Pension explained

Reserving a part of your salary for later. That is building your pension. The higher your salary, the higher your future pension will be. Your pension will be paid out in monthly installments when you retire. But you will also receive payments if you become disabled. Your partner may even receive payments in case of your death.

Your future pension entitlements consist of 2 or 3 parts:

1. Legal base income
   The base income that is provided to you or your surviving relatives by the government.
    
2. ABP Pension
   On top of the legal base income, you have accrued pension entitlements through your employer. This is additional income.
    
3. Personal supplements
   On top of the combined income of the legal base income and pension entitlements, there are optional supplementing products that you may have with ABP or with an insurance company. These products can increase your monthly benefits.

		Retirement		Disability		Dependants
3.		ABP ExtraPension,  Lifecycle savings scheme,  Annuity		Supplement through insurer or bank		ABP PartnerPlusPension, Annuity
2.		ABP Flexible Early Retirement Pension followed by ABP Retirement Pension, or ABP Multi-Option Pension		ABP Incapacity pension		ABP Surviving Dependants Pension
1.		AOW		WIA		Anw