C$18),AOW))","v":"00:00:00"},{"$f":"IFERROR(IF($E7=\"\",\"\",DAYS360(G7,H7)/30),0)","v":0},{"$f":"IF($E7=\"\",\"\",IF($E7=\"IOW\",Parameters!$G$105,IF($E7=\"ABP KeuzePensioen\",'Scenario''s'!$G$76,\"\")))","v":1473.5625},{"$f":"IF($E7=\"\",\"\",IF($E7=\"IOW\",'Bruto-netto'!$AK$104,IF($E7=\"ABP KeuzePensioen\",'Scenario''s'!$H$76,\"\")))","v":1209.73},{"$f":"IF($E7=\"\",SUM($L$4:L6),K7*I7*IF($E7=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,"AOW-datum (verwacht)",{"$f":"Berekening!C8","v":""},null,{"$f":"IF(AND(H$7<>AOW,$C$18<AOW),\"ABP KeuzePensioen\",\"\")","v":""},null,{"$f":"IF($E8=\"\",\"\",IF($E8=\"ABP KeuzePensioen\",MAX(H7,$C$18),H7))","v":""},{"$f":"IF($E8=\"\",\"\",AOW)","v":""},{"$f":"IFERROR(IF($E8=\"\",\"\",DAYS360(G8,H8)/30),0)","v":""},{"$f":"IF($E8=\"\",\"\",'Scenario''s'!$G$76)","v":""},{"$f":"IF($E8=\"\",\"\",'Scenario''s'!$H$76)","v":""},{"$f":"IF($E8=\"\",IF($E7=\"\",\"\",SUM($L$4:L7)),K8*I8*IF($E8=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,"AOW-leeftijd (verwacht)",{"$f":"Berekening!C9","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(OR($E7=\"\",$E8=\"\"),\"\",SUM($L$4:L8))","v":""}]
[null,"Algemeen",null,null,"Bovenwettelijke WW"]
[null,"Ingangsdatum ontslag",null,null,"Soort uitkering",null,"Vanaf","Tot","Maanden","Bruto p.m.","Netto p.m.","Netto totaal"]
[null,"Aantal maanden WW",0,null,"Transitievergoeding",null,{"$f":"$C$11","v":"00:00:00"},null,null,null,null,{"$f":"$C$23*(1-Loonheffing!$C$3)","v":0},{"$f":"\"* op basis van \"&TEXT(Loonheffing!$C$3,\"##,#%\")&\" belasting\"","v":"* op basis van 49,5% belasting"}]
[null,null,null,null,"WW 75% + AVU 80%",null,{"$f":"$C$11","v":"00:00:00"},{"$f":"MIN(DATE(YEAR(G13),MONTH(G13)+MIN($C$12,2),DAY(G13)),AOW)","v":"00:00:00"},{"$f":"IFERROR(IF($E13=\"\",\"\",DAYS360(G13,H13)/30),0)","v":0},{"$f":"IFERROR(IF(H13<DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum)+1,1),MAX($C$15/0.7*0.75,$C$22/0.7*0.8),$C$15/0.7*0.75),0)","v":0},{"$f":"'Bruto-netto'!$AK$79","v":0},{"$f":"IF($E13=\"\",\"\",I13*K13*IF($E13=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,"GEGEVENS WW",null,null,"WW 70% + AVU 80%",null,{"$f":"IF(H13=\"\",\"\",H13)","v":"00:00:00"},{"$f":"MIN(DATE(YEAR(G14),MONTH(G14)+MIN($C$12-I13,10),DAY(G14)),AOW)","v":"00:00:00"},0,{"$f":"IFERROR(IF(H14<DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum)+1,1),MAX($C$15,$C$22/0.7*0.8),$C$15),0)","v":0},{"$f":"'Bruto-netto'!$AK$84","v":0},{"$f":"IF($E14=\"\",\"\",I14*K14*IF($E14=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,"WW-uitkering (70%)",{"$f":"IFERROR(IF(Berekening!$C$11*Berekening!$C$12/12>Parameters!$G$106,0.7*Parameters!$G$106,0.7*Berekening!$C$11*Berekening!$C$12/12),0)","v":0},null,"WW 70% + AVU 75%",null,{"$f":"IF(H14=\"\",\"\",H14)","v":"00:00:00"},{"$f":"MIN(DATE(YEAR(G15),MONTH(G15)+MIN($C$12-I14-I13,6),DAY(G15)),AOW)","v":"00:00:00"},0,{"$f":"IFERROR(IF(H15<DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum)+1,1),MAX($C$15,$C$22/0.7*0.75),$C$15),0)","v":0},{"$f":"'Bruto-netto'!$AK$89","v":0},{"$f":"IF($E15=\"\",\"\",I15*K15*IF($E15=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,"Transitievergoeding bruto",0,null,"WW 70% + AVU 70%",null,{"$f":"IF(H15=\"\",\"\",H15)","v":"00:00:00"},{"$f":"MIN(DATE(YEAR(G16),MONTH(G16)+MIN($C$12-I15-I14-I13,6),DAY(G16)),AOW)","v":"00:00:00"},0,{"$f":"IFERROR(IF(H16<DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum)+1,1),MAX($C$15,$C$22),$C$15),0)","v":0},{"$f":"'Bruto-netto'!$AK$94","v":0},{"$f":"IF($E16=\"\",\"\",I16*K16*IF($E16=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,"Recht op IOW?",{"$f":"IF(H6=AOW,\"nee\",\"ja\")","v":"ja"},null,{"$f":"IFERROR(IF(H16<DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum)+1,1),\"Aansluitende uitkering\",IF($C$24=\"ja\",\"IOW\",IF($C$25<AOW,\"ABP KeuzePensioen\",\"\"))),\"Aansluitende uitkering\")","v":"Aansluitende uitkering"},null,{"$f":"IF($E17=\"\",\"\",IF($E17=\"ABP KeuzePensioen\",MAX(H16,$C$25),H16))","v":"00:00:00"},{"$f":"IFERROR(IF($E17=\"\",\"\",IF($E17=\"ABP KeuzePensioen\",AOW,IF($E17=\"Aansluitende uitkering\",MIN($C$25,DATE(YEAR($G$17),MONTH(G17)+($C$21-I16-I15-I14-I13),DAY($G$17)),DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum)+1,1)),MIN(AOW,$C$25)))),0)","v":"00:00:00"},0,{"$f":"IF($E17=\"\",\"\",IF($E17=\"IOW\",Parameters!$G$105,IF($E17=\"ABP KeuzePensioen\",'Scenario''s'!$G$126,$C$22)))","v":0},{"$f":"IF($E17=\"\",\"\",IF($E17=\"IOW\",'Bruto-netto'!$AK$104,IF($E17=\"ABP KeuzePensioen\",'Scenario''s'!$H$126,'Bruto-netto'!$AK$99)))","v":0},{"$f":"IF($E17=\"\",\"\",I17*K17*IF($E17=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,"Ingangsdatum pensioen",{"$f":"IFERROR(IF($C$17=\"nee\",MIN(DATE(YEAR($C$11),MONTH($C$11)+$C$12,DAY($C$11)),AOW),AOW),\"\")","v":""},null,{"$f":"IF(AND(E$17<>\"IOW\",$C$24=\"ja\"),\"IOW\",IF(AND(E$17<>\"ABP KeuzePensioen\",$C$25<AOW),\"ABP KeuzePensioen\",\"\"))","v":"IOW"},null,{"$f":"IF($E18=\"\",\"\",IF($E18=\"ABP KeuzePensioen\",MAX(H17,$C$25),H17))","v":"00:00:00"},{"$f":"IF($E18=\"\",\"\",IF($E18=\"IOW\",MIN(AOW,$C$25),AOW))","v":"00:00:00"},{"$f":"IFERROR(IF($E18=\"\",\"\",DAYS360(G18,H18)/30),0)","v":0},{"$f":"IF($E18=\"\",\"\",IF($E18=\"IOW\",Parameters!$G$105,IF($E18=\"ABP KeuzePensioen\",'Scenario''s'!$G$126,\"\")))","v":1473.5625},{"$f":"IF($E18=\"\",\"\",IF($E18=\"IOW\",'Bruto-netto'!$AK$104,IF($E18=\"ABP KeuzePensioen\",'Scenario''s'!$H$126,\"\")))","v":1209.73},{"$f":"IF($E18=\"\",SUM($L$12:L17),K18*I18*IF($E18=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,null,null,null,{"$f":"IF(AND(H$18<>\"\",H$18<>AOW,$C$25<AOW),\"ABP KeuzePensioen\",\"\")","v":""},null,{"$f":"IF($E19=\"\",\"\",IF($E19=\"ABP KeuzePensioen\",MAX(H18,$C$25),H18))","v":""},{"$f":"IF($E19=\"\",\"\",AOW)","v":""},{"$f":"IFERROR(IF($E19=\"\",\"\",DAYS360(G19,H19)/30),0)","v":""},{"$f":"IF($E19=\"\",\"\",'Scenario''s'!$G$126)","v":""},{"$f":"IF($E19=\"\",\"\",'Scenario''s'!$H$126)","v":""},{"$f":"IF($E19=\"\",IF($E18=\"\",\"\",SUM($L$12:L18)),K19*I19*IF($E19=\"ABP KeuzePensioen\",1,1.08))","v":0}]
[null,"GEGEVENS BWWW",null,null,null,null,null,null,null,null,null,{"$f":"IF(OR($E18=\"\",$E19=\"\"),\"\",SUM($L$12:L19))","v":""}]
[null,"Aantal maanden BWWW (incl WW)",null,null,"Verschillen"]
[null,"Aansluitende uitkering (70%) excl VT",null,null,null,null,"Transitievergoeding",null,"BWWW",null,"Verschil"]
[null,"Eenmalige uitkering bruto",0,null,"Gemiddeld inkomen tot AOW",null,{"$f":"IFERROR(IF(L9<>\"\",L9/(DAYS360($G$4,AOW)/30),IF(L8<>\"\",L8/(DAYS360($G$4,AOW)/30),L7/(DAYS360($G$4,AOW)/30))),0)","v":0},null,{"$f":"IFERROR(IF(L20<>\"\",L20/(DAYS360($G$4,AOW)/30),IF(L19<>\"\",L19/(DAYS360($G$4,AOW)/30),L18/(DAYS360($G$4,AOW)/30))),0)","v":0},null,{"$f":"IFERROR(G23-I23,0)","v":0},"netto per maand"]
[null,"Recht op IOW?",{"$f":"C17","v":"ja"},null,"Pensioen inclusief AOW ",null,{"$f":"IF($C$18=AOW,'Scenario''s'!$H$76,'Scenario''s'!$H$77)","v":""},null,{"$f":"IF($C$25=AOW,'Scenario''s'!$H$126,'Scenario''s'!$H$127)","v":""},null,{"$f":"IFERROR(G24-I24,0)","v":0},"netto per maand"]
[null,"Ingangsdatum pensioen",{"$f":"IFERROR(IF($C$24=\"nee\",MIN(DATE(YEAR($C$11),MONTH($C$11)+$C$21,DAY(1)),DATE(YEAR(Geboortedatum)+65,MONTH(Geboortedatum)+1,DAY(1))),AOW),\"\")","v":""}]
[]
[null,"De brutobedragen zijn gebaseerd op de huidige situatie. Het brutobedrag kan bijvoorbeeld veranderen als gevolg van toekomstige algemene salarismaatregelen (indexatie), wijziging van actuariële factoren, ontwikkelingen die van invloed kunnen zijn op uw pensioen, wijzigingen in uw persoonlijke situatie, wijzigingen in de AOW-sfeer en eventuele verlagingen en verhogingen van uw pensioenaanspraak. Ook kan de pensioenregeling veranderen. Mocht hiervan sprake zijn, dan passen wij uw pensioen aan. Het nettobedrag zal hierdoor ook veranderen. De getoonde nettobedragen zijn gebaseerd op de huidige regelgeving en actuele tabellen. Aan deze opgave kunnen geen rechten worden ontleend."]
[]
[]
[]
[]
[null,{"$f":"\"Inkomen vanaf \"&TEXT(Berekening!$C$7,\"dd mmmm jjjj\")&\" levenslang\"","v":"Inkomen vanaf  levenslang"},null,null,{"$f":"$C$11","v":"00:00:00"},{"$f":"DATE(YEAR(E32),MONTH(E32)+$C$12,DAY(E32))","v":"00:00:00"},{"$f":"$C$18","v":""},null,{"$f":"$C$11","v":"00:00:00"},{"$f":"DATE(YEAR(I32),MONTH(I32)+$C$12,DAY(I32))","v":"00:00:00"},{"$f":"$C$18","v":""},{"$f":"IF(I32>=DATE(YEAR(Geboortedatum)+60,MONTH(Geboortedatum),1),\"ja\",\"nee\")","v":{"$error":"#VALUE!"}},{"$f":"$C$11","v":"00:00:00"},{"$f":"DATE(YEAR(M32),MONTH(M32)+$C$12+IF($I$17=\"\",0,$I$17),DAY(M32))","v":"00:00:00"},{"$f":"$C$25","v":""},null,{"$f":"VLOOKUP($B$32,'Scenario''s'!$B$75:$I$84,IF('Scenario''s'!$G$66=\"ja\",7,5),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,"WW",0,0,null,"WW",0,0,null,"WW",0,0,null,{"$f":"VLOOKUP($B$32,'Scenario''s'!$B$25:$I$34,IF('Scenario''s'!$G$18=\"ja\",7,5),0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(Q32-Q33,0)","v":0}]
[null,null,null,null,0,0,1,null,0.1,0,1,null,0.1,0,1]

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[]
[null,null,"ALGEMENE GEGEVENS",null,null,"INKOMENSVOORZIENING VOLLEDIG ARBEIDSONGESCHIKTEN (IVA)"]
[null,null,"Naam","",null,"AO% 80-100%: volledig en duurzaam arbeidsongeschikt"]
[null,null,"Geboortedatum",null,null,"Salaris","Inclusief 8% vakantiegeld en eindejaarsuitkering",{"$f":"$K$14","v":0},null,null,1,0.75,0.7]
[null,null,"Eerste ziektedag",null,null,"WIA/WGA","75% x (max) WIA-maandloon inclusief 8% vakantiegeld",{"$f":"$L$7","v":0},null,"Dagloon UWV (max)",{"$f":"MIN($D$7/21.75,Parameters!$G$106/21.75)","v":0},{"$f":"ROUND(K5*0.75,2)","v":0},{"$f":"ROUND(K5*0.7,2)","v":0}]
[null,null,"Ingangsdatum WIA",{"$f":"IF(D5=\"\",\"\",(DATE(YEAR(D5)+2,MONTH(D5),DAY(D5))))","v":""},null,null,"B. Korting vanwege inkomsten",{"$f":"-$M$9","v":0},null,"Maandloon UWV (max)",{"$f":"ROUND($K$5*21.75,2)","v":0},0,{"$f":"ROUND(K6*0.7,2)","v":0}]
[null,null,"Ongemaximeerd WIA-maandloon",null,null,"ABP","A. 10% van WIA-jaarloon",{"$f":"$K$12","v":0},null,"Jaarloon UWV (max)",{"$f":"ROUND($K$5*261,2)","v":0},0,0]
[null,null,"Arbeidsongeschiktheidspercentage (UWV)",null,null,null,"B. 70% van WIA-jaarloon boven maximale dagloon",{"$f":"$K$13","v":0},null,"WIA jaarloon",{"$f":"$D$7/21.75*261","v":0},0,{"$f":"ROUND(K8*0.7,2)","v":0}]
[null,null,"Nieuwe maandsalaris (SV-loon; na aftrek pensioenpremie)",null,null,null,null,{"$f":"SUM(H5:H8)","v":0},null,"Korting",{"$f":"$K$14*$K$15","v":0},0,0]
[null,null,"Percentage invullen restverdiencapaciteit",{"$f":"IFERROR(MIN(1,IFERROR(IF($D$8=1,\"nvt\",($K$14/((1-$D$8)*$K$8))),\"\")),\"\")","v":""},null,null,"Gemiddeld bruto maandinkomen (obv 12 maanden)",{"$f":"H9/12","v":0},null,"LAU",{"$f":"$K$7-($K$16*$K$15)","v":0},0,{"$f":"ROUND(K10*0.7,2)","v":0}]
[]
[null,"WERKHERVATTING GEDEELTELIJKE ARBEIDSGESCHIKTEN (WGA)",null,null,null,null,null,null,null,"ABP a. 10%",{"$f":"IFERROR($K$8*$K$17*0.1,0)","v":0}]
[null,"AO% boven de 35% tot 80% of niet duurzaam arbeidsongeschikt",null,null,null,null,null,null,null,"ABP b. 70% > max dagloon",{"$f":"IFERROR(MAX($K$8-$K$7,0)*0.7*$K$17,0)","v":0}]
[null,null,null,null,null,"LOONAANVULLINGSUITKERING (LAU)",null,null,null,"Salaris",{"$f":"IFERROR(D9*12,0)","v":0}]
[null,null,null,null,null,"2A. Na LGU en invullen van minimaal 50% restverdiencapaciteit tot AOW-leeftijd",null,null,null,"F-Factor",{"$f":"IFERROR(MIN($K$7/$K$8,1),0)","v":0}]
[null,"LOONGERELATEERDE UITKERING (LGU)",null,null,null,"Salaris","Inclusief 8% vakantiegeld en eindejaarsuitkering",{"$f":"$K$14","v":0},null,"Restverdiencapaciteit",{"$f":"IFERROR(((1-$D$8)*$K$8*$K$15),0)","v":0}]
[null,"1. Periode 1 (Tussen 3 en 24 maanden) ",null,null,null,"WIA/WGA","(70% x (max) WIA-maandloon -/- restverdiencapaciteit) incl 8% vg",{"$f":"$M$10","v":0},null,"ABP AO",{"$f":"IFERROR(LOOKUP($D$8,$J$21:$L$26),0)","v":0}]
[null,"Salaris","Inclusief 8% vakantiegeld en eindejaarsuitkering",{"$f":"$K$14","v":0},{"$f":"D18/12","v":0},"ABP","A. 10% van WIA-jaarloon x AO%",{"$f":"$K$12","v":0},null,"VVU",{"$f":"IFERROR(LOOKUP($D$8,$J$21:$M$26),0)","v":0},{"$f":"$K$18*$K$19","v":0},{"$f":"MAX(0,0.65*$K$17*($K$8-$K$19))","v":0}]
[null,"WIA/WGA","A. 70%* x (max) WIA-maandloon inclusief 8% vakantiegeld",{"$f":"$M$7","v":0},{"$f":"D19/12","v":0},null,"B. 70% van WIA-jaarloon boven maximale dagloon x AO%",{"$f":"$K$13","v":0},null,"Minimumloon",{"$f":"Parameters!$G$104","v":26819.424000000003}]
[null,null,"B. Korting vanwege inkomsten",{"$f":"-$M$9","v":0},{"$f":"D20/12","v":0},null,null,{"$f":"SUM(H16:H19)","v":0}]
[null,"ABP","A. 10% van WIA-jaarloon x AO%",{"$f":"$K$12","v":0},{"$f":"E19+E20","v":0},null,"Gemiddeld bruto maandinkomen (obv 12 maanden)",{"$f":"H20/12","v":0},null,"VAN","TOT","ABP","VVU"]
[null,null,"B. 70% van WIA-jaarloon boven maximale dagloon x AO%",{"$f":"$K$13","v":0},null,"VERVOLGUITKERING (VVU)",null,null,null,0.35,0.45,{"$f":"(J22+K22)/2","v":0.4},{"$f":"L22*0.7","v":0.27999999999999997}]
[null,null,null,{"$f":"SUM(D18:D22)","v":0},null,"2B. Na LGU en minder dan 50% van restverdiencapaciteit invullen tot AOW-leeftijd",null,null,null,{"$f":"K22","v":0.45},0.55000000000000004,{"$f":"(J23+K23)/2","v":0.5},{"$f":"L23*0.7","v":0.35}]
[null,null,"Gemiddeld bruto maandinkomen (obv 12 maanden)",{"$f":"D23/12","v":0},null,"Salaris","Inclusief 8% vakantiegeld en eindejaarsuitkering",{"$f":"$K$14","v":0},null,{"$f":"K23","v":0.55000000000000004},0.65,0.60000000000000009,0.42000000000000004]
[null,"* eerste 2 maanden is uitkeringspercentage 75%",null,null,null,"WIA/WGA",{"$f":"TEXT($K$18*100,\"0,00\")&\"% van minimumloon inclusief 8% vakantiegeld\"","v":"0,00% van minimumloon inclusief 8% vakantiegeld"},{"$f":"$L$18","v":0},null,0.65,0.8,0.72500000000000009,0.50750000000000006]
[null,null,null,null,null,"ABP","65% van (ongemaximeerde dagloon - minimumloon) x AO%",{"$f":"$M$18","v":0},null,0.8,1,1,"LAU"]
[null,null,null,null,null,null,null,{"$f":"SUM(H24:H26)","v":0}]
[null,null,null,null,null,null,"Gemiddeld bruto maandinkomen (obv 12 maanden)",{"$f":"H27/12","v":0}]

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["ONDERWERPEN",null,"Afweging 1","Afweging 2","Afweging 3","Afweging 4","Afweging 5","Afweging 6","Afweging 7","Afweging 8","Afweging 9","Afweging 10","Aanleiding 1","Aandachtspunt 1","Aanleiding 2","Aandachtspunt 2","Aanleiding 3","Aandachtspunt 3","Aanleiding 4","Aandachtspunt 4","Aanleiding 5","Aandachtspunt 5","Aanleiding 6","Aandachtspunt 6","Aanleiding 7","Aandachtspunt 7","Aanleiding 8","Aandachtspunt 8","Aanleiding 9","Aandachtspunt 9","Aanleiding 10","Aandachtspunt 10",null,"Afweging 1","Afweging 2","Afweging 3","Afweging 4","Afweging 5","Afweging 6","Afweging 7","Afweging 8","Afweging 9","Afweging 10",null,"Afweging 1","Afweging 2","Afweging 3","Afweging 4","Afweging 5","Afweging 6","Afweging 7","Afweging 8","Afweging 9","Afweging 10"]
[1,"Ingangsdatum en hoogte AOW",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH3<>\"\",AH3),_xlfn.IFS(AS3<>\"\",AS3)),\"\")","v":"De ingangsdatum en hoogte van uw AOW liggen vast en zijn wettelijk bepaald."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI3<>\"\",AI3),_xlfn.IFS(AT3<>\"\",AT3)),\"\")","v":"Via de Sociale Verzekeringsbank kunt u uw gegevens controleren met betrekking tot burgerlijke staat en verzekerde jaren voor de AOW."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ3<>\"\",AJ3),_xlfn.IFS(AU3<>\"\",AU3)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK3<>\"\",AK3),_xlfn.IFS(AV3<>\"\",AV3)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL3<>\"\",AL3),_xlfn.IFS(AW3<>\"\",AW3)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM3<>\"\",AM3),_xlfn.IFS(AX3<>\"\",AX3)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN3<>\"\",AN3),_xlfn.IFS(AY3<>\"\",AY3)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO3<>\"\",AO3),_xlfn.IFS(AZ3<>\"\",AZ3)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP3<>\"\",AP3),_xlfn.IFS(BA3<>\"\",BA3)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ3<>\"\",AQ3),_xlfn.IFS(BB3<>\"\",BB3)),\"\")","v":""},"Dn heeft algemene vragen 1e pijler","Samenhang AOW en pensioen en wie welke regeling uitvoert","Dn wil weten wanneer hij de AOW-leeftijd bereikt","Uitleg over hoe AOW-leeftijd is vastgesteld dan wel wordt vastgesteld in de toekomst en wat deze leeftijd voor dn en eventuele partner is","Dn wil weten hoeveel inkomstenbelasting wordt ingehouden","Uitleg omslagstelsel, wie premie betaalt en wanneer niet meer en gevolgen voor netto inkomen box 1","Dn geeft aan niet altijd in NL te hebben gewoond of gewerkt of er zijn aanwijzingen hiervoor","Wie wel en niet verzekerd zijn voor de AOW en wat het gevolg is voor de hoogte van het bedrag","Dn geeft afwijkende samenlevingsvorm nu of in de toekomst aan of er zijn aanwijzingen hiervoor","Hoe de hoogte van het AOW bedrag wordt vasgesteld op basis van burgerlijke staat","Dn ontvangt een UWV-uitkering (WW, WIA, WAO) of gaat deze ontvangen","Hoe de AOW zich verhoudt tot sociale uitkeringen en werknemersverzekeringen m.b.t. de duur van deze uitkeringen","Dn wil (eerder, later of op AOW-leeftijd) stoppen met werken","Effect AOW-leeftijd op- en samenhang AOW-leeftijd met gekozen ingangsdatum pensioen",null,null,null,null,null,null,null,"De AOW-uitkering ontvang je van de Sociale Verzekeringsbank. De overheid bepaalt vanaf wanneer jij je AOW krijgt. Dit is 5 jaar vooraf bekend.","Hoeveel AOW je krijgt hangt af van jouw burgerlijke staat en hoelang je in Nederland woont. Wil je daar meer over weten? Vraag het dan na bij de Sociale Verzekeringsbank.",null,null,null,null,null,null,null,null,null,"De ingangsdatum en hoogte van uw AOW liggen vast en zijn wettelijk bepaald.","Via de Sociale Verzekeringsbank kunt u uw gegevens controleren met betrekking tot burgerlijke staat en verzekerde jaren voor de AOW."]
[2,"Ingangsdatum ouderdomspensioen",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH4<>\"\",AH4),_xlfn.IFS(AS4<>\"\",AS4)),\"\")","v":"U kiest zelf wanneer u met pensioen gaat. Bijvoorbeeld op uw AOW-leeftijd, of eerder, of later."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI4<>\"\",AI4),_xlfn.IFS(AT4<>\"\",AT4)),\"\")","v":"Als u eerder met pensioen gaat, wordt uw pensioenbedrag lager. U stopt namelijk eerder met opbouwen van pensioen. En wij moeten uw pensioen over een langere periode uitbetalen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ4<>\"\",AJ4),_xlfn.IFS(AU4<>\"\",AU4)),\"\")","v":"Als u later met pensioen gaat, betalen wij uw pensioen over een kortere periode uit. Uw pensioenbedrag is dan de rest van uw leven hoger."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK4<>\"\",AK4),_xlfn.IFS(AV4<>\"\",AV4)),\"\")","v":"De netto pensioenbedragen vóór en ná uw AOW-leeftijd kunnen verschillen. Dit komt door de regels van de belastingdienst."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL4<>\"\",AL4),_xlfn.IFS(AW4<>\"\",AW4)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM4<>\"\",AM4),_xlfn.IFS(AX4<>\"\",AX4)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN4<>\"\",AN4),_xlfn.IFS(AY4<>\"\",AY4)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO4<>\"\",AO4),_xlfn.IFS(AZ4<>\"\",AZ4)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP4<>\"\",AP4),_xlfn.IFS(BA4<>\"\",BA4)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ4<>\"\",AQ4),_xlfn.IFS(BB4<>\"\",BB4)),\"\")","v":""},"Dn wil integraal inzicht 1e en 2e pijler","Verschil tussen pensioenleeftijd, rekenleetijd en AOW-leeftijd","Dn wil weten wanneer hij met pensioen kan gaan","Vanaf wanneer je met pensioen kan gaan en hoe zich dit verhoudt met de hoogte van de pensioenuitkering","Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken ","Samenhang van pensioenkeuzes op ingangsdatum","Dn geeft aan (terminaal) ziek te zijn","Mogelijkheden om eerder pensioen op te nemen en fiscale gevolgen en de gevolgen op andere inkomsten","Dn heeft of krijgt regeling aangeboden via werkgever","Mogelijkheden om pensioen en werkgeversregeling te combineren","Dn overweegt of kiest om langer door te werken","Verhoging pensioen bij uitstellen en effect op pensioenopbouw in samenhang met arbeidsovereenkomst","Dn wil graag eerder of alvast pensioen opnemen","Gevolgen van ingaan pensioen langer dan 5 jaar vóór AOW-leeftijd i.v.m. intentieverklaring",null,null,null,null,null,null,null,"Je kiest zelf vanaf wanneer je het pensioen laat uitbetalen. Bijvoorbeeld op jouw AOW-leeftijd, of eerder, of later.\nEr zijn wel grenzen:\n- De 1e keer dat wij jouw pensioen betalen mag niet later zijn dan je 70ste verjaardag\n- De uitkering mag niet lager worden dan een bedrag dat in de wet staat (de wettelijk afkoopgrens)\n- Wil je 10 jaar eerder dan je AOW ingaat al pensioen ontvangen. Dan kan, maar dan mag je niet meer werken","Als je eerder met pensioen gaat, wordt jouw maandelijks pensioen lager. Je stopt namelijk eerder met opbouwen van pensioen. En wij moeten jouw pensioen over een langere periode betalen. ","Als je later met pensioen gaat, betalen wij jouw pensioen over een kortere periode uit. Jouw maandelijks pensioen is dan de rest van je leven hoger.","Het pensioen dat wij netto aan jou betalen, kan vóór en ná jouw AOW-leeftijd verschillen. Dit komt door de regels van de belastingdienst.","Je mag blijven werken, ook als je al pensioen van ons ontvangt. Blijf je in de sector Bouw werken en ben je nog geen 67 jaar? Dan bouw je ook nog pensioen op. Je pensioen wordt dan hoger.",null,null,null,null,null,null,"U kiest zelf wanneer u met pensioen gaat. Bijvoorbeeld op uw AOW-leeftijd, of eerder, of later.","Als u eerder met pensioen gaat, wordt uw pensioenbedrag lager. U stopt namelijk eerder met opbouwen van pensioen. En wij moeten uw pensioen over een langere periode uitbetalen.","Als u later met pensioen gaat, betalen wij uw pensioen over een kortere periode uit. Uw pensioenbedrag is dan de rest van uw leven hoger.","De netto pensioenbedragen vóór en ná uw AOW-leeftijd kunnen verschillen. Dit komt door de regels van de belastingdienst.",{"$f":"IF(Pensioenfonds=$C$24,\"Als u blijft doorwerken na uw AOW-leeftijd en u blijft pensioen opbouwen, wordt uw pensioenbedrag ook hoger.\",\"\")","v":""}]
[3,"Mogelijkheden deeltijdpensioen",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH5<>\"\",AH5),_xlfn.IFS(AS5<>\"\",AS5)),\"\")","v":"U hoeft niet volledig te stoppen met werken als u met pensioen gaat. U kunt ook gedeeltelijk stoppen met werken en gedeeltelijk uw pensioen laten ingaan."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI5<>\"\",AI5),_xlfn.IFS(AT5<>\"\",AT5)),\"\")","v":"Als u maar een deel pensioen opneemt en/of deels nog pensioen opbouwt, zal uw uiteindelijke pensioenbedrag hoger zijn dan wanneer u direct volledig met pensioen gaat."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ5<>\"\",AJ5),_xlfn.IFS(AU5<>\"\",AU5)),\"\")","v":"Als u gedeeltelijk blijft werken en minder salaris krijgt, kunt u uw inkomen aanvullen met een stukje pensioen. Denk er in dat geval aan om de loonheffingskorting slechts één keer toe te passen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK5<>\"\",AK5),_xlfn.IFS(AV5<>\"\",AV5)),\"\")","v":"U kunt uw werkzaamheden (langzaam) afbouwen. U mag in maximaal drie stappen uw pensioen opnemen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL5<>\"\",AL5),_xlfn.IFS(AW5<>\"\",AW5)),\"\")","v":"Als u met deeltijdpensioen bent, beslist u later of en wanneer u volledig met pensioen gaat."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM5<>\"\",AM5),_xlfn.IFS(AX5<>\"\",AX5)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN5<>\"\",AN5),_xlfn.IFS(AY5<>\"\",AY5)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO5<>\"\",AO5),_xlfn.IFS(AZ5<>\"\",AZ5)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP5<>\"\",AP5),_xlfn.IFS(BA5<>\"\",BA5)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ5<>\"\",AQ5),_xlfn.IFS(BB5<>\"\",BB5)),\"\")","v":""},"Dn wil graag minder (gaan) werken","Effect op pensioenopbouw en mogelijkheid tot aanvullen inkomen met een deel pensioen","Dn heeft of krijgt regeling aangeboden via werkgever (b.v. RVU, DI, Generatiepact, etc.)","(On)mogelijkheden om pensioenoname te combineren met een werkgeversregeling","Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken ","Hoeveel je minimaal moet opnemen en in welke eenheden je dit kan doen en hoe vaak je met pensioen mag gaan","Dn wil weten hoeveel pensioen het hem later kost als hij eerst deeltijdpensioen opneemt","Effect deeltijdpensioen op (keuzes met) latere vervolguitreding(en) en pensioenopbouw","Dn geeft aan of er is aanwijzing tot dat hij langer dan 5 jaar vóór AOW-leeftijd deeltijdpensioen wil","Gevolgen van opnemen deeltijdpensioen langer dan 5 jaar vóór AOW-leeftijd i.v.m. intentieverklaring","Dn geeft aan een specifiek bedrag te willen opnemen aan pensioen","Mogelijkheden om te variëren in deeltijdpercentage pensioenopname dan wel het variëren met de uitkering","Dn wil pensioen opnemen en ongewijzigd blijven doorwerken of ergens anders gaan werken","Fiscale beperkingen intentieverklaring toelichten zowel op ingangsdatum pensioen als periode hieropvolgend",null,null,null,null,null,null,null,"Je kunt in stapjes met pensioen. Dat heet deeltijdpensioen. Je gaat dan 10, 20, 30, 40, 50, 60, 70, 80 of 90% minder werken. En vult je inkomen aan met pensioen. Dat kan alleen in overleg met je werkgever als je werkt in de sector Bouw.","Voor de uren dat je blijft werken, blijf je ook pensioen opbouwen. Je levenslange pensioen wordt daarom hoger. ","Als je voor een deel blijft werken krijg je minder salaris. Je kan jouw inkomen aanvullen met pensioen. Denk er in dat geval aan om de loonheffingskorting maar bij één inkomen toe te passen.","Bij deeltijdpensioen ga je in stapjes met pensioen. Je maakt maximaal 2 stapjes voor je helemaal met pensioen gaat.  Tussen deze stapjes zit minimaal 1 jaar. Wil je helemaal met pensioen, dan telt dat jaar niet.","Ben je met deeltijdpensioen? En wil je een volgende stap maken om minder te gaan werken of helemaal stoppen? Dan moet het pensioen wat nog niet betaald wordt zelf aanvragen via bpfbouw.nl/contact.",null,null,null,null,null,null,"U hoeft niet volledig te stoppen met werken als u met pensioen gaat. U kunt ook gedeeltelijk stoppen met werken en gedeeltelijk uw pensioen laten ingaan.","Als u maar een deel pensioen opneemt en/of deels nog pensioen opbouwt, zal uw uiteindelijke pensioenbedrag hoger zijn dan wanneer u direct volledig met pensioen gaat.","Als u gedeeltelijk blijft werken en minder salaris krijgt, kunt u uw inkomen aanvullen met een stukje pensioen. Denk er in dat geval aan om de loonheffingskorting slechts één keer toe te passen.",{"$f":"IF(Pensioenfonds=$C$26,\"U kunt uw werkzaamheden (langzaam) afbouwen. U mag in stappen van 20% pensioen opnemen waarbij iedere stap minimaal 1 jaar moet duren.\",\n\"U kunt uw werkzaamheden (langzaam) afbouwen. U mag in maximaal drie stappen uw pensioen opnemen.\")","v":"U kunt uw werkzaamheden (langzaam) afbouwen. U mag in maximaal drie stappen uw pensioen opnemen."},"Als u met deeltijdpensioen bent, beslist u later of en wanneer u volledig met pensioen gaat."]
[4,{"$f":"IF(Pensioenfonds<>$C$25,\"Verhogen nabestaandenpensioen\",\"\")","v":"Verhogen nabestaandenpensioen"},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH6<>\"\",AH6),_xlfn.IFS(AS6<>\"\",AS6)),\"\")","v":"Uw partner krijgt een nabestaandenpensioen als u overlijdt. U kunt het nabestaandenpensioen verhogen en u krijgt dan zelf een lager ouderdomspensioen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI6<>\"\",AI6),_xlfn.IFS(AT6<>\"\",AT6)),\"\")","v":"Als u een beperkte levensverwachting heeft, kunt u een hoger nabestaandenpensioen kiezen, waardoor het ouderdomspensioen lager wordt."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ6<>\"\",AJ6),_xlfn.IFS(AU6<>\"\",AU6)),\"\")","v":"Als uw partner weinig tot geen inkomen of pensioen heeft, kunt u een hoger nabestaandenpensioen kiezen, waardoor het ouderdomspensioen lager wordt."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK6<>\"\",AK6),_xlfn.IFS(AV6<>\"\",AV6)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL6<>\"\",AL6),_xlfn.IFS(AW6<>\"\",AW6)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM6<>\"\",AM6),_xlfn.IFS(AX6<>\"\",AX6)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN6<>\"\",AN6),_xlfn.IFS(AY6<>\"\",AY6)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO6<>\"\",AO6),_xlfn.IFS(AZ6<>\"\",AZ6)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP6<>\"\",AP6),_xlfn.IFS(BA6<>\"\",BA6)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ6<>\"\",AQ6),_xlfn.IFS(BB6<>\"\",BB6)),\"\")","v":""},"Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken ","Pensioenkeuzes toelichten en samenhang hiermee wanneer NP wordt verhoogd","Dn geeft aan (terminaal) ziek te zijn","Voorwaarden om NP te verhogen en de hoogte hiervan bepalen","Dn geeft aan dat partner geen of weinig pensioen heeft opgebouwd en/of geen of laag inkomen heeft","Wat de (maximale) hoogte wordt van het NP bij uitruilkeuze en wat dit kost aan OP","Dn heeft een veel jongere partner","Uitruilkeuze toelichten met werking van omruilfactoren OP naar NP","Dn vindt het belangrijk te weten hoe hoog het NP is voor de partner bij overlijden","Inzicht in totale hoogte NP, incl. evt aanvullingen en AOW en de mogelijkheid om het te verhogen door uitruilkeuze","Dn zou graag het NP verder willen verhogen","Uitleg over maximale hoogte NP in 2e pijler, eventueel doorverwijzen naar externe partij voor 3e pijler product","Dn wil weten wat het effect is voor de ex-partner als het NP voor huidige partner wordt verhoogd","Verschil tussen NP en BNP en dat uitruil een pensioenkeuze is om \"eigen\" potjes anders te verdelen","Dn geeft aan te stoppen met werken dan wel geen deelnemer bij huidige fonds blijft","Uitleggen wat risicogedekt NP is en welke mogelijkheden er zijn om dit deel veilig te stellen en wat dat betekent voor OP","Dn wil met pensioen gaan en NP verhogen","Toelichting op aanvraagproces AKP met verhogen NP","Dn gaat het fonds verlaten en wil weten wat hij moet doen","Toelichting op proces uitruil OP-NP bij einde dienstverband",null,null,null,null,null,null,null,null,null,null,null,null,"Uw partner krijgt een nabestaandenpensioen als u overlijdt. U kunt het nabestaandenpensioen verhogen en u krijgt dan zelf een lager ouderdomspensioen.","Als u een beperkte levensverwachting heeft, kunt u een hoger nabestaandenpensioen kiezen, waardoor het ouderdomspensioen lager wordt.","Als uw partner weinig tot geen inkomen of pensioen heeft, kunt u een hoger nabestaandenpensioen kiezen, waardoor het ouderdomspensioen lager wordt."]
[5,"Verlagen nabestaandenpensioen",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH7<>\"\",AH7),_xlfn.IFS(AS7<>\"\",AS7)),\"\")","v":"Uw partner krijgt een nabestaandenpensioen als u overlijdt. U kunt het nabestaandenpensioen verlagen en u krijgt dan zelf een hoger ouderdomspensioen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI7<>\"\",AI7),_xlfn.IFS(AT7<>\"\",AT7)),\"\")","v":"Als uw partner een beperkte levensverwachting heeft, kunt u een lager nabestaandenpensioen kiezen, waardoor het ouderdomspensioen hoger wordt."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ7<>\"\",AJ7),_xlfn.IFS(AU7<>\"\",AU7)),\"\")","v":"Als uw partner zelf een goed ouderdomspensioen heeft, kunt u een lager nabestaandenpensioen kiezen, waardoor het ouderdomspensioen hoger wordt."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK7<>\"\",AK7),_xlfn.IFS(AV7<>\"\",AV7)),\"\")","v":"Als u geen partner heeft, laten wij u de keuze zien dat u zoveel mogelijk nabestaandenpensioen toevoegt aan het ouderdomspensioen. Wilt u het nabestaandenpensioen niet verlagen, omdat u bijvoorbeeld wel een partner heeft maar deze nog niet bekend is bij ons, dan kunt u een andere keuze maken."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL7<>\"\",AL7),_xlfn.IFS(AW7<>\"\",AW7)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM7<>\"\",AM7),_xlfn.IFS(AX7<>\"\",AX7)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN7<>\"\",AN7),_xlfn.IFS(AY7<>\"\",AY7)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO7<>\"\",AO7),_xlfn.IFS(AZ7<>\"\",AZ7)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP7<>\"\",AP7),_xlfn.IFS(BA7<>\"\",BA7)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ7<>\"\",AQ7),_xlfn.IFS(BB7<>\"\",BB7)),\"\")","v":""},"Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken ","Pensioenkeuzes toelichten en samenhang hiermee wanneer NP wordt verlaagd","Dn geeft aan dat partner (terminaal) ziek is","Voorwaarden en risico's bespreken van verlagen NP en wat dit oplevert aan extra OP","Dn geeft aan dat partner zelf een goed pensioen/ inkomen heeft","Wijzen op mogelijkheid verlagen NP en wat dit oplevert aan extra OP enerzijds en anderzijds hoe hoog het (restant) NP is","Dn heeft een veel oudere partner","Uitruilkeuze toelichten met werking van omruilfactoren NP naar OP en finaniele risico's die aan deze keuzes verbonden zijn","Dn heeft geen partner","Toelichten van default NP verlagen en gevolgen voor eventueel toekomstige partner","Dn heeft een ex-partner","Nagaan of er recht is op BNP en of dit de bedoeling was en of dit een beperking of ruimte opevert aan de ruilkeuze","Dn geeft aan of er zijn aanwijzingen hiervoor dat hij niet begrijpt waarom de bedragen afwijken","Uitleg over welke delen van NP mogen worden toegevoegd aan OP","Dn wil met pensioen gaan en NP verhogen","Toelichting op aanvraagproces AKP met verlagen NP",null,null,null,null,null,"Krijgt jouw partner een partnerpensioen als je overlijdt? Dan kun je soms (een deel van) het partnerpensioen verlagen. Je krijgt dan een hoger levenslang ouderdomspensioen.\n\nDe  keuze die je maakt als je met pensioen gaat is definitief. En kan daarna niet meer gewijzigd worden. ","Je kan bijvoorbeeld partnerpensioen omruilen voor een hoger ouderdomspensioen als:\n- Je partner zelf voldoende inkomen heeft\n- Je verwacht dat jouw partner korter leeft","Op MijnBOUW of het Uniform Pensioenoverzicht kan je bij gegevens zien of jouw partner bij ons bekend is. Staat jouw partner daar niet, dan krijgt hij/zij geen partnerpensioen. Neem dan contact met ons op via bpfbouw.nl/contact. ","Is er bij ons geen partner bekend? Dan ruilen wij standaard het partnerpensioen in voor een hoger ouderdomspensioen. Wil je het partnerpensioen niet verlagen? Bijvoorbeeld omdat je wel een partner hebt, maar deze nog niet bij ons bekend is. Dan kan je een andere keuze maken. Neem dan contact op met bpfbouw.nl/contact.","Omruilen van ouderdomspensioen voor een hoger partnerpensioen is niet mogelijk bij bpfBOUW.",null,null,null,null,null,null,"Uw partner krijgt een nabestaandenpensioen als u overlijdt. U kunt het nabestaandenpensioen verlagen en u krijgt dan zelf een hoger ouderdomspensioen.","Als uw partner een beperkte levensverwachting heeft, kunt u een lager nabestaandenpensioen kiezen, waardoor het ouderdomspensioen hoger wordt.","Als uw partner zelf een goed ouderdomspensioen heeft, kunt u een lager nabestaandenpensioen kiezen, waardoor het ouderdomspensioen hoger wordt.","Als u geen partner heeft, laten wij u de keuze zien dat u zoveel mogelijk nabestaandenpensioen toevoegt aan het ouderdomspensioen. Wilt u het nabestaandenpensioen niet verlagen, omdat u bijvoorbeeld wel een partner heeft maar deze nog niet bekend is bij ons, dan kunt u een andere keuze maken."]
[6,"Pensioen anders verdelen",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH8<>\"\",AH8),_xlfn.IFS(AS8<>\"\",AS8)),\"\")","v":"U kunt uw pensioen anders verdelen. Bijvoorbeeld door eerst een hoger pensioenbedrag te kiezen en daardoor later een lager pensioenbedrag te ontvangen. Of andersom."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI8<>\"\",AI8),_xlfn.IFS(AT8<>\"\",AT8)),\"\")","v":"Ook als u deeltijdpensioen opneemt, heeft u de keuze om dit deel van uw pensioen anders te verdelen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ8<>\"\",AJ8),_xlfn.IFS(AU8<>\"\",AU8)),\"\")","v":"U kunt bij de start van uw pensioen een hoger bedrag kiezen, omdat u aan het begin van uw pensioen meer wil kunnen uitgeven. Bijvoorbeeld voor het aflossen van uw hypotheek."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK8<>\"\",AK8),_xlfn.IFS(AV8<>\"\",AV8)),\"\")","v":"U kunt bij de start van uw pensioen een hoger bedrag kiezen tot uw AOW-leeftijd, omdat u netto ongeveer dezelfde maanduitkering wenst de rest van uw leven."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL8<>\"\",AL8),_xlfn.IFS(AW8<>\"\",AW8)),\"\")","v":"U kunt bij de start van uw pensioen een lager bedrag kiezen, omdat u minder inkomen nodig heeft. Bijvoorbeeld omdat uw partner nog werkt, of omdat u elders inkomsten heeft."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM8<>\"\",AM8),_xlfn.IFS(AX8<>\"\",AX8)),\"\")","v":"U bepaalt zelf tot wanneer u het hogere dan wel lagere bedrag wilt ontvangen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN8<>\"\",AN8),_xlfn.IFS(AY8<>\"\",AY8)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO8<>\"\",AO8),_xlfn.IFS(AZ8<>\"\",AZ8)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP8<>\"\",AP8),_xlfn.IFS(BA8<>\"\",BA8)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ8<>\"\",AQ8),_xlfn.IFS(BB8<>\"\",BB8)),\"\")","v":""},"Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken ","Pensioenkeuzes toelichten en samenhang hiermee wanneer je wil variëren met de uitkering","Dn geeft aan (terminaal) ziek te zijn","Mogelijkheden laten zien om je pensioen aan het begin tijdelijk maximaal te verhogen","Dn geeft aan in het begin meer geld nodig te hebben om…..","Effect laten zien van variatie met pensioenuitkering i.c.m. vaststellen en wijzigen periode hoog-laag of andersom","Dn geeft aan nog over een andere inkomstenbron dan wel vermogen te beschikken en geeft eventueel inzicht in lasten en fluctuaties hierin","Scenario's laten zien van variaties en effect van tijdelijke verhoging/ verlaging op levenslang OP","Dn wil eerder stoppen met werken dan de AOW-leeftijd","Mogelijkheid tonen in bedragen van verhoging AKP tot AOW-leeftijd, zodat de netto-uitkering vóór en ná en incl. AOW hetzelfde is","Dn wil eerder met pensioen gaan en netto ongeveer hetzelfde krijgen de rest van zijn leven","Laten zien wat het maximale bedrag is dat je kunt opnemen tot je AOW-leeftijd als je eerder stopt",null,null,null,null,null,null,null,null,null,"Je kunt jouw pensioen anders verdelen. Bijvoorbeeld door eerst een hoger pensioen te kiezen en daarna een lager pensioen te ontvangen. Of andersom.","Ga je met deeltijdpensioen? Ook dan heb je de keuze om dit deel van jouw pensioen anders te verdelen. Voor meer informatie neem contact met ons op via bpfbouw.nl/contact.","Je kan kiezen om eerst een hoger pensioen te ontvangen. Bijvoorbeeld omdat:\n- Je nog een hypotheek hebt of andere hogere uitgaven\n- Je partner geen eigen inkomsten heeft of nu nog geen AOW krijgt\n- Je nu nog gezond bent en je verwacht dat je nu meer geld nodig hebt dan later","Je kan kiezen voor een gelijkblijvend inkomen. Voor en na jouw AOW-leeftijd.","Je kan kiezen om eerst een lager pensioen te ontvangen. Bijvoorbeeld omdat:\n- Je partner nog werkt of andere inkomsten hebt\n- Je minder belasting voor je AOW-leeftijd wil betalen","Je kiest zelf tot wanneer je een hogere of lagere uitkering wilt. Dit mag maximaal 10 jaar en op zijn laatst tot je 77ste verjaardag. Wil je deze aanpassing niet op AOW-leeftijd, dan maken wij een berekening voor je. ",null,null,null,null,null,{"$f":"IF(Pensioenfonds=$C$26,\"U kunt uw pensioen anders verdelen. Bijvoorbeeld door eerst een hoger pensioenbedrag te kiezen en daardoor later een lager pensioenbedrag te ontvangen.\",\n\"U kunt uw pensioen anders verdelen. Bijvoorbeeld door eerst een hoger pensioenbedrag te kiezen en daardoor later een lager pensioenbedrag te ontvangen. Of andersom.\")","v":"U kunt uw pensioen anders verdelen. Bijvoorbeeld door eerst een hoger pensioenbedrag te kiezen en daardoor later een lager pensioenbedrag te ontvangen. Of andersom."},{"$f":"IF(Pensioenfonds=$C$26,\"Gaat u met pensioen voordat u de AOW-leeftijd bereikt, dan heeft u de mogelijkheid om in de periode tot uw AOW-leeftijd uw pensioen te verhogen om het gemis aan AOW te compenseren.\",\n\"Ook als u deeltijdpensioen opneemt, heeft u de keuze om dit deel van uw pensioen anders te verdelen.\")","v":"Ook als u deeltijdpensioen opneemt, heeft u de keuze om dit deel van uw pensioen anders te verdelen."},{"$f":"IF(Pensioenfonds=$C$26,\"Gaat u op AOW-leeftijd met pensioen dan kunt u kiezen om de eerste 5 jaren of de eerste 10 jaren een hoger pensioen op te nemen. Uw pensioen na deze periode wordt dan lager.\",\n\"U kunt bij de start van uw pensioen een hoger bedrag kiezen, omdat u aan het begin van uw pensioen meer wil kunnen uitgeven. Bijvoorbeeld voor het aflossen van uw hypotheek.\")","v":"U kunt bij de start van uw pensioen een hoger bedrag kiezen, omdat u aan het begin van uw pensioen meer wil kunnen uitgeven. Bijvoorbeeld voor het aflossen van uw hypotheek."},{"$f":"IF(Pensioenfonds=$C$26,\"\",\n\"U kunt bij de start van uw pensioen een hoger bedrag kiezen tot uw AOW-leeftijd, omdat u netto ongeveer dezelfde maanduitkering wenst de rest van uw leven.\")","v":"U kunt bij de start van uw pensioen een hoger bedrag kiezen tot uw AOW-leeftijd, omdat u netto ongeveer dezelfde maanduitkering wenst de rest van uw leven."},{"$f":"IF(Pensioenfonds=$C$26,\"\",\n\"U kunt bij de start van uw pensioen een lager bedrag kiezen, omdat u minder inkomen nodig heeft. Bijvoorbeeld omdat uw partner nog werkt, of omdat u elders inkomsten heeft.\")","v":"U kunt bij de start van uw pensioen een lager bedrag kiezen, omdat u minder inkomen nodig heeft. Bijvoorbeeld omdat uw partner nog werkt, of omdat u elders inkomsten heeft."},{"$f":"IF(Pensioenfonds=$C$26,\"\",\n\"U bepaalt zelf tot wanneer u het hogere dan wel lagere bedrag wilt ontvangen.\")","v":"U bepaalt zelf tot wanneer u het hogere dan wel lagere bedrag wilt ontvangen."}]
[7,"Loonheffingskorting",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH9<>\"\",AH9),_xlfn.IFS(AS9<>\"\",AS9)),\"\")","v":"Als u loonheffingskorting op een uitkering laat toepassen, betaalt u daarover minder loonheffing."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI9<>\"\",AI9),_xlfn.IFS(AT9<>\"\",AT9)),\"\")","v":"Maar één uitkerende instantie mag loonheffingskorting toepassen. U kiest of en waar u de korting toepast."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ9<>\"\",AJ9),_xlfn.IFS(AU9<>\"\",AU9)),\"\")","v":"Bij de belastingaangifte wordt over uw totale inkomen gerekend en wordt de korting toegepast waar u recht op heeft."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK9<>\"\",AK9),_xlfn.IFS(AV9<>\"\",AV9)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL9<>\"\",AL9),_xlfn.IFS(AW9<>\"\",AW9)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM9<>\"\",AM9),_xlfn.IFS(AX9<>\"\",AX9)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN9<>\"\",AN9),_xlfn.IFS(AY9<>\"\",AY9)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO9<>\"\",AO9),_xlfn.IFS(AZ9<>\"\",AZ9)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP9<>\"\",AP9),_xlfn.IFS(BA9<>\"\",BA9)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ9<>\"\",AQ9),_xlfn.IFS(BB9<>\"\",BB9)),\"\")","v":""},"Dn wil inzicht in fiscale gevolgen wanneer een pensioenuitkering start","Uitleg progressieve belastingschijven en heffingskortingen vóór en ná AOW-leeftijd","Dn geeft aan meerdere inkomens te ontvangen (privé, werkgever, UWV, etc)","Uitleg over voorwaarden LHK en verschil tussen voorheffing en eindheffing met nabetaling of teruggave als gevolg","Dn wil inzicht in netto bedragen vanaf AOW-leeftijd","Uitleg over default keuze LHK op nee vanaf AOW","Dn wil of overweegt deeltijdpensioen op te nemen","Uitleg over wel of geen LHK en wijzen op het nakijken of en waar op dit moment LHK wordt toegepast","Dn wil inzicht in de netto bedragen die hij uiteindelijk te besteden heeft","Bruto-netto berekening met uitleg over loonheffing, Zvw bijdrage en LHK en effect van eindheffing bij meerdere inkomen",null,null,null,null,null,null,null,null,null,null,null,"Als je loonheffingskorting op een inkomen laat gebruiken, betaal je daarover minder belasting.","Om te voorkomen dat je achteraf nog belasting moet betalen, kan je beter op één inkomen de loonheffingskorting gebruiken.","De belastingdienst telt al jouw verschillende inkomsten bij elkaar op. Zij berekenen de totale belasting die je moet betalen. Is er te weinig ingehouden op je totale inkomen? Dan krijg je een vordering. Is er teveel ingehouden? Dan krijg je een nabetaling. ",null,null,null,null,null,null,null,null,"Als u loonheffingskorting op een uitkering laat toepassen, betaalt u daarover minder loonheffing.","Maar één uitkerende instantie mag loonheffingskorting toepassen. U kiest of en waar u de korting toepast.","Bij de belastingaangifte wordt over uw totale inkomen gerekend en wordt de korting toegepast waar u recht op heeft."]
[8,"Minder werken",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH10<>\"\",AH10),_xlfn.IFS(AS10<>\"\",AS10)),\"\")","v":"Als u minder gaat werken, krijgt u minder salaris en bouwt u over dit lagere salaris pensioen op. "},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI10<>\"\",AI10),_xlfn.IFS(AT10<>\"\",AT10)),\"\")","v":"Als u de minimale leeftijd om pensioen op te nemen, volgens u pensioenregeling, heeft bereikt. Dan kunt u ook kiezen om alvast (een deel) pensioen op te nemen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ10<>\"\",AJ10),_xlfn.IFS(AU10<>\"\",AU10)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK10<>\"\",AK10),_xlfn.IFS(AV10<>\"\",AV10)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL10<>\"\",AL10),_xlfn.IFS(AW10<>\"\",AW10)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM10<>\"\",AM10),_xlfn.IFS(AX10<>\"\",AX10)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN10<>\"\",AN10),_xlfn.IFS(AY10<>\"\",AY10)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO10<>\"\",AO10),_xlfn.IFS(AZ10<>\"\",AZ10)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP10<>\"\",AP10),_xlfn.IFS(BA10<>\"\",BA10)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ10<>\"\",AQ10),_xlfn.IFS(BB10<>\"\",BB10)),\"\")","v":""},"Dn geeft aan minder te willen werken of gaat minder werken","Uitleggen hoe en hoeveel pensioen je opbouwt en wat het effect hierop is van minder werken","Dn kan gebruik maken of maakt gebruikt van een seniorenregeling via werkgever","Effect van minder werken en minder pensioen opbouwen op maandelijkse pensioenuitkering straks en combinatiemogelijkheden met deeltijdpensioen","Dn heeft of krijgt (bijzonder) verlof","Uitleg over verplichtingen werkgever en werknemer m.b.t. pensioenopbouw en premie tijdens verlof",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Als je minder gaat werken, bouw je minder pensioen op.","Je kunt er voor kiezen om een deel van je pensioen uit te laten betalen. Dit heet deeltijdpensioen. Je kunt ervoor kiezen om maximaal 3 jaar zelf pensioenpremie te betalen. Dit heet vrijwillige voortzetting. Zodat je toch volledig pensioen opbouwt. Dit vraag je binnen 9 maanden aan. ",null,null,null,null,null,null,null,null,null,"Als u minder gaat werken, krijgt u minder salaris en bouwt u over dit lagere salaris pensioen op. ","Als u de minimale leeftijd om pensioen op te nemen, volgens u pensioenregeling, heeft bereikt. Dan kunt u ook kiezen om alvast (een deel) pensioen op te nemen."]
[9,"Arbeidsongeschiktheid",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH11<>\"\",AH11),_xlfn.IFS(AS11<>\"\",AS11)),\"\")","v":"U krijgt bericht van ons wanneer u recht heeft op een arbeidsongeschiktheidspensioen. U moet dan zelf uw arbeidsongeschiktheidspensioen aanvragen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI11<>\"\",AI11),_xlfn.IFS(AT11<>\"\",AT11)),\"\")","v":"Vraagt u uw arbeidsongeschiktheidspensioen niet aan? Dan loopt u geld mis. Want dan kunnen wij deze aanvulling op uw WIA-uitkering niet aan u betalen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ11<>\"\",AJ11),_xlfn.IFS(AU11<>\"\",AU11)),\"\")","v":"Als u uw arbeidsongeschiktheidspensioen niet aanvraagt, heeft u ook geen recht op premievrije pensioenopbouw. Uw eventuele partner kan daardoor ook inkomen missen als u overlijdt."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK11<>\"\",AK11),_xlfn.IFS(AV11<>\"\",AV11)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL11<>\"\",AL11),_xlfn.IFS(AW11<>\"\",AW11)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM11<>\"\",AM11),_xlfn.IFS(AX11<>\"\",AX11)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN11<>\"\",AN11),_xlfn.IFS(AY11<>\"\",AY11)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO11<>\"\",AO11),_xlfn.IFS(AZ11<>\"\",AZ11)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP11<>\"\",AP11),_xlfn.IFS(BA11<>\"\",BA11)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ11<>\"\",AQ11),_xlfn.IFS(BB11<>\"\",BB11)),\"\")","v":""},"Dn dreigt ao te worden","Globale uitleg over UWV proces en specifieker over aanvragen AOP gericht op aanvullende uitkering en premievrije opbouw","Dn wil inzicht in financiële toekomst rekening houdend met risico van 'ao worden'","(Voorbeeld)berekeningen maken van AOP en effect van minder pensioenopbouw op latere uitkering in kaart brengen","Dn is ziek en heeft inmiddels een WIA beschikking","Inzicht in hoogte, recht en duur van AOP en de gevolgen voor de latere pensioenuitkering alsmede informatie over bijsparen pensioenopbouw","Dn is reeds ao en ontvangt een aop uitkering","Inzicht in pensioenkeuzes om mogelijkheden te bekijken wanneer en hoeveel pensioen kan worden opgenomen","Dn met aop krijgt te maken met veranderingen in gezondheid","Mogelijke effecten op AOP uitkering inzichtelijk maken en mogelijkheden tonen om alvast (maximaal) pensioen op te nemen met keuze NP te verhogen","Dn met aop krijgt te maken met veranderingen in werk","Globaal de gevolgen voor de WIA-uitkering uitleggen en effect hiervan op AOP","Dn met aop wil stoppen met werken","Inzicht in pensioenkeuzes met doorkijk naar AOW-leeftijd, rekening houdend dat hiervoior alleen over het ao deel AKP kan worden aangevraagd",null,null,null,null,null,null,null,"Arbeidsongeschiktheidspensioen (AP) is een maandelijkse aanvulling op je WGA-vervolguitkering van UWV. BpfBOUW krijgt informatie over je arbeidsongeschiktheid van UWV. Na ontvangst van deze informatie, controleren wij of je recht hebt op AP. \nHeb je recht op AP? Dan ontvang je van ons een brief, tot dan hoef je niets te doen. Het AP is een aparte regeling, en gaat niet af van je ouderdomspensioen. \n\nHeb je binnen 6 maanden na ingang van je WGA-vervolguitkering nog niets gehoord over arbeidsongeschiktheidspensioen? Neem dan contact op\nvia bpfbouw.nl/contact.\n\nVal je onder de CAO van Afbouw, Baksteen of BikudaK? Dan krijg je geen AP van bpfBOUW.","Voor het deel dat je arbeidsongeschikt bent, kun je toch pensioen opbouwen. Zonder dat je hiervoor pensioenpremie betaalt. Dit heet premievrije pensioenopbouw.\n\nJe hoeft dit niet zelf aan te vragen. BpfBOUW krijgt informatie over je arbeidsongeschiktheid van UWV. Na ontvangst van deze informatie, controleren wij of je recht hebt op premievrije pensioenopbouw. \n\nHeb je binnen 6 maanden na ingang van je WIA-uitkering niets gehoord over premievrije pensioenopbouw? Neem dan contact op via bpfbouw.nl/contact.","Als je arbeidsongeschikt bent, bouw je maximaal 69% premievrij pensioen op. Voor dit deel betaal je geen premie. Het overige deel kun je zelf opbouwen. Dit heet vrijwillige voortzetting. Je voorkomt zo dat je straks minder pensioen krijgt.  En dat je partner na jouw overlijden minder partnerpensioen krijgt. Je vraagt vrijwillige voortzetting zelf aan. Doe dit binnen 9 maanden nadat je arbeidsongeschikt bent geworden. ",null,null,null,null,null,null,null,null,{"$f":"IF(Pensioenfonds=$C$26,\"Als u (meer) arbeidsongeschikt wordt, moet u bij PWRI een aanvraag doen voor voortzetting van pensioenopbouw.\",\n\"U krijgt bericht van ons wanneer u recht heeft op een arbeidsongeschiktheidspensioen. U moet dan zelf uw arbeidsongeschiktheidspensioen aanvragen.\")","v":"U krijgt bericht van ons wanneer u recht heeft op een arbeidsongeschiktheidspensioen. U moet dan zelf uw arbeidsongeschiktheidspensioen aanvragen."},{"$f":"IF(Pensioenfonds=$C$26,\"Het is mogelijk dat wij u dan om een kopie van de UWV beslissing vragen. Het UWV keert de arbeidongeschiktheiduitkering uit.\",\n\"Vraagt u uw arbeidsongeschiktheidspensioen niet aan? Dan loopt u geld mis. Want dan kunnen wij deze aanvulling op uw WIA-uitkering niet aan u betalen.\")","v":"Vraagt u uw arbeidsongeschiktheidspensioen niet aan? Dan loopt u geld mis. Want dan kunnen wij deze aanvulling op uw WIA-uitkering niet aan u betalen."},{"$f":"IF(Pensioenfonds=$C$26,\"\",\n\"Als u uw arbeidsongeschiktheidspensioen niet aanvraagt, heeft u ook geen recht op premievrije pensioenopbouw. Uw eventuele partner kan daardoor ook inkomen missen als u overlijdt.\")","v":"Als u uw arbeidsongeschiktheidspensioen niet aanvraagt, heeft u ook geen recht op premievrije pensioenopbouw. Uw eventuele partner kan daardoor ook inkomen missen als u overlijdt."}]
[10,"Overlijden",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH12<>\"\",AH12),_xlfn.IFS(AS12<>\"\",AS12)),\"\")","v":"Uw partner krijgt bericht van ons wanneer er recht is op een nabestaandenpensioen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI12<>\"\",AI12),_xlfn.IFS(AT12<>\"\",AT12)),\"\")","v":"Wij vragen uw partner om de gegevens te controleren en indien nodig aanvullende gegevens door te geven, zodat wij kunnen nagaan of er recht is op nabestaandenpensioen en eventuele aanvullingen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ12<>\"\",AJ12),_xlfn.IFS(AU12<>\"\",AU12)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK12<>\"\",AK12),_xlfn.IFS(AV12<>\"\",AV12)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL12<>\"\",AL12),_xlfn.IFS(AW12<>\"\",AW12)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM12<>\"\",AM12),_xlfn.IFS(AX12<>\"\",AX12)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN12<>\"\",AN12),_xlfn.IFS(AY12<>\"\",AY12)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO12<>\"\",AO12),_xlfn.IFS(AZ12<>\"\",AZ12)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP12<>\"\",AP12),_xlfn.IFS(BA12<>\"\",BA12)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ12<>\"\",AQ12),_xlfn.IFS(BB12<>\"\",BB12)),\"\")","v":""},"Dn geeft aan (terminaal) ziek te zijn","Inzicht in totale hoogte NP, incl. eventuele aanvullingen en AOW en gedifferentieerd op moment van overlijden en leeftijd partner","Dn wil inzicht in financiële toekomst rekening houden met risico van overlijden","Gevolgen van geen/ minder pensioen opbouwen en eventueel pensioen opnemen voor de hoogte van het NP","Dn geeft aan terminaal ziek te zijn","Inzicht in totale NP afgestemd op de situatie van de dn en mogelijkheden tonen om NP te verhogen","Dn geeft aan een partner te hebben met geen of een laag inkomen/ pensioen","Inzicht in totale NP en OP met uitruilmogelijkheden en eventueel wijzen op andere mogelijkheden in de 3e pijler","Dn geeft aan te gaan trouwen of samenwonen","Toelichting op proces van partner aanmelden en dekking via NP",null,null,null,null,null,null,null,null,null,null,null,"Als je overlijdt krijgt je partner meestal een partnerpensioen. \nSoms krijgt je eventuele ex-partner een bijzonder partnerpensioen. Je kinderen krijgen soms een wezenpensioen. Op Mijn Bouwpensioen zie je hoeveel dit partnerpensioen is. ","Woon je samen en wil je dat jouw partner een partnerpensioen krijgt na jouw overlijden? Dan moet je ons een samenlevingscontract sturen.  Je zie op Mijn Bouwpensioen en op het Uniform Pensioenoverzicht of er recht is op partnerpensioen. ",null,null,null,null,null,null,null,null,null,"Uw partner krijgt bericht van ons wanneer er recht is op een nabestaandenpensioen.","Wij vragen uw partner om de gegevens te controleren en indien nodig aanvullende gegevens door te geven, zodat wij kunnen nagaan of er recht is op nabestaandenpensioen en eventuele aanvullingen."]
[11,{"$f":"IF(1=2,\"Bedrag ineens\",\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH13<>\"\",AH13),_xlfn.IFS(AS13<>\"\",AS13)),\"\")","v":"U kunt maximaal 10% van uw totale ouderdomspensioen hiervoor gebruiken. Dit bedrag krijgt u op uw rekening als u met pensioen gaat. Het is aan u hoe u het eenmalige bedrag besteedt."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI13<>\"\",AI13),_xlfn.IFS(AT13<>\"\",AT13)),\"\")","v":"Uw maandelijkse pensioenuitkering wordt dan lager. Ook kan deze keuze nadelige gevolgen hebben voor uw belastingaangifte, toeslagen of uitkeringen. Het kan zijn dat u andere organisaties geld terug moet betalen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ13<>\"\",AJ13),_xlfn.IFS(AU13<>\"\",AU13)),\"\")","v":"Als u wilt voorkomen dat u achteraf een terugbetaling moet doen aan de belastingdienst, kunt u een voorlopige aanslag invullen op belastingdienst.nl"},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK13<>\"\",AK13),_xlfn.IFS(AV13<>\"\",AV13)),\"\")","v":"De eerste maanden kan uw pensioen netto tijdelijk lager zijn, omdat wij in opdracht van de belastingdienst een hogere bijdrage Zvw moeten inhouden."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL13<>\"\",AL13),_xlfn.IFS(AW13<>\"\",AW13)),\"\")","v":"Als u op AOW-leeftijd kiest voor een bedrag ineens, kunt u de uitbetaling hiervan uitstellen tot januari van het volgend kalenderjaar. Hierdoor zal u in de meeste gevallen minder belasting betalen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM13<>\"\",AM13),_xlfn.IFS(AX13<>\"\",AX13)),\"\")","v":"Als u kiest voor een bedrag ineens, kunt u uw pensioen niet meer op een andere manier verdelen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN13<>\"\",AN13),_xlfn.IFS(AY13<>\"\",AY13)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO13<>\"\",AO13),_xlfn.IFS(AZ13<>\"\",AZ13)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP13<>\"\",AP13),_xlfn.IFS(BA13<>\"\",BA13)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ13<>\"\",AQ13),_xlfn.IFS(BB13<>\"\",BB13)),\"\")","v":""},"Dn wil weten welke keuzes hij heeft als hij (deels) wil stoppen met werken ","Pensioenkeuzes toelichten en samenhang hiermee wanneer gekozen wordt voor een bedrag ineens","Dn wil graag een deel van zijn pensioen in één keer laten uitkeren","Uitleg over wanneer gekozen kan worden voor bedrag ineens en welke invloed deze datum heeft op de bruto en netto uitkering van het bedrag","Dn geeft aan (terminaal) ziek te zijn","Inzicht in maximale bedrag bij pensioenopname en gevolgen voor resterende uitkering en NP","Dn wil weten wat de gevolgen zijn van een bedrag ineens laten uitkeren","Inzicht in fiscale en sociale gevolgen van bedrag ineens en de hoogte van de maandelijkse levenslange uitkering","Dn wil eerder met pensioen en overweegt een bedrag ineens te laten uitkeren","Inzicht in gevolgen, met nadruk op hoger belastingtarief vóór AOW-leeftijd en onmogelijkheid om te variëren met de pensioenuitkering","Dn gaat op AOW-leeftijd met pensioen en overweegt een bedrag ineens te laten uitkeren","Uitleg over het uitstellen van uitbetaling bedrag ineens met inzicht in fiscale gevolgen en maandelijkse uitkering levenslang","Dn heeft meerdere pensioenen/ pensioenuitvoerders en overweegt een bedrag ineens te laten uitkeren","Uitleg over wettelijke mogelijkheden van keuze bedrag ineens en combinatie met andere pensioenen","Dn heeft een ex-partner met VPS recht en overweegt een bedrag ineens te laten uitkeren","Uitleg over bedrag ineens aan ex-partner dat gekoppeld is aan de keuze van de dn om bedrag ineens te laten uitkeren",null,null,null,null,null,"Je kunt maximaal 10% van jouw totale ouderdomspensioen hiervoor gebruiken. Dit bedrag krijg je op uw rekening als je met pensioen gaat. Je kiest zelf hoe je het eenmalige bedrag besteedt.","Jouw maandelijkse pensioenuitkering wordt dan lager. Ook kan deze keuze nadelige gevolgen hebben voor je belastingaangifte, toeslagen of uitkeringen. Het kan zijn dat je andere organisaties geld terug moet betalen.","Als je wilt voorkomen dat je achteraf een terugbetaling moet doen aan de belastingdienst, kun je een voorlopige aanslag invullen op belastingdienst.nl","De eerste maanden kan jouw pensioen netto tijdelijk lager zijn, omdat wij in opdracht van de belastingdienst een hogere bijdrage Zvw moeten inhouden.","Als je op AOW-leeftijd kiest voor een bedrag ineens, kun je de uitbetaling hiervan uitstellen tot januari van het volgend kalenderjaar. Hierdoor zal je in de meeste gevallen minder belasting betalen.","Als je kiest voor een bedrag ineens, kun je jouw pensioen niet meer op een andere manier verdelen.",null,null,null,null,null,"U kunt maximaal 10% van uw totale ouderdomspensioen hiervoor gebruiken. Dit bedrag krijgt u op uw rekening als u met pensioen gaat. Het is aan u hoe u het eenmalige bedrag besteedt.","Uw maandelijkse pensioenuitkering wordt dan lager. Ook kan deze keuze nadelige gevolgen hebben voor uw belastingaangifte, toeslagen of uitkeringen. Het kan zijn dat u andere organisaties geld terug moet betalen.","Als u wilt voorkomen dat u achteraf een terugbetaling moet doen aan de belastingdienst, kunt u een voorlopige aanslag invullen op belastingdienst.nl","De eerste maanden kan uw pensioen netto tijdelijk lager zijn, omdat wij in opdracht van de belastingdienst een hogere bijdrage Zvw moeten inhouden.","Als u op AOW-leeftijd kiest voor een bedrag ineens, kunt u de uitbetaling hiervan uitstellen tot januari van het volgend kalenderjaar. Hierdoor zal u in de meeste gevallen minder belasting betalen.","Als u kiest voor een bedrag ineens, kunt u uw pensioen niet meer op een andere manier verdelen."]
[12,"Uit elkaar gaan/ scheiden",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH14<>\"\",AH14),_xlfn.IFS(AS14<>\"\",AS14)),\"\")","v":"U kunt met uw ex-partner bespreken of u af wilt wijken van de standaard afspraken ten aanzien van verdeling van ouderdoms- en nabestaandenpensioen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI14<>\"\",AI14),_xlfn.IFS(AT14<>\"\",AT14)),\"\")","v":"Woonde u samen en heeft u uw partner eerder aangemeld bij ons, meld uw partner dan af wanneer u uit elkaar gaat. Doet u dit niet, dan loopt de opbouw van het nabestaandenpensioen door."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ14<>\"\",AJ14),_xlfn.IFS(AU14<>\"\",AU14)),\"\")","v":"Was u getrouwd of had u een geregistreerd partnerschap dan is het belangrijk dat u stilstaat bij de verdeling van het ouderdomspensioen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK14<>\"\",AK14),_xlfn.IFS(AV14<>\"\",AV14)),\"\")","v":"Welke keuze u en uw ex-partner ook gemaakt hebben, geef deze aan ons door."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL14<>\"\",AL14),_xlfn.IFS(AW14<>\"\",AW14)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM14<>\"\",AM14),_xlfn.IFS(AX14<>\"\",AX14)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN14<>\"\",AN14),_xlfn.IFS(AY14<>\"\",AY14)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO14<>\"\",AO14),_xlfn.IFS(AZ14<>\"\",AZ14)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP14<>\"\",AP14),_xlfn.IFS(BA14<>\"\",BA14)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ14<>\"\",AQ14),_xlfn.IFS(BB14<>\"\",BB14)),\"\")","v":""},"Dn heeft één of meerdere ex-partners","Bespreken en controleren of het zodanig is vastgelegd zoals bij de echtscheiding is bedoeld dan wel afgesproken en de gevolgen hiervan","Dn geeft aan dat er een echtscheiding dan wel beëindiging samenwonen aanstaande is","Keuzes bespreken die je hebt om OP en NP te verdelen en de gevolgen hiervan op eigen pensioen nu en in de toekomst, ook bij veranderende omstandigheden","Dn wil inzicht in financiële toekomst rekening houdend met risico van 'uit elkaar gaan'","Uitleg over verschillende samenlevingsvormen en gevolgen bij uit elkaar gaan en keuzes die tzt te maken zijn",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Scheiden of uit elkaar gaan kan ook gevolgen hebben voor jouw pensioen. Het is belangrijk om afspraken te maken met je ex-partner. En om ze vast te leggen.","Woonde je samen met een samenlevingscontract en ga je uit elkaar? Dan heeft je ex-partner geen recht op een deel van jouw ouderdomspensioen.\n Je ex-partner heeft mogelijk wel recht op bijzonder partnerpensioen. Wil je ex-partner afzien van het bijzonder partnerpensioen, dan moeten jullie dat vastleggen. \n\nMeld je ex-partner bij ons af. Neem contact op via bpfbouw.nl/contact.","Gaan jij en je ex-partner uit elkaar na een huwelijk of beeindig je jouw geregistreerd partnerschap? Dan kan je afspraken maken over hoe je het ouderdomspensioen verdeelt. Ook kan je afspraken maken over het bijzonder partnerpensioen. ","Welke keuze jij en jouw ex-partner ook gemaakt hebben, geef deze aan ons door.",null,null,null,null,null,null,null,"U kunt met uw ex-partner bespreken of u af wilt wijken van de standaard afspraken ten aanzien van verdeling van ouderdoms- en nabestaandenpensioen.","Woonde u samen en heeft u uw partner eerder aangemeld bij ons, meld uw partner dan af wanneer u uit elkaar gaat. Doet u dit niet, dan loopt de opbouw van het nabestaandenpensioen door.","Was u getrouwd of had u een geregistreerd partnerschap dan is het belangrijk dat u stilstaat bij de verdeling van het ouderdomspensioen.","Welke keuze u en uw ex-partner ook gemaakt hebben, geef deze aan ons door."]
[13,"Waardeoverdracht",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH15<>\"\",AH15),_xlfn.IFS(AS15<>\"\",AS15)),\"\")","v":"Heeft u eerder ergens anders pensioen opgebouwd? Dan kunt u dit pensioen meenemen naar uw nieuwe pensioenuitvoerder/fonds Dit heet waardeoverdracht."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI15<>\"\",AI15),_xlfn.IFS(AT15<>\"\",AT15)),\"\")","v":"Bij kleine pensioenen kan een pensioenuitvoerder ervoor kiezen om dat bedrag zonder uw toestemming over te dragen. Dit gebeurt meestal automatisch en kunt u navragen bij uw vorige uitvoerder."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ15<>\"\",AJ15),_xlfn.IFS(AU15<>\"\",AU15)),\"\")","v":"U beslist zelf of u waardeoverdracht wilt uitvoeren. Om een goede keuze te maken kunt u een vrijblijvende offerte opvragen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK15<>\"\",AK15),_xlfn.IFS(AV15<>\"\",AV15)),\"\")","v":"Het is belangrijk om zelf uw oude en huidige pensioenregeling te vergelijken."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL15<>\"\",AL15),_xlfn.IFS(AW15<>\"\",AW15)),\"\")","v":"Mogelijke redenen om te kiezen voor waardeoverdracht zijn: Al uw pensioen bij elkaar, pensioenkeuzes in de regeling passen beter bij u, het nabestaandenpensioen past beter bij uw wensen, het beleid voor jaarlijkse verhoging is gunstiger."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM15<>\"\",AM15),_xlfn.IFS(AX15<>\"\",AX15)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN15<>\"\",AN15),_xlfn.IFS(AY15<>\"\",AY15)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO15<>\"\",AO15),_xlfn.IFS(AZ15<>\"\",AZ15)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP15<>\"\",AP15),_xlfn.IFS(BA15<>\"\",BA15)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ15<>\"\",AQ15),_xlfn.IFS(BB15<>\"\",BB15)),\"\")","v":""},"Dn is recent aangesloten bij het fonds en/ of geeft aan elders pensioen te hebben opgebouwd","Mogelijkheden, gevolgen en proces bespreken over het overdragen van pensioen bij een andere uitvoerder naar fonds","Dn geeft aan dat hij vertrekt bij het fonds","Mogelijkheden, gevolgen en proces bespreken over het overdragen van het pensioen naar een andere uitvoerder","Dn heeft vragen over zijn offerte waardeoverdracht","Uitleggen van offerte en de juiste waarde geven aan verschillende bedragen die getoond worden","Dn vraagt om hulp bij keuze om waardeoverdracht wel of niet te effectueren","Gevolgen in kaart brengen van zowel niet overdragen als wel overdragen voor alle pensioenvormen die het betreft",null,null,null,null,null,null,null,null,null,null,null,null,null,"Heb je eerder ergens anders pensioen opgebouwd? Dan kun je dit pensioen meenemen naar jouw nieuwe pensioenuitvoerder/fonds Dit heet waardeoverdracht.","Bij kleine pensioenen kan een pensioenuitvoerder ervoor kiezen om dat bedrag zonder jouw toestemming over te dragen. Dit gebeurt meestal automatisch en kun je navragen bij jouw vorige uitvoerder.","Je beslist zelf of je waardeoverdracht wilt uitvoeren. Om een goede keuze te maken kun je een vrijblijvende offerte opvragen. Een offerte vraag je op via mijnwaardeoverdracht.nl. Je ziet deze link ook staan als je inlogt op Mijn Bouwpensioen.","Het is belangrijk om zelf jouw oude en huidige pensioenregeling te vergelijken.","Mogelijke redenen om te kiezen voor waardeoverdracht zijn: \n- Al je pensioen bij elkaar\n- Pensioenkeuzes in de regeling passen beter bij je\n- Het nabestaandenpensioen past beter bij jouw wensen\n- De jaarlijkse verhoging van jouw pensioen is beter",null,null,null,null,null,null,"Heeft u eerder ergens anders pensioen opgebouwd? Dan kunt u dit pensioen meenemen naar uw nieuwe pensioenuitvoerder/fonds Dit heet waardeoverdracht.","Bij kleine pensioenen kan een pensioenuitvoerder ervoor kiezen om dat bedrag zonder uw toestemming over te dragen. Dit gebeurt meestal automatisch en kunt u navragen bij uw vorige uitvoerder.","U beslist zelf of u waardeoverdracht wilt uitvoeren. Om een goede keuze te maken kunt u een vrijblijvende offerte opvragen.","Het is belangrijk om zelf uw oude en huidige pensioenregeling te vergelijken.","Mogelijke redenen om te kiezen voor waardeoverdracht zijn: Al uw pensioen bij elkaar, pensioenkeuzes in de regeling passen beter bij u, het nabestaandenpensioen past beter bij uw wensen, het beleid voor jaarlijkse verhoging is gunstiger."]
[14,"Pensioenopbouw voortzetten",{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH16<>\"\",AH16),_xlfn.IFS(AS16<>\"\",AS16)),\"\")","v":"Na ontslag eindigt uw pensioenopbouw. U heeft gedurende de periode van maximaal drie jaar de mogelijkheid om uw pensioenopbouw vrijwillig voort te zetten."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI16<>\"\",AI16),_xlfn.IFS(AT16<>\"\",AT16)),\"\")","v":"In deze situatie betaalt u zowel het werknemers- als het werkgeversdeel van de pensioenpremie. In overleg met uw werkgever kan een andere verdeling worden gekozen."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ16<>\"\",AJ16),_xlfn.IFS(AU16<>\"\",AU16)),\"\")","v":"Hoeveel pensioen aanvullen kost en wat het oplevert, kunt u laten berekenen door ons."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK16<>\"\",AK16),_xlfn.IFS(AV16<>\"\",AV16)),\"\")","v":"Een aanvraag voor vrijwillige voortzetting moet uiterlijk binnen 9 maanden schriftelijk zijn ingediend."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL16<>\"\",AL16),_xlfn.IFS(AW16<>\"\",AW16)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM16<>\"\",AM16),_xlfn.IFS(AX16<>\"\",AX16)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN16<>\"\",AN16),_xlfn.IFS(AY16<>\"\",AY16)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO16<>\"\",AO16),_xlfn.IFS(AZ16<>\"\",AZ16)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP16<>\"\",AP16),_xlfn.IFS(BA16<>\"\",BA16)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ16<>\"\",AQ16),_xlfn.IFS(BB16<>\"\",BB16)),\"\")","v":""},"Dn is of raakt arbeidsongeschikt","Uitleg over premievrije voortzetting tijdens AO en mogelijkheid om bij te sparen en wat dit dan kost en oplevert","Dn is of raakt werkloos","Uitleg over voortzetting pensioenopbouw via werkgever en/of UWV tijdens WW en mogelijkheid om bij te sparen en wat dit dan kost en oplevert","Dn gaat ergens anders werken of als zelfstandige beginnen/ voortzetten","Uitleg over hoeveel, hoe lang en wanneer je pensioenopbouw mag voortzetten en wanneer niet en wat dit kost","Dn krijgt een VSO aangeboden door de werkgever","Bespreken wat de regeling van de werkgever inhoudt m.b.t. hoogte pensioenopbouw en of er ruimte is om pensioenopbouw voort te zetten",null,null,null,null,null,null,null,null,null,null,null,null,null,"Als jouw pensioenopbouw (gedeeltelijk) stopt kan je soms zelf pensioen volledig opbouwen. Je betaalt dan ook zelf de pensioenpremie. Dit noemen we vrijwillige voortzetting.","Vrijwillige voortzetting is maximaal 3 jaar mogelijk als:\n- Je minder gaat werken\n- Je een werkeloosheidsuitkering ontvangt\n- Je een ziektewet-uitkering ontvangt\n- Je (gedeeltelijk) arbeidsongeschikt bent en je een loongerelateerde uitkering krijgt\n- Je door gaat als eigen baas in dezelfde branche. Of je in het buitenland gaat werken en je verplichte pensoiendeelname eindigt\n- Je met erkend verlof gaat\n- Je onvrijwillig wordt ontslagen en een loongerelateerde uitkering vanuit een sociaal plan krijgt","Vrijwillige voortzetting is alleen mogelijk als je niet ergens anders pensioen opbouwt.","Een aanvraag voor vrijwillige voortzetting moet je zelf binnen 9 maanden nadat je deelname (gedeeltelijk) is beeindigd aanvragen. Je kunt een offerte opvragen via bpfbouw.nl/contact.",null,null,null,null,null,null,null,"Na ontslag eindigt uw pensioenopbouw. U heeft gedurende de periode van maximaal drie jaar de mogelijkheid om uw pensioenopbouw vrijwillig voort te zetten.","In deze situatie betaalt u zowel het werknemers- als het werkgeversdeel van de pensioenpremie. In overleg met uw werkgever kan een andere verdeling worden gekozen.","Hoeveel pensioen aanvullen kost en wat het oplevert, kunt u laten berekenen door ons.",{"$f":"IF(Pensioenfonds=$C$26,\"U kunt vrijwillig voortzetten mits u nergens anders pensioen opbouwt en u minimaal al 3 jaar deelneemt aan de PWRI regeling.\",\n\"Een aanvraag voor vrijwillige voortzetting moet uiterlijk binnen 9 maanden schriftelijk zijn ingediend.\")","v":"Een aanvraag voor vrijwillige voortzetting moet uiterlijk binnen 9 maanden schriftelijk zijn ingediend."}]
[15,{"$f":"IF(Pensioenfonds=$C$24,\"ABP ExtraPensioen\",\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH17<>\"\",AH17),_xlfn.IFS(AS17<>\"\",AS17)),\"\")","v":"In sommige gevallen is het mogelijk om één of meerdere stortingen te doen in uw pensioen. Of u ruimte heeft hiervoor en hoeveel, communiceren wij met u."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI17<>\"\",AI17),_xlfn.IFS(AT17<>\"\",AT17)),\"\")","v":"Hoeveel pensioen aanvullen kost en wat het oplevert, kunt u laten berekenen door ons."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ17<>\"\",AJ17),_xlfn.IFS(AU17<>\"\",AU17)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK17<>\"\",AK17),_xlfn.IFS(AV17<>\"\",AV17)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL17<>\"\",AL17),_xlfn.IFS(AW17<>\"\",AW17)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM17<>\"\",AM17),_xlfn.IFS(AX17<>\"\",AX17)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN17<>\"\",AN17),_xlfn.IFS(AY17<>\"\",AY17)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO17<>\"\",AO17),_xlfn.IFS(AZ17<>\"\",AZ17)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP17<>\"\",AP17),_xlfn.IFS(BA17<>\"\",BA17)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ17<>\"\",AQ17),_xlfn.IFS(BB17<>\"\",BB17)),\"\")","v":""},"Dn ontvangt of krijgt toegang tot een (grotere) geldsom","Uitleg over welke mogelijkheden er zijn om extra te storten bij het fonds, hoeveel maximaal en wat dit oplevert rekening houdend met fiscale gevolgen","Dn krijgt een VSO aangeboden door de werkgever","Bespreken wat de regeling van de werkgever inhoudt m.b.t. hoogte pensioenopbouw en of er ruimte is om te storten","Dn vraagt om fiscale ruimte","Uitleg over hoe deze ruimte tot stand komt en wat het betekent als deze wordt gebruikt","Dn wil weten of hij zijn pensioen kan verhogen","Uitleg over bijspaar/ stort mogelijkheden bij eigen fonds en globaal verwijzing naar 3e pijler",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"In sommige gevallen is het mogelijk om één of meerdere stortingen te doen in uw pensioen. Of u ruimte heeft hiervoor en hoeveel, communiceren wij met u.","Hoeveel pensioen aanvullen kost en wat het oplevert, kunt u laten berekenen door ons."]
[16,{"$f":"IF(OR(Pensioenfonds=$C$24,Pensioenfonds=$C$27),\"Nettopensioen\",\"\")","v":"Nettopensioen"},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH18<>\"\",AH18),_xlfn.IFS(AS18<>\"\",AS18)),\"\")","v":"Als u een inkomen heeft boven de aftoppingsgrens, bouwt u naar rato minder pensioen op. U kunt dan op vrijwillige basis deelnemen aan een nettopensioenregeling, zodat uw ouderdomspensioen en/of nabestaandenpensioen op peil blijft."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI18<>\"\",AI18),_xlfn.IFS(AT18<>\"\",AT18)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ18<>\"\",AJ18),_xlfn.IFS(AU18<>\"\",AU18)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK18<>\"\",AK18),_xlfn.IFS(AV18<>\"\",AV18)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL18<>\"\",AL18),_xlfn.IFS(AW18<>\"\",AW18)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM18<>\"\",AM18),_xlfn.IFS(AX18<>\"\",AX18)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN18<>\"\",AN18),_xlfn.IFS(AY18<>\"\",AY18)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO18<>\"\",AO18),_xlfn.IFS(AZ18<>\"\",AZ18)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP18<>\"\",AP18),_xlfn.IFS(BA18<>\"\",BA18)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ18<>\"\",AQ18),_xlfn.IFS(BB18<>\"\",BB18)),\"\")","v":""},"Dn heeft een pensioengevend inkomen boven de aftoppingsgrens","Mogelijkheden bespreken om pensioenopbouw aan te vullen in de netto sfeer","Dn met een pensioengevend inkomen boven de aftoppingsgrens wil weten hoeveel pensioen hij opbouwt en wat hij mag opbouwen en welke keuzes hij heeft","Regeling en proces nettopensioen toelichten en hulp bij de afweging tussen premie en opbrengst (extra pensioen)","Dn met een pensioengevend inkomen boven de aftoppingsgrens wil dat zijn partner voldoende inkomen heeft wanneer hij komt te overlijden","Uitleg over regeling nettopensioen met dekking voor partnerpensioen",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Als u een inkomen heeft boven de aftoppingsgrens, bouwt u naar rato minder pensioen op. U kunt dan op vrijwillige basis deelnemen aan een nettopensioenregeling, zodat uw ouderdomspensioen en/of nabestaandenpensioen op peil blijft."]
[17,{"$f":"IF(OR(Pensioenfonds=$C$24,Pensioenfonds=$C$26,Pensioenfonds=$C$27),\"Werkgeversregelingen\",\"\")","v":"Werkgeversregelingen"},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH19<>\"\",AH19),_xlfn.IFS(AS19<>\"\",AS19)),\"\")","v":"Als u via uw werkgever een regeling krijgt aangeboden, kunt u deze gebruiken om eerder (deels) te stoppen met werken."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI19<>\"\",AI19),_xlfn.IFS(AT19<>\"\",AT19)),\"\")","v":"Indien u dat wenst dan is het mogelijk om het generatiepact te combineren met deeltijdpensioen. U moet zich wel realiseren dat een dienstverband voor minimaal 18 uur als ondergrens moet overblijven."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ19<>\"\",AJ19),_xlfn.IFS(AU19<>\"\",AU19)),\"\")","v":"U kunt minder gaan werken (of in lager betaalde functie gaan werken) zonder dat dit ten koste gaat van uw pensioenopbouw."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK19<>\"\",AK19),_xlfn.IFS(AV19<>\"\",AV19)),\"\")","v":"Het is mogelijk om nadat u bent gaan deelnemen aan de demotieregeling ook gebruik te gaan maken van het generatiepact. De percentages worden dan losgelaten op uw aangepaste dienstverband (na toepassing demotieregeling)."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL19<>\"\",AL19),_xlfn.IFS(AW19<>\"\",AW19)),\"\")","v":"Een aanvraag voor de demotieregeling moet uiterlijk één maand voor aanvang schriftelijk zijn ingediend."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM19<>\"\",AM19),_xlfn.IFS(AX19<>\"\",AX19)),\"\")","v":"Ga in overleg met uw werkgever over de verdeling van de pensioenpremie."},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN19<>\"\",AN19),_xlfn.IFS(AY19<>\"\",AY19)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO19<>\"\",AO19),_xlfn.IFS(AZ19<>\"\",AZ19)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP19<>\"\",AP19),_xlfn.IFS(BA19<>\"\",BA19)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ19<>\"\",AQ19),_xlfn.IFS(BB19<>\"\",BB19)),\"\")","v":""},"Aanleiding 1","Aandachtspunt 1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Als u via uw werkgever een regeling krijgt aangeboden, kunt u deze gebruiken om eerder (deels) te stoppen met werken.",{"$f":"IF(Pensioenfonds=$C$27,\"Indien u dat wenst dan is het mogelijk om het generatiepact te combineren met deeltijdpensioen. U moet zich wel realiseren dat een dienstverband voor minimaal 18 uur als ondergrens moet overblijven.\",\n\"Uw werkgeversregeling is te combineren met (deeltijd)pensioen.\")","v":"Indien u dat wenst dan is het mogelijk om het generatiepact te combineren met deeltijdpensioen. U moet zich wel realiseren dat een dienstverband voor minimaal 18 uur als ondergrens moet overblijven."},{"$f":"IF(Pensioenfonds=$C$26,\"\",\"U kunt minder gaan werken (of in lager betaalde functie gaan werken) zonder dat dit ten koste gaat van uw pensioenopbouw.\")","v":"U kunt minder gaan werken (of in lager betaalde functie gaan werken) zonder dat dit ten koste gaat van uw pensioenopbouw."},{"$f":"IF(Pensioenfonds=$C$27,\"Het is mogelijk om nadat u bent gaan deelnemen aan de demotieregeling ook gebruik te gaan maken van het generatiepact. De percentages worden dan losgelaten op uw aangepaste dienstverband (na toepassing demotieregeling).\",\"\")","v":"Het is mogelijk om nadat u bent gaan deelnemen aan de demotieregeling ook gebruik te gaan maken van het generatiepact. De percentages worden dan losgelaten op uw aangepaste dienstverband (na toepassing demotieregeling)."},{"$f":"IF(Pensioenfonds=$C$27,\"Een aanvraag voor de demotieregeling moet uiterlijk één maand voor aanvang schriftelijk zijn ingediend.\",\"\")","v":"Een aanvraag voor de demotieregeling moet uiterlijk één maand voor aanvang schriftelijk zijn ingediend."},{"$f":"IF(Pensioenfonds=$C$27,\"Ga in overleg met uw werkgever over de verdeling van de pensioenpremie.\",\"\")","v":"Ga in overleg met uw werkgever over de verdeling van de pensioenpremie."}]
[18,{"$f":"IF(Pensioenfonds=$C$25,\"Zwaarwerkregeling\",\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH20<>\"\",AH20),_xlfn.IFS(AS20<>\"\",AS20)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI20<>\"\",AI20),_xlfn.IFS(AT20<>\"\",AT20)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ20<>\"\",AJ20),_xlfn.IFS(AU20<>\"\",AU20)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK20<>\"\",AK20),_xlfn.IFS(AV20<>\"\",AV20)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL20<>\"\",AL20),_xlfn.IFS(AW20<>\"\",AW20)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM20<>\"\",AM20),_xlfn.IFS(AX20<>\"\",AX20)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN20<>\"\",AN20),_xlfn.IFS(AY20<>\"\",AY20)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO20<>\"\",AO20),_xlfn.IFS(AZ20<>\"\",AZ20)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP20<>\"\",AP20),_xlfn.IFS(BA20<>\"\",BA20)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ20<>\"\",AQ20),_xlfn.IFS(BB20<>\"\",BB20)),\"\")","v":""},"Aanleiding 1","Aandachtspunt 1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"\"Werk je in de sector Bouw\"&\"&amp;\"&\"Afbouw, Timmerindustrie of Bikudak? Dan voldoe je misschien aan de voorwaarden voor de zwaarwerkregeling of zware beroepenregeling. Deze regeling loopt tot 31 december 2025.\"","v":"Werk je in de sector Bouw&amp;Afbouw, Timmerindustrie of Bikudak? Dan voldoe je misschien aan de voorwaarden voor de zwaarwerkregeling of zware beroepenregeling. Deze regeling loopt tot 31 december 2025."},"De voorwaarden verschillen per CAO. Kijk voor meer informatie op de website van de betreffende CAO. Voldoe je aan de voorwaarden? Vraag de uitkering aan via de website van de betreffende CAO.  \n\nNaast de zwaarwerkregeling of zware beroepenregeling mag je niet meer werken. Je kan gelijk met de zwaarwerkregeling een deel van je pensioen laten uitbetalen. Je pensioen vraag je aan via Mijn Bouwpensioen. ","","","",""]
[19,{"$f":"IF(Pensioenfonds=$C$25,\"BTER regelingen\",\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH21<>\"\",AH21),_xlfn.IFS(AS21<>\"\",AS21)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI21<>\"\",AI21),_xlfn.IFS(AT21<>\"\",AT21)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ21<>\"\",AJ21),_xlfn.IFS(AU21<>\"\",AU21)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK21<>\"\",AK21),_xlfn.IFS(AV21<>\"\",AV21)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL21<>\"\",AL21),_xlfn.IFS(AW21<>\"\",AW21)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM21<>\"\",AM21),_xlfn.IFS(AX21<>\"\",AX21)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN21<>\"\",AN21),_xlfn.IFS(AY21<>\"\",AY21)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO21<>\"\",AO21),_xlfn.IFS(AZ21<>\"\",AZ21)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP21<>\"\",AP21),_xlfn.IFS(BA21<>\"\",BA21)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ21<>\"\",AQ21),_xlfn.IFS(BB21<>\"\",BB21)),\"\")","v":""},"Aanleiding 1","Aandachtspunt 1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Veel sectoren binnen de bouw kennen bedrijfstakeigen regelingen (BTER). Werknemers krijgen hieruit vergoedingen en aanvullingen betaald. Bijvoorbeeld een deel van de pensioenpremie gedurende werkloosheid. Of duurzaam inzetbaarheid.","","","","",""]
[20,{"$f":"IF(Pensioenfonds=$C$25,\"Excedentregeling\",\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AH22<>\"\",AH22),_xlfn.IFS(AS22<>\"\",AS22)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AI22<>\"\",AI22),_xlfn.IFS(AT22<>\"\",AT22)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AJ22<>\"\",AJ22),_xlfn.IFS(AU22<>\"\",AU22)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AK22<>\"\",AK22),_xlfn.IFS(AV22<>\"\",AV22)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AL22<>\"\",AL22),_xlfn.IFS(AW22<>\"\",AW22)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AM22<>\"\",AM22),_xlfn.IFS(AX22<>\"\",AX22)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AN22<>\"\",AN22),_xlfn.IFS(AY22<>\"\",AY22)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AO22<>\"\",AO22),_xlfn.IFS(AZ22<>\"\",AZ22)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AP22<>\"\",AP22),_xlfn.IFS(BA22<>\"\",BA22)),\"\")","v":""},{"$f":"IFERROR(IF(Pensioenfonds=$C$25,_xlfn.IFS(AQ22<>\"\",AQ22),_xlfn.IFS(BB22<>\"\",BB22)),\"\")","v":""},"Aanleiding 1","Aandachtspunt 1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Je bouwt pensioen op voor het inkomensdeel boven de maximale pensioenloon grens.","Je kunt kiezen voor de inkoopvariant of de beleggingsvariant (stabiel/variabel).","Je beslist zelf of je gebruik maakt van het shoprecht (alleen bij variabel beleggen) of het kapitaal wenst om te zetten bij bpfBOUW.","","",""]
["MIDDELEN",null,"Fondsen"]
[1,{"$f":"\"Mijn\"&Pensioenfonds","v":"MijnSPW"},"ABP"]
[2,{"$f":"IF(Pensioenfonds=$C$24,\"Pensioenscenario's\",\"\")","v":""},"bpfBOUW"]
[3,{"$f":"IF(Pensioenfonds=$C$24,\"Offerte ABP KeuzePensioen\",\"Offerte ouderdomspensioen\")","v":"Offerte ouderdomspensioen"},"PWRI"]
[4,"Offerte vrijwillige voortzetting","SPW"]
[5,"Offerte nettopensioenregeling"]
[6,"Gewezen op afwegingen in gespreksverslag"]
[7,{"$f":"IF(1=2,\"\",\"\")","v":""}]
[8,{"$f":"IF(1=2,\"\",\"\")","v":""}]
[9,{"$f":"IF(1=2,\"\",\"\")","v":""}]
[10,{"$f":"IF(1=2,\"\",\"\")","v":""}]
["ADVISEURSLIJST",null,"Fonds","contact"]
[1,"invullen",{"$f":"$C$36","v":"SPW"},"---"]
[2,"Aniel Biharie","SPW","spw.nl/contact",null,"Aniel Biharie",{"$f":"$C$27","v":"SPW"},"spw.nl/contact",null,"Claudia Herbeck","ABP","abp.nl/contact"]
[3,"Annelies van der Laan","bpfBOUW","bpfbouw.nl/contact",null,"Annelies van der Laan",{"$f":"$C$25","v":"bpfBOUW"},"bpfbouw.nl/contact",null,"Dennis Kindermann","ABP","abp.nl/contact"]
[4,"Claudia Herbeck","PWRI","pwri.nl/contact",null,"Claudia Herbeck",{"$f":"$C$26","v":"PWRI"},"pwri.nl/contact",null,"Fabian Schumans","ABP","abp.nl/contact"]
[5,"Connie Vlegels","bpfBOUW","bpfbouw.nl/contact",null,"Connie Vlegels",{"$f":"$C$25","v":"bpfBOUW"},"bpfbouw.nl/contact",null,"Frank Aerts","ABP","abp.nl/contact"]
[6,"Dennis Kindermann","PWRI","pwri.nl/contact",null,"Dennis Kindermann",{"$f":"$C$26","v":"PWRI"},"pwri.nl/contact",null,"Frank Koeman","ABP","abp.nl/contact"]
[7,"Erwin Krijkamp","SPW","spw.nl/contact",null,"Erwin Krijkamp",{"$f":"$C$27","v":"SPW"},"spw.nl/contact",null,"Fred Lardinois","ABP","abp.nl/contact"]
[8,"Fabian Schumans","PWRI","pwri.nl/contact",null,"Fabian Schumans",{"$f":"$C$26","v":"PWRI"},"pwri.nl/contact",null,"Henk Jacobs","ABP","abp.nl/contact"]
[9,"Fred Lardinois","PWRI","pwri.nl/contact",null,"Fred Lardinois",{"$f":"$C$26","v":"PWRI"},"pwri.nl/contact",null,"Huub van Tol","ABP","abp.nl/contact"]
[10,"Ingrid van der Vorst","SPW","spw.nl/contact",null,"Ingrid van der Vorst",{"$f":"$C$27","v":"SPW"},"spw.nl/contact",null,"Ingeborg Maes","ABP","abp.nl/contact"]
[11,"Jeroen Filemon","bpfBOUW","bpfbouw.nl/contact",null,"Jeroen Filemon",{"$f":"$C$25","v":"bpfBOUW"},"bpfbouw.nl/contact",null,"Roy Erkens","ABP","roy.erkens@abp.nl"]
[12,"Raymond Pielaat","bpfBOUW","bpfbouw.nl/contact",null,"Raymond Pielaat",{"$f":"$C$25","v":"bpfBOUW"},"bpfbouw.nl/contact",null,"Ton Plummen","ABP","ton.plummen@abp.nl"]
[13,"Remco Visser","bpfBOUW","bpfbouw.nl/contact",null,"Remco Visser",{"$f":"$C$25","v":"bpfBOUW"},"bpfbouw.nl/contact"]
[14]
[15]
["OVERIGE DATA"]
[null,"Datum",{"$f":"TEXT(Datum_gesprek,\"dd-mm-jjjj\")","v":"25-01-2024"}]
[null,"Adviseur",{"$f":"Adviseur","v":"invullen"}]
[null,"Fonds",{"$f":"VLOOKUP(Adviseur,Adviseurslijst,2,0)","v":"SPW"}]
[null,"Contact",{"$f":"VLOOKUP(Adviseur,Adviseurslijst,3,0)","v":"---"}]
[null,"Naam_deelnemer",{"$f":"IF(Klantnaam=\"\",\"\",IF(EXACT(\"Mw\",LEFT(Klantnaam,2)),\"mevrouw\"&RIGHT(Klantnaam,LEN(Klantnaam)-2),IF(EXACT(\"Dhr\",LEFT(Klantnaam,3)),\"de heer\"&RIGHT(Klantnaam,LEN(Klantnaam)-3),Klantnaam)))","v":""}]
[]
[null,"Inleiding_formule","=\"Op \"&TEKST(Datum_gesprek;\"d mmmm jjjj\")&\" heeft \"&Naam_deelnemer&\" met klantnummer \"&Klantnummer&\"een persoonlijk gesprek gehad met pensioenvoorlichter \"&Adviseur&\". Dit gesprek ging over het pensioen bij \"&Pensioenfonds&\".\""]
[null,"Inleiding_tekst",{"$f":"\"Op \"&TEXT(Datum_gesprek,\"d mmmm jjjj\")&\" heeft \"&Naam_deelnemer&\" met klantnummer \"&Klantnummer&\" een persoonlijk gesprek gehad met pensioenvoorlichter \"&Adviseur&\". Dit gesprek ging over het pensioen bij \"&Pensioenfonds&\".\"","v":"Op 25 januari 2024 heeft  met klantnummer  een persoonlijk gesprek gehad met pensioenvoorlichter invullen. Dit gesprek ging over het pensioen bij SPW."}]
[null,"Afsluiting_formule","=ALS(Pensioenfonds=$C$25;\"Heb je naar aanleiding van dit gesprekverslag nog vragen, of ben je het niet eens met de inhoud van dit gespreksverslag? Neem dan contact op, via \"&Contact&\".\";\n\"Mocht u naar aanleiding van dit gesprekverslag nog vragen hebben, of bent u het niet eens met de inhoud van dit gespreksverslag? Neem dan contact op, via \"&Contact&\".\")"]
[null,"Afsluiting_tekst",{"$f":"IF(Pensioenfonds=$C$25,\"Heb je naar aanleiding van dit gesprekverslag nog vragen, of ben je het niet eens met de inhoud van dit gespreksverslag? Neem dan contact op, via \"&Contact&\".\",\n\"Mocht u naar aanleiding van dit gesprekverslag nog vragen hebben, of bent u het niet eens met de inhoud van dit gespreksverslag? Neem dan contact op, via \"&Contact&\".\")","v":"Mocht u naar aanleiding van dit gesprekverslag nog vragen hebben, of bent u het niet eens met de inhoud van dit gespreksverslag? Neem dan contact op, via ---."}]
[null,"Bijlage_inleiding_formule","=ALS(Pensioenfonds=$C$25;\"In deze bijlage bij het gespreksverslag vind je belangrijke afwegingen die horen bij de besproken onderwerpen.\";\n\"In deze bijlage bij het gespreksverslag vindt u belangrijke afwegingen die horen bij de besproken onderwerpen.\")"]
[null,"Bijlage_inleiding_tekst",{"$f":"IF(Pensioenfonds=$C$25,\"In deze bijlage bij het gespreksverslag vind je belangrijke afwegingen die horen bij de besproken onderwerpen.\",\n\"In deze bijlage bij het gespreksverslag vindt u belangrijke afwegingen die horen bij de besproken onderwerpen.\")","v":"In deze bijlage bij het gespreksverslag vindt u belangrijke afwegingen die horen bij de besproken onderwerpen."}]
[null,"Bijlage_afsluiting_formule","=\"\""]
[null,"Bijlage_afsluiting_tekst",{"$f":"\"\"","v":""}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Brief"]
[null,"klantnummer",{"$f":"IF(Klantnummer=\"\",\"\",Klantnummer)","v":""}]
[null,"datum",{"$f":"C51","v":"25-01-2024"}]
[null,"fonds",{"$f":"C53","v":"SPW"}]
[null,"naam_deelnemer",{"$f":"Naam_deelnemer","v":""}]
[null,"naam_adviseur",{"$f":"C52","v":"invullen"}]
[null,"inleiding",{"$f":"$C$58","v":"Op 25 januari 2024 heeft  met klantnummer  een persoonlijk gesprek gehad met pensioenvoorlichter invullen. Dit gesprek ging over het pensioen bij SPW."}]
["NR","onderwerpen",{"$f":"B107","v":"onderwerpen"}]
[{"$f":"IF(Vastlegging!$B$10=1,A3,0)","v":1},"O1",{"$f":"IF(A108>0,B3,\"\")","v":"Ingangsdatum en hoogte AOW"}]
[{"$f":"IF(Vastlegging!$B$24=1,A4,0)","v":2},"O2","Ingangsdatum ouderdomspensioen"]
[{"$f":"IF(Vastlegging!$B$38=1,A5,0)","v":3},"O3","Mogelijkheden deeltijdpensioen"]
[{"$f":"IF(Vastlegging!$B$52=1,A6,0)","v":4},"O4","Verhogen nabestaandenpensioen"]
[{"$f":"IF(Vastlegging!$B$66=1,A7,0)","v":5},"O5","Verlagen nabestaandenpensioen"]
[{"$f":"IF(Vastlegging!$B$80=1,A8,0)","v":6},"O6","Pensioen anders verdelen"]
[{"$f":"IF(Vastlegging!$B$94=1,A9,0)","v":7},"O7","Loonheffingskorting"]
[{"$f":"IF(Vastlegging!$B$108=1,A10,0)","v":8},"O8","Minder werken"]
[{"$f":"IF(Vastlegging!$B$122=1,A11,0)","v":9},"O9","Arbeidsongeschiktheid"]
[{"$f":"IF(Vastlegging!$B$136=1,A12,0)","v":10},"O10","Overlijden"]
[{"$f":"IF(Vastlegging!$B$150=1,A13,0)","v":0},"O11",""]
[{"$f":"IF(Vastlegging!$B$164=1,A14,0)","v":12},"O12","Uit elkaar gaan/ scheiden"]
[{"$f":"IF(Vastlegging!$B$178=1,A15,0)","v":13},"O13","Waardeoverdracht"]
[{"$f":"IF(Vastlegging!$B$192=1,A16,0)","v":14},"O14","Pensioenopbouw voortzetten"]
[{"$f":"IF(Vastlegging!$B$206=1,A17,0)","v":0},"O15",""]
[{"$f":"IF(Vastlegging!$B$220=1,A18,0)","v":16},"O16","Nettopensioen"]
[{"$f":"IF(Vastlegging!$B$234=1,A19,0)","v":17},"O17","Werkgeversregelingen"]
[{"$f":"IF(Vastlegging!$B$248=1,A20,0)","v":0},"O18",""]
[{"$f":"IF(Vastlegging!$B$262=1,A21,0)","v":0},"O19",""]
[{"$f":"IF(Vastlegging!$B$276=1,A22,0)","v":0},"O20",""]
["NR","middelen",{"$f":"B128","v":"middelen"}]
[{"$f":"IF(Vastlegging!$F$10=1,A3,0)","v":1},"M1",{"$f":"IF(A129>0,B24,\"\")","v":"MijnSPW"}]
[{"$f":"IF(Vastlegging!$F$24=1,A4,0)","v":0},"M2",""]
[{"$f":"IF(Vastlegging!$F$38=1,A5,0)","v":3},"M3","Offerte ouderdomspensioen"]
[{"$f":"IF(Vastlegging!$F$52=1,A6,0)","v":4},"M4","Offerte vrijwillige voortzetting"]
[{"$f":"IF(Vastlegging!$F$66=1,A7,0)","v":5},"M5","Offerte nettopensioenregeling"]
[{"$f":"IF(Vastlegging!$F$80=1,A8,0)","v":6},"M6","Gewezen op afwegingen in gespreksverslag"]
[{"$f":"IF(Vastlegging!$F$94=1,A9,0)","v":0},"M7",""]
[{"$f":"IF(Vastlegging!$F$108=1,A10,0)","v":0},"M8",""]
[{"$f":"IF(Vastlegging!$F$122=1,A11,0)","v":0},"M9",""]
[{"$f":"IF(Vastlegging!$F$136=1,A12,0)","v":0},"M10",""]
[null,"afsluiting",{"$f":"$C$60","v":"Mocht u naar aanleiding van dit gesprekverslag nog vragen hebben, of bent u het niet eens met de inhoud van dit gespreksverslag? Neem dan contact op, via ---."}]
[null,"bijlages_inleiding",{"$f":"$C$62","v":"In deze bijlage bij het gespreksverslag vindt u belangrijke afwegingen die horen bij de besproken onderwerpen."}]
[null,"afwegingen",{"$f":"B141","v":"afwegingen"}]
[null,"O1",{"$f":"$C$108","v":"Ingangsdatum en hoogte AOW"}]
[null,"O1_A1",{"$f":"IF($C108=\"\",\"\",IF(C3=\"\",\"\",C3))","v":"De ingangsdatum en hoogte van uw AOW liggen vast en zijn wettelijk bepaald."}]
[null,"O1_A2",{"$f":"IF($C108=\"\",\"\",IF(D3=\"\",\"\",D3))","v":"Via de Sociale Verzekeringsbank kunt u uw gegevens controleren met betrekking tot burgerlijke staat en verzekerde jaren voor de AOW."}]
[null,"O1_A3",{"$f":"IF($C108=\"\",\"\",IF(E3=\"\",\"\",E3))","v":""}]
[null,"O1_A4",{"$f":"IF($C108=\"\",\"\",IF(F3=\"\",\"\",F3))","v":""}]
[null,"O1_A5",{"$f":"IF($C108=\"\",\"\",IF(G3=\"\",\"\",G3))","v":""}]
[null,"O1_A6",{"$f":"IF($C108=\"\",\"\",IF(H3=\"\",\"\",H3))","v":""}]
[null,"O1_A7",{"$f":"IF($C108=\"\",\"\",IF(I3=\"\",\"\",I3))","v":""}]
[null,"O1_A8",{"$f":"IF($C108=\"\",\"\",IF(J3=\"\",\"\",J3))","v":""}]
[null,"O1_A9",{"$f":"IF($C108=\"\",\"\",IF(K3=\"\",\"\",K3))","v":""}]
[null,"O1_A10",{"$f":"IF($C108=\"\",\"\",IF(L3=\"\",\"\",L3))","v":""}]
[null,"O2",{"$f":"$C$109","v":"Ingangsdatum ouderdomspensioen"}]
[null,"O2_A1",{"$f":"IF($C109=\"\",\"\",IF(C4=\"\",\"\",C4))","v":"U kiest zelf wanneer u met pensioen gaat. Bijvoorbeeld op uw AOW-leeftijd, of eerder, of later."}]
[null,"O2_A2",{"$f":"IF($C109=\"\",\"\",IF(D4=\"\",\"\",D4))","v":"Als u eerder met pensioen gaat, wordt uw pensioenbedrag lager. U stopt namelijk eerder met opbouwen van pensioen. En wij moeten uw pensioen over een langere periode uitbetalen."}]
[null,"O2_A3",{"$f":"IF($C109=\"\",\"\",IF(E4=\"\",\"\",E4))","v":"Als u later met pensioen gaat, betalen wij uw pensioen over een kortere periode uit. Uw pensioenbedrag is dan de rest van uw leven hoger."}]
[null,"O2_A4",{"$f":"IF($C109=\"\",\"\",IF(F4=\"\",\"\",F4))","v":"De netto pensioenbedragen vóór en ná uw AOW-leeftijd kunnen verschillen. Dit komt door de regels van de belastingdienst."}]
[null,"O2_A5",{"$f":"IF($C109=\"\",\"\",IF(G4=\"\",\"\",G4))","v":""}]
[null,"O2_A6",{"$f":"IF($C109=\"\",\"\",IF(H4=\"\",\"\",H4))","v":""}]
[null,"O2_A7",{"$f":"IF($C109=\"\",\"\",IF(I4=\"\",\"\",I4))","v":""}]
[null,"O2_A8",{"$f":"IF($C109=\"\",\"\",IF(J4=\"\",\"\",J4))","v":""}]
[null,"O2_A9",{"$f":"IF($C109=\"\",\"\",IF(K4=\"\",\"\",K4))","v":""}]
[null,"O2_A10",{"$f":"IF($C109=\"\",\"\",IF(L4=\"\",\"\",L4))","v":""}]
[null,"O3",{"$f":"$C$110","v":"Mogelijkheden deeltijdpensioen"}]
[null,"O3_A1",{"$f":"IF($C110=\"\",\"\",IF(C5=\"\",\"\",C5))","v":"U hoeft niet volledig te stoppen met werken als u met pensioen gaat. U kunt ook gedeeltelijk stoppen met werken en gedeeltelijk uw pensioen laten ingaan."}]
[null,"O3_A2",{"$f":"IF($C110=\"\",\"\",IF(D5=\"\",\"\",D5))","v":"Als u maar een deel pensioen opneemt en/of deels nog pensioen opbouwt, zal uw uiteindelijke pensioenbedrag hoger zijn dan wanneer u direct volledig met pensioen gaat."}]
[null,"O3_A3",{"$f":"IF($C110=\"\",\"\",IF(E5=\"\",\"\",E5))","v":"Als u gedeeltelijk blijft werken en minder salaris krijgt, kunt u uw inkomen aanvullen met een stukje pensioen. Denk er in dat geval aan om de loonheffingskorting slechts één keer toe te passen."}]
[null,"O3_A4",{"$f":"IF($C110=\"\",\"\",IF(F5=\"\",\"\",F5))","v":"U kunt uw werkzaamheden (langzaam) afbouwen. U mag in maximaal drie stappen uw pensioen opnemen."}]
[null,"O3_A5",{"$f":"IF($C110=\"\",\"\",IF(G5=\"\",\"\",G5))","v":"Als u met deeltijdpensioen bent, beslist u later of en wanneer u volledig met pensioen gaat."}]
[null,"O3_A6",{"$f":"IF($C110=\"\",\"\",IF(H5=\"\",\"\",H5))","v":""}]
[null,"O3_A7",{"$f":"IF($C110=\"\",\"\",IF(I5=\"\",\"\",I5))","v":""}]
[null,"O3_A8",{"$f":"IF($C110=\"\",\"\",IF(J5=\"\",\"\",J5))","v":""}]
[null,"O3_A9",{"$f":"IF($C110=\"\",\"\",IF(K5=\"\",\"\",K5))","v":""}]
[null,"O3_A10",{"$f":"IF($C110=\"\",\"\",IF(L5=\"\",\"\",L5))","v":""}]
[null,"O4",{"$f":"C$111","v":"Verhogen nabestaandenpensioen"}]
[null,"O4_A1",{"$f":"IF($C111=\"\",\"\",IF(C6=\"\",\"\",C6))","v":"Uw partner krijgt een nabestaandenpensioen als u overlijdt. U kunt het nabestaandenpensioen verhogen en u krijgt dan zelf een lager ouderdomspensioen."}]
[null,"O4_A2",{"$f":"IF($C111=\"\",\"\",IF(D6=\"\",\"\",D6))","v":"Als u een beperkte levensverwachting heeft, kunt u een hoger nabestaandenpensioen kiezen, waardoor het ouderdomspensioen lager wordt."}]
[null,"O4_A3",{"$f":"IF($C111=\"\",\"\",IF(E6=\"\",\"\",E6))","v":"Als uw partner weinig tot geen inkomen of pensioen heeft, kunt u een hoger nabestaandenpensioen kiezen, waardoor het ouderdomspensioen lager wordt."}]
[null,"O4_A4",{"$f":"IF($C111=\"\",\"\",IF(F6=\"\",\"\",F6))","v":""}]
[null,"O4_A5",{"$f":"IF($C111=\"\",\"\",IF(G6=\"\",\"\",G6))","v":""}]
[null,"O4_A6",{"$f":"IF($C111=\"\",\"\",IF(H6=\"\",\"\",H6))","v":""}]
[null,"O4_A7",{"$f":"IF($C111=\"\",\"\",IF(I6=\"\",\"\",I6))","v":""}]
[null,"O4_A8",{"$f":"IF($C111=\"\",\"\",IF(J6=\"\",\"\",J6))","v":""}]
[null,"O4_A9",{"$f":"IF($C111=\"\",\"\",IF(K6=\"\",\"\",K6))","v":""}]
[null,"O4_A10",{"$f":"IF($C111=\"\",\"\",IF(L6=\"\",\"\",L6))","v":""}]
[null,"O5",{"$f":"$C$112","v":"Verlagen nabestaandenpensioen"}]
[null,"O5_A1",{"$f":"IF($C112=\"\",\"\",IF(C7=\"\",\"\",C7))","v":"Uw partner krijgt een nabestaandenpensioen als u overlijdt. U kunt het nabestaandenpensioen verlagen en u krijgt dan zelf een hoger ouderdomspensioen."}]
[null,"O5_A2",{"$f":"IF($C112=\"\",\"\",IF(D7=\"\",\"\",D7))","v":"Als uw partner een beperkte levensverwachting heeft, kunt u een lager nabestaandenpensioen kiezen, waardoor het ouderdomspensioen hoger wordt."}]
[null,"O5_A3",{"$f":"IF($C112=\"\",\"\",IF(E7=\"\",\"\",E7))","v":"Als uw partner zelf een goed ouderdomspensioen heeft, kunt u een lager nabestaandenpensioen kiezen, waardoor het ouderdomspensioen hoger wordt."}]
[null,"O5_A4",{"$f":"IF($C112=\"\",\"\",IF(F7=\"\",\"\",F7))","v":"Als u geen partner heeft, laten wij u de keuze zien dat u zoveel mogelijk nabestaandenpensioen toevoegt aan het ouderdomspensioen. Wilt u het nabestaandenpensioen niet verlagen, omdat u bijvoorbeeld wel een partner heeft maar deze nog niet bekend is bij ons, dan kunt u een andere keuze maken."}]
[null,"O5_A5",{"$f":"IF($C112=\"\",\"\",IF(G7=\"\",\"\",G7))","v":""}]
[null,"O5_A6",{"$f":"IF($C112=\"\",\"\",IF(H7=\"\",\"\",H7))","v":""}]
[null,"O5_A7",{"$f":"IF($C112=\"\",\"\",IF(I7=\"\",\"\",I7))","v":""}]
[null,"O5_A8",{"$f":"IF($C112=\"\",\"\",IF(J7=\"\",\"\",J7))","v":""}]
[null,"O5_A9",{"$f":"IF($C112=\"\",\"\",IF(K7=\"\",\"\",K7))","v":""}]
[null,"O5_A10",{"$f":"IF($C112=\"\",\"\",IF(L7=\"\",\"\",L7))","v":""}]
[null,"O6",{"$f":"$C$113","v":"Pensioen anders verdelen"}]
[null,"O6_A1",{"$f":"IF($C113=\"\",\"\",IF(C8=\"\",\"\",C8))","v":"U kunt uw pensioen anders verdelen. Bijvoorbeeld door eerst een hoger pensioenbedrag te kiezen en daardoor later een lager pensioenbedrag te ontvangen. Of andersom."}]
[null,"O6_A2",{"$f":"IF($C113=\"\",\"\",IF(D8=\"\",\"\",D8))","v":"Ook als u deeltijdpensioen opneemt, heeft u de keuze om dit deel van uw pensioen anders te verdelen."}]
[null,"O6_A3",{"$f":"IF($C113=\"\",\"\",IF(E8=\"\",\"\",E8))","v":"U kunt bij de start van uw pensioen een hoger bedrag kiezen, omdat u aan het begin van uw pensioen meer wil kunnen uitgeven. Bijvoorbeeld voor het aflossen van uw hypotheek."}]
[null,"O6_A4",{"$f":"IF($C113=\"\",\"\",IF(F8=\"\",\"\",F8))","v":"U kunt bij de start van uw pensioen een hoger bedrag kiezen tot uw AOW-leeftijd, omdat u netto ongeveer dezelfde maanduitkering wenst de rest van uw leven."}]
[null,"O6_A5",{"$f":"IF($C113=\"\",\"\",IF(G8=\"\",\"\",G8))","v":"U kunt bij de start van uw pensioen een lager bedrag kiezen, omdat u minder inkomen nodig heeft. Bijvoorbeeld omdat uw partner nog werkt, of omdat u elders inkomsten heeft."}]
[null,"O6_A6",{"$f":"IF($C113=\"\",\"\",IF(H8=\"\",\"\",H8))","v":"U bepaalt zelf tot wanneer u het hogere dan wel lagere bedrag wilt ontvangen."}]
[null,"O6_A7",{"$f":"IF($C113=\"\",\"\",IF(I8=\"\",\"\",I8))","v":""}]
[null,"O6_A8",{"$f":"IF($C113=\"\",\"\",IF(J8=\"\",\"\",J8))","v":""}]
[null,"O6_A9",{"$f":"IF($C113=\"\",\"\",IF(K8=\"\",\"\",K8))","v":""}]
[null,"O6_A10",{"$f":"IF($C113=\"\",\"\",IF(L8=\"\",\"\",L8))","v":""}]
[null,"O7",{"$f":"$C$114","v":"Loonheffingskorting"}]
[null,"O7_A1",{"$f":"IF($C114=\"\",\"\",IF(C9=\"\",\"\",C9))","v":"Als u loonheffingskorting op een uitkering laat toepassen, betaalt u daarover minder loonheffing."}]
[null,"O7_A2",{"$f":"IF($C114=\"\",\"\",IF(D9=\"\",\"\",D9))","v":"Maar één uitkerende instantie mag loonheffingskorting toepassen. U kiest of en waar u de korting toepast."}]
[null,"O7_A3",{"$f":"IF($C114=\"\",\"\",IF(E9=\"\",\"\",E9))","v":"Bij de belastingaangifte wordt over uw totale inkomen gerekend en wordt de korting toegepast waar u recht op heeft."}]
[null,"O7_A4",{"$f":"IF($C114=\"\",\"\",IF(F9=\"\",\"\",F9))","v":""}]
[null,"O7_A5",{"$f":"IF($C114=\"\",\"\",IF(G9=\"\",\"\",G9))","v":""}]
[null,"O7_A6",{"$f":"IF($C114=\"\",\"\",IF(H9=\"\",\"\",H9))","v":""}]
[null,"O7_A7",{"$f":"IF($C114=\"\",\"\",IF(I9=\"\",\"\",I9))","v":""}]
[null,"O7_A8",{"$f":"IF($C114=\"\",\"\",IF(J9=\"\",\"\",J9))","v":""}]
[null,"O7_A9",{"$f":"IF($C114=\"\",\"\",IF(K9=\"\",\"\",K9))","v":""}]
[null,"O7_A10",{"$f":"IF($C114=\"\",\"\",IF(L9=\"\",\"\",L9))","v":""}]
[null,"O8",{"$f":"$C$115","v":"Minder werken"}]
[null,"O8_A1",{"$f":"IF($C115=\"\",\"\",IF(C10=\"\",\"\",C10))","v":"Als u minder gaat werken, krijgt u minder salaris en bouwt u over dit lagere salaris pensioen op. "}]
[null,"O8_A2",{"$f":"IF($C115=\"\",\"\",IF(D10=\"\",\"\",D10))","v":"Als u de minimale leeftijd om pensioen op te nemen, volgens u pensioenregeling, heeft bereikt. Dan kunt u ook kiezen om alvast (een deel) pensioen op te nemen."}]
[null,"O8_A3",{"$f":"IF($C115=\"\",\"\",IF(E10=\"\",\"\",E10))","v":""}]
[null,"O8_A4",{"$f":"IF($C115=\"\",\"\",IF(F10=\"\",\"\",F10))","v":""}]
[null,"O8_A5",{"$f":"IF($C115=\"\",\"\",IF(G10=\"\",\"\",G10))","v":""}]
[null,"O8_A6",{"$f":"IF($C115=\"\",\"\",IF(H10=\"\",\"\",H10))","v":""}]
[null,"O8_A7",{"$f":"IF($C115=\"\",\"\",IF(I10=\"\",\"\",I10))","v":""}]
[null,"O8_A8",{"$f":"IF($C115=\"\",\"\",IF(J10=\"\",\"\",J10))","v":""}]
[null,"O8_A9",{"$f":"IF($C115=\"\",\"\",IF(K10=\"\",\"\",K10))","v":""}]
[null,"O8_A10",{"$f":"IF($C115=\"\",\"\",IF(L10=\"\",\"\",L10))","v":""}]
[null,"O9",{"$f":"$C$116","v":"Arbeidsongeschiktheid"}]
[null,"O9_A1",{"$f":"IF($C116=\"\",\"\",IF(C11=\"\",\"\",C11))","v":"U krijgt bericht van ons wanneer u recht heeft op een arbeidsongeschiktheidspensioen. U moet dan zelf uw arbeidsongeschiktheidspensioen aanvragen."}]
[null,"O9_A2",{"$f":"IF($C116=\"\",\"\",IF(D11=\"\",\"\",D11))","v":"Vraagt u uw arbeidsongeschiktheidspensioen niet aan? Dan loopt u geld mis. Want dan kunnen wij deze aanvulling op uw WIA-uitkering niet aan u betalen."}]
[null,"O9_A3",{"$f":"IF($C116=\"\",\"\",IF(E11=\"\",\"\",E11))","v":"Als u uw arbeidsongeschiktheidspensioen niet aanvraagt, heeft u ook geen recht op premievrije pensioenopbouw. Uw eventuele partner kan daardoor ook inkomen missen als u overlijdt."}]
[null,"O9_A4",{"$f":"IF($C116=\"\",\"\",IF(F11=\"\",\"\",F11))","v":""}]
[null,"O9_A5",{"$f":"IF($C116=\"\",\"\",IF(G11=\"\",\"\",G11))","v":""}]
[null,"O9_A6",{"$f":"IF($C116=\"\",\"\",IF(H11=\"\",\"\",H11))","v":""}]
[null,"O9_A7",{"$f":"IF($C116=\"\",\"\",IF(I11=\"\",\"\",I11))","v":""}]
[null,"O9_A8",{"$f":"IF($C116=\"\",\"\",IF(J11=\"\",\"\",J11))","v":""}]
[null,"O9_A9",{"$f":"IF($C116=\"\",\"\",IF(K11=\"\",\"\",K11))","v":""}]
[null,"O9_A10",{"$f":"IF($C116=\"\",\"\",IF(L11=\"\",\"\",L11))","v":""}]
[null,"O10",{"$f":"$C$117","v":"Overlijden"}]
[null,"O10_A1",{"$f":"IF($C117=\"\",\"\",IF(C12=\"\",\"\",C12))","v":"Uw partner krijgt bericht van ons wanneer er recht is op een nabestaandenpensioen."}]
[null,"O10_A2",{"$f":"IF($C117=\"\",\"\",IF(D12=\"\",\"\",D12))","v":"Wij vragen uw partner om de gegevens te controleren en indien nodig aanvullende gegevens door te geven, zodat wij kunnen nagaan of er recht is op nabestaandenpensioen en eventuele aanvullingen."}]
[null,"O10_A3",{"$f":"IF($C117=\"\",\"\",IF(E12=\"\",\"\",E12))","v":""}]
[null,"O10_A4",{"$f":"IF($C117=\"\",\"\",IF(F12=\"\",\"\",F12))","v":""}]
[null,"O10_A5",{"$f":"IF($C117=\"\",\"\",IF(G12=\"\",\"\",G12))","v":""}]
[null,"O10_A6",{"$f":"IF($C117=\"\",\"\",IF(H12=\"\",\"\",H12))","v":""}]
[null,"O10_A7",{"$f":"IF($C117=\"\",\"\",IF(I12=\"\",\"\",I12))","v":""}]
[null,"O10_A8",{"$f":"IF($C117=\"\",\"\",IF(J12=\"\",\"\",J12))","v":""}]
[null,"O10_A9",{"$f":"IF($C117=\"\",\"\",IF(K12=\"\",\"\",K12))","v":""}]
[null,"O10_A10",{"$f":"IF($C117=\"\",\"\",IF(L12=\"\",\"\",L12))","v":""}]
[null,"O11",{"$f":"$C$118","v":""}]
[null,"O11_A1",{"$f":"IF($C118=\"\",\"\",IF(C13=\"\",\"\",C13))","v":""}]
[null,"O11_A2",{"$f":"IF($C118=\"\",\"\",IF(D13=\"\",\"\",D13))","v":""}]
[null,"O11_A3",{"$f":"IF($C118=\"\",\"\",IF(E13=\"\",\"\",E13))","v":""}]
[null,"O11_A4",{"$f":"IF($C118=\"\",\"\",IF(F13=\"\",\"\",F13))","v":""}]
[null,"O11_A5",{"$f":"IF($C118=\"\",\"\",IF(G13=\"\",\"\",G13))","v":""}]
[null,"O11_A6",{"$f":"IF($C118=\"\",\"\",IF(H13=\"\",\"\",H13))","v":""}]
[null,"O11_A7",{"$f":"IF($C118=\"\",\"\",IF(I13=\"\",\"\",I13))","v":""}]
[null,"O11_A8",{"$f":"IF($C118=\"\",\"\",IF(J13=\"\",\"\",J13))","v":""}]
[null,"O11_A9",{"$f":"IF($C118=\"\",\"\",IF(K13=\"\",\"\",K13))","v":""}]
[null,"O11_A10",{"$f":"IF($C118=\"\",\"\",IF(L13=\"\",\"\",L13))","v":""}]
[null,"O12",{"$f":"$C$119","v":"Uit elkaar gaan/ scheiden"}]
[null,"O12_A1",{"$f":"IF($C119=\"\",\"\",IF(C14=\"\",\"\",C14))","v":"U kunt met uw ex-partner bespreken of u af wilt wijken van de standaard afspraken ten aanzien van verdeling van ouderdoms- en nabestaandenpensioen."}]
[null,"O12_A2",{"$f":"IF($C119=\"\",\"\",IF(D14=\"\",\"\",D14))","v":"Woonde u samen en heeft u uw partner eerder aangemeld bij ons, meld uw partner dan af wanneer u uit elkaar gaat. Doet u dit niet, dan loopt de opbouw van het nabestaandenpensioen door."}]
[null,"O12_A3",{"$f":"IF($C119=\"\",\"\",IF(E14=\"\",\"\",E14))","v":"Was u getrouwd of had u een geregistreerd partnerschap dan is het belangrijk dat u stilstaat bij de verdeling van het ouderdomspensioen."}]
[null,"O12_A4",{"$f":"IF($C119=\"\",\"\",IF(F14=\"\",\"\",F14))","v":"Welke keuze u en uw ex-partner ook gemaakt hebben, geef deze aan ons door."}]
[null,"O12_A5",{"$f":"IF($C119=\"\",\"\",IF(G14=\"\",\"\",G14))","v":""}]
[null,"O12_A6",{"$f":"IF($C119=\"\",\"\",IF(H14=\"\",\"\",H14))","v":""}]
[null,"O12_A7",{"$f":"IF($C119=\"\",\"\",IF(I14=\"\",\"\",I14))","v":""}]
[null,"O12_A8",{"$f":"IF($C119=\"\",\"\",IF(J14=\"\",\"\",J14))","v":""}]
[null,"O12_A9",{"$f":"IF($C119=\"\",\"\",IF(K14=\"\",\"\",K14))","v":""}]
[null,"O12_A10",{"$f":"IF($C119=\"\",\"\",IF(L14=\"\",\"\",L14))","v":""}]
[null,"O13",{"$f":"$C$120","v":"Waardeoverdracht"}]
[null,"O13_A1",{"$f":"IF($C120=\"\",\"\",IF(C15=\"\",\"\",C15))","v":"Heeft u eerder ergens anders pensioen opgebouwd? Dan kunt u dit pensioen meenemen naar uw nieuwe pensioenuitvoerder/fonds Dit heet waardeoverdracht."}]
[null,"O13_A2",{"$f":"IF($C120=\"\",\"\",IF(D15=\"\",\"\",D15))","v":"Bij kleine pensioenen kan een pensioenuitvoerder ervoor kiezen om dat bedrag zonder uw toestemming over te dragen. Dit gebeurt meestal automatisch en kunt u navragen bij uw vorige uitvoerder."}]
[null,"O13_A3",{"$f":"IF($C120=\"\",\"\",IF(E15=\"\",\"\",E15))","v":"U beslist zelf of u waardeoverdracht wilt uitvoeren. Om een goede keuze te maken kunt u een vrijblijvende offerte opvragen."}]
[null,"O13_A4",{"$f":"IF($C120=\"\",\"\",IF(F15=\"\",\"\",F15))","v":"Het is belangrijk om zelf uw oude en huidige pensioenregeling te vergelijken."}]
[null,"O13_A5",{"$f":"IF($C120=\"\",\"\",IF(G15=\"\",\"\",G15))","v":"Mogelijke redenen om te kiezen voor waardeoverdracht zijn: Al uw pensioen bij elkaar, pensioenkeuzes in de regeling passen beter bij u, het nabestaandenpensioen past beter bij uw wensen, het beleid voor jaarlijkse verhoging is gunstiger."}]
[null,"O13_A6",{"$f":"IF($C120=\"\",\"\",IF(H15=\"\",\"\",H15))","v":""}]
[null,"O13_A7",{"$f":"IF($C120=\"\",\"\",IF(I15=\"\",\"\",I15))","v":""}]
[null,"O13_A8",{"$f":"IF($C120=\"\",\"\",IF(J15=\"\",\"\",J15))","v":""}]
[null,"O13_A9",{"$f":"IF($C120=\"\",\"\",IF(K15=\"\",\"\",K15))","v":""}]
[null,"O13_A10",{"$f":"IF($C120=\"\",\"\",IF(L15=\"\",\"\",L15))","v":""}]
[null,"O14",{"$f":"$C$121","v":"Pensioenopbouw voortzetten"}]
[null,"O14_A1",{"$f":"IF($C121=\"\",\"\",IF(C16=\"\",\"\",C16))","v":"Na ontslag eindigt uw pensioenopbouw. U heeft gedurende de periode van maximaal drie jaar de mogelijkheid om uw pensioenopbouw vrijwillig voort te zetten."}]
[null,"O14_A2",{"$f":"IF($C121=\"\",\"\",IF(D16=\"\",\"\",D16))","v":"In deze situatie betaalt u zowel het werknemers- als het werkgeversdeel van de pensioenpremie. In overleg met uw werkgever kan een andere verdeling worden gekozen."}]
[null,"O14_A3",{"$f":"IF($C121=\"\",\"\",IF(E16=\"\",\"\",E16))","v":"Hoeveel pensioen aanvullen kost en wat het oplevert, kunt u laten berekenen door ons."}]
[null,"O14_A4",{"$f":"IF($C121=\"\",\"\",IF(F16=\"\",\"\",F16))","v":"Een aanvraag voor vrijwillige voortzetting moet uiterlijk binnen 9 maanden schriftelijk zijn ingediend."}]
[null,"O14_A5",{"$f":"IF($C121=\"\",\"\",IF(G16=\"\",\"\",G16))","v":""}]
[null,"O14_A6",{"$f":"IF($C121=\"\",\"\",IF(H16=\"\",\"\",H16))","v":""}]
[null,"O14_A7",{"$f":"IF($C121=\"\",\"\",IF(I16=\"\",\"\",I16))","v":""}]
[null,"O14_A8",{"$f":"IF($C121=\"\",\"\",IF(J16=\"\",\"\",J16))","v":""}]
[null,"O14_A9",{"$f":"IF($C121=\"\",\"\",IF(K16=\"\",\"\",K16))","v":""}]
[null,"O14_A10",{"$f":"IF($C121=\"\",\"\",IF(L16=\"\",\"\",L16))","v":""}]
[null,"O15",{"$f":"$C$122","v":""}]
[null,"O15_A1",{"$f":"IF($C122=\"\",\"\",IF(C17=\"\",\"\",C17))","v":""}]
[null,"O15_A2",{"$f":"IF($C122=\"\",\"\",IF(D17=\"\",\"\",D17))","v":""}]
[null,"O15_A3",{"$f":"IF($C122=\"\",\"\",IF(E17=\"\",\"\",E17))","v":""}]
[null,"O15_A4",{"$f":"IF($C122=\"\",\"\",IF(F17=\"\",\"\",F17))","v":""}]
[null,"O15_A5",{"$f":"IF($C122=\"\",\"\",IF(G17=\"\",\"\",G17))","v":""}]
[null,"O15_A6",{"$f":"IF($C122=\"\",\"\",IF(H17=\"\",\"\",H17))","v":""}]
[null,"O15_A7",{"$f":"IF($C122=\"\",\"\",IF(I17=\"\",\"\",I17))","v":""}]
[null,"O15_A8",{"$f":"IF($C122=\"\",\"\",IF(J17=\"\",\"\",J17))","v":""}]
[null,"O15_A9",{"$f":"IF($C122=\"\",\"\",IF(K17=\"\",\"\",K17))","v":""}]
[null,"O15_A10",{"$f":"IF($C122=\"\",\"\",IF(L17=\"\",\"\",L17))","v":""}]
[null,"O16",{"$f":"$C$123","v":"Nettopensioen"}]
[null,"O16_A1",{"$f":"IF($C123=\"\",\"\",IF(C18=\"\",\"\",C18))","v":"Als u een inkomen heeft boven de aftoppingsgrens, bouwt u naar rato minder pensioen op. U kunt dan op vrijwillige basis deelnemen aan een nettopensioenregeling, zodat uw ouderdomspensioen en/of nabestaandenpensioen op peil blijft."}]
[null,"O16_A2",{"$f":"IF($C123=\"\",\"\",IF(D18=\"\",\"\",D18))","v":""}]
[null,"O16_A3",{"$f":"IF($C123=\"\",\"\",IF(E18=\"\",\"\",E18))","v":""}]
[null,"O16_A4",{"$f":"IF($C123=\"\",\"\",IF(F18=\"\",\"\",F18))","v":""}]
[null,"O16_A5",{"$f":"IF($C123=\"\",\"\",IF(G18=\"\",\"\",G18))","v":""}]
[null,"O16_A6",{"$f":"IF($C123=\"\",\"\",IF(H18=\"\",\"\",H18))","v":""}]
[null,"O16_A7",{"$f":"IF($C123=\"\",\"\",IF(I18=\"\",\"\",I18))","v":""}]
[null,"O16_A8",{"$f":"IF($C123=\"\",\"\",IF(J18=\"\",\"\",J18))","v":""}]
[null,"O16_A9",{"$f":"IF($C123=\"\",\"\",IF(K18=\"\",\"\",K18))","v":""}]
[null,"O16_A10",{"$f":"IF($C123=\"\",\"\",IF(L18=\"\",\"\",L18))","v":""}]
[null,"O17",{"$f":"$C124","v":"Werkgeversregelingen"}]
[null,"O17_A1",{"$f":"IF($C124=\"\",\"\",IF(C19=\"\",\"\",C19))","v":"Als u via uw werkgever een regeling krijgt aangeboden, kunt u deze gebruiken om eerder (deels) te stoppen met werken."}]
[null,"O17_A2",{"$f":"IF($C124=\"\",\"\",IF(D19=\"\",\"\",D19))","v":"Indien u dat wenst dan is het mogelijk om het generatiepact te combineren met deeltijdpensioen. U moet zich wel realiseren dat een dienstverband voor minimaal 18 uur als ondergrens moet overblijven."}]
[null,"O17_A3",{"$f":"IF($C124=\"\",\"\",IF(E19=\"\",\"\",E19))","v":"U kunt minder gaan werken (of in lager betaalde functie gaan werken) zonder dat dit ten koste gaat van uw pensioenopbouw."}]
[null,"O17_A4",{"$f":"IF($C124=\"\",\"\",IF(F19=\"\",\"\",F19))","v":"Het is mogelijk om nadat u bent gaan deelnemen aan de demotieregeling ook gebruik te gaan maken van het generatiepact. De percentages worden dan losgelaten op uw aangepaste dienstverband (na toepassing demotieregeling)."}]
[null,"O17_A5",{"$f":"IF($C124=\"\",\"\",IF(G19=\"\",\"\",G19))","v":"Een aanvraag voor de demotieregeling moet uiterlijk één maand voor aanvang schriftelijk zijn ingediend."}]
[null,"O17_A6",{"$f":"IF($C124=\"\",\"\",IF(H19=\"\",\"\",H19))","v":"Ga in overleg met uw werkgever over de verdeling van de pensioenpremie."}]
[null,"O17_A7",{"$f":"IF($C124=\"\",\"\",IF(I19=\"\",\"\",I19))","v":""}]
[null,"O17_A8",{"$f":"IF($C124=\"\",\"\",IF(J19=\"\",\"\",J19))","v":""}]
[null,"O17_A9",{"$f":"IF($C124=\"\",\"\",IF(K19=\"\",\"\",K19))","v":""}]
[null,"O17_A10",{"$f":"IF($C124=\"\",\"\",IF(L19=\"\",\"\",L19))","v":""}]
[null,"O18",{"$f":"$C125","v":""}]
[null,"O18_A1",{"$f":"IF($C125=\"\",\"\",IF(C20=\"\",\"\",C20))","v":""}]
[null,"O18_A2",{"$f":"IF($C125=\"\",\"\",IF(D20=\"\",\"\",D20))","v":""}]
[null,"O18_A3",{"$f":"IF($C125=\"\",\"\",IF(E20=\"\",\"\",E20))","v":""}]
[null,"O18_A4",{"$f":"IF($C125=\"\",\"\",IF(F20=\"\",\"\",F20))","v":""}]
[null,"O18_A5",{"$f":"IF($C125=\"\",\"\",IF(G20=\"\",\"\",G20))","v":""}]
[null,"O18_A6",{"$f":"IF($C125=\"\",\"\",IF(H20=\"\",\"\",H20))","v":""}]
[null,"O18_A7",{"$f":"IF($C125=\"\",\"\",IF(I20=\"\",\"\",I20))","v":""}]
[null,"O18_A8",{"$f":"IF($C125=\"\",\"\",IF(J20=\"\",\"\",J20))","v":""}]
[null,"O18_A9",{"$f":"IF($C125=\"\",\"\",IF(K20=\"\",\"\",K20))","v":""}]
[null,"O18_A10",{"$f":"IF($C125=\"\",\"\",IF(L20=\"\",\"\",L20))","v":""}]
[null,"O19",{"$f":"$C126","v":""}]
[null,"O19_A1",{"$f":"IF($C126=\"\",\"\",IF(C21=\"\",\"\",C21))","v":""}]
[null,"O19_A2",{"$f":"IF($C126=\"\",\"\",IF(D21=\"\",\"\",D21))","v":""}]
[null,"O19_A3",{"$f":"IF($C126=\"\",\"\",IF(E21=\"\",\"\",E21))","v":""}]
[null,"O19_A4",{"$f":"IF($C126=\"\",\"\",IF(F21=\"\",\"\",F21))","v":""}]
[null,"O19_A5",{"$f":"IF($C126=\"\",\"\",IF(G21=\"\",\"\",G21))","v":""}]
[null,"O19_A6",{"$f":"IF($C126=\"\",\"\",IF(H21=\"\",\"\",H21))","v":""}]
[null,"O19_A7",{"$f":"IF($C126=\"\",\"\",IF(I21=\"\",\"\",I21))","v":""}]
[null,"O19_A8",{"$f":"IF($C126=\"\",\"\",IF(J21=\"\",\"\",J21))","v":""}]
[null,"O19_A9",{"$f":"IF($C126=\"\",\"\",IF(K21=\"\",\"\",K21))","v":""}]
[null,"O19_A10",{"$f":"IF($C126=\"\",\"\",IF(L21=\"\",\"\",L21))","v":""}]
[null,"O20",{"$f":"$C127","v":""}]
[null,"O20_A1",{"$f":"IF($C127=\"\",\"\",IF(C22=\"\",\"\",C22))","v":""}]
[null,"O20_A2",{"$f":"IF($C127=\"\",\"\",IF(D22=\"\",\"\",D22))","v":""}]
[null,"O20_A3",{"$f":"IF($C127=\"\",\"\",IF(E22=\"\",\"\",E22))","v":""}]
[null,"O20_A4",{"$f":"IF($C127=\"\",\"\",IF(F22=\"\",\"\",F22))","v":""}]
[null,"O20_A5",{"$f":"IF($C127=\"\",\"\",IF(G22=\"\",\"\",G22))","v":""}]
[null,"O20_A6",{"$f":"IF($C127=\"\",\"\",IF(H22=\"\",\"\",H22))","v":""}]
[null,"O20_A7",{"$f":"IF($C127=\"\",\"\",IF(I22=\"\",\"\",I22))","v":""}]
[null,"O20_A8",{"$f":"IF($C127=\"\",\"\",IF(J22=\"\",\"\",J22))","v":""}]
[null,"O20_A9",{"$f":"IF($C127=\"\",\"\",IF(K22=\"\",\"\",K22))","v":""}]
[null,"O20_A10",{"$f":"IF($C127=\"\",\"\",IF(L22=\"\",\"\",L22))","v":""}]
[null,"bijlages_afsluiting",{"$f":"$C$64","v":""}]

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[]
[null,null,null,{"$f":"IF(SUBTOTAL(9,$A$5:$A$266)=SUBTOTAL(102,$A$5:$A$266),\"\",\"Klik op knop update verslag\")","v":"Klik op knop update verslag"}]
[]
["FILTER",null,"Onderdeel","Tekst"]
[1,null,"Klantnummer",{"$f":"'XML-Gespreksverslag'!C101","v":""}]
[{"$f":"IF(AND(C6<>\"\",D6<>\"\"),1,0)","v":1},null,"Datum",{"$f":"'XML-Gespreksverslag'!C102","v":"25-01-2024"}]
[{"$f":"IF(AND(C7<>\"\",D7<>\"\"),1,0)","v":1},null,"Pensioenfonds",{"$f":"'XML-Gespreksverslag'!C103","v":"SPW"}]
[0,null,"Naam deelnemer",{"$f":"'XML-Gespreksverslag'!C104","v":""}]
[1,null,"Naam adviseur",{"$f":"'XML-Gespreksverslag'!C105","v":"invullen"}]
[1,null,"Inleiding",{"$f":"'XML-Gespreksverslag'!C106","v":"Op 25 januari 2024 heeft  met klantnummer  een persoonlijk gesprek gehad met pensioenvoorlichter invullen. Dit gesprek ging over het pensioen bij SPW."}]
[0,null,null,{"$f":"'XML-Gespreksverslag'!C107","v":"onderwerpen"}]
[1,null,"Onderwerp 1",{"$f":"'XML-Gespreksverslag'!C108","v":"Ingangsdatum en hoogte AOW"}]
[1,null,"Onderwerp 2",{"$f":"'XML-Gespreksverslag'!C109","v":"Ingangsdatum ouderdomspensioen"}]
[1,null,"Onderwerp 3",{"$f":"'XML-Gespreksverslag'!C110","v":"Mogelijkheden deeltijdpensioen"}]
[1,null,"Onderwerp 4",{"$f":"'XML-Gespreksverslag'!C111","v":"Verhogen nabestaandenpensioen"}]
[1,null,"Onderwerp 5",{"$f":"'XML-Gespreksverslag'!C112","v":"Verlagen nabestaandenpensioen"}]
[1,null,"Onderwerp 6",{"$f":"'XML-Gespreksverslag'!C113","v":"Pensioen anders verdelen"}]
[1,null,"Onderwerp 7",{"$f":"'XML-Gespreksverslag'!C114","v":"Loonheffingskorting"}]
[1,null,"Onderwerp 8",{"$f":"'XML-Gespreksverslag'!C115","v":"Minder werken"}]
[1,null,"Onderwerp 9",{"$f":"'XML-Gespreksverslag'!C116","v":"Arbeidsongeschiktheid"}]
[1,null,"Onderwerp 10",{"$f":"'XML-Gespreksverslag'!C117","v":"Overlijden"}]
[0,null,"Onderwerp 11",{"$f":"'XML-Gespreksverslag'!C118","v":""}]
[1,null,"Onderwerp 12",{"$f":"'XML-Gespreksverslag'!C119","v":"Uit elkaar gaan/ scheiden"}]
[1,null,"Onderwerp 13",{"$f":"'XML-Gespreksverslag'!C120","v":"Waardeoverdracht"}]
[1,null,"Onderwerp 14",{"$f":"'XML-Gespreksverslag'!C121","v":"Pensioenopbouw voortzetten"}]
[0,null,"Onderwerp 15",{"$f":"'XML-Gespreksverslag'!C122","v":""}]
[1,null,"Onderwerp 16",{"$f":"'XML-Gespreksverslag'!C123","v":"Nettopensioen"}]
[1,null,"Onderwerp 17",{"$f":"'XML-Gespreksverslag'!C124","v":"Werkgeversregelingen"}]
[0,null,"Onderwerp 18",{"$f":"'XML-Gespreksverslag'!C125","v":""}]
[0,null,"Onderwerp 19",{"$f":"'XML-Gespreksverslag'!C126","v":""}]
[0,null,"Onderwerp 20",{"$f":"'XML-Gespreksverslag'!C127","v":""}]
[0,null,null,{"$f":"'XML-Gespreksverslag'!C128","v":"middelen"}]
[1,null,"Middel 1",{"$f":"'XML-Gespreksverslag'!C129","v":"MijnSPW"}]
[0,null,"Middel 2",{"$f":"'XML-Gespreksverslag'!C130","v":""}]
[1,null,"Middel 3",{"$f":"'XML-Gespreksverslag'!C131","v":"Offerte ouderdomspensioen"}]
[1,null,"Middel 4",{"$f":"'XML-Gespreksverslag'!C132","v":"Offerte vrijwillige voortzetting"}]
[1,null,"Middel 5",{"$f":"'XML-Gespreksverslag'!C133","v":"Offerte nettopensioenregeling"}]
[1,null,"Middel 6",{"$f":"'XML-Gespreksverslag'!C134","v":"Gewezen op afwegingen in gespreksverslag"}]
[0,null,"Middel 7",{"$f":"'XML-Gespreksverslag'!C135","v":""}]
[0,null,"Middel 8",{"$f":"'XML-Gespreksverslag'!C136","v":""}]
[0,null,"Middel 9",{"$f":"'XML-Gespreksverslag'!C137","v":""}]
[0,null,"Middel 10",{"$f":"'XML-Gespreksverslag'!C138","v":""}]
[1,null,"Afsluiting",{"$f":"'XML-Gespreksverslag'!C139","v":"Mocht u naar aanleiding van dit gesprekverslag nog vragen hebben, of bent u het niet eens met de inhoud van dit gespreksverslag? Neem dan contact op, via ---."}]
[1,null,"Inleiding bijlage",{"$f":"'XML-Gespreksverslag'!C140","v":"In deze bijlage bij het gespreksverslag vindt u belangrijke afwegingen die horen bij de besproken onderwerpen."}]
[0,null,null,{"$f":"'XML-Gespreksverslag'!C141","v":"afwegingen"}]
[1,null,"Onderwerp 1",{"$f":"'XML-Gespreksverslag'!C142","v":"Ingangsdatum en hoogte AOW"}]
[1,null,"Onderwerp 1- Afweging 1",{"$f":"'XML-Gespreksverslag'!C143","v":"De ingangsdatum en hoogte van uw AOW liggen vast en zijn wettelijk bepaald."}]
[1,null,"Onderwerp 1- Afweging 2",{"$f":"'XML-Gespreksverslag'!C144","v":"Via de Sociale Verzekeringsbank kunt u uw gegevens controleren met betrekking tot burgerlijke staat en verzekerde jaren voor de AOW."}]
[0,null,"Onderwerp 1- Afweging 3",{"$f":"'XML-Gespreksverslag'!C145","v":""}]
[0,null,"Onderwerp 1- Afweging 4",{"$f":"'XML-Gespreksverslag'!C146","v":""}]
[0,null,"Onderwerp 1- Afweging 5",{"$f":"'XML-Gespreksverslag'!C147","v":""}]
[0,null,"Onderwerp 1- Afweging 6",{"$f":"'XML-Gespreksverslag'!C148","v":""}]
[0,null,"Onderwerp 1- Afweging 7",{"$f":"'XML-Gespreksverslag'!C149","v":""}]
[0,null,"Onderwerp 1- Afweging 8",{"$f":"'XML-Gespreksverslag'!C150","v":""}]
[0,null,"Onderwerp 1- Afweging 9",{"$f":"'XML-Gespreksverslag'!C151","v":""}]
[0,null,"Onderwerp 1- Afweging 10",{"$f":"'XML-Gespreksverslag'!C152","v":""}]
[1,null,"Onderwerp 2",{"$f":"'XML-Gespreksverslag'!C153","v":"Ingangsdatum ouderdomspensioen"}]
[1,null,"Onderwerp 2- Afweging 1",{"$f":"'XML-Gespreksverslag'!C154","v":"U kiest zelf wanneer u met pensioen gaat. Bijvoorbeeld op uw AOW-leeftijd, of eerder, of later."}]
[1,null,"Onderwerp 2- Afweging 2",{"$f":"'XML-Gespreksverslag'!C155","v":"Als u eerder met pensioen gaat, wordt uw pensioenbedrag lager. U stopt namelijk eerder met opbouwen van pensioen. En wij moeten uw pensioen over een langere periode uitbetalen."}]
[1,null,"Onderwerp 2- Afweging 3",{"$f":"'XML-Gespreksverslag'!C156","v":"Als u later met pensioen gaat, betalen wij uw pensioen over een kortere periode uit. Uw pensioenbedrag is dan de rest van uw leven hoger."}]
[1,null,"Onderwerp 2- Afweging 4",{"$f":"'XML-Gespreksverslag'!C157","v":"De netto pensioenbedragen vóór en ná uw AOW-leeftijd kunnen verschillen. Dit komt door de regels van de belastingdienst."}]
[0,null,"Onderwerp 2- Afweging 5",{"$f":"'XML-Gespreksverslag'!C158","v":""}]
[0,null,"Onderwerp 2- Afweging 6",{"$f":"'XML-Gespreksverslag'!C159","v":""}]
[0,null,"Onderwerp 2- Afweging 7",{"$f":"'XML-Gespreksverslag'!C160","v":""}]
[0,null,"Onderwerp 2- Afweging 8",{"$f":"'XML-Gespreksverslag'!C161","v":""}]
[0,null,"Onderwerp 2- Afweging 9",{"$f":"'XML-Gespreksverslag'!C162","v":""}]
[0,null,"Onderwerp 2- Afweging 10",{"$f":"'XML-Gespreksverslag'!C163","v":""}]
[1,null,"Onderwerp 3",{"$f":"'XML-Gespreksverslag'!C164","v":"Mogelijkheden deeltijdpensioen"}]
[1,null,"Onderwerp 3- Afweging 1",{"$f":"'XML-Gespreksverslag'!C165","v":"U hoeft niet volledig te stoppen met werken als u met pensioen gaat. U kunt ook gedeeltelijk stoppen met werken en gedeeltelijk uw pensioen laten ingaan."}]
[1,null,"Onderwerp 3- Afweging 2",{"$f":"'XML-Gespreksverslag'!C166","v":"Als u maar een deel pensioen opneemt en/of deels nog pensioen opbouwt, zal uw uiteindelijke pensioenbedrag hoger zijn dan wanneer u direct volledig met pensioen gaat."}]
[{"$f":"IF(AND(C71<>\"\",D71<>\"\"),1,0)","v":1},null,"Onderwerp 3- Afweging 3",{"$f":"'XML-Gespreksverslag'!C167","v":"Als u gedeeltelijk blijft werken en minder salaris krijgt, kunt u uw inkomen aanvullen met een stukje pensioen. Denk er in dat geval aan om de loonheffingskorting slechts één keer toe te passen."}]
[1,null,"Onderwerp 3- Afweging 4",{"$f":"'XML-Gespreksverslag'!C168","v":"U kunt uw werkzaamheden (langzaam) afbouwen. U mag in maximaal drie stappen uw pensioen opnemen."}]
[1,null,"Onderwerp 3- Afweging 5",{"$f":"'XML-Gespreksverslag'!C169","v":"Als u met deeltijdpensioen bent, beslist u later of en wanneer u volledig met pensioen gaat."}]
[0,null,"Onderwerp 3- Afweging 6",{"$f":"'XML-Gespreksverslag'!C170","v":""}]
[0,null,"Onderwerp 3- Afweging 7",{"$f":"'XML-Gespreksverslag'!C171","v":""}]
[0,null,"Onderwerp 3- Afweging 8",{"$f":"'XML-Gespreksverslag'!C172","v":""}]
[0,null,"Onderwerp 3- Afweging 9",{"$f":"'XML-Gespreksverslag'!C173","v":""}]
[0,null,"Onderwerp 3- Afweging 10",{"$f":"'XML-Gespreksverslag'!C174","v":""}]
[1,null,"Onderwerp 4",{"$f":"'XML-Gespreksverslag'!C175","v":"Verhogen nabestaandenpensioen"}]
[1,null,"Onderwerp 4- Afweging 1",{"$f":"'XML-Gespreksverslag'!C176","v":"Uw partner krijgt een nabestaandenpensioen als u overlijdt. U kunt het nabestaandenpensioen verhogen en u krijgt dan zelf een lager ouderdomspensioen."}]
[1,null,"Onderwerp 4- Afweging 2",{"$f":"'XML-Gespreksverslag'!C177","v":"Als u een beperkte levensverwachting heeft, kunt u een hoger nabestaandenpensioen kiezen, waardoor het ouderdomspensioen lager wordt."}]
[1,null,"Onderwerp 4- Afweging 3",{"$f":"'XML-Gespreksverslag'!C178","v":"Als uw partner weinig tot geen inkomen of pensioen heeft, kunt u een hoger nabestaandenpensioen kiezen, waardoor het ouderdomspensioen lager wordt."}]
[0,null,"Onderwerp 4- Afweging 4",{"$f":"'XML-Gespreksverslag'!C179","v":""}]
[0,null,"Onderwerp 4- Afweging 5",{"$f":"'XML-Gespreksverslag'!C180","v":""}]
[0,null,"Onderwerp 4- Afweging 6",{"$f":"'XML-Gespreksverslag'!C181","v":""}]
[0,null,"Onderwerp 4- Afweging 7",{"$f":"'XML-Gespreksverslag'!C182","v":""}]
[0,null,"Onderwerp 4- Afweging 8",{"$f":"'XML-Gespreksverslag'!C183","v":""}]
[0,null,"Onderwerp 4- Afweging 9",{"$f":"'XML-Gespreksverslag'!C184","v":""}]
[0,null,"Onderwerp 4- Afweging 10",{"$f":"'XML-Gespreksverslag'!C185","v":""}]
[1,null,"Onderwerp 5",{"$f":"'XML-Gespreksverslag'!C186","v":"Verlagen nabestaandenpensioen"}]
[1,null,"Onderwerp 5- Afweging 1",{"$f":"'XML-Gespreksverslag'!C187","v":"Uw partner krijgt een nabestaandenpensioen als u overlijdt. U kunt het nabestaandenpensioen verlagen en u krijgt dan zelf een hoger ouderdomspensioen."}]
[1,null,"Onderwerp 5- Afweging 2",{"$f":"'XML-Gespreksverslag'!C188","v":"Als uw partner een beperkte levensverwachting heeft, kunt u een lager nabestaandenpensioen kiezen, waardoor het ouderdomspensioen hoger wordt."}]
[1,null,"Onderwerp 5- Afweging 3",{"$f":"'XML-Gespreksverslag'!C189","v":"Als uw partner zelf een goed ouderdomspensioen heeft, kunt u een lager nabestaandenpensioen kiezen, waardoor het ouderdomspensioen hoger wordt."}]
[1,null,"Onderwerp 5- Afweging 4",{"$f":"'XML-Gespreksverslag'!C190","v":"Als u geen partner heeft, laten wij u de keuze zien dat u zoveel mogelijk nabestaandenpensioen toevoegt aan het ouderdomspensioen. Wilt u het nabestaandenpensioen niet verlagen, omdat u bijvoorbeeld wel een partner heeft maar deze nog niet bekend is bij ons, dan kunt u een andere keuze maken."}]
[0,null,"Onderwerp 5- Afweging 5",{"$f":"'XML-Gespreksverslag'!C191","v":""}]
[0,null,"Onderwerp 5- Afweging 6",{"$f":"'XML-Gespreksverslag'!C192","v":""}]
[0,null,"Onderwerp 5- Afweging 7",{"$f":"'XML-Gespreksverslag'!C193","v":""}]
[0,null,"Onderwerp 5- Afweging 8",{"$f":"'XML-Gespreksverslag'!C194","v":""}]
[0,null,"Onderwerp 5- Afweging 9",{"$f":"'XML-Gespreksverslag'!C195","v":""}]
[0,null,"Onderwerp 5- Afweging 10",{"$f":"'XML-Gespreksverslag'!C196","v":""}]
[1,null,"Onderwerp 6",{"$f":"'XML-Gespreksverslag'!C197","v":"Pensioen anders verdelen"}]
[1,null,"Onderwerp 6- Afweging 1",{"$f":"'XML-Gespreksverslag'!C198","v":"U kunt uw pensioen anders verdelen. Bijvoorbeeld door eerst een hoger pensioenbedrag te kiezen en daardoor later een lager pensioenbedrag te ontvangen. Of andersom."}]
[1,null,"Onderwerp 6- Afweging 2",{"$f":"'XML-Gespreksverslag'!C199","v":"Ook als u deeltijdpensioen opneemt, heeft u de keuze om dit deel van uw pensioen anders te verdelen."}]
[1,null,"Onderwerp 6- Afweging 3",{"$f":"'XML-Gespreksverslag'!C200","v":"U kunt bij de start van uw pensioen een hoger bedrag kiezen, omdat u aan het begin van uw pensioen meer wil kunnen uitgeven. Bijvoorbeeld voor het aflossen van uw hypotheek."}]
[1,null,"Onderwerp 6- Afweging 4",{"$f":"'XML-Gespreksverslag'!C201","v":"U kunt bij de start van uw pensioen een hoger bedrag kiezen tot uw AOW-leeftijd, omdat u netto ongeveer dezelfde maanduitkering wenst de rest van uw leven."}]
[1,null,"Onderwerp 6- Afweging 5",{"$f":"'XML-Gespreksverslag'!C202","v":"U kunt bij de start van uw pensioen een lager bedrag kiezen, omdat u minder inkomen nodig heeft. Bijvoorbeeld omdat uw partner nog werkt, of omdat u elders inkomsten heeft."}]
[1,null,"Onderwerp 6- Afweging 6",{"$f":"'XML-Gespreksverslag'!C203","v":"U bepaalt zelf tot wanneer u het hogere dan wel lagere bedrag wilt ontvangen."}]
[0,null,"Onderwerp 6- Afweging 7",{"$f":"'XML-Gespreksverslag'!C204","v":""}]
[0,null,"Onderwerp 6- Afweging 8",{"$f":"'XML-Gespreksverslag'!C205","v":""}]
[0,null,"Onderwerp 6- Afweging 9",{"$f":"'XML-Gespreksverslag'!C206","v":""}]
[0,null,"Onderwerp 6- Afweging 10",{"$f":"'XML-Gespreksverslag'!C207","v":""}]
[1,null,"Onderwerp 7",{"$f":"'XML-Gespreksverslag'!C208","v":"Loonheffingskorting"}]
[1,null,"Onderwerp 7- Afweging 1",{"$f":"'XML-Gespreksverslag'!C209","v":"Als u loonheffingskorting op een uitkering laat toepassen, betaalt u daarover minder loonheffing."}]
[1,null,"Onderwerp 7- Afweging 2",{"$f":"'XML-Gespreksverslag'!C210","v":"Maar één uitkerende instantie mag loonheffingskorting toepassen. U kiest of en waar u de korting toepast."}]
[1,null,"Onderwerp 7- Afweging 3",{"$f":"'XML-Gespreksverslag'!C211","v":"Bij de belastingaangifte wordt over uw totale inkomen gerekend en wordt de korting toegepast waar u recht op heeft."}]
[0,null,"Onderwerp 7- Afweging 4",{"$f":"'XML-Gespreksverslag'!C212","v":""}]
[0,null,"Onderwerp 7- Afweging 5",{"$f":"'XML-Gespreksverslag'!C213","v":""}]
[0,null,"Onderwerp 7- Afweging 6",{"$f":"'XML-Gespreksverslag'!C214","v":""}]
[0,null,"Onderwerp 7- Afweging 7",{"$f":"'XML-Gespreksverslag'!C215","v":""}]
[0,null,"Onderwerp 7- Afweging 8",{"$f":"'XML-Gespreksverslag'!C216","v":""}]
[0,null,"Onderwerp 7- Afweging 9",{"$f":"'XML-Gespreksverslag'!C217","v":""}]
[0,null,"Onderwerp 7- Afweging 10",{"$f":"'XML-Gespreksverslag'!C218","v":""}]
[1,null,"Onderwerp 8",{"$f":"'XML-Gespreksverslag'!C219","v":"Minder werken"}]
[1,null,"Onderwerp 8- Afweging 1",{"$f":"'XML-Gespreksverslag'!C220","v":"Als u minder gaat werken, krijgt u minder salaris en bouwt u over dit lagere salaris pensioen op. "}]
[1,null,"Onderwerp 8- Afweging 2",{"$f":"'XML-Gespreksverslag'!C221","v":"Als u de minimale leeftijd om pensioen op te nemen, volgens u pensioenregeling, heeft bereikt. Dan kunt u ook kiezen om alvast (een deel) pensioen op te nemen."}]
[0,null,"Onderwerp 8- Afweging 3",{"$f":"'XML-Gespreksverslag'!C222","v":""}]
[0,null,"Onderwerp 8- Afweging 4",{"$f":"'XML-Gespreksverslag'!C223","v":""}]
[0,null,"Onderwerp 8- Afweging 5",{"$f":"'XML-Gespreksverslag'!C224","v":""}]
[0,null,"Onderwerp 8- Afweging 6",{"$f":"'XML-Gespreksverslag'!C225","v":""}]
[0,null,"Onderwerp 8- Afweging 7",{"$f":"'XML-Gespreksverslag'!C226","v":""}]
[0,null,"Onderwerp 8- Afweging 8",{"$f":"'XML-Gespreksverslag'!C227","v":""}]
[0,null,"Onderwerp 8- Afweging 9",{"$f":"'XML-Gespreksverslag'!C228","v":""}]
[0,null,"Onderwerp 8- Afweging 10",{"$f":"'XML-Gespreksverslag'!C229","v":""}]
[1,null,"Onderwerp 9",{"$f":"'XML-Gespreksverslag'!C230","v":"Arbeidsongeschiktheid"}]
[{"$f":"IF(AND(C135<>\"\",D135<>\"\"),1,0)","v":1},null,"Onderwerp 9- Afweging 1",{"$f":"'XML-Gespreksverslag'!C231","v":"U krijgt bericht van ons wanneer u recht heeft op een arbeidsongeschiktheidspensioen. U moet dan zelf uw arbeidsongeschiktheidspensioen aanvragen."}]
[1,null,"Onderwerp 9- Afweging 2",{"$f":"'XML-Gespreksverslag'!C232","v":"Vraagt u uw arbeidsongeschiktheidspensioen niet aan? Dan loopt u geld mis. Want dan kunnen wij deze aanvulling op uw WIA-uitkering niet aan u betalen."}]
[1,null,"Onderwerp 9- Afweging 3",{"$f":"'XML-Gespreksverslag'!C233","v":"Als u uw arbeidsongeschiktheidspensioen niet aanvraagt, heeft u ook geen recht op premievrije pensioenopbouw. Uw eventuele partner kan daardoor ook inkomen missen als u overlijdt."}]
[0,null,"Onderwerp 9- Afweging 4",{"$f":"'XML-Gespreksverslag'!C234","v":""}]
[0,null,"Onderwerp 9- Afweging 5",{"$f":"'XML-Gespreksverslag'!C235","v":""}]
[0,null,"Onderwerp 9- Afweging 6",{"$f":"'XML-Gespreksverslag'!C236","v":""}]
[0,null,"Onderwerp 9- Afweging 7",{"$f":"'XML-Gespreksverslag'!C237","v":""}]
[0,null,"Onderwerp 9- Afweging 8",{"$f":"'XML-Gespreksverslag'!C238","v":""}]
[0,null,"Onderwerp 9- Afweging 9",{"$f":"'XML-Gespreksverslag'!C239","v":""}]
[0,null,"Onderwerp 9- Afweging 10",{"$f":"'XML-Gespreksverslag'!C240","v":""}]
[1,null,"Onderwerp 10",{"$f":"'XML-Gespreksverslag'!C241","v":"Overlijden"}]
[1,null,"Onderwerp 10- Afweging 1",{"$f":"'XML-Gespreksverslag'!C242","v":"Uw partner krijgt bericht van ons wanneer er recht is op een nabestaandenpensioen."}]
[1,null,"Onderwerp 10- Afweging 2",{"$f":"'XML-Gespreksverslag'!C243","v":"Wij vragen uw partner om de gegevens te controleren en indien nodig aanvullende gegevens door te geven, zodat wij kunnen nagaan of er recht is op nabestaandenpensioen en eventuele aanvullingen."}]
[0,null,"Onderwerp 10- Afweging 3",{"$f":"'XML-Gespreksverslag'!C244","v":""}]
[0,null,"Onderwerp 10- Afweging 4",{"$f":"'XML-Gespreksverslag'!C245","v":""}]
[0,null,"Onderwerp 10- Afweging 5",{"$f":"'XML-Gespreksverslag'!C246","v":""}]
[0,null,"Onderwerp 10- Afweging 6",{"$f":"'XML-Gespreksverslag'!C247","v":""}]
[0,null,"Onderwerp 10- Afweging 7",{"$f":"'XML-Gespreksverslag'!C248","v":""}]
[0,null,"Onderwerp 10- Afweging 8",{"$f":"'XML-Gespreksverslag'!C249","v":""}]
[0,null,"Onderwerp 10- Afweging 9",{"$f":"'XML-Gespreksverslag'!C250","v":""}]
[0,null,"Onderwerp 10- Afweging 10",{"$f":"'XML-Gespreksverslag'!C251","v":""}]
[0,null,"Onderwerp 11",{"$f":"'XML-Gespreksverslag'!C252","v":""}]
[0,null,"Onderwerp 11- Afweging 1",{"$f":"'XML-Gespreksverslag'!C253","v":""}]
[0,null,"Onderwerp 11- Afweging 2",{"$f":"'XML-Gespreksverslag'!C254","v":""}]
[0,null,"Onderwerp 11- Afweging 3",{"$f":"'XML-Gespreksverslag'!C255","v":""}]
[0,null,"Onderwerp 11- Afweging 4",{"$f":"'XML-Gespreksverslag'!C256","v":""}]
[0,null,"Onderwerp 11- Afweging 5",{"$f":"'XML-Gespreksverslag'!C257","v":""}]
[0,null,"Onderwerp 11- Afweging 6",{"$f":"'XML-Gespreksverslag'!C258","v":""}]
[0,null,"Onderwerp 11- Afweging 7",{"$f":"'XML-Gespreksverslag'!C259","v":""}]
[0,null,"Onderwerp 11- Afweging 8",{"$f":"'XML-Gespreksverslag'!C260","v":""}]
[0,null,"Onderwerp 11- Afweging 9",{"$f":"'XML-Gespreksverslag'!C261","v":""}]
[0,null,"Onderwerp 11- Afweging 10",{"$f":"'XML-Gespreksverslag'!C262","v":""}]
[1,null,"Onderwerp 12",{"$f":"'XML-Gespreksverslag'!C263","v":"Uit elkaar gaan/ scheiden"}]
[1,null,"Onderwerp 12- Afweging 1",{"$f":"'XML-Gespreksverslag'!C264","v":"U kunt met uw ex-partner bespreken of u af wilt wijken van de standaard afspraken ten aanzien van verdeling van ouderdoms- en nabestaandenpensioen."}]
[1,null,"Onderwerp 12- Afweging 2",{"$f":"'XML-Gespreksverslag'!C265","v":"Woonde u samen en heeft u uw partner eerder aangemeld bij ons, meld uw partner dan af wanneer u uit elkaar gaat. Doet u dit niet, dan loopt de opbouw van het nabestaandenpensioen door."}]
[1,null,"Onderwerp 12- Afweging 3",{"$f":"'XML-Gespreksverslag'!C266","v":"Was u getrouwd of had u een geregistreerd partnerschap dan is het belangrijk dat u stilstaat bij de verdeling van het ouderdomspensioen."}]
[1,null,"Onderwerp 12- Afweging 4",{"$f":"'XML-Gespreksverslag'!C267","v":"Welke keuze u en uw ex-partner ook gemaakt hebben, geef deze aan ons door."}]
[0,null,"Onderwerp 12- Afweging 5",{"$f":"'XML-Gespreksverslag'!C268","v":""}]
[0,null,"Onderwerp 12- Afweging 6",{"$f":"'XML-Gespreksverslag'!C269","v":""}]
[0,null,"Onderwerp 12- Afweging 7",{"$f":"'XML-Gespreksverslag'!C270","v":""}]
[0,null,"Onderwerp 12- Afweging 8",{"$f":"'XML-Gespreksverslag'!C271","v":""}]
[0,null,"Onderwerp 12- Afweging 9",{"$f":"'XML-Gespreksverslag'!C272","v":""}]
[0,null,"Onderwerp 12- Afweging 10",{"$f":"'XML-Gespreksverslag'!C273","v":""}]
[1,null,"Onderwerp 13",{"$f":"'XML-Gespreksverslag'!C274","v":"Waardeoverdracht"}]
[1,null,"Onderwerp 13- Afweging 1",{"$f":"'XML-Gespreksverslag'!C275","v":"Heeft u eerder ergens anders pensioen opgebouwd? Dan kunt u dit pensioen meenemen naar uw nieuwe pensioenuitvoerder/fonds Dit heet waardeoverdracht."}]
[1,null,"Onderwerp 13- Afweging 2",{"$f":"'XML-Gespreksverslag'!C276","v":"Bij kleine pensioenen kan een pensioenuitvoerder ervoor kiezen om dat bedrag zonder uw toestemming over te dragen. Dit gebeurt meestal automatisch en kunt u navragen bij uw vorige uitvoerder."}]
[1,null,"Onderwerp 13- Afweging 3",{"$f":"'XML-Gespreksverslag'!C277","v":"U beslist zelf of u waardeoverdracht wilt uitvoeren. Om een goede keuze te maken kunt u een vrijblijvende offerte opvragen."}]
[1,null,"Onderwerp 13- Afweging 4",{"$f":"'XML-Gespreksverslag'!C278","v":"Het is belangrijk om zelf uw oude en huidige pensioenregeling te vergelijken."}]
[1,null,"Onderwerp 13- Afweging 5",{"$f":"'XML-Gespreksverslag'!C279","v":"Mogelijke redenen om te kiezen voor waardeoverdracht zijn: Al uw pensioen bij elkaar, pensioenkeuzes in de regeling passen beter bij u, het nabestaandenpensioen past beter bij uw wensen, het beleid voor jaarlijkse verhoging is gunstiger."}]
[0,null,"Onderwerp 13- Afweging 6",{"$f":"'XML-Gespreksverslag'!C280","v":""}]
[0,null,"Onderwerp 13- Afweging 7",{"$f":"'XML-Gespreksverslag'!C281","v":""}]
[0,null,"Onderwerp 13- Afweging 8",{"$f":"'XML-Gespreksverslag'!C282","v":""}]
[0,null,"Onderwerp 13- Afweging 9",{"$f":"'XML-Gespreksverslag'!C283","v":""}]
[0,null,"Onderwerp 13- Afweging 10",{"$f":"'XML-Gespreksverslag'!C284","v":""}]
[1,null,"Onderwerp 14",{"$f":"'XML-Gespreksverslag'!C285","v":"Pensioenopbouw voortzetten"}]
[1,null,"Onderwerp 14- Afweging 1",{"$f":"'XML-Gespreksverslag'!C286","v":"Na ontslag eindigt uw pensioenopbouw. U heeft gedurende de periode van maximaal drie jaar de mogelijkheid om uw pensioenopbouw vrijwillig voort te zetten."}]
[1,null,"Onderwerp 14- Afweging 2",{"$f":"'XML-Gespreksverslag'!C287","v":"In deze situatie betaalt u zowel het werknemers- als het werkgeversdeel van de pensioenpremie. In overleg met uw werkgever kan een andere verdeling worden gekozen."}]
[1,null,"Onderwerp 14- Afweging 3",{"$f":"'XML-Gespreksverslag'!C288","v":"Hoeveel pensioen aanvullen kost en wat het oplevert, kunt u laten berekenen door ons."}]
[1,null,"Onderwerp 14- Afweging 4",{"$f":"'XML-Gespreksverslag'!C289","v":"Een aanvraag voor vrijwillige voortzetting moet uiterlijk binnen 9 maanden schriftelijk zijn ingediend."}]
[0,null,"Onderwerp 14- Afweging 5",{"$f":"'XML-Gespreksverslag'!C290","v":""}]
[0,null,"Onderwerp 14- Afweging 6",{"$f":"'XML-Gespreksverslag'!C291","v":""}]
[0,null,"Onderwerp 14- Afweging 7",{"$f":"'XML-Gespreksverslag'!C292","v":""}]
[0,null,"Onderwerp 14- Afweging 8",{"$f":"'XML-Gespreksverslag'!C293","v":""}]
[0,null,"Onderwerp 14- Afweging 9",{"$f":"'XML-Gespreksverslag'!C294","v":""}]
[{"$f":"IF(AND(C199<>\"\",D199<>\"\"),1,0)","v":0},null,"Onderwerp 14- Afweging 10",{"$f":"'XML-Gespreksverslag'!C295","v":""}]
[0,null,"Onderwerp 15",{"$f":"'XML-Gespreksverslag'!C296","v":""}]
[0,null,"Onderwerp 15- Afweging 1",{"$f":"'XML-Gespreksverslag'!C297","v":""}]
[0,null,"Onderwerp 15- Afweging 2",{"$f":"'XML-Gespreksverslag'!C298","v":""}]
[0,null,"Onderwerp 15- Afweging 3",{"$f":"'XML-Gespreksverslag'!C299","v":""}]
[0,null,"Onderwerp 15- Afweging 4",{"$f":"'XML-Gespreksverslag'!C300","v":""}]
[0,null,"Onderwerp 15- Afweging 5",{"$f":"'XML-Gespreksverslag'!C301","v":""}]
[0,null,"Onderwerp 15- Afweging 6",{"$f":"'XML-Gespreksverslag'!C302","v":""}]
[0,null,"Onderwerp 15- Afweging 7",{"$f":"'XML-Gespreksverslag'!C303","v":""}]
[0,null,"Onderwerp 15- Afweging 8",{"$f":"'XML-Gespreksverslag'!C304","v":""}]
[0,null,"Onderwerp 15- Afweging 9",{"$f":"'XML-Gespreksverslag'!C305","v":""}]
[0,null,"Onderwerp 15- Afweging 10",{"$f":"'XML-Gespreksverslag'!C306","v":""}]
[1,null,"Onderwerp 16",{"$f":"'XML-Gespreksverslag'!C307","v":"Nettopensioen"}]
[1,null,"Onderwerp 16- Afweging 1",{"$f":"'XML-Gespreksverslag'!C308","v":"Als u een inkomen heeft boven de aftoppingsgrens, bouwt u naar rato minder pensioen op. U kunt dan op vrijwillige basis deelnemen aan een nettopensioenregeling, zodat uw ouderdomspensioen en/of nabestaandenpensioen op peil blijft."}]
[0,null,"Onderwerp 16- Afweging 2",{"$f":"'XML-Gespreksverslag'!C309","v":""}]
[0,null,"Onderwerp 16- Afweging 3",{"$f":"'XML-Gespreksverslag'!C310","v":""}]
[0,null,"Onderwerp 16- Afweging 4",{"$f":"'XML-Gespreksverslag'!C311","v":""}]
[0,null,"Onderwerp 16- Afweging 5",{"$f":"'XML-Gespreksverslag'!C312","v":""}]
[0,null,"Onderwerp 16- Afweging 6",{"$f":"'XML-Gespreksverslag'!C313","v":""}]
[0,null,"Onderwerp 16- Afweging 7",{"$f":"'XML-Gespreksverslag'!C314","v":""}]
[0,null,"Onderwerp 16- Afweging 8",{"$f":"'XML-Gespreksverslag'!C315","v":""}]
[0,null,"Onderwerp 16- Afweging 9",{"$f":"'XML-Gespreksverslag'!C316","v":""}]
[0,null,"Onderwerp 16- Afweging 10",{"$f":"'XML-Gespreksverslag'!C317","v":""}]
[1,null,"Onderwerp 17",{"$f":"'XML-Gespreksverslag'!C318","v":"Werkgeversregelingen"}]
[1,null,"Onderwerp 17- Afweging 1",{"$f":"'XML-Gespreksverslag'!C319","v":"Als u via uw werkgever een regeling krijgt aangeboden, kunt u deze gebruiken om eerder (deels) te stoppen met werken."}]
[1,null,"Onderwerp 17- Afweging 2",{"$f":"'XML-Gespreksverslag'!C320","v":"Indien u dat wenst dan is het mogelijk om het generatiepact te combineren met deeltijdpensioen. U moet zich wel realiseren dat een dienstverband voor minimaal 18 uur als ondergrens moet overblijven."}]
[1,null,"Onderwerp 17- Afweging 3",{"$f":"'XML-Gespreksverslag'!C321","v":"U kunt minder gaan werken (of in lager betaalde functie gaan werken) zonder dat dit ten koste gaat van uw pensioenopbouw."}]
[1,null,"Onderwerp 17- Afweging 4",{"$f":"'XML-Gespreksverslag'!C322","v":"Het is mogelijk om nadat u bent gaan deelnemen aan de demotieregeling ook gebruik te gaan maken van het generatiepact. De percentages worden dan losgelaten op uw aangepaste dienstverband (na toepassing demotieregeling)."}]
[1,null,"Onderwerp 17- Afweging 5",{"$f":"'XML-Gespreksverslag'!C323","v":"Een aanvraag voor de demotieregeling moet uiterlijk één maand voor aanvang schriftelijk zijn ingediend."}]
[1,null,"Onderwerp 17- Afweging 6",{"$f":"'XML-Gespreksverslag'!C324","v":"Ga in overleg met uw werkgever over de verdeling van de pensioenpremie."}]
[0,null,"Onderwerp 17- Afweging 7",{"$f":"'XML-Gespreksverslag'!C325","v":""}]
[0,null,"Onderwerp 17- Afweging 8",{"$f":"'XML-Gespreksverslag'!C326","v":""}]
[0,null,"Onderwerp 17- Afweging 9",{"$f":"'XML-Gespreksverslag'!C327","v":""}]
[0,null,"Onderwerp 17- Afweging 10",{"$f":"'XML-Gespreksverslag'!C328","v":""}]
[0,null,"Onderwerp 18",{"$f":"'XML-Gespreksverslag'!C329","v":""}]
[0,null,"Onderwerp 18- Afweging 1",{"$f":"'XML-Gespreksverslag'!C330","v":""}]
[0,null,"Onderwerp 18- Afweging 2",{"$f":"'XML-Gespreksverslag'!C331","v":""}]
[0,null,"Onderwerp 18- Afweging 3",{"$f":"'XML-Gespreksverslag'!C332","v":""}]
[0,null,"Onderwerp 18- Afweging 4",{"$f":"'XML-Gespreksverslag'!C333","v":""}]
[0,null,"Onderwerp 18- Afweging 5",{"$f":"'XML-Gespreksverslag'!C334","v":""}]
[0,null,"Onderwerp 18- Afweging 6",{"$f":"'XML-Gespreksverslag'!C335","v":""}]
[0,null,"Onderwerp 18- Afweging 7",{"$f":"'XML-Gespreksverslag'!C336","v":""}]
[0,null,"Onderwerp 18- Afweging 8",{"$f":"'XML-Gespreksverslag'!C337","v":""}]
[0,null,"Onderwerp 18- Afweging 9",{"$f":"'XML-Gespreksverslag'!C338","v":""}]
[0,null,"Onderwerp 18- Afweging 10",{"$f":"'XML-Gespreksverslag'!C339","v":""}]
[0,null,"Onderwerp 19",{"$f":"'XML-Gespreksverslag'!C340","v":""}]
[0,null,"Onderwerp 19- Afweging 1",{"$f":"'XML-Gespreksverslag'!C341","v":""}]
[0,null,"Onderwerp 19- Afweging 2",{"$f":"'XML-Gespreksverslag'!C342","v":""}]
[0,null,"Onderwerp 19- Afweging 3",{"$f":"'XML-Gespreksverslag'!C343","v":""}]
[0,null,"Onderwerp 19- Afweging 4",{"$f":"'XML-Gespreksverslag'!C344","v":""}]
[0,null,"Onderwerp 19- Afweging 5",{"$f":"'XML-Gespreksverslag'!C345","v":""}]
[0,null,"Onderwerp 19- Afweging 6",{"$f":"'XML-Gespreksverslag'!C346","v":""}]
[0,null,"Onderwerp 19- Afweging 7",{"$f":"'XML-Gespreksverslag'!C347","v":""}]
[0,null,"Onderwerp 19- Afweging 8",{"$f":"'XML-Gespreksverslag'!C348","v":""}]
[0,null,"Onderwerp 19- Afweging 9",{"$f":"'XML-Gespreksverslag'!C349","v":""}]
[0,null,"Onderwerp 19- Afweging 10",{"$f":"'XML-Gespreksverslag'!C350","v":""}]
[0,null,"Onderwerp 20",{"$f":"'XML-Gespreksverslag'!C351","v":""}]
[0,null,"Onderwerp 20- Afweging 1",{"$f":"'XML-Gespreksverslag'!C352","v":""}]
[0,null,"Onderwerp 20- Afweging 2",{"$f":"'XML-Gespreksverslag'!C353","v":""}]
[0,null,"Onderwerp 20- Afweging 3",{"$f":"'XML-Gespreksverslag'!C354","v":""}]
[0,null,"Onderwerp 20- Afweging 4",{"$f":"'XML-Gespreksverslag'!C355","v":""}]
[0,null,"Onderwerp 20- Afweging 5",{"$f":"'XML-Gespreksverslag'!C356","v":""}]
[0,null,"Onderwerp 20- Afweging 6",{"$f":"'XML-Gespreksverslag'!C357","v":""}]
[0,null,"Onderwerp 20- Afweging 7",{"$f":"'XML-Gespreksverslag'!C358","v":""}]
[{"$f":"IF(AND(C263<>\"\",D263<>\"\"),1,0)","v":0},null,"Onderwerp 20- Afweging 8",{"$f":"'XML-Gespreksverslag'!C359","v":""}]
[0,null,"Onderwerp 20- Afweging 9",{"$f":"'XML-Gespreksverslag'!C360","v":""}]
[0,null,"Onderwerp 20- Afweging 10",{"$f":"'XML-Gespreksverslag'!C361","v":""}]
[0,null,"bijlages_afsluiting",{"$f":"'XML-Gespreksverslag'!C362","v":""}]

{"sheet":"Loonheffing","index":16,"n_rows":2319,"n_cols":99,"rows_kept":562,"cut":true,"hidden":true,"merged":[[29,13,29,14],[29,15,29,16],[29,18,29,19],[29,20,29,21],[15,3,15,4],[1,80,2,82],[0,54,0,61],[0,70,0,77],[0,62,0,69],[0,78,0,85],[1,72,2,74],[1,64,2,66],[1,56,2,58],[1,78,2,79],[1,83,2,85],[1,59,2,61],[1,70,2,71],[1,75,2,77],[1,62,2,63],[1,67,2,69],[0,36,0,44],[1,37,2,38],[1,42,2,44],[1,54,2,55],[0,45,0,53],[1,46,2,47],[1,51,2,53],[1,39,2,41],[1,36,3,36],[1,45,3,45],[1,48,2,50],[0,87,0,98],[1,87,3,87],[1,88,2,90],[1,91,2,94],[1,95,2,98]],"bounds":{"rows_first":250,"rows_last":62,"rows_between":250,"halvings":3}}
[null,"Maximumloon Zvw",71628,null,{"$f":"FLOOR((C1-'Bruto-netto'!$F$46)*Loonheffing!$C$2,0.01)","v":3810.6},{"$f":"SUM(E1:E2)","v":3810.6},"max zvw per jaar",null,null,null,"ongehuwd","gehuwd",null,null,null,null,"aanpassen",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ZOEKEN JUISTE LOONHEFFING",null,null,null,null,null,null,null,null,"groen_mnd_nl_std_alg_20230101",null,null,null,null,null,null,null,null,"groen_mnd_be_bh_alg_20230101",null,null,null,null,null,null,null,"groen_mnd_lk_bh_alg_20230101",null,null,null,null,null,null,null,"groen_mnd_sa_bh_alg_20230101",null,null,null,null,null,null,null,"groen_mnd_dl_bh_alg_20230101",null,null,null,null,null,null,null,null,"Witte maandtabel"]
[null,"Percentage Zvw",5.3199999999999997E-2,null,{"$f":"FLOOR('Bruto-netto'!$F$46*Loonheffing!$C$2,0.01)","v":0},{"$f":"FLOOR(F1/12,0.01)","v":317.55},"max zvw per maand",null,null,"AOW vakantiegeld pm",{"$f":"(Parameters!$G$111-(12*Parameters!$G$113))/12*Parameters!$G$107*IF('Bruto-netto'!$K$33='Bruto-netto'!$AB$7,1,0)","v":0},{"$f":"(Parameters!$G$110-(12*Parameters!$G$112))/12*Parameters!$G$107*IF('Bruto-netto'!$K$33='Bruto-netto'!$AB$7,1,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tabelloon","Jonger dan de \nAOW-leeftijd",null,"AOW-leeftijd en ouder\nen geboren in 1945 of eerder",null,null,"AOW-leeftijd en ouder\nen geboren in 1946 of later",null,null,"Tabelloon","Jonger dan de \nAOW-leeftijd",null,"AOW-leeftijd en ouder\nen geboren in 1945 of eerder",null,null,"AOW-leeftijd en ouder\nen geboren in 1946 of later",null,null,"Jonger dan de \nAOW-leeftijd",null,"AOW-leeftijd en ouder\nen geboren in 1945 of eerder",null,null,"AOW-leeftijd en ouder\nen geboren in 1946 of later",null,null,"Jonger dan de \nAOW-leeftijd",null,"AOW-leeftijd en ouder\nen geboren in 1945 of eerder",null,null,"AOW-leeftijd en ouder\nen geboren in 1946 of later",null,null,"Jonger dan de \nAOW-leeftijd",null,"AOW-leeftijd en ouder\nen geboren in 1945 of eerder",null,null,"AOW-leeftijd en ouder\nen geboren in 1946 of later",null,null,"Jonger dan de \nAOW-leeftijd",null,"AOW-leeftijd en ouder\nen geboren in 1945 of eerder",null,null,"AOW-leeftijd en ouder\nen geboren in 1946 of later",null,null,null,"Tabelloon","Jonger dan de \nAOW-leeftijd",null,null,"AOW-leeftijd en ouder\nen geboren in 1945 of eerder",null,null,null,"AOW-leeftijd en ouder\nen geboren in 1946 of later"]
[null,"Max belasting%",0.495]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"zonder LHK","met LHK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK",null,"zonder LHK","met LHK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","zonder LHK","met LHK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","zonder LHK","met LHK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","zonder LHK","met LHK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","zonder LHK","met LHK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK",null,null,"zonder LHK","met LHK","arbeids\nkorting","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","arbeids\nkorting","zonder LHK","met LHK\n-/-AOK","met LHK\nincl AOK","arbeids\nkorting"]
[null,"Voor AOW","1A","1B","1C","1D",2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,null,{"$f":"AT5","v":4.5},{"$f":"VLOOKUP($AK5,$AT:$CH,C$37,0)","v":1.58},{"$f":"VLOOKUP($AK5,$AT:$CH,D$37,0)","v":0},{"$f":"VLOOKUP($AK5,$AT:$CH,E$37,0)","v":0.83},0,0,0.83,{"$f":"VLOOKUP($AK5,$AT:$CH,I$37,0)","v":0},0,4.5,1.58,0,0.83,0,0,0.83,0,0,0.42,0,0.42,0,0,0.42,0,0,0.42,0.42,0.42,0.42,0.42,0.42,0.42,0.42,0.42,0,0.42,0,0,0.42,0,0,0.42,0.42,0.42,0.42,0.42,0.42,0.42,0.42,null,4.5,1.58,0,0,0.83,0,0,0,0.83,0,0,0]
[null,"AKP voor AOW-leeftijd per maand",{"$f":"IF('Bruto-netto'!$D$16=\"\",0,'Bruto-netto'!$D$16)","v":0},{"$f":"IF('Bruto-netto'!$F$16=\"\",0,'Bruto-netto'!$F$16)","v":0},{"$f":"IF('Bruto-netto'!$H$16=\"\",0,'Bruto-netto'!$H$16)/(IF(OR('Bruto-netto'!$B$14='Bruto-netto'!$AB$19,'Bruto-netto'!$B$14='Bruto-netto'!$AB$20),12,1))","v":0},{"$f":"C6+D6+E6","v":0},{"$f":"'Bruto-netto'!$AK$1","v":0},{"$f":"'Bruto-netto'!$AK$6","v":0},{"$f":"'Bruto-netto'!$AK$11","v":0},{"$f":"'Bruto-netto'!$AK$16","v":0},{"$f":"'Bruto-netto'!$AK$21","v":0},{"$f":"'Bruto-netto'!$AK$26","v":0},{"$f":"'Bruto-netto'!$AK$31","v":0},{"$f":"'Bruto-netto'!$AK$36","v":0},{"$f":"'Bruto-netto'!$AK$41","v":0},{"$f":"'Bruto-netto'!$AK$46","v":0},{"$f":"'Bruto-netto'!$AK$51","v":0},{"$f":"'Bruto-netto'!$AK$56","v":0},{"$f":"'Bruto-netto'!$AK$61","v":0},{"$f":"'Bruto-netto'!$AK$66","v":0},{"$f":"'Bruto-netto'!$AK$71","v":0},{"$f":"'Bruto-netto'!$AK$76","v":0},{"$f":"'Bruto-netto'!$AK$81","v":0},{"$f":"'Bruto-netto'!$AK$86","v":0},{"$f":"'Bruto-netto'!$AK$91","v":0},{"$f":"'Bruto-netto'!$AK$96","v":0},{"$f":"'Bruto-netto'!$AK$101","v":1473.56},{"$f":"'Bruto-netto'!$AK$106","v":0},{"$f":"'Bruto-netto'!$AK$111","v":0},{"$f":"'Bruto-netto'!$AK$116","v":0},{"$f":"'Bruto-netto'!$AK$121","v":0},{"$f":"'Bruto-netto'!$AK$126","v":0},{"$f":"'Bruto-netto'!$AK$131","v":0},{"$f":"'Bruto-netto'!$AK$136","v":0},{"$f":"'Bruto-netto'!$AK$141","v":0},null,{"$f":"AT6","v":9},3.25,0,1.67,0,0,1.67,0,0,9,3.25,0,1.67,0,0,1.67,0,0,0.83,0,0.83,0,0,0.83,0,0,0.83,0.83,0.83,0.83,0.83,0.83,0.83,0.83,0.83,0,0.83,0,0,0.83,0,0,0.83,0.83,0.83,0.83,0.83,0.83,0.83,0.83,null,9,3.25,0,0,1.67,0,0,0,1.67,0,0,0]
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[null,"Zonder lhk",{"$f":"IF(C$6<$AK$5,0,IF(C$6>$AK$2319,((C$6-$AK$2319)*$C$3)+$AL$2319,VLOOKUP(C$6,LH307_Groen_Maand,2)))","v":0},{"$f":"IF(D$6<$AK$5,0,IF(D$6>$AK$2319,((D$6-$AK$2319)*$C$3)+$AL$2319,VLOOKUP(D$6,LH307_Groen_Maand,2)))","v":0},{"$f":"IF('Bruto-netto'!$B$14='Bruto-netto'!$AB$19,$H$50,IF('Bruto-netto'!$B$14='Bruto-netto'!$AB$20,$H$121,IF(E$6<$AK$5,0,IF(E$6>$AK$2319,((E$6-$AK$2319)*$C$3)+$AL$2319,VLOOKUP(E$6,LH307_Groen_Maand,2)))))","v":0},{"$f":"IF(F$6<$AK$5,0,IF(F$6>$AK$2319,((F$6-$AK$2319)*$C$3)+$AL$2319,VLOOKUP(F$6,LH307_Groen_Maand,2)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,544,0,0,0,0,0,0,0,0,null,18,6.58,0,3.42,0,0,3.42,0,0,18,6.58,0,3.42,0,0,3.42,0,0,1.67,0,1.67,0,0,1.67,0,0,1.67,1.67,1.67,1.67,1.67,1.67,1.67,1.67,1.67,0,1.67,0,0,1.67,0,0,1.67,1.67,1.67,1.67,1.67,1.67,1.67,1.67,null,18,6.58,0,0,3.42,0,0,0,3.42,0,0,0]
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[null,"Pensioen",{"$f":"'Bruto-netto'!$D$34","v":0},{"$f":"IF('Bruto-netto'!$H$34=\"\",0,'Bruto-netto'!$H$34/(IF(OR('Bruto-netto'!$B$32='Bruto-netto'!$AB$19,'Bruto-netto'!$B$32='Bruto-netto'!$AB$20),12,1)))","v":0},{"$f":"IF(OR('Bruto-netto'!$B$32='Bruto-netto'!$AB$14,'Bruto-netto'!$B$32='Bruto-netto'!$AB$15,'Bruto-netto'!$B$32='Bruto-netto'!$AB$17,'Bruto-netto'!$B$32='Bruto-netto'!$AB$18,'Bruto-netto'!$B$32='Bruto-netto'!$AB$20),0,1)*\n$D$17/(IF(OR('Bruto-netto'!$B$32='Bruto-netto'!$AB$19,'Bruto-netto'!$B$32='Bruto-netto'!$AB$20),12,1))","v":0},"loon ZVW",{"$f":"'Bruto-netto'!$AP$4","v":0},{"$f":"'Bruto-netto'!$AP$18","v":0},{"$f":"'Bruto-netto'!$AP$32","v":0},{"$f":"'Bruto-netto'!$AP$46","v":0},{"$f":"'Bruto-netto'!$AP$60","v":0},{"$f":"'Bruto-netto'!$AP$74","v":0},{"$f":"'Bruto-netto'!$AP$88","v":0},{"$f":"'Bruto-netto'!$AP$102","v":0},{"$f":"'Bruto-netto'!$AP$116","v":0},{"$f":"'Bruto-netto'!$AP$130","v":0},{"$f":"'Bruto-netto'!$AP$144","v":0},{"$f":"'Bruto-netto'!$AP$158","v":0},{"$f":"'Bruto-netto'!$AP$172","v":0},{"$f":"'Bruto-netto'!$AP$186","v":0},{"$f":"'Bruto-netto'!$AP$200","v":0},{"$f":"'Bruto-netto'!$AP$214","v":0},{"$f":"'Bruto-netto'!$AP$228","v":0},{"$f":"'Bruto-netto'!$AP$242","v":0},{"$f":"'Bruto-netto'!$AP$256","v":0},null,null,null,null,null,null,null,null,null,null,null,58.5,21.58,0,11.08,0,0,11.08,0,0,58.5,21.58,0,11.08,0,0,11.08,0,0,5.42,0,5.42,0,0,5.42,0,0,5.42,5.42,5.42,5.42,5.42,5.42,5.42,5.42,5.42,0,5.42,0,0,5.42,0,0,5.42,5.42,5.42,5.42,5.42,5.42,5.42,5.42,null,58.5,21.58,0,0,11.08,0,0,0,11.08,0,0,0]
[null,"Zonder lhk",{"$f":"IF(C$17<$AK$5,0,IF(C$17>$AK$2319,((C$17-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(C$17,LH307_Groen_Maand,7)))","v":0},{"$f":"IF('Bruto-netto'!$B$32='Bruto-netto'!$AB$19,$T$50,IF('Bruto-netto'!$B$32='Bruto-netto'!$AB$20,$T$121,IF(D$17<$AK$5,0,IF(D$17>$AK$2319,((D$17-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(D$17,LH307_Groen_Maand,7)))))","v":0},{"$f":"IF(OR('Bruto-netto'!$B$32='Bruto-netto'!$AB$15,'Bruto-netto'!$B$32='Bruto-netto'!$AB$18),1,0)*$D$17/(IF(OR('Bruto-netto'!$B$32='Bruto-netto'!$AB$19,'Bruto-netto'!$B$32='Bruto-netto'!$AB$20),12,1))","v":0},"loon AK",{"$f":"IF(G$17<$AK$5,0,IF(G$17>$AK$2319,((G$17-$AK$2319)*$C$3)+$AQ$2319,VLOOKUP(G$17,LH307_Groen_Maand,7)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,63,23.25,0,12,0,0,12,0,0,63,23.25,0,12,0,0,12,0,0,5.83,0,5.83,0,0,5.83,0,0,5.83,5.83,5.83,5.83,5.83,5.83,5.83,5.83,5.83,0,5.83,0,0,5.83,0,0,5.83,5.83,5.83,5.83,5.83,5.83,5.83,5.83,null,63,23.25,0,0,12,0,0,0,12,0,0,0]
[null,"Met lhk",{"$f":"IF(C$17<$AK$5,0,IF(C$17>$AK$2319,((C$17-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(C$17,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF('Bruto-netto'!$B$32='Bruto-netto'!$AB$19,$U$50,IF('Bruto-netto'!$B$32='Bruto-netto'!$AB$20,$U$121,IF(D$17<$AK$5,0,IF(D$17>$AK$2319,((D$17-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(D$17,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))))","v":0},{"$f":"IF(E18<$CJ$5,$CM$5,IF(E18>$CJ$2319,$CU$2319,VLOOKUP(E$18,$CJ:$CU,12)))","v":0},"AK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,67.5,24.92,0,12.83,0,0,12.83,0,0,67.5,24.92,0,12.83,0,0,12.83,0,0,6.25,0,6.25,0,0,6.25,0,0,6.25,6.25,6.25,6.25,6.25,6.25,6.25,6.25,6.25,0,6.25,0,0,6.25,0,0,6.25,6.25,6.25,6.25,6.25,6.25,6.25,6.25,null,67.5,24.92,0,0,12.83,0,0,0,12.83,0,0,0]
[null,"Bijdrage Zvw",{"$f":"MIN(FLOOR(C17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},null,{"$f":"MIN(FLOOR(E17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},"ZVW",{"$f":"MIN(FLOOR(G17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(H17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(I17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(J17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(K17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(L17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(M17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(N17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(O17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(P17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(Q17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(R17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(S17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(T17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(U17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(V17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(W17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(X17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"MIN(FLOOR(Y17*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},null,null,null,null,null,null,null,null,null,null,null,72,26.58,0,13.67,0,0,13.67,0,0,72,26.58,0,13.67,0,0,13.67,0,0,6.67,0,6.67,0,0,6.67,0,0,6.67,6.67,6.67,6.67,6.67,6.67,6.67,6.67,6.67,0,6.67,0,0,6.67,0,0,6.67,6.67,6.67,6.67,6.67,6.67,6.67,6.67,null,72,26.58,0,0,13.67,0,0,0,13.67,0,0,0]
[null,"AOW",{"$f":"'Bruto-netto'!$F$34","v":0},null,null,null,{"$f":"'Bruto-netto'!$AP$9","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$23","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$37","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$51","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$65","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$79","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$93","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$107","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$121","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$135","v":1541.53},{"$f":"'Bruto-netto'!$AP$149","v":1541.53},{"$f":"'Bruto-netto'!$AP$163","v":1541.53},{"$f":"'Bruto-netto'!$AP$177","v":1541.53},{"$f":"'Bruto-netto'!$AP$191","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$205","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$219","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$233","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$247","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AP$261","v":1047.5999999999999},null,null,null,null,null,null,null,null,null,null,null,76.5,28.25,0,14.58,0,0,14.58,0,0,76.5,28.25,0,14.58,0,0,14.58,0,0,7.08,0,7.08,0,0,7.08,0,0,7.08,7.08,7.08,7.08,7.08,7.08,7.08,7.08,7.08,0,7.08,0,0,7.08,0,0,7.08,7.08,7.08,7.08,7.08,7.08,7.08,7.08,null,76.5,28.25,0,0,14.58,0,0,0,14.58,0,0,0]
[null,"Zonder lhk",{"$f":"IF(C$21<$AK$5,0,IF(C$21>$AK$2319,((C$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(C$21,LH307_Groen_Maand,7)))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,81,29.92,0,15.42,0,0,15.42,0,0,81,29.92,0,15.42,0,0,15.42,0,0,7.5,0,7.5,0,0,7.5,0,0,7.5,7.5,7.5,7.5,7.5,7.5,7.5,7.5,7.5,0,7.5,0,0,7.5,0,0,7.5,7.5,7.5,7.5,7.5,7.5,7.5,7.5,null,81,29.92,0,0,15.42,0,0,0,15.42,0,0,0]
[null,"Met lhk",{"$f":"IF(C$21<$AK$5,0,IF(C$21>$AK$2319,((C$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(C$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},null,null,null,{"$f":"IF(G$21<$AK$5,0,IF(G$21>$AK$2319,((G$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(G$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(H$21<$AK$5,0,IF(H$21>$AK$2319,((H$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(H$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(I$21<$AK$5,0,IF(I$21>$AK$2319,((I$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(I$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(J$21<$AK$5,0,IF(J$21>$AK$2319,((J$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(J$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(K$21<$AK$5,0,IF(K$21>$AK$2319,((K$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(K$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(L$21<$AK$5,0,IF(L$21>$AK$2319,((L$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(L$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(M$21<$AK$5,0,IF(M$21>$AK$2319,((M$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(M$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(N$21<$AK$5,0,IF(N$21>$AK$2319,((N$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(N$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(O$21<$AK$5,0,IF(O$21>$AK$2319,((O$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(O$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(P$21<$AK$5,0,IF(P$21>$AK$2319,((P$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(P$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(Q$21<$AK$5,0,IF(Q$21>$AK$2319,((Q$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(Q$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(R$21<$AK$5,0,IF(R$21>$AK$2319,((R$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(R$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(S$21<$AK$5,0,IF(S$21>$AK$2319,((S$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(S$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(T$21<$AK$5,0,IF(T$21>$AK$2319,((T$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(T$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(U$21<$AK$5,0,IF(U$21>$AK$2319,((U$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(U$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(V$21<$AK$5,0,IF(V$21>$AK$2319,((V$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(V$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(W$21<$AK$5,0,IF(W$21>$AK$2319,((W$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(W$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(X$21<$AK$5,0,IF(X$21>$AK$2319,((X$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(X$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(Y$21<$AK$5,0,IF(Y$21>$AK$2319,((Y$21-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(Y$21,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},null,null,null,null,null,null,null,null,null,null,null,85.5,31.58,0,16.25,0,0,16.25,0,0,85.5,31.58,0,16.25,0,0,16.25,0,0,7.92,0,7.92,0,0,7.92,0,0,7.92,7.92,7.92,7.92,7.92,7.92,7.92,7.92,7.92,0,7.92,0,0,7.92,0,0,7.92,7.92,7.92,7.92,7.92,7.92,7.92,7.92,null,85.5,31.58,0,0,16.25,0,0,0,16.25,0,0,0]
[null,"Bijdrage Zvw",{"$f":"MIN(FLOOR(C21*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},null,null,null,{"$f":"FLOOR(G21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(H21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(I21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(J21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(K21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(L21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(M21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(N21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(O21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(P21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":82},{"$f":"FLOOR(Q21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":82},{"$f":"FLOOR(R21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":82},{"$f":"FLOOR(S21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":82},{"$f":"FLOOR(T21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(U21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(V21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(W21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(X21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"FLOOR(Y21*$C$2,0.01)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},null,null,null,null,null,null,null,null,null,null,null,90,33.25,0,17.079999999999998,0,0,17.079999999999998,0,0,90,33.25,0,17.079999999999998,0,0,17.079999999999998,0,0,8.33,0,8.33,0,0,8.33,0,0,8.33,8.33,8.33,8.33,8.33,8.33,8.33,8.33,8.33,0,8.33,0,0,8.33,0,0,8.33,8.33,8.33,8.33,8.33,8.33,8.33,8.33,null,90,33.25,0,0,17.079999999999998,0,0,0,17.079999999999998,0,0,0]
[null,"Totaal",{"$f":"C17+D17+C21+IF(Loonheffing!$C$21=FLOOR(Parameters!$G$113*Parameters!$G$107,0.01),Loonheffing!$K$2,Loonheffing!$L$2)","v":0},null,null,null,{"$f":"'Bruto-netto'!$AS$10","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$24","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$38","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$52","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$66","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$80","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$94","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$108","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$122","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$136","v":1541.53},{"$f":"'Bruto-netto'!$AS$150","v":1541.53},{"$f":"'Bruto-netto'!$AS$164","v":1541.53},{"$f":"'Bruto-netto'!$AS$178","v":1541.53},{"$f":"'Bruto-netto'!$AS$192","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$206","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$220","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$234","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$248","v":1047.5999999999999},{"$f":"'Bruto-netto'!$AS$262","v":1047.5999999999999},null,null,null,null,null,null,null,null,null,null,null,94.5,34.92,0,18,0,0,18,0,0,94.5,34.92,0,18,0,0,18,0,0,8.75,0,8.75,0,0,8.75,0,0,8.75,8.75,8.75,8.75,8.75,8.75,8.75,8.75,8.75,0,8.75,0,0,8.75,0,0,8.75,8.75,8.75,8.75,8.75,8.75,8.75,8.75,null,94.5,34.92,0,0,18,0,0,0,18,0,0,0]
[null,"Zonder lhk",{"$f":"IF(C$25<$AK$5,0,IF(C$25>$AK$2319,((C$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(C$25,LH307_Groen_Maand,7)))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,99,36.58,0,18.829999999999998,0,0,18.829999999999998,0,0,99,36.58,0,18.829999999999998,0,0,18.829999999999998,0,0,9.17,0,9.17,0,0,9.17,0,0,9.17,9.17,9.17,9.17,9.17,9.17,9.17,9.17,9.17,0,9.17,0,0,9.17,0,0,9.17,9.17,9.17,9.17,9.17,9.17,9.17,9.17,null,99,36.58,0,0,18.829999999999998,0,0,0,18.829999999999998,0,0,0]
[null,"Met lhk",{"$f":"IF(C$25<$AK$5,0,IF(C$25>$AK$2319,((C$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(C$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},"loon ZVW",null,null,{"$f":"IF(G$25<$AK$5,0,IF(G$25>$AK$2319,((G$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(G$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(H$25<$AK$5,0,IF(H$25>$AK$2319,((H$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(H$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(I$25<$AK$5,0,IF(I$25>$AK$2319,((I$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(I$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(J$25<$AK$5,0,IF(J$25>$AK$2319,((J$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(J$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(K$25<$AK$5,0,IF(K$25>$AK$2319,((K$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(K$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(L$25<$AK$5,0,IF(L$25>$AK$2319,((L$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(L$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(M$25<$AK$5,0,IF(M$25>$AK$2319,((M$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(M$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(N$25<$AK$5,0,IF(N$25>$AK$2319,((N$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(N$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(O$25<$AK$5,0,IF(O$25>$AK$2319,((O$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(O$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(P$25<$AK$5,0,IF(P$25>$AK$2319,((P$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(P$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(Q$25<$AK$5,0,IF(Q$25>$AK$2319,((Q$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(Q$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(R$25<$AK$5,0,IF(R$25>$AK$2319,((R$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(R$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(S$25<$AK$5,0,IF(S$25>$AK$2319,((S$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(S$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(T$25<$AK$5,0,IF(T$25>$AK$2319,((T$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(T$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(U$25<$AK$5,0,IF(U$25>$AK$2319,((U$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(U$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(V$25<$AK$5,0,IF(V$25>$AK$2319,((V$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(V$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(W$25<$AK$5,0,IF(W$25>$AK$2319,((W$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(W$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(X$25<$AK$5,0,IF(X$25>$AK$2319,((X$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(X$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},{"$f":"IF(Y$25<$AK$5,0,IF(Y$25>$AK$2319,((Y$25-$AK$2319)*$C$3)+$AS$2319,VLOOKUP(Y$25,LH307_Groen_Maand,IF('Bruto-netto'!$F$33=\"AOW gehuwd\",8,9))))","v":0},null,null,null,null,null,null,null,null,null,null,null,103.5,38.25,0,19.670000000000002,0,0,19.670000000000002,0,0,103.5,38.25,0,19.670000000000002,0,0,19.670000000000002,0,0,9.58,0,9.58,0,0,9.58,0,0,9.58,9.58,9.58,9.58,9.58,9.58,9.58,9.58,9.58,0,9.58,0,0,9.58,0,0,9.58,9.58,9.58,9.58,9.58,9.58,9.58,9.58,null,103.5,38.25,0,0,19.670000000000002,0,0,0,19.670000000000002,0,0,0]
[null,"Bijdrage Zvw",{"$f":"MIN(FLOOR($D$28*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":0},{"$f":"C17+E17+C21+IF(Loonheffing!$C$21=FLOOR(Parameters!$G$113*Parameters!$G$107,0.01),Loonheffing!$K$2,Loonheffing!$L$2)","v":0},null,null,{"$f":"MIN(FLOOR(G25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(H25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(I25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(J25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(K25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(L25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(M25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(N25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(O25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(P25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":82},{"$f":"MIN(FLOOR(Q25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":82},{"$f":"MIN(FLOOR(R25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":82},{"$f":"MIN(FLOOR(S25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":82},{"$f":"MIN(FLOOR(T25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(U25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(V25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(W25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(X25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},{"$f":"MIN(FLOOR(Y25*$C$2,0.01),$F$2)*IF('Bruto-netto'!$D$8<>Loonheffing!$B$30,'Bruto-netto'!$H$8,1)","v":55.730000000000004},null,null,null,null,null,null,null,null,null,null,null,108,39.92,0,20.58,0,0,20.58,0,0,108,39.92,0,20.58,0,0,20.58,0,0,10,0,10,0,0,10,0,0,10,10,10,10,10,10,10,10,10,0,10,0,0,10,0,0,10,10,10,10,10,10,10,10,null,108,39.92,0,0,20.58,0,0,0,20.58,0,0,0]
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[null,"Nederland",2,{"$f":"C30+1","v":3},4,5,6,7,8,9,null,null,null,"Voor AOW",null,"Na AOW",null,null,"Netto voor AOW",null,"Netto na AOW",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,117,43.25,0,22.25,0,0,22.25,0,0,117,43.25,0,22.25,0,0,22.25,0,0,10.83,0,10.83,0,0,10.83,0,0,10.83,10.83,10.83,10.83,10.83,10.83,10.83,10.83,10.83,0,10.83,0,0,10.83,0,0,10.83,10.83,10.83,10.83,10.83,10.83,10.83,10.83,null,117,43.25,0,0,22.25,0,0,0,22.25,0,0,0]
[null,"België",{"$f":"J30+1","v":10},11,12,13,14,15,{"$f":"H31+1","v":16},{"$f":"I31+1","v":17},null,null,"Bruto","LH","LHK","LH","LHK","Zvw","ZLHK","MLHK","ZLHK","MLHK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,121.5,44.92,0,23.17,0,0,23.17,0,0,121.5,44.92,0,23.17,0,0,23.17,0,0,11.25,0,11.25,0,0,11.25,0,0,11.25,11.25,11.25,11.25,11.25,11.25,11.25,11.25,11.25,0,11.25,0,0,11.25,0,0,11.25,11.25,11.25,11.25,11.25,11.25,11.25,11.25,null,121.5,44.92,0,0,23.17,0,0,0,23.17,0,0,0]
[null,"Rest Europa",{"$f":"J31+1","v":18},19,20,21,22,23,24,25,null,"Ineens1",{"$f":"IF(Berekening!$J102=\"\",0,Berekening!$J102)","v":0},{"$f":"H63","v":0},{"$f":"I63","v":0},{"$f":"T63","v":0},{"$f":"U63","v":0},{"$f":"MIN(FLOOR(M32*$C$2,0.01),$F$1)","v":0},{"$f":"$M32-N32-$R32","v":0},{"$f":"$M32-O32-$R32","v":0},{"$f":"$M32-P32-$R32","v":0},{"$f":"$M32-Q32-$R32","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,126,46.5,0,24,0,0,24,0,0,126,46.5,0,24,0,0,24,0,0,11.67,0,11.67,0,0,11.67,0,0,11.67,11.67,11.67,11.67,11.67,11.67,11.67,11.67,11.67,0,11.67,0,0,11.67,0,0,11.67,11.67,11.67,11.67,11.67,11.67,11.67,11.67,null,126,46.5,0,0,24,0,0,0,24,0,0,0]
[null,"Aruba / Suriname",{"$f":"J32+1","v":26},27,28,29,30,31,32,33,null,"Ineens2",{"$f":"IF(Berekening!$J103=\"\",0,Berekening!$J103)","v":0},{"$f":"H76","v":0},{"$f":"I76","v":0},{"$f":"T76","v":0},{"$f":"U76","v":0},{"$f":"MIN(FLOOR(M33*$C$2,0.01),$F$1)","v":0},{"$f":"$M33-N33-$R33","v":0},{"$f":"$M33-O33-$R33","v":0},{"$f":"$M33-P33-$R33","v":0},{"$f":"$M33-Q33-$R33","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,130.5,48.17,0,24.83,0,0,24.83,0,0,130.5,48.17,0,24.83,0,0,24.83,0,0,12.08,0,12.08,0,0,12.08,0,0,12.08,12.08,12.08,12.08,12.08,12.08,12.08,12.08,12.08,0,12.08,0,0,12.08,0,0,12.08,12.08,12.08,12.08,12.08,12.08,12.08,12.08,null,130.5,48.17,0,0,24.83,0,0,0,24.83,0,0,0]
[null,"Rest Wereld",{"$f":"J33+1","v":34},35,36,37,38,39,40,41,null,"Ineens3",{"$f":"IF(Berekening!$J104=\"\",0,Berekening!$J104)","v":0},{"$f":"H89","v":0},{"$f":"I89","v":0},{"$f":"T89","v":0},{"$f":"U89","v":0},0,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,135,49.83,0,25.67,0,0,25.67,0,0,135,49.83,0,25.67,0,0,25.67,0,0,12.5,0,12.5,0,0,12.5,0,0,12.5,12.5,12.5,12.5,12.5,12.5,12.5,12.5,12.5,0,12.5,0,0,12.5,0,0,12.5,12.5,12.5,12.5,12.5,12.5,12.5,12.5,null,135,49.83,0,0,25.67,0,0,0,25.67,0,0,0]
[null,null,null,null,null,null,null,null,null,null,null,"Ineens4",{"$f":"IF(Berekening!$J105=\"\",0,Berekening!$J105)","v":0},{"$f":"H102","v":0},{"$f":"I102","v":0},{"$f":"T102","v":0},{"$f":"U102","v":0},0,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,139.5,51.5,0,26.58,0,0,26.58,0,0,139.5,51.5,0,26.58,0,0,26.58,0,0,13,0,13,0,0,13,0,0,13,13,13,13,13,13,13,13,13,0,13,0,0,13,0,0,13,13,13,13,13,13,13,13,null,139.5,51.5,0,0,26.58,0,0,0,26.58,0,0,0]
[null,"Keuze",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,144,53.17,0,27.42,0,0,27.42,0,0,144,53.17,0,27.42,0,0,27.42,0,0,13.42,0,13.42,0,0,13.42,0,0,13.42,13.42,13.42,13.42,13.42,13.42,13.42,13.42,13.42,0,13.42,0,0,13.42,0,0,13.42,13.42,13.42,13.42,13.42,13.42,13.42,13.42,null,144,53.17,0,0,27.42,0,0,0,27.42,0,0,0]
[null,{"$f":"'Bruto-netto'!D8","v":"Nederland"},{"$f":"VLOOKUP($B$37,$B$30:$K$34,C$30,0)","v":2},{"$f":"VLOOKUP($B$37,$B$30:$K$34,D$30,0)","v":3},4,5,6,7,8,9,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,148.5,54.83,0,28.25,0,0,28.25,0,0,148.5,54.83,0,28.25,0,0,28.25,0,0,13.83,0,13.83,0,0,13.83,0,0,13.83,13.83,13.83,13.83,13.83,13.83,13.83,13.83,13.83,0,13.83,0,0,13.83,0,0,13.83,13.83,13.83,13.83,13.83,13.83,13.83,13.83,null,148.5,54.83,0,0,28.25,0,0,0,28.25,0,0,0]
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